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Head-to-Head Comparison

California Polytechnic State University-San Luis Obispo vs University of North Carolina at Chapel Hill

California Polytechnic Wins
12
Tied
20
North Carolina Wins
21

Direct Answer

For overall financial value, University of North Carolina at Chapel Hill offers a significantly safer investment tier. With an annual cost of $11,655 vs California Polytechnic State University-San Luis Obispo's $16,665, University of North Carolina at Chapel Hill delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of North Carolina at Chapel Hill's lower price point delivers a highly efficient debt-to-earnings path.

53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

California Polytechnic

  • Higher earnings: Median earnings of $90,768 ten years after enrollment, 26% more than University of North Carolina at Chapel Hill

North Carolina

  • Lower cost: Average net price of $11,655, roughly $5,010 a year less
  • Higher grad rate: 92% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,000, the lower of the two
  • More selective: Admits 15% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

California Polytechnic graduates concentrate in Engineering (23% of degrees); North Carolina in Biology & Biomedical (15%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering California Polytechnic
Pre-med & health North Carolina
Lab & physical sciences North Carolina
Economics & public policy North Carolina
Business & entrepreneurship California Polytechnic
Communications & media North Carolina
Computer science & AI North Carolina
Math & quantitative work North Carolina

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over University of North Carolina at Chapel Hill. Median earnings of $90,768 ten years after enrollment vs $72,200.

Keeping costs down → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over California Polytechnic State University-San Luis Obispo. Net price $11,655 vs $16,665.

Graduation certainty → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over California Polytechnic State University-San Luis Obispo. 92% completion rate vs 86%.

Key Metrics at a Glance

Graduation Rate

86%
California Polytechnic
vs
92%
North Carolina

Earnings (10yr)

$90,768
California Polytechnic
vs
$72,200
North Carolina

Avg Net Price

$16,665
California Polytechnic
vs
$11,655
North Carolina

Median Debt

$18,500
California Polytechnic
vs
$14,000
North Carolina

The Analysis

Verdict

California Polytechnic State University-San Luis Obispo and University of North Carolina at Chapel Hill are close on paper, but University of North Carolina at Chapel Hill wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of North Carolina at Chapel Hill is the harder admit. It takes 15% of applicants, while California Polytechnic State University-San Luis Obispo takes 31%.

So what: If test scores and a high-scoring peer group matter to you, University of North Carolina at Chapel Hill sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of North Carolina at Chapel Hill comes out ahead. Its average net price after aid is $11,655, about $5,010 a year below California Polytechnic State University-San Luis Obispo's $16,665. Graduates of University of North Carolina at Chapel Hill also borrow less: median debt of $14,000, against $18,500.

So what: Over four years, the gap adds up to about $20,040 before any change in aid. Choosing University of North Carolina at Chapel Hill leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, California Polytechnic State University-San Luis Obispo graduates report median earnings of $90,768, compared with $72,200 at University of North Carolina at Chapel Hill. That is a 26% advantage. Set against borrowing, University of North Carolina at Chapel Hill has the lower debt-to-earnings ratio, 0.19x to 0.2x.

So what: An earnings gap of 26% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of North Carolina at Chapel Hill graduates a larger share of its students, 92% versus 86%. More of its students stay on track to a degree.

So what: A completion gap of 6% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of North Carolina at Chapel Hill to keep costs and debt down; pick California Polytechnic State University-San Luis Obispo for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of North Carolina at Chapel Hill saves about $5,010 a year, yet California Polytechnic State University-San Luis Obispo graduates earn $18,568 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. California Polytechnic State University-San Luis Obispo concentrates enrollment in Engineering, Computer Science & IT, while University of North Carolina at Chapel Hill leans toward Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

California Polytechnic Not for everyone
  • Cost-conscious students: net price of $16,665 runs well above University of North Carolina at Chapel Hill's $11,655.
  • Students minimizing debt: median debt is $18,500, against $14,000 at University of North Carolina at Chapel Hill.
North Carolina Not for everyone
  • Engineering-focused students: California Polytechnic State University-San Luis Obispo has the stronger engineering programs.
  • Business and consulting-track students: University of North Carolina at Chapel Hill has less business program depth, and California Polytechnic State University-San Luis Obispo offers the stronger options.

Full Data Breakdown

Inside the admissions office

California Polytechnic holds onto its admits more tightly: 26% of admitted students enroll, versus 0% at North Carolina — a sign of how often it wins head-to-head choices. Test scores matter less at California Polytechnic, where only about 23% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Suburban
Setting
Urban
Far West
Region
Southeast
21,996
Enrollment
20,752
No
HBCU
No
Admissions
4 metrics
31%
Acceptance Rate
15%
SAT Average
1439
ACT Midpoint
25
SAT Range
1390-1530
Admissions Strategy (Common Data Set)
5 metrics
26%
Yield Rate
0%
18%
SAT Submitted
28%
5%
ACT Submitted
41%
Not offered
Early Decision
Not offered
ED Admit Rate
500.0%
Cost & Financial Aid
9 metrics
$13,596
In-State Tuition
$8,994
$34,665
Out-of-State Tuition
$41,203
$16,665
Average Net Price
$11,655
$7,529
Net Price ($0-30K income)
$2,004
$7,253
Net Price ($30-48K)
$3,918
$9,896
Net Price ($48-75K)
$8,538
$27,772
Net Price ($110K+)
$24,396
19%
Pell Grant Rate
20%
25%
Federal Loan Rate
13%
Academics
5 metrics
86%
Graduation Rate
92%
96%
Retention Rate
97%
69%
Full-Time Faculty
78%
$12,673
Faculty Salary (monthly)
$15,046
25%
First-Gen Students
20%
Student Body
6 metrics
50%
Female
62%
48%
White
53%
25%
Hispanic
10%
1%
Black
7%
14%
Asian
16%
0.68
Diversity Index
0.67
Outcomes
6 metrics
$72,358
Earnings (6yr)
$57,057
$82,835
Earnings (8yr)
$65,584
$90,768
Earnings (10yr)
$72,200
$18,500
Median Debt
$14,000
0.2x
Debt-to-Earnings
0.19x
79%
Earning Above HS Grad
78%
Social Mobility (Chetty)
4 metrics
Mobility Rate
1.15%
Success Rate (bottom 20%)
33.3%
From Bottom 20%
3.5%
Parent Median Income (today's $)
$175,945
Social Capital
3 metrics
1.85
Economic Connectedness
1.68
-0.01
Friending Bias
-0.01
7.0%
Volunteering Rate
8.9%
Research (Times HE)
4 metrics
World Rank
#30
Teaching Score
70.9
Research Score
75.1
Citations Score
85
Online Education (IPEDS)
2 metrics
1.1%
% Exclusively Online
5.9%
74.9%
% Any Online
43.7%

The Overviews

California Polytechnic State University-San Luis Obispo

San Luis Obispo, CA · Public

31% accept 86% grad $90,768 earnings $16,665 net

California Polytechnic State University-San Luis Obispo has an impressive graduation rate of 86%. This high rate indicates strong student support and engagement, contributing to a successful academic environment. With nearly 22,000 students, Cal Poly combines a vibrant campus life with a commitment to academic excellence.

Graduates from Cal Poly earn a median salary of $90,768 ten years post-graduation. This figure reflects the effectiveness of the university's programs in preparing students for the workforce. Although the Pell Grant rate is 19%, the university's focus on practical, career-oriented education significantly enhances economic mobility for many students.

The cost of attendance is relatively affordable, with a net price of $16,665 and a median debt of $18,500. This financial structure positions Cal Poly as a viable option for students seeking quality education without overwhelming debt. Students who thrive here are often those interested in fields like engineering, business, and computer science, where hands-on experience and industry connections are paramount.

University of North Carolina at Chapel Hill

Chapel Hill, NC · Public

15% accept 92% grad $72,200 earnings $11,655 net

With an acceptance rate of just 15%, the University of North Carolina at Chapel Hill attracts students who are ready to dive into a diverse range of studies, including Biology, Business, and Communications. This school is a great fit for those who thrive in a competitive environment and are looking for strong academic support. The impressive graduation rate of 92% indicates a solid commitment to student success, meaning you'll likely find yourself in a community that values achievement and collaboration.

After graduation, students can expect to earn an average of $72,200 within a decade, which is a pretty solid starting point for many. This level of earning power suggests that the programs offered here are well-aligned with job market needs. Additionally, the cost of attendance is manageable, with a net price of $11,655 after aid, making it a compelling choice for those concerned about financial barriers.

When it comes to debt, the median load of $14,000 is relatively low compared to what many graduates face elsewhere. This means that students who manage their finances well can leave college with a degree of financial freedom. Generally, those who thrive here are driven and engaged, ready to take advantage of the rich academic and social resources that UNC Chapel Hill has to offer.

Rankings They Appear On

University of North Carolina at Chapel Hill is featured on the Best Biology Colleges in North Carolina ranking.

Explore all rankings →

Top Degree Programs

California Polytechnic's top program is Mechanical Engineering (23% of enrollment), while North Carolina leads with Biology (15%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for California Polytechnic) and Software Developer, Data Scientist, Cybersecurity Analyst (for North Carolina).

The two schools feed different job markets. California Polytechnic State University-San Luis Obispo is strongest in Engineering, while University of North Carolina at Chapel Hill concentrates in Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into California Polytechnic State University-San Luis Obispo or University of North Carolina at Chapel Hill?

University of North Carolina at Chapel Hill is harder to get into, admitting 15% of applicants compared with 31% at California Polytechnic State University-San Luis Obispo.

Which is more affordable, California Polytechnic State University-San Luis Obispo or University of North Carolina at Chapel Hill?

University of North Carolina at Chapel Hill is more affordable, with an average net price of $11,655 after aid versus $16,665 at California Polytechnic State University-San Luis Obispo.

Do California Polytechnic State University-San Luis Obispo or University of North Carolina at Chapel Hill graduates earn more?

California Polytechnic State University-San Luis Obispo graduates earn more: median earnings of $90,768 ten years after enrollment, versus $72,200 at University of North Carolina at Chapel Hill.

Which has a better graduation rate, California Polytechnic State University-San Luis Obispo or University of North Carolina at Chapel Hill?

University of North Carolina at Chapel Hill has the higher graduation rate, 92% versus 86%.

Should you choose California Polytechnic State University-San Luis Obispo or University of North Carolina at Chapel Hill?

It depends on what you weigh most. Choose University of North Carolina at Chapel Hill if affordability and lower debt come first; choose California Polytechnic State University-San Luis Obispo if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

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How do California Polytechnic and North Carolina stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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