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Cumberland University logo
Private nonprofit Lebanon, TN · Town · Southeast · 93% data
B+ Earnings B Social Mobility B- Selectivity
Graduation Rate
46% D+
Lower completion rate than most colleges
Earnings (10yr)
$57,687 B+
Well above the typical college graduate
Net Price
$18,759 C-
Close to the national average
Acceptance Rate
67% B-
Accessible to most qualified applicants
Earnings +41% vs avg
Graduation -19% vs avg
Net Price 9% vs avg
Mobility Top 28%

Bottom line: A C+ overall grade — average outcomes for a U.S. college. 17.2× return on investment — every $1 spent returns $17.2 over 20 years. Ranked #5 in Best Business Colleges in Tennessee.

17.2× return on investment

Every $1 spent returns $17.2 over 20 years — debt pays back in ~under a year. Net gain: $1,215,767.

What The Data Says

  1. A C+ overall — outcomes above the typical U.S. college.

  2. Earnings 41% above the national college median.

  3. Social mobility rate of 2.00% — an engine of upward economic mobility.

  4. Every $1 invested returns $17.2 over 20 years — an exceptional return.

Why Cumberland University Matters

Cumberland University is a private university in Lebanon, TN and its outcomes are not an accident. They are driven by a well-connected, high-opportunity alumni network. The result: graduate earnings well above the typical college.

Interpretation generated from this school's federal outcomes, research, and mobility data.

Institutional Profile

Institution Type
Private University
Carnegie Class
Master's University
Enrollment
2,104
Setting
Town
Primary Strengths
Business & Marketing, Humanities, Health Professions, Biology & Biomedical

Why students choose Cumberland University

Influential alumni network
High cross-class social capital and reach
Strength in Business & Marketing
Its most-awarded field of study

CollegeRanker Report Card

Graded on outcomes, against every U.S. college.

C+
Top 39% overall
B+
Earnings
$57,687 median
C+
Value
3.1× net price
C-
Affordability
$18,759/yr net
D+
Graduation
46% graduate
B
Social Mobility
2.0% climb Q1→Q5
B-
Selectivity
67% admit rate
C+
Diversity
0.64 index

Each grade is this school's national percentile on a real outcome — earnings, value, mobility, and more.

How we grade →

Overview

Cumberland University is a good fit for students who are looking for a close-knit environment where personal connections matter. With an enrollment of about 2,100 students and a 67% acceptance rate, it's accessible for many. Here, students dive into programs like Humanities, Business & Marketing, Health Professions, Criminal Justice, and Psychology, allowing them to explore diverse paths while developing valuable skills.

After graduation, the potential for earnings is quite promising, with a median salary of $57,687 after ten years. This figure highlights the opportunities available to graduates in various fields. While the graduation rate sits at 46%, many students who complete their studies find their degrees translating into meaningful careers. Affordability plays a role here too, as around 30% of students receive Pell Grants, making it easier for those from lower-income backgrounds to attend.

When it comes to the financials, the net price after aid is $18,759, and the median debt stands at $17,952. This suggests that while the cost of attendance can be significant, it's manageable for many, especially when looking at the potential return on investment. Students who thrive here are often those who value community and support, and who seek a practical education that leads to real-world outcomes.

Rankings

Can I Get In?

How selective Cumberland University is — and how your numbers stack up.

Tool

Will I Be Accepted?

Enter your credentials to see your chances at this school.

3.0
Test Score
1050
21

Academics & Admissions

Is It Hard to Get Into Cumberland University? Acceptance Rate & Requirements

Cumberland University, located in Lebanon, Tennessee, offers a realistic path to admission, with roughly 67% of applicants receiving an offer. The graduation rate is roughly 46%.

Acceptance Rate
67%
Retention Rate
59%
Full-Time Faculty
33%
Faculty Salary (mo)
$6,114
Student–Faculty Ratio
16:1
Diversity Index
0.64
First-Gen Students
41%
Applicants
2,137
Admitted
1,415

Can I Afford It?

What you'll actually pay after grants and aid — not the sticker price.

Cost & Financial Aid

How Much Does It Cost to Attend Cumberland University? Tuition, Net Price & Aid

Published tuition at Cumberland University is $27,840, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $18,759. Students from families earning under $30,000 typically pay closer to $17,882 after need-based grants. The median graduate leaves with about $17,952 in federal student loans.

In-State Tuition
$27,840
Out-of-State
$27,840
Avg Net Price
$18,759
Median Debt
$17,952
Pell Grant Rate
30%
Federal Loan Rate
19%

What Families Actually Pay

Family Income $0–$30K
$17,882
Family Income $30K–$48K
$18,048
Family Income $48K–$75K
$19,609
Family Income $110K+
$20,917

What Happens After?

Earnings, debt, and where graduates actually land.

Graduate Outcomes

Is Cumberland University Worth It? Graduate Earnings & ROI

Ten years out, alumni of Cumberland University earn a median of $57,687, roughly in line with the national average for college graduates.

6 Years After Entry
$52,246
8 Years
$59,093
10 Years
$57,687
Debt-to-Earnings
0.31x
Earning > $25K
68%

Earnings Trajectory

$52,246 6yr $59,093 8yr $57,687 10yr

Graduation by Timeframe

100% (71)
40%
100% (71)
40%
100% (71)
40%
100% (71)
40%

How Cumberland Compares

Dot right of center = above national average.

NATIONAL AVGGraduation46%Earnings 10yr$58KNet Price$19KRetention59%Median Debt$18KPell Grant Rate30%

Net Price by Family Income

What families actually pay after aid, by income bracket.

$18K$0-30K$18K$30-48K$20K$48-75K$21K$110K+

The Mobility Equation

Mobility = Access x Success. How many low-income students get in, and how many reach the top 20%?

ACCESS% from bottom 20%13.7%SUCCESS% who reach top 20%14.7%MOBILITY2.00%

College ROI Calculator

Is Cumberland University Worth It?

A data-driven look at the return on your educational investment — using real federal data.

Yes — for most students, Cumberland University delivers a positive return. Over four years, the typical net price is $18,759/year ($75,036 total). Graduates earn $57,687 at ten years, and over a 20-year career we project $1,290,803 in total earnings — a net gain of $1,215,767 (17.2× your investment). The median debt is $17,952, which takes less than a year to pay back at typical earnings. With a 46% graduation rate, the path to that return is well-tested. This is a exceptional ROI compared to national averages.

Total Cost (4yr)
$75,036
Projected 20yr Earnings
$1,290,803
Net Return
$1,215,767
ROI Multiple
17.2×
Cost Per Year
$18,759
Median Debt
$17,952
Debt Payback
Less than 1 yr
Graduation Rate
46%

Does It Change Lives?

Mobility, social capital, and innovation — does it move people up?

Social Mobility

Data: Raj Chetty's Mobility Report Card · 30M+ anonymized tax records

Does Cumberland University Drive Upward Mobility? Economic Mobility & Low-Income Outcomes

Cumberland University is a genuine engine of upward mobility. Its mobility rate, the share of students who start in the bottom income quintile and climb to the top, is 2.00%, among the highest in the country. Access is a real strength here. Roughly 13.7% of students come from families in the bottom income quintile, a high share that gives low-income students a real foothold. Among bottom-quintile students who attend, roughly 14.7% go on to reach the top of the income ladder. The median family income of students sits near $68,800, a snapshot of the campus's socioeconomic mix.

Mobility Rate
2.00%
Bottom 20% → Top 20%
Success Rate
14.7%
If bottom 20% get in
From Bottom 20%
13.7%
Share of students
Parent Median Income
$68,800

Social Capital

Data: Opportunity Insights Social Capital Atlas

How Connected Is Cumberland University? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at Cumberland University. Its economic connectedness score is 1.52, where about 1.0 is the national norm. Its friending bias is low (-0.06), a sign that students from different economic backgrounds actually mix rather than self-segregate. Around 5% of students take part in civic and volunteering activity.

Economic Connectedness
1.52
Cross-class friendships
Friending Bias
-0.06
Lower = more inclusive
Volunteering Rate
5.0%
Support Ratio
1.00
Community support

Research Note

267%
Low-income students at colleges in the top quartile of economic connectedness are 267% more likely to reach the top income quintile than peers at the least-connected schools.
Data from CollegeRanker’s review of 5,745 U.S. colleges (n=1,503). Quartile comparison of mean bottom-quintile success rate, split by economic connectedness (Opportunity Insights Social Capital Atlas × Mobility Report Card).

Institutional Finances

Data: NCES IPEDS

Federal Grants
$3,786,517
Investment Income
$-221,481

Top Programs

The fields Cumberland University awards the most degrees in, by share of completions. Each links to its degree guide — with salary, growth, and the schools with the strongest outcomes.

Frequently Asked Questions

Is It Hard to Get Into Cumberland University? Acceptance Rate & Requirements

Cumberland University, located in Lebanon, Tennessee, offers a realistic path to admission, with roughly 67% of applicants receiving an offer. The graduation rate is roughly 46%.

How Much Does It Cost to Attend Cumberland University? Tuition, Net Price & Aid

Published tuition at Cumberland University is $27,840, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $18,759. Students from families earning under $30,000 typically pay closer to $17,882 after need-based grants. The median graduate leaves with about $17,952 in federal student loans.

Is Cumberland University Worth It? Graduate Earnings & ROI

Ten years out, alumni of Cumberland University earn a median of $57,687, roughly in line with the national average for college graduates.

Does Cumberland University Drive Upward Mobility? Economic Mobility & Low-Income Outcomes

Cumberland University is a genuine engine of upward mobility. Its mobility rate, the share of students who start in the bottom income quintile and climb to the top, is 2.00%, among the highest in the country. Access is a real strength here. Roughly 13.7% of students come from families in the bottom income quintile, a high share that gives low-income students a real foothold. Among bottom-quintile students who attend, roughly 14.7% go on to reach the top of the income ladder. The median family income of students sits near $68,800, a snapshot of the campus's socioeconomic mix.

How Connected Is Cumberland University? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at Cumberland University. Its economic connectedness score is 1.52, where about 1.0 is the national norm. Its friending bias is low (-0.06), a sign that students from different economic backgrounds actually mix rather than self-segregate. Around 5% of students take part in civic and volunteering activity.

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The State of American Higher Education Outcomes for 2026 — report cover Download PDF

The 2026 Annual Report

The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

Free · 21 pages · 5,745 institutions · 100% federal data, no surveys