Head-to-Head Comparison
Colgate University vs Massachusetts Institute of Technology
- Colgate Wins
- 4
- Tied
- 17
- Massachusetts Technology Wins
- 32
Direct Answer
For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs Colgate University's $28,786, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.
53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Colgate
No clear advantage detected in core metrics.
Massachusetts Technology
- Higher earnings: Median earnings of $143,372 ten years after enrollment, 68% more than Colgate University
- Lower cost: Average net price of $20,111, roughly $8,675 a year less
- Higher grad rate: 96% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,768, the lower of the two
- Social mobility: Chetty mobility rate of 3.4%, the stronger record of moving students up the income ladder
- More selective: Admits 5% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Colgate graduates concentrate in Social Sciences (34% of degrees); Massachusetts Technology in Computer Science & IT (35%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Massachusetts Institute of Technology over Colgate University. Median earnings of $143,372 ten years after enrollment vs $85,139.
Pick Massachusetts Institute of Technology over Colgate University. Net price $20,111 vs $28,786.
Pick Massachusetts Institute of Technology over Colgate University. 3.4% mobility rate vs 0.9%.
Pick Massachusetts Institute of Technology over Colgate University. 96% completion rate vs 91%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Colgate University and Massachusetts Institute of Technology are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while Colgate University takes 14%. Its entering class also posts the higher average SAT, 1,508 to 1,560.
So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $8,675 a year below Colgate University's $28,786. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $15,000.
So what: Over four years, the gap adds up to about $34,700 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $85,139 at Colgate University. That is a 68% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.18x.
So what: An earnings gap of 68% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 91%. More of its students stay on track to a degree.
So what: A completion gap of 5% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Massachusetts Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 3.4%; at Colgate University, it is 0.9%. Massachusetts Institute of Technology also enrolls the larger share of low-income students: 5.1% come from the bottom income quintile, versus 2.4%.
So what: For first-generation and low-income students, Massachusetts Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Their academic identities diverge. Colgate University concentrates enrollment in Social Sciences, Biology & Biomedical, while Massachusetts Institute of Technology leans toward Engineering, Mathematics & Statistics. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $28,786 runs well above Massachusetts Institute of Technology's $20,111.
- STEM and CS-focused students: tech programs are a smaller part of Colgate University's enrollment, and Massachusetts Institute of Technology is stronger here.
No strong negative signals — Massachusetts Technology competes well across the dimensions measured.
Full Data Breakdown
Inside the admissions office
Colgate offers a binding Early Decision round that can lift your odds; Massachusetts Technology does not, so there is no early-commitment lever to pull there. Test scores matter less at Colgate, where only about 37% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 1 metrics
The Overviews
Colgate University
Hamilton, NY · Private nonprofit
With an acceptance rate of just 14%, Colgate University attracts students who are serious about their education and ready to engage deeply with their studies. This school is a great fit for those interested in fields like Social Sciences, Biology, Psychology, Computer Science, and Physical Sciences. The tight-knit community and emphasis on critical thinking make it a place where students can really thrive.
After graduation, Colgate alums see an impressive median earnings of $85,139 after ten years. This strong financial outcome reflects not just the quality of education, but also the commitment of students to leverage their degrees in meaningful ways. While the Pell Grant rate sits at 13%, the majority of students manage to find success in their careers, illustrating that hard work and dedication pay off.
On the practical side, the net price after aid stands at $28,786, which is manageable compared to the potential earnings. The median debt of $15,000 is relatively low, suggesting that most students graduate with a solid financial footing. Those who tend to thrive here are motivated individuals seeking a challenging academic environment and who value the connections made during their time at Colgate.
Massachusetts Institute of Technology
Cambridge, MA · Private nonprofit
With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.
Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.
The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.
Rankings They Appear On
Massachusetts Institute of Technology is featured on the Colleges With the Highest-Earning Graduates ranking.
Top Degree Programs
Colgate's top program is Sociology (34% of enrollment), while Massachusetts Technology leads with Computer Science (35%).
Massachusetts Technology
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Colgate) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology).
The two schools feed different job markets. Colgate University is strongest in Social Sciences, Biology & Biomedical, Psychology, while Massachusetts Institute of Technology concentrates in Engineering, Mathematics & Statistics, Physical Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Colgate University or Massachusetts Institute of Technology?
Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 14% at Colgate University.
Which is more affordable, Colgate University or Massachusetts Institute of Technology?
Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $28,786 at Colgate University.
Do Colgate University or Massachusetts Institute of Technology graduates earn more?
Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $85,139 at Colgate University.
Which has a better graduation rate, Colgate University or Massachusetts Institute of Technology?
Massachusetts Institute of Technology has the higher graduation rate, 96% versus 91%.
Colgate University vs Massachusetts Institute of Technology: which is better for social mobility?
Massachusetts Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 3.4% versus 0.9%.
Should you choose Colgate University or Massachusetts Institute of Technology?
It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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