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University of Massachusetts-Lowell

Public Lowell, MA · Suburban · New England · 100% data
A- Earnings B Diversity B Value
Graduation Rate
67% B-
Solid completion rate — most students graduate
Earnings (10yr)
$64,874 A-
Top 10% nationally — exceptional earning power
Net Price
$17,163 C
Close to the national average
Acceptance Rate
83% C-
Accessible to most qualified applicants
Earnings +59% vs avg
Graduation +18% vs avg
Net Price 0% vs avg

Bottom line: A B- overall grade — average outcomes for a U.S. college. 20.0× return on investment — every $1 spent returns $20.0 over 20 years.

20.0× return on investment

Every $1 spent returns $20.0 over 20 years — debt pays back in ~under a year. Net gain: $1,306,546.

What The Data Says

  1. A B- overall — outcomes above the typical U.S. college.

  2. Graduates earn 59% more than the national college median.

  3. Every $1 invested returns $20.0 over 20 years — an exceptional return.

Economic Footprint

World Rank
#56
Times Higher Education
Research Score
73/100
Times Higher Education

Why University of Massachusetts-Lowell Matters

University of Massachusetts-Lowell is a public research university in Lowell, MA ranked #56 in the world by Times Higher Education, and its outcomes are not an accident. They are driven by a strong research base and a well-connected, high-opportunity alumni network. The result: graduates whose earnings land in the top 10% of all U.S. colleges.

Interpretation generated from this school's federal outcomes, research, and mobility data.

Institutional Profile

Institution Type
Public Research University
Carnegie Class
R2 · High Research
Enrollment
11,434
Setting
Suburban
Primary Strengths
Business & Marketing, Engineering, Computer Science & IT, Psychology

Why students choose University of Massachusetts-Lowell

Strong STEM core
A heavy concentration in technical fields
Research-intensive environment
Active labs and research-active faculty
Technology commercialization
Strong industry partnerships and knowledge transfer
Influential alumni network
High cross-class social capital and reach
Exceptional earning outcomes
Graduate earnings in the top 10% of colleges
Global recognition
Ranked #56 worldwide by Times Higher Education

CollegeRanker Report Card

Graded on outcomes, against every U.S. college.

B-
Top 31% overall
A-
Earnings
$64,874 median
B
Value
3.8× net price
C
Affordability
$17,163/yr net
B-
Graduation
67% graduate
C-
Selectivity
83% admit rate
B
Diversity
0.69 index

Each grade is this school's national percentile on a real outcome — earnings, value, mobility, and more.

How we grade →

Overview

With an enrollment of over 11,000 students, the University of Massachusetts-Lowell is a solid choice for those seeking a practical education with a wide array of programs. The acceptance rate of 83% suggests that we can find a diverse group of students here, which often creates a vibrant campus atmosphere. Students often dive into popular fields like Business and Marketing, Engineering, Computer Science, Health Professions, and Criminal Justice, making it a fitting option for those with clear career goals.

Looking at life after graduation, the numbers are encouraging. Alumni typically earn around $64,874 after ten years, which speaks to the value of the education they receive. This income level can help ease the financial burden many graduates face. The cost of attendance is manageable, with a net price of about $17,163 after financial aid, allowing many to focus on their careers rather than their student loans.

The financial picture here is quite reasonable, with a median debt of $23,704. Many students who thrive at UMass-Lowell are those who are proactive and practical in their approach to education, often balancing work and study. With 30% of students receiving Pell Grants, there’s a commitment to helping those from lower-income backgrounds succeed, which enriches the campus community as a whole.

Rankings

Can I Get In?

How selective University of Massachusetts-Lowell is — and how your numbers stack up.

Tool

Will I Be Accepted?

Enter your credentials to see your chances at this school.

3.0
Test Score
1050
21

Academics & Admissions

Is It Hard to Get Into University of Massachusetts-Lowell? Acceptance Rate & Requirements

As a public institution in Lowell, Massachusetts, University of Massachusetts-Lowell admits most of the students who apply; the acceptance rate is roughly 83%. Admitted students typically arrive with an average SAT score near 1,285. The graduation rate is roughly 67%.

Acceptance Rate
83%
Retention Rate
84%
SAT Average
1285
ACT Midpoint
29
SAT Range
1180–1370
ACT Range
25–32
Full-Time Faculty
60%
Faculty Salary (mo)
$14,275
Student–Faculty Ratio
17:1
Diversity Index
0.69
First-Gen Students
32%
Applicants
12,253
Admitted
10,532

Inside the Admissions Office

School-reported Common Data Set · 2023-24

The acceptance rate tells you how hard University of Massachusetts-Lowell is to get into. Its Common Data Set tells you what happens once you are admitted: how many students say yes, how many arrived without test scores, and whether applying early tilts the odds. 18% of admitted students go on to enroll here, making it a school most admitted students ultimately pass on.

Yield Rate
18%
of admits enroll
Submitted SAT
27%
of enrolled freshmen
Submitted ACT
2%
of enrolled freshmen

Test-optional, in practice. Only about 29% of enrolled freshmen submitted an SAT or ACT score, so a strong application without test scores is genuinely competitive here, not a long shot.

Source: University of Massachusetts-Lowell's Common Data Set, 2023-24 View the source document on collegedata.fyi →

Can I Afford It?

What you'll actually pay after grants and aid — not the sticker price.

Cost & Financial Aid

How Much Does It Cost to Attend University of Massachusetts-Lowell? Tuition, Net Price & Aid

Published tuition at University of Massachusetts-Lowell is $36,264, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $17,163. Students from families earning under $30,000 typically pay closer to $9,943 after need-based grants. The median graduate leaves with about $23,704 in federal student loans.

In-State Tuition
$16,966
Out-of-State
$36,264
Avg Net Price
$17,163
Median Debt
$23,704
Pell Grant Rate
30%
Federal Loan Rate
53%

What Families Actually Pay

Family Income $0–$30K
$9,943
Family Income $30K–$48K
$10,199
Family Income $48K–$75K
$12,141
Family Income $110K+
$26,139

What Happens After?

Earnings, debt, and where graduates actually land.

Students Like You

Tell us a little about yourself to see what students like you have typically experienced at University of Massachusetts-Lowell — the net price for your income, your admission odds, and the outcomes that follow. These are patterns from federal data, not predictions.

Compare schools in the full simulator →Sources: College Scorecard, Common Data Set, Opportunity Insights · today's dollars (CPI-adjusted) · descriptive, not predictive

Graduate Outcomes

Is University of Massachusetts-Lowell Worth It? Graduate Earnings & ROI

Ten years out, alumni of University of Massachusetts-Lowell earn a median of $64,874, roughly in line with the national average for college graduates.

6 Years After Entry
$61,467
8 Years
$64,695
10 Years
$64,874
Debt-to-Earnings
0.37x
Earning > $25K
76%

Earnings Trajectory

$61,467 6yr $64,695 8yr $64,874 10yr

Graduation by Timeframe

100% (720)
44%
100% (720)
44%
100% (720)
44%
100% (720)
44%

How University Compares

Dot right of center = above national average.

NATIONAL AVGGraduation67%Earnings 10yr$65KNet Price$17KRetention84%Median Debt$24KPell Grant Rate30%

Net Price by Family Income

What families actually pay after aid, by income bracket.

$10K$0-30K$10K$30-48K$12K$48-75K$26K$110K+

College ROI Calculator

Is University of Massachusetts-Lowell Worth It?

A data-driven look at the return on your educational investment — using real federal data.

Yes — for most students, University of Massachusetts-Lowell delivers a positive return. Over four years, the typical net price is $17,163/year ($68,652 total). Graduates earn $64,874 at ten years, and over a 20-year career we project $1,375,198 in total earnings — a net gain of $1,306,546 (20.0× your investment). The median debt is $23,704, which takes less than a year to pay back at typical earnings. With a 67% graduation rate, the path to that return is well-tested. This is a exceptional ROI compared to national averages.

Total Cost (4yr)
$68,652
Projected 20yr Earnings
$1,375,198
Net Return
$1,306,546
ROI Multiple
20.0×
Cost Per Year
$17,163
Median Debt
$23,704
Debt Payback
Less than 1 yr
Graduation Rate
67%

Does It Change Lives?

Mobility, social capital, and innovation — does it move people up?

Social Capital

Data: Opportunity Insights Social Capital Atlas

How Connected Is University of Massachusetts-Lowell? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at University of Massachusetts-Lowell. Its economic connectedness score is 1.52, where about 1.0 is the national norm. Its friending bias sits near the middle of the range (0.06). Around 6% of students take part in civic and volunteering activity.

Economic Connectedness
1.52
Cross-class friendships
Friending Bias
0.06
Lower = more inclusive
Volunteering Rate
6.1%
Support Ratio
0.98
Community support

Research Note

267%
Low-income students at colleges in the top quartile of economic connectedness are 267% more likely to reach the top income quintile than peers at the least-connected schools.
Data from CollegeRanker’s review of 5,745 U.S. colleges (n=1,503). Quartile comparison of mean bottom-quintile success rate, split by economic connectedness (Opportunity Insights Social Capital Atlas × Mobility Report Card).

Research & Teaching

Data: Times Higher Education World University Rankings

How Research-Intensive Is University of Massachusetts-Lowell? World Rank, Teaching & Citations

Times Higher Education places University of Massachusetts-Lowell at #56 worldwide, a mark of serious research standing. Its profile spans a research score of 73/100, teaching at 61/100, and citation impact of 68/100, reflecting both the volume of research output and how often that work is cited by scholars elsewhere.

World Rank
#56
Teaching
61.3
Research
72.6
Citations
67.9
International
22.6

Innovation & Knowledge Creation

Patents, inventors, and research influence · Opportunity Insights & Times Higher Education

Research Score
73/100
Times Higher Ed
Academic Influence
68/100
Citation impact (THE)
Industry Engagement
54/100
Knowledge transfer (THE)

Institutional Finances

Data: NCES IPEDS

Investment Income
$-8,321,000

Top Programs

The fields University of Massachusetts-Lowell awards the most degrees in, by share of completions. Where federal field-of-study data exists, we show what graduates in that major earned early in their careers. Each links to its degree guide — or see what someone with your income, scores, and major would pay and earn here in the Students Like You simulator.

Early-career median earnings by major (typically 1–2 years after completion, bachelor's level where available), in today's dollars (CPI-adjusted). Source: U.S. Dept. of Education College Scorecard field of study. Distinct from the school-wide 10-year median; suppressed for small programs.

Frequently Asked Questions

Is It Hard to Get Into University of Massachusetts-Lowell? Acceptance Rate & Requirements

As a public institution in Lowell, Massachusetts, University of Massachusetts-Lowell admits most of the students who apply; the acceptance rate is roughly 83%. Admitted students typically arrive with an average SAT score near 1,285. The graduation rate is roughly 67%.

How Much Does It Cost to Attend University of Massachusetts-Lowell? Tuition, Net Price & Aid

Published tuition at University of Massachusetts-Lowell is $36,264, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $17,163. Students from families earning under $30,000 typically pay closer to $9,943 after need-based grants. The median graduate leaves with about $23,704 in federal student loans.

Is University of Massachusetts-Lowell Worth It? Graduate Earnings & ROI

Ten years out, alumni of University of Massachusetts-Lowell earn a median of $64,874, roughly in line with the national average for college graduates.

How Connected Is University of Massachusetts-Lowell? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at University of Massachusetts-Lowell. Its economic connectedness score is 1.52, where about 1.0 is the national norm. Its friending bias sits near the middle of the range (0.06). Around 6% of students take part in civic and volunteering activity.

How Research-Intensive Is University of Massachusetts-Lowell? World Rank, Teaching & Citations

Times Higher Education places University of Massachusetts-Lowell at #56 worldwide, a mark of serious research standing. Its profile spans a research score of 73/100, teaching at 61/100, and citation impact of 68/100, reflecting both the volume of research output and how often that work is cited by scholars elsewhere.

Is University of Massachusetts-Lowell really test-optional?

In practice, yes. Only about 29% of enrolled first-year students submitted an SAT or ACT score, so a strong application without test scores is genuinely competitive at University of Massachusetts-Lowell (2023-24 Common Data Set).

What percentage of admitted students enroll at University of Massachusetts-Lowell?

About 18% of admitted students choose to enroll at University of Massachusetts-Lowell — its yield rate (2023-24 Common Data Set). Yield reflects how often a school wins when applicants weigh competing offers.

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The State of American Higher Education Outcomes for 2026 — report cover Download PDF

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The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

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