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Head-to-Head Comparison

Carnegie Mellon University vs College of the Holy Cross

Carnegie Mellon Wins
28
Tied
15
Holy Cross Wins
9

Direct Answer

For overall financial value, Carnegie Mellon University offers a significantly safer investment tier. With an annual cost of $31,944 vs College of the Holy Cross's $38,782, Carnegie Mellon University delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Carnegie Mellon University's lower price point delivers a highly efficient debt-to-earnings path.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Carnegie Mellon

  • Higher earnings: Median earnings of $114,862 ten years after enrollment, 27% more than College of the Holy Cross
  • Lower cost: Average net price of $31,944, roughly $6,838 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $21,750, the lower of the two
  • Social mobility: Chetty mobility rate of 2.2%, the stronger record of moving students up the income ladder
  • More selective: Admits 12% of applicants, which makes for a more competitive peer group

Holy Cross

No clear advantage detected in core metrics.

The Actual Decision

What are you really choosing between?

Carnegie Mellon graduates concentrate in Engineering (23% of degrees); Holy Cross in Social Sciences (33%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Economics & public policy Holy Cross
Engineering Carnegie Mellon
Computer science & AI Carnegie Mellon
Psychology Holy Cross
Lab & physical sciences Holy Cross
Pre-med & health Holy Cross
Humanities & writing Holy Cross
Business & entrepreneurship Carnegie Mellon
Math & quantitative work Carnegie Mellon
Arts & design Carnegie Mellon

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Carnegie Mellon University

Pick Carnegie Mellon University over College of the Holy Cross. Median earnings of $114,862 ten years after enrollment vs $90,543.

Keeping costs down → Carnegie Mellon University

Pick Carnegie Mellon University over College of the Holy Cross. Net price $31,944 vs $38,782.

Social mobility impact → Carnegie Mellon University

Pick Carnegie Mellon University over College of the Holy Cross. 2.2% mobility rate vs 1%.

Graduation certainty → Carnegie Mellon University

Pick Carnegie Mellon University over College of the Holy Cross. 93% completion rate vs 88%.

Key Metrics at a Glance

Graduation Rate

93%
Carnegie Mellon
vs
88%
Holy Cross

Earnings (10yr)

$114,862
Carnegie Mellon
vs
$90,543
Holy Cross

Avg Net Price

$31,944
Carnegie Mellon
vs
$38,782
Holy Cross

Median Debt

$21,750
Carnegie Mellon
vs
$27,000
Holy Cross

The Analysis

Verdict

Carnegie Mellon University and College of the Holy Cross are close on paper, but Carnegie Mellon University wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Carnegie Mellon University is the harder admit. It takes 12% of applicants, while College of the Holy Cross takes 18%. Its entering class also posts the higher average SAT, 1,546 to 1,353.

So what: If test scores and a high-scoring peer group matter to you, Carnegie Mellon University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Carnegie Mellon University comes out ahead. Its average net price after aid is $31,944, about $6,838 a year below College of the Holy Cross's $38,782. Graduates of Carnegie Mellon University also borrow less: median debt of $21,750, against $27,000.

So what: Over four years, the gap adds up to about $27,352 before any change in aid. Choosing Carnegie Mellon University leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Carnegie Mellon University graduates report median earnings of $114,862, compared with $90,543 at College of the Holy Cross. That is a 27% advantage. Set against borrowing, Carnegie Mellon University has the lower debt-to-earnings ratio, 0.19x to 0.3x.

So what: An earnings gap of 27% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Carnegie Mellon University graduates a larger share of its students, 93% versus 88%. More of its students stay on track to a degree.

So what: A completion gap of 5% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Moving people up

Carnegie Mellon University does more to move students up the income ladder. Its Chetty mobility rate is 2.2%; at College of the Holy Cross, it is 1%. Carnegie Mellon University also enrolls the larger share of low-income students: 4.1% come from the bottom income quintile, versus 2.1%.

So what: For first-generation and low-income students, Carnegie Mellon University offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Recommendation

Bottom line: pick Carnegie Mellon University to keep costs and debt down.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

Their academic identities diverge. Carnegie Mellon University concentrates enrollment in Engineering, Computer Science & IT, Mathematics & Statistics, while College of the Holy Cross leans toward Social Sciences, Biology & Biomedical, Psychology. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Carnegie Mellon Not for everyone
  • Students who want a smaller campus: Carnegie Mellon University's enrollment of 7,304 far exceeds College of the Holy Cross's 3,106.
Holy Cross Not for everyone
  • Cost-conscious students: net price of $38,782 runs well above Carnegie Mellon University's $31,944.
  • Students minimizing debt: median debt is $27,000, against $21,750 at Carnegie Mellon University.
  • STEM and CS-focused students: tech programs are a smaller part of College of the Holy Cross's enrollment, and Carnegie Mellon University is stronger here.

Full Data Breakdown

Inside the admissions office

Carnegie Mellon offers a binding Early Decision round that can lift your odds; Holy Cross does not, so there is no early-commitment lever to pull there.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Urban
Setting
Urban
Mid-Atlantic
Region
New England
7,304
Enrollment
3,106
No
HBCU
No
Admissions
4 metrics
12%
Acceptance Rate
18%
1546
SAT Average
1353
34
ACT Midpoint
30
1500-1570
SAT Range
1240-1410
Admissions Strategy (Common Data Set)
4 metrics
47%
Yield Rate
Offered
Early Decision
Not offered
20.6%
ED Admit Rate
31%
ED Share of Class
Cost & Financial Aid
9 metrics
$66,246
In-State Tuition
$64,500
$66,246
Out-of-State Tuition
$64,500
$31,944
Average Net Price
$38,782
$9,097
Net Price ($0-30K income)
$14,343
$6,994
Net Price ($30-48K)
$16,179
$14,468
Net Price ($48-75K)
$12,682
$51,480
Net Price ($110K+)
$56,284
16%
Pell Grant Rate
15%
34%
Federal Loan Rate
38%
Academics
5 metrics
93%
Graduation Rate
88%
98%
Retention Rate
95%
92%
Full-Time Faculty
89%
$13,972
Faculty Salary (monthly)
$12,363
10%
First-Gen Students
17%
Student Body
6 metrics
47%
Female
53%
22%
White
68%
10%
Hispanic
13%
4%
Black
5%
34%
Asian
3%
0.78
Diversity Index
0.51
Outcomes
6 metrics
$105,360
Earnings (6yr)
$69,984
$105,524
Earnings (8yr)
$84,240
$114,862
Earnings (10yr)
$90,543
$21,750
Median Debt
$27,000
0.19x
Debt-to-Earnings
0.3x
85%
Earning Above HS Grad
85%
Social Mobility (Chetty)
4 metrics
2.19%
Mobility Rate
1.00%
53.2%
Success Rate (bottom 20%)
48.7%
4.1%
From Bottom 20%
2.1%
$182,603
Parent Median Income (today's $)
$213,308
Social Capital
3 metrics
1.83
Economic Connectedness
1.82
-0.01
Friending Bias
0.00
7.1%
Volunteering Rate
7.5%
Research (Times HE)
4 metrics
#20
World Rank
70.3
Teaching Score
79.3
Research Score
95.7
Citations Score
Online Education (IPEDS)
2 metrics
3.5%
% Exclusively Online
33.1%
% Any Online

The Overviews

Carnegie Mellon University

Pittsburgh, PA · Private nonprofit

12% accept 93% grad $114,862 earnings $31,944 net

With an acceptance rate of just 12%, Carnegie Mellon University is a great fit for students who are ready to dive into rigorous academic programs. This school attracts those passionate about fields like Engineering, Computer Science, and Business. The blend of technical and creative disciplines, including Visual and Performing Arts, creates a unique environment where students can thrive while exploring their varied interests.

Life after graduation at Carnegie Mellon looks promising. Graduates can expect to earn an impressive average of $114,862 within ten years of completing their degrees. This strong earning potential is crucial for students weighing their options, as it reflects the value of the education they receive here. With a graduation rate of 93%, it’s clear that students are not only getting in but are also navigating their studies successfully.

When considering the financial aspect, the net price after aid is around $31,944, which can feel daunting but is manageable compared to potential earnings. The median debt for graduates stands at $21,750, suggesting that many students are able to graduate with a reasonable level of debt. Students who tend to thrive here are those who are dedicated, ambitious, and ready to engage deeply with their chosen fields.

College of the Holy Cross

Worcester, MA · Private nonprofit

18% accept 88% grad $90,543 earnings $38,782 net

With an acceptance rate of just 18%, the College of the Holy Cross attracts students who are not only academically driven but also eager for a transformative educational experience. Here, students dive into programs like Social Sciences, Psychology, and Biology, among others. This school is particularly appealing for those who appreciate a liberal arts education that emphasizes critical thinking and personal growth.

Looking at life after graduation, Holy Cross graduates see impressive earnings, averaging around $90,543 within a decade of finishing their degrees. This financial trajectory speaks volumes about the school’s ability to prepare students for successful careers. It’s worth noting that the high graduation rate of 88% indicates that most students stay on track to complete their degrees, which can significantly affect future earning potential.

When it comes to the cost of attending, the net price stands at $38,782 after financial aid, while the median debt for graduates is $27,000. This can be manageable for many, especially considering the strong earning potential post-graduation. Students who tend to thrive here are those who are motivated, engaged, and ready to take full advantage of the resources and community at Holy Cross.

Rankings They Appear On

Carnegie Mellon University and College of the Holy Cross appear together in 2 rankings. On the Highest-Paying Colleges for Business, Carnegie Mellon University ranks #3 — Carnegie Mellon University outranks College of the Holy Cross by 26 positions.

Explore all rankings →

Top Degree Programs

Carnegie Mellon's top program is Mechanical Engineering (23% of enrollment), while Holy Cross leads with Sociology (33%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Carnegie Mellon) and Environmental Scientist, Research Scientist, Chemist (for Holy Cross).

The two schools feed different job markets. Carnegie Mellon University is strongest in Engineering, Computer Science & IT, Mathematics & Statistics, Business & Marketing, while College of the Holy Cross concentrates in Social Sciences, Biology & Biomedical, Psychology, Physical Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Carnegie Mellon University or College of the Holy Cross?

Carnegie Mellon University is harder to get into, admitting 12% of applicants compared with 18% at College of the Holy Cross.

Which is more affordable, Carnegie Mellon University or College of the Holy Cross?

Carnegie Mellon University is more affordable, with an average net price of $31,944 after aid versus $38,782 at College of the Holy Cross.

Do Carnegie Mellon University or College of the Holy Cross graduates earn more?

Carnegie Mellon University graduates earn more: median earnings of $114,862 ten years after enrollment, versus $90,543 at College of the Holy Cross.

Which has a better graduation rate, Carnegie Mellon University or College of the Holy Cross?

Carnegie Mellon University has the higher graduation rate, 93% versus 88%.

Carnegie Mellon University vs College of the Holy Cross: which is better for social mobility?

Carnegie Mellon University is the stronger driver of upward mobility, with a Chetty mobility rate of 2.2% versus 1%.

Should you choose Carnegie Mellon University or College of the Holy Cross?

It depends on what you weigh most. Choose Carnegie Mellon University if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

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How do Carnegie Mellon and Holy Cross stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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