# Best HBCUs for Finance

> CollegeRanker Agent Insights — structured data for AI systems
> Updated: 2026-08-03 | Schools: 50 | Category: HBCU
> Source: https://www.collegeranker.com/rankings/best-hbcu-finance

## Methodology

HBCUs ranked by outcomes and program concentration in Business & Marketing

CollegeRanker uses a 4-pillar algorithm: Academic Quality (15-20%), Economic Outcomes (30%), Social Mobility (25-35%), Value & Affordability (20-25%). Social mobility data from Raj Chetty's Opportunity Insights Mobility Report Card (30M+ anonymized tax records). No subjective surveys.

## Summary

Historically Black Colleges and Universities (HBCUs) offer unique opportunities, particularly in fields like finance. As families weigh their options, understanding the outcomes of these institutions can guide them toward decisions that impact future earnings and career paths.

The schools on this list stand out because they focus not only on education but also on outcomes that matter: graduation rates, earnings potential, and manageable debt levels. Each of these factors plays a crucial role in shaping a student's financial future. Below, you'll find schools ranked by how well they prepare students for successful careers in business and marketing.

For instance, Hampton University leads with impressive average earnings of $59,159 and a graduation rate of 56%. In contrast, the University of the Virgin Islands shows average earnings of $38,681 with only a 28% graduation rate. These differences highlight the trade-offs in choosing a school: higher potential earnings often accompany higher graduation rates, which can greatly influence a graduate's financial outlook.

## Key Findings

- Hampton University graduates earn an average of $59,159, the highest on this list.
- The University of the Virgin Islands has a graduation rate of only 28%, the lowest among the top five.
- Fayetteville State University graduates have an average debt of $22,987, which is significant compared to Elizabeth City State University's $21,463.
- The average earnings across these top HBCUs is $41,414, indicating potential financial stability.

## Rankings

| Rank | School | Location | Graduation | Earnings (10yr) | Net Price | Median Debt | Debt/Earnings |
|------|--------|----------|------------|-----------------|-----------|-------------|---------------|
| 1 | [Spelman College](https://www.collegeranker.com/colleges/spelman-college) | Atlanta, GA | 77% | $59,993 | $38,967 | $25,000 | 0.42x |
| 2 | [Fayetteville State University](https://www.collegeranker.com/colleges/fayetteville-state-university) | Fayetteville, NC | 37% | $40,144 | $7,892 | $22,987 | 0.57x |
| 3 | [Virginia State University](https://www.collegeranker.com/colleges/virginia-state-university) | Petersburg, VA | 40% | $45,543 | $15,840 | $26,500 | 0.58x |
| 4 | [Morehouse College](https://www.collegeranker.com/colleges/morehouse-college) | Atlanta, GA | 56% | $52,889 | $39,013 | $25,000 | 0.47x |
| 5 | [Central State University](https://www.collegeranker.com/colleges/central-state-university) | Wilberforce, OH | 24% | $33,267 | $13,096 | $30,739 | 0.92x |
| 6 | [Philander Smith University](https://www.collegeranker.com/colleges/philander-smith-university) | Little Rock, AR | 31% | $38,427 | $14,224 | $24,736 | 0.64x |
| 7 | [Hampton University](https://www.collegeranker.com/colleges/hampton-university) | Hampton, VA | 56% | $59,159 | $25,319 | $25,442 | 0.43x |
| 8 | [Kentucky State University](https://www.collegeranker.com/colleges/kentucky-state-university) | Frankfort, KY | 30% | $36,382 | $8,040 | $25,938 | 0.71x |
| 9 | [Elizabeth City State University](https://www.collegeranker.com/colleges/elizabeth-city-state-university) | Elizabeth City, NC | 46% | $40,026 | $6,364 | $21,463 | 0.54x |
| 10 | [West Virginia State University](https://www.collegeranker.com/colleges/west-virginia-state-university) | Institute, WV | 36% | $40,492 | $11,139 | $23,338 | 0.58x |
| 11 | [University of the Virgin Islands](https://www.collegeranker.com/colleges/university-of-the-virgin-islands) | Charlotte Amalie, VI | 28% | $38,681 | $7,469 | $16,800 | 0.43x |
| 12 | [Florida Agricultural and Mechanical University](https://www.collegeranker.com/colleges/florida-agricultural-and-mechanical-university) | Tallahassee, FL | 53% | $44,349 | $13,739 | $23,548 | 0.53x |
| 13 | [North Carolina A & T State University](https://www.collegeranker.com/colleges/north-carolina-a-t-state-university) | Greensboro, NC | 56% | $44,440 | $10,846 | $27,000 | 0.61x |
| 14 | [Clark Atlanta University](https://www.collegeranker.com/colleges/clark-atlanta-university) | Atlanta, GA | 48% | $42,712 | $37,702 | $27,000 | 0.63x |
| 15 | [Savannah State University](https://www.collegeranker.com/colleges/savannah-state-university) | Savannah, GA | 27% | $37,981 | $8,172 | $28,000 | 0.74x |
| 16 | [Lincoln University](https://www.collegeranker.com/colleges/lincoln-university-pa) | Lincoln University, PA | 48% | $43,167 | $14,977 | $28,250 | 0.65x |
| 17 | [Shaw University](https://www.collegeranker.com/colleges/shaw-university) | Raleigh, NC | 21% | $34,409 | $16,512 | $32,500 | 0.94x |
| 18 | [North Carolina Central University](https://www.collegeranker.com/colleges/north-carolina-central-university) | Durham, NC | 44% | $42,968 | $15,359 | $28,250 | 0.66x |
| 19 | [Tennessee State University](https://www.collegeranker.com/colleges/tennessee-state-university) | Nashville, TN | 33% | $42,730 | $15,796 | $27,000 | 0.63x |
| 20 | [Texas Southern University](https://www.collegeranker.com/colleges/texas-southern-university) | Houston, TX | 21% | $38,924 | $16,590 | $29,000 | 0.75x |
| 21 | [Winston-Salem State University](https://www.collegeranker.com/colleges/winston-salem-state-university) | Winston-Salem, NC | 48% | $45,344 | $13,479 | $25,000 | 0.55x |
| 22 | [Norfolk State University](https://www.collegeranker.com/colleges/norfolk-state-university) | Norfolk, VA | 36% | $44,666 | $15,282 | $29,000 | 0.65x |
| 23 | [Xavier University of Louisiana](https://www.collegeranker.com/colleges/xavier-university-of-louisiana) | New Orleans, LA | 49% | $52,184 | $17,127 | $24,053 | 0.46x |
| 24 | [Cheyney University of Pennsylvania](https://www.collegeranker.com/colleges/cheyney-university-of-pennsylvania) | Cheyney, PA | 24% | $37,837 | $14,265 | $21,785 | 0.58x |
| 25 | [Rust College](https://www.collegeranker.com/colleges/rust-college) | Holly Springs, MS | 17% | $32,275 | $12,587 | $26,159 | 0.81x |
| 26 | [Howard University](https://www.collegeranker.com/colleges/howard-university) | Washington, DC | 69% | $63,066 | $50,539 | $24,500 | 0.39x |
| 27 | [Tuskegee University](https://www.collegeranker.com/colleges/tuskegee-university) | Tuskegee, AL | 56% | $49,641 | $35,013 | $27,000 | 0.54x |
| 28 | [Stillman College](https://www.collegeranker.com/colleges/stillman-college) | Tuscaloosa, AL | 32% | $35,421 | $15,258 | $29,067 | 0.82x |
| 29 | [South Carolina State University](https://www.collegeranker.com/colleges/south-carolina-state-university) | Orangeburg, SC | 33% | $38,262 | $18,097 | $31,000 | 0.81x |
| 30 | [Virginia Union University](https://www.collegeranker.com/colleges/virginia-union-university) | Richmond, VA | 39% | $38,275 | $13,235 | $29,000 | 0.76x |
| 31 | [Florida Memorial University](https://www.collegeranker.com/colleges/florida-memorial-university) | Miami Gardens, FL | 31% | $36,624 | $23,238 | $30,063 | 0.82x |
| 32 | [University of Arkansas at Pine Bluff](https://www.collegeranker.com/colleges/university-of-arkansas-at-pine-bluff) | Pine Bluff, AR | 40% | $35,550 | $12,653 | $24,202 | 0.68x |
| 33 | [Mississippi Valley State University](https://www.collegeranker.com/colleges/mississippi-valley-state-university) | Itta Bena, MS | 24% | $31,919 | $9,686 | $28,413 | 0.89x |
| 34 | [Fort Valley State University](https://www.collegeranker.com/colleges/fort-valley-state-university) | Fort Valley, GA | 43% | $36,666 | $10,338 | $31,000 | 0.85x |
| 35 | [Claflin University](https://www.collegeranker.com/colleges/claflin-university) | Orangeburg, SC | 50% | $40,304 | $17,800 | $29,000 | 0.72x |
| 36 | [University of the District of Columbia](https://www.collegeranker.com/colleges/university-of-the-district-of-columbia) | Washington, DC | 30% | $44,236 | $10,648 | $24,872 | 0.56x |
| 37 | [Dillard University](https://www.collegeranker.com/colleges/dillard-university) | New Orleans, LA | 44% | $39,196 | $22,094 | $31,000 | 0.79x |
| 38 | [Morgan State University](https://www.collegeranker.com/colleges/morgan-state-university) | Baltimore, MD | 41% | $50,698 | $14,985 | $27,250 | 0.54x |
| 39 | [Paine College](https://www.collegeranker.com/colleges/paine-college) | Augusta, GA | 17% | $33,338 | $16,670 | N/A | N/A |
| 40 | [Prairie View A & M University](https://www.collegeranker.com/colleges/prairie-view-a-m-university) | Prairie View, TX | 43% | $45,411 | $13,570 | $27,000 | 0.59x |
| 41 | [Le Moyne-Owen College](https://www.collegeranker.com/colleges/le-moyne-owen-college) | Memphis, TN | 26% | $35,594 | $7,099 | $28,070 | 0.79x |
| 42 | [Jackson State University](https://www.collegeranker.com/colleges/jackson-state-university) | Jackson, MS | 41% | $39,060 | $23,836 | $30,470 | 0.78x |
| 43 | [Bowie State University](https://www.collegeranker.com/colleges/bowie-state-university) | Bowie, MD | 38% | $54,537 | $19,298 | $22,985 | 0.42x |
| 44 | [Paul Quinn College](https://www.collegeranker.com/colleges/paul-quinn-college) | Dallas, TX | 33% | $29,288 | $12,709 | $23,373 | 0.8x |
| 45 | [Albany State University](https://www.collegeranker.com/colleges/albany-state-university) | Albany, GA | 27% | $40,674 | $11,898 | $25,024 | 0.62x |
| 46 | [Wiley University](https://www.collegeranker.com/colleges/wiley-university) | Marshall, TX | 22% | $33,159 | $7,092 | $24,989 | 0.75x |
| 47 | [Southern University at New Orleans](https://www.collegeranker.com/colleges/southern-university-at-new-orleans) | New Orleans, LA | 16% | $34,042 | $14,810 | $31,000 | 0.91x |
| 48 | [Huston-Tillotson University](https://www.collegeranker.com/colleges/huston-tillotson-university) | Austin, TX | 35% | $42,937 | $19,719 | $30,750 | 0.72x |
| 49 | [Grambling State University](https://www.collegeranker.com/colleges/grambling-state-university) | Grambling, LA | 34% | $41,109 | $19,809 | $36,500 | 0.89x |
| 50 | [Lane College](https://www.collegeranker.com/colleges/lane-college) | Jackson, TN | 18% | $31,670 | $10,904 | $30,500 | 0.96x |

## Data Sources

- U.S. Department of Education College Scorecard (https://collegescorecard.ed.gov)
- Opportunity Insights Mobility Report Card (https://opportunityinsights.org/data)
- Opportunity Insights Social Capital Atlas
- Times Higher Education World University Rankings
- NCES IPEDS

## Citation

CollegeRanker. "Best HBCUs for Finance." CollegeRanker.com, 2026-08-03. https://www.collegeranker.com/rankings/best-hbcu-finance

## License

This data summary is provided for informational purposes. Underlying data from federal sources (College Scorecard, IPEDS) is public domain. Opportunity Insights data is available under their data use agreement at https://opportunityinsights.org/data/.