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Head-to-Head Comparison

Massachusetts Institute of Technology vs University of Minnesota-Twin Cities

Massachusetts Technology Wins
24
Tied
17
Minnesota-Twin Cities Wins
10

Direct Answer

For overall financial value, University of Minnesota-Twin Cities offers a significantly safer investment tier. While Massachusetts Institute of Technology achieves a higher graduation rate (96% vs 85%), its annual cost of attendance sits at $20,111 compared to University of Minnesota-Twin Cities's $16,778 for in-state paths. Students who choose University of Minnesota-Twin Cities benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $69,020 at ten years.

51 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Massachusetts Technology

  • Higher earnings: Median earnings of $143,372 ten years after enrollment, 108% more than University of Minnesota-Twin Cities
  • Higher grad rate: 96% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,768, the lower of the two
  • More selective: Admits 5% of applicants, which makes for a more competitive peer group

Minnesota-Twin Cities

  • Lower cost: Average net price of $16,778, roughly $3,333 a year less

The Actual Decision

What are you really choosing between?

Massachusetts Technology graduates concentrate in Computer Science & IT (35% of degrees); Minnesota-Twin Cities in Biology & Biomedical (12%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Computer science & AI Massachusetts Technology
Engineering Massachusetts Technology
Pre-med & health Minnesota-Twin Cities
Math & quantitative work Massachusetts Technology
Business & entrepreneurship Minnesota-Twin Cities
Psychology Minnesota-Twin Cities
Economics & public policy Minnesota-Twin Cities
Education & teaching Minnesota-Twin Cities
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over University of Minnesota-Twin Cities. Median earnings of $143,372 ten years after enrollment vs $69,020.

Keeping costs down → University of Minnesota-Twin Cities

Pick University of Minnesota-Twin Cities over Massachusetts Institute of Technology. Net price $16,778 vs $20,111.

Graduation certainty → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over University of Minnesota-Twin Cities. 96% completion rate vs 85%.

Key Metrics at a Glance

Graduation Rate

96%
Massachusetts Technology
vs
85%
Minnesota-Twin Cities

Earnings (10yr)

$143,372
Massachusetts Technology
vs
$69,020
Minnesota-Twin Cities

Avg Net Price

$20,111
Massachusetts Technology
vs
$16,778
Minnesota-Twin Cities

Median Debt

$14,768
Massachusetts Technology
vs
$19,500
Minnesota-Twin Cities

The Analysis

Verdict

Massachusetts Institute of Technology and University of Minnesota-Twin Cities are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while University of Minnesota-Twin Cities takes 80%. Its entering class also posts the higher average SAT, 1,560 to 1,362.

So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Minnesota-Twin Cities comes out ahead. Its average net price after aid is $16,778, about $3,333 a year below Massachusetts Institute of Technology's $20,111. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $19,500.

So what: Over four years, the gap adds up to about $13,332 before any change in aid. Choosing University of Minnesota-Twin Cities leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $69,020 at University of Minnesota-Twin Cities. That is a 108% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.28x.

So what: An earnings gap of 108% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 85%. More of its students stay on track to a degree.

So what: A completion gap of 11% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Minnesota-Twin Cities to keep costs and debt down; pick Massachusetts Institute of Technology for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Minnesota-Twin Cities saves about $3,333 a year, yet Massachusetts Institute of Technology graduates earn $74,352 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Massachusetts Institute of Technology concentrates enrollment in Engineering, Mathematics & Statistics, while University of Minnesota-Twin Cities leans toward Biology & Biomedical, Business & Marketing. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Massachusetts Technology Not for everyone
  • Cost-conscious students: net price of $20,111 runs well above University of Minnesota-Twin Cities's $16,778.
  • Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and University of Minnesota-Twin Cities offers the stronger options.
Minnesota-Twin Cities Not for everyone
  • Students minimizing debt: median debt is $19,500, against $14,768 at Massachusetts Institute of Technology.
  • STEM and CS-focused students: tech programs are a smaller part of University of Minnesota-Twin Cities's enrollment, and Massachusetts Institute of Technology is stronger here.
  • Students who want a smaller campus: University of Minnesota-Twin Cities's enrollment of 31,855 far exceeds Massachusetts Institute of Technology's 4,535.

Full Data Breakdown

Inside the admissions office

Test scores matter less at Minnesota-Twin Cities, where only about 42% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
New England
Region
Plains
4,535
Enrollment
31,855
No
HBCU
No
Admissions
4 metrics
5%
Acceptance Rate
80%
1560
SAT Average
1362
ACT Midpoint
30
1520-1580
SAT Range
1300-1500
Admissions Strategy (Common Data Set)
3 metrics
83%
SAT Submitted
8%
29%
ACT Submitted
33%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$62,396
In-State Tuition
$17,214
$62,396
Out-of-State Tuition
$38,362
$20,111
Average Net Price
$16,778
$-2,533
Net Price ($0-30K income)
$6,642
$93
Net Price ($30-48K)
$7,283
$1,480
Net Price ($48-75K)
$9,931
$48,479
Net Price ($110K+)
$27,008
19%
Pell Grant Rate
18%
7%
Federal Loan Rate
28%
Academics
5 metrics
96%
Graduation Rate
85%
99%
Retention Rate
91%
99%
Full-Time Faculty
81%
$24,177
Faculty Salary (monthly)
$13,662
26%
First-Gen Students
19%
Student Body
6 metrics
37%
Female
56%
21%
White
57%
14%
Hispanic
7%
8%
Black
10%
35%
Asian
13%
0.79
Diversity Index
0.64
Outcomes
6 metrics
$131,633
Earnings (6yr)
$57,984
$135,278
Earnings (8yr)
$63,477
$143,372
Earnings (10yr)
$69,020
$14,768
Median Debt
$19,500
0.1x
Debt-to-Earnings
0.28x
87%
Earning Above HS Grad
78%
Social Mobility (Chetty)
4 metrics
3.40%
Mobility Rate
66.5%
Success Rate (bottom 20%)
5.1%
From Bottom 20%
$191,570
Parent Median Income (today's $)
Social Capital
3 metrics
1.86
Economic Connectedness
1.65
-0.01
Friending Bias
0.03
6.1%
Volunteering Rate
8.3%
Research (Times HE)
4 metrics
#3
World Rank
97.8
Teaching Score
91.4
Research Score
99.9
Citations Score
Online Education (IPEDS)
2 metrics
% Exclusively Online
4.0%
1.8%
% Any Online
50.1%

The Overviews

Massachusetts Institute of Technology

Cambridge, MA · Private nonprofit

5% accept 96% grad $143,372 earnings $20,111 net

With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.

Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.

The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.

University of Minnesota-Twin Cities

Minneapolis, MN · Public

80% accept 85% grad $69,020 earnings $16,778 net

With an enrollment of over 31,000 students, the University of Minnesota-Twin Cities stands out as a vibrant public university where a diverse array of students can thrive. If you're interested in business, biology, computer science, engineering, or psychology, you're likely to find a strong community here. The 80% acceptance rate shows that the university is accessible to many, making it an attractive option for students from various backgrounds seeking to gain a solid education in these fields.

After graduation, students can expect a median earning of around $69,020 within ten years, which is a promising number that speaks to the value of a degree from this university. While the data on mobility rates isn't available, the strong graduation rate of 85% suggests that most students are completing their programs and moving into the workforce with a competitive edge. This financial outlook is further enhanced by the affordability of the education, allowing graduates to step into their careers without overwhelming debt.

Speaking of costs, the net price after financial aid stands at approximately $16,778, which is quite manageable compared to many other institutions. With a median debt of $19,500, students here tend to leave with a reasonable financial burden. The university attracts those who are motivated and ready to invest in their futures, and it seems well-suited for individuals who are driven and eager to engage in a collaborative learning environment.

Rankings They Appear On

Massachusetts Institute of Technology is featured on the Colleges With the Highest-Earning Graduates ranking.

Explore all rankings →

Top Degree Programs

Massachusetts Technology's top program is Computer Science (35% of enrollment), while Minnesota-Twin Cities leads with Biology (12%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology) and Software Developer, Data Scientist, Cybersecurity Analyst (for Minnesota-Twin Cities).

The two schools feed different job markets. Massachusetts Institute of Technology is strongest in Mathematics & Statistics, Physical Sciences, while University of Minnesota-Twin Cities concentrates in Biology & Biomedical, Business & Marketing. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Massachusetts Institute of Technology or University of Minnesota-Twin Cities?

Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 80% at University of Minnesota-Twin Cities.

Which is more affordable, Massachusetts Institute of Technology or University of Minnesota-Twin Cities?

University of Minnesota-Twin Cities is more affordable, with an average net price of $16,778 after aid versus $20,111 at Massachusetts Institute of Technology.

Do Massachusetts Institute of Technology or University of Minnesota-Twin Cities graduates earn more?

Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $69,020 at University of Minnesota-Twin Cities.

Which has a better graduation rate, Massachusetts Institute of Technology or University of Minnesota-Twin Cities?

Massachusetts Institute of Technology has the higher graduation rate, 96% versus 85%.

Should you choose Massachusetts Institute of Technology or University of Minnesota-Twin Cities?

It depends on what you weigh most. Choose University of Minnesota-Twin Cities if affordability and lower debt come first; choose Massachusetts Institute of Technology if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Massachusetts Technology and Minnesota-Twin Cities stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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