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Head-to-Head Comparison

Binghamton University vs Massachusetts Institute of Technology

Binghamton Wins
12
Tied
15
Massachusetts Technology Wins
25

Direct Answer

For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs Binghamton University's $21,620, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Binghamton

  • Social mobility: Chetty mobility rate of 5.1%, the stronger record of moving students up the income ladder

Massachusetts Technology

  • Higher earnings: Median earnings of $143,372 ten years after enrollment, 78% more than Binghamton University
  • Lower cost: Average net price of $20,111, roughly $1,509 a year less
  • Higher grad rate: 96% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,768, the lower of the two
  • More selective: Admits 5% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Binghamton graduates concentrate in Biology & Biomedical (21% of degrees); Massachusetts Technology in Computer Science & IT (35%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Computer science & AI Massachusetts Technology
Pre-med & health Binghamton
Engineering Massachusetts Technology
Economics & public policy Binghamton
Business & entrepreneurship Binghamton
Lab & physical sciences Binghamton
Math & quantitative work Massachusetts Technology
Psychology Binghamton

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Binghamton University. Median earnings of $143,372 ten years after enrollment vs $80,596.

Keeping costs down → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Binghamton University. Net price $20,111 vs $21,620.

Social mobility impact → Binghamton University

Pick Binghamton University over Massachusetts Institute of Technology. 5.1% mobility rate vs 3.4%.

Graduation certainty → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Binghamton University. 96% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

83%
Binghamton
vs
96%
Massachusetts Technology

Earnings (10yr)

$80,596
Binghamton
vs
$143,372
Massachusetts Technology

Avg Net Price

$21,620
Binghamton
vs
$20,111
Massachusetts Technology

Median Debt

$18,500
Binghamton
vs
$14,768
Massachusetts Technology

The Analysis

Verdict

Binghamton University and Massachusetts Institute of Technology are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while Binghamton University takes 39%. Its entering class also posts the higher average SAT, 1,415 to 1,560.

So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $1,509 a year below Binghamton University's $21,620. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $18,500.

So what: Over four years, the gap adds up to about $6,036 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $80,596 at Binghamton University. That is a 78% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.23x.

So what: An earnings gap of 78% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 14% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Moving people up

Binghamton University does more to move students up the income ladder. Its Chetty mobility rate is 5.1%; at Massachusetts Institute of Technology, it is 3.4%. Binghamton University also enrolls the larger share of low-income students: 9.4% come from the bottom income quintile, versus 5.1%.

So what: For first-generation and low-income students, Binghamton University offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Recommendation

Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down; pick Binghamton University if upward mobility and access matter most.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

Massachusetts Institute of Technology is harder to get into, with a 5% admit rate, but Binghamton University posts the higher mobility rate, at 5.1%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.

!

Their academic identities diverge. Binghamton University concentrates enrollment in Biology & Biomedical, Business & Marketing, Social Sciences, while Massachusetts Institute of Technology leans toward Computer Science & IT, Engineering, Mathematics & Statistics. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Binghamton Not for everyone
  • Students minimizing debt: median debt is $18,500, against $14,768 at Massachusetts Institute of Technology.
  • STEM and CS-focused students: tech programs are a smaller part of Binghamton University's enrollment, and Massachusetts Institute of Technology is stronger here.
  • Students who want a smaller campus: Binghamton University's enrollment of 14,655 far exceeds Massachusetts Institute of Technology's 4,535.
Massachusetts Technology Not for everyone
  • Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and Binghamton University offers the stronger options.

Full Data Breakdown

Inside the admissions office

Binghamton offers a binding Early Decision round that can lift your odds; Massachusetts Technology does not, so there is no early-commitment lever to pull there. Test scores matter less at Binghamton, where only about 53% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Private nonprofit
Suburban
Setting
Urban
Mid-Atlantic
Region
New England
14,655
Enrollment
4,535
No
HBCU
No
Admissions
4 metrics
39%
Acceptance Rate
5%
1415
SAT Average
1560
32
ACT Midpoint
1340-1500
SAT Range
1520-1580
Admissions Strategy (Common Data Set)
4 metrics
15%
Yield Rate
44%
SAT Submitted
83%
9%
ACT Submitted
29%
Offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$10,567
In-State Tuition
$62,396
$30,447
Out-of-State Tuition
$62,396
$21,620
Average Net Price
$20,111
$12,171
Net Price ($0-30K income)
$-2,533
$15,281
Net Price ($30-48K)
$93
$20,347
Net Price ($48-75K)
$1,480
$28,475
Net Price ($110K+)
$48,479
28%
Pell Grant Rate
19%
39%
Federal Loan Rate
7%
Academics
5 metrics
83%
Graduation Rate
96%
89%
Retention Rate
99%
79%
Full-Time Faculty
99%
$11,086
Faculty Salary (monthly)
$24,177
25%
First-Gen Students
26%
Student Body
6 metrics
52%
Female
37%
51%
White
21%
14%
Hispanic
14%
5%
Black
8%
19%
Asian
35%
0.68
Diversity Index
0.79
Outcomes
6 metrics
$61,621
Earnings (6yr)
$131,633
$73,402
Earnings (8yr)
$135,278
$80,596
Earnings (10yr)
$143,372
$18,500
Median Debt
$14,768
0.23x
Debt-to-Earnings
0.1x
75%
Earning Above HS Grad
87%
Social Mobility (Chetty)
4 metrics
5.09%
Mobility Rate
3.40%
54.0%
Success Rate (bottom 20%)
66.5%
9.4%
From Bottom 20%
5.1%
$141,843
Parent Median Income (today's $)
$191,570
Social Capital
3 metrics
1.78
Economic Connectedness
1.86
0.02
Friending Bias
-0.01
7.0%
Volunteering Rate
6.1%
Research (Times HE)
4 metrics
World Rank
#3
Teaching Score
97.8
Research Score
91.4
Citations Score
99.9
Online Education (IPEDS)
2 metrics
6.6%
% Exclusively Online
37.2%
% Any Online
1.8%

The Overviews

Binghamton University

Vestal, NY · Public

39% accept 83% grad $80,596 earnings $21,620 net

With an enrollment of over 14,600 students, Binghamton University in Vestal, New York, caters particularly well to those interested in fields like Biology, Business, Psychology, and Engineering. The acceptance rate of 39% suggests a competitive atmosphere, but for many students, the supportive environment and high graduation rate of 83% make it an appealing choice. It's a place where driven individuals can find their path and thrive academically.

Looking ahead to life after graduation, Binghamton graduates earn an impressive average of $80,596 within ten years of leaving school. This strong earning potential reflects the value of the education here, especially in high-demand fields. The affordability also stands out, with a net price of $21,620 and a median debt of $18,500, which is manageable for many students. About 28% of the student body receives Pell Grants, indicating that support is available for those who need it.

When considering the overall financial picture, Binghamton University positions itself as a reasonable option for students seeking a solid education without overwhelming debt. The combination of an affordable net price and a relatively low median debt means that graduates can focus on their careers rather than struggling with loans. Students who tend to thrive here are often those who value academic rigor and are motivated to make the most of their college experience, setting themselves up for success in their future endeavors.

Massachusetts Institute of Technology

Cambridge, MA · Private nonprofit

5% accept 96% grad $143,372 earnings $20,111 net

With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.

Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.

The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.

Rankings They Appear On

Massachusetts Institute of Technology is featured on the Colleges With the Highest-Earning Graduates ranking.

Explore all rankings →

Top Degree Programs

Binghamton's top program is Biology (21% of enrollment), while Massachusetts Technology leads with Computer Science (35%).

Career Pathways

Program strengths at these schools feed into careers like Financial Analyst, Management Consultant, Accountant (for Binghamton) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology).

The two schools feed different job markets. Binghamton University is strongest in Biology & Biomedical, Business & Marketing, Social Sciences, Psychology, while Massachusetts Institute of Technology concentrates in Computer Science & IT, Engineering, Mathematics & Statistics, Physical Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Binghamton University or Massachusetts Institute of Technology?

Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 39% at Binghamton University.

Which is more affordable, Binghamton University or Massachusetts Institute of Technology?

Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $21,620 at Binghamton University.

Do Binghamton University or Massachusetts Institute of Technology graduates earn more?

Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $80,596 at Binghamton University.

Which has a better graduation rate, Binghamton University or Massachusetts Institute of Technology?

Massachusetts Institute of Technology has the higher graduation rate, 96% versus 83%.

Binghamton University vs Massachusetts Institute of Technology: which is better for social mobility?

Binghamton University is the stronger driver of upward mobility, with a Chetty mobility rate of 5.1% versus 3.4%.

Should you choose Binghamton University or Massachusetts Institute of Technology?

It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first; choose Binghamton University if upward mobility and access to low-income students matter most. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Binghamton and Massachusetts Technology stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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