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Head-to-Head Comparison

Harvard University vs New Jersey Institute of Technology

Harvard Wins
28
Tied
8
New Jersey Wins
16

Direct Answer

For overall financial value, New Jersey Institute of Technology offers a significantly safer investment tier. While Harvard University achieves a higher graduation rate (97% vs 73%), its annual cost of attendance sits at $19,066 compared to New Jersey Institute of Technology's $16,504 for in-state paths. Students who choose New Jersey Institute of Technology benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $84,276 at ten years.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Harvard

  • Higher earnings: Median earnings of $101,817 ten years after enrollment, 21% more than New Jersey Institute of Technology
  • Higher grad rate: 97% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,000, the lower of the two
  • More selective: Admits 4% of applicants, which makes for a more competitive peer group
  • Research prestige: THE World Rank #1

New Jersey

  • Lower cost: Average net price of $16,504, roughly $2,562 a year less
  • Social mobility: Chetty mobility rate of 6.5%, the stronger record of moving students up the income ladder

The Actual Decision

What are you really choosing between?

Harvard graduates concentrate in Social Sciences (27% of degrees); New Jersey in Computer Science & IT (33%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Economics & public policy Harvard
Engineering New Jersey
Computer science & AI New Jersey
Lab & physical sciences Harvard
Math & quantitative work Harvard
Pre-med & health Harvard
Business & entrepreneurship New Jersey
Psychology Harvard

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Harvard University

Pick Harvard University over New Jersey Institute of Technology. Median earnings of $101,817 ten years after enrollment vs $84,276.

Keeping costs down → New Jersey Institute of Technology

Pick New Jersey Institute of Technology over Harvard University. Net price $16,504 vs $19,066.

Research prestige and global recognition → Harvard University

Pick Harvard University over New Jersey Institute of Technology. THE World Rank #1 vs #350-400.

Social mobility impact → New Jersey Institute of Technology

Pick New Jersey Institute of Technology over Harvard University. 6.5% mobility rate vs 1.8%.

Graduation certainty → Harvard University

Pick Harvard University over New Jersey Institute of Technology. 97% completion rate vs 73%.

Key Metrics at a Glance

Graduation Rate

97%
Harvard
vs
73%
New Jersey

Earnings (10yr)

$101,817
Harvard
vs
$84,276
New Jersey

Avg Net Price

$19,066
Harvard
vs
$16,504
New Jersey

Median Debt

$14,000
Harvard
vs
$21,000
New Jersey

The Analysis

Verdict

Harvard University and New Jersey Institute of Technology are close on paper, but Harvard University wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Harvard University is the harder admit. It takes 4% of applicants, while New Jersey Institute of Technology takes 65%. Its entering class also posts the higher average SAT, 1,553 to 1,337.

So what: If test scores and a high-scoring peer group matter to you, Harvard University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, New Jersey Institute of Technology comes out ahead. Its average net price after aid is $16,504, about $2,562 a year below Harvard University's $19,066. Graduates of Harvard University also borrow less: median debt of $14,000, against $21,000.

So what: Over four years, the gap adds up to about $10,248 before any change in aid. Choosing New Jersey Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Harvard University graduates report median earnings of $101,817, compared with $84,276 at New Jersey Institute of Technology. That is a 21% advantage. Set against borrowing, Harvard University has the lower debt-to-earnings ratio, 0.14x to 0.25x.

So what: An earnings gap of 21% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Harvard University graduates a larger share of its students, 97% versus 73%. More of its students stay on track to a degree.

So what: A completion gap of 25% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Moving people up

New Jersey Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 6.5%; at Harvard University, it is 1.8%. New Jersey Institute of Technology also enrolls the larger share of low-income students: 10.1% come from the bottom income quintile, versus 3%.

So what: For first-generation and low-income students, New Jersey Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Research standing

In the Times Higher Education world table, Harvard University sits higher, at #1 versus #350.

So what: Research rank matters most for students headed to graduate school or hoping to work in faculty labs. For undergraduates going straight into the job market, it is a weak predictor of earnings.

Recommendation

Bottom line: pick New Jersey Institute of Technology to keep costs and debt down; pick Harvard University for the higher earnings ceiling.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. New Jersey Institute of Technology saves about $2,562 a year, yet Harvard University graduates earn $17,541 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Harvard University is harder to get into, with a 4% admit rate, but New Jersey Institute of Technology posts the higher mobility rate, at 6.5%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.

!

Their academic identities diverge. Harvard University concentrates enrollment in Social Sciences, Biology & Biomedical, Mathematics & Statistics, while New Jersey Institute of Technology leans toward Computer Science & IT, Engineering, Business & Marketing. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Harvard Not for everyone
  • Cost-conscious students: net price of $19,066 runs well above New Jersey Institute of Technology's $16,504.
  • STEM and CS-focused students: tech programs are a smaller part of Harvard University's enrollment, and New Jersey Institute of Technology is stronger here.
New Jersey Not for everyone
  • Students minimizing debt: median debt is $21,000, against $14,000 at Harvard University.

Full Data Breakdown

Inside the admissions office

Harvard holds onto its admits more tightly: 84% of admitted students enroll, versus 17% at New Jersey — a sign of how often it wins head-to-head choices. Test scores matter less at New Jersey, where only about 43% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
New England
Region
Mid-Atlantic
7,601
Enrollment
9,019
No
HBCU
No
Admissions
4 metrics
4%
Acceptance Rate
65%
1553
SAT Average
1337
35
ACT Midpoint
30
1510-1580
SAT Range
1210-1460
Admissions Strategy (Common Data Set)
4 metrics
84%
Yield Rate
17%
79%
SAT Submitted
40%
27%
ACT Submitted
3%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$61,676
In-State Tuition
$19,974
$61,676
Out-of-State Tuition
$37,664
$19,066
Average Net Price
$16,504
$8,697
Net Price ($0-30K income)
$10,138
$2,991
Net Price ($30-48K)
$11,165
$2,091
Net Price ($48-75K)
$15,958
$53,337
Net Price ($110K+)
$27,244
16%
Pell Grant Rate
40%
4%
Federal Loan Rate
31%
Academics
5 metrics
97%
Graduation Rate
73%
98%
Retention Rate
90%
87%
Full-Time Faculty
58%
$25,048
Faculty Salary (monthly)
$13,884
26%
First-Gen Students
34%
Student Body
6 metrics
50%
Female
21%
31%
White
29%
12%
Hispanic
29%
9%
Black
10%
22%
Asian
20%
0.81
Diversity Index
0.78
Outcomes
6 metrics
$99,572
Earnings (6yr)
$69,591
$101,095
Earnings (8yr)
$77,642
$101,817
Earnings (10yr)
$84,276
$14,000
Median Debt
$21,000
0.14x
Debt-to-Earnings
0.25x
88%
Earning Above HS Grad
80%
Social Mobility (Chetty)
4 metrics
1.76%
Mobility Rate
6.47%
57.7%
Success Rate (bottom 20%)
63.8%
3.0%
From Bottom 20%
10.1%
$236,405
Parent Median Income (today's $)
$114,127
Social Capital
3 metrics
1.69
Economic Connectedness
1.70
0.02
Friending Bias
0.01
9.6%
Volunteering Rate
5.2%
Research (Times HE)
4 metrics
#1
World Rank
#350-400
99.7
Teaching Score
17.1
98.7
Research Score
14.5
98.8
Citations Score
26.4
Online Education (IPEDS)
2 metrics
32.2%
% Exclusively Online
6.9%
36.9%
% Any Online
41.5%

The Overviews

Harvard University

Cambridge, MA · Private nonprofit

4% accept 97% grad $101,817 earnings $19,066 net

With an acceptance rate of just 4%, Harvard University is a place where the most driven and ambitious students find their footing. It’s especially suitable for those drawn to rigorous academic programs like Social Sciences, Biology and Biomedical Sciences, Mathematics, Computer Science, and Physical Sciences. The environment here encourages intellectual curiosity and a commitment to excellence, attracting a diverse group of scholars who are ready to engage deeply with their studies.

After graduation, the financial outlook is promising, with alumni earning an average of $101,817 within ten years. This level of earning power is a significant motivator for students considering their future. While the cost of education is an important factor, many graduates see a strong return on their investment, which makes the financial commitment worthwhile for those who can navigate the admissions process.

When we look at the practical aspects, the net price after aid stands at $19,066, and the median debt is relatively manageable at $14,000. This financial structure allows students to focus on their education without being overwhelmed by debt. Those who thrive at Harvard often share a passion for learning and a desire to make a difference in the world, making the most of the resources and opportunities available to them.

New Jersey Institute of Technology

Newark, NJ · Public

65% accept 73% grad $84,276 earnings $16,504 net

With nearly 9,020 students, New Jersey Institute of Technology is a great fit for those pursuing careers in fields like engineering, computer science, business, and the arts. The 65% acceptance rate means there's a decent chance of getting in, especially for students who are dedicated to their studies and have a solid application. What stands out here is the strong emphasis on practical skills and real-world applications, making it a solid option for anyone looking to dive straight into a career after graduation.

When it comes to life after graduation, the numbers tell a promising story. Graduates can expect to earn around $84,276 within ten years of completing their degree. This level of earning potential is significant, especially when you consider how affordable this school is compared to others. With a median debt of $21,000, students graduate with a manageable financial load, allowing many to move up in their careers without being bogged down by excessive loans.

In terms of the practical bottom line, the net price after aid is about $16,504, which is reasonable for a public institution. This affordability, combined with the strong earning potential, means that students who tend to thrive here are typically those committed to their fields and eager to apply their learning in practical settings. With a diverse range of programs and a supportive environment, NJIT is well-suited for students ready to take the next step in their educational journey.

Rankings They Appear On

Harvard University is featured on the Colleges With the Highest Graduation Rates ranking.

Explore all rankings →

Top Degree Programs

Harvard's top program is Sociology (27% of enrollment), while New Jersey leads with Computer Science (33%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Harvard) and Software Developer, Data Scientist, Cybersecurity Analyst (for New Jersey).

The two schools feed different job markets. Harvard University is strongest in Social Sciences, Mathematics & Statistics, while New Jersey Institute of Technology concentrates in Engineering, Business & Marketing. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Harvard University or New Jersey Institute of Technology?

Harvard University is harder to get into, admitting 4% of applicants compared with 65% at New Jersey Institute of Technology.

Which is more affordable, Harvard University or New Jersey Institute of Technology?

New Jersey Institute of Technology is more affordable, with an average net price of $16,504 after aid versus $19,066 at Harvard University.

Do Harvard University or New Jersey Institute of Technology graduates earn more?

Harvard University graduates earn more: median earnings of $101,817 ten years after enrollment, versus $84,276 at New Jersey Institute of Technology.

Which has a better graduation rate, Harvard University or New Jersey Institute of Technology?

Harvard University has the higher graduation rate, 97% versus 73%.

Harvard University vs New Jersey Institute of Technology: which is better for social mobility?

New Jersey Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 6.5% versus 1.8%.

Should you choose Harvard University or New Jersey Institute of Technology?

It depends on what you weigh most. Choose New Jersey Institute of Technology if affordability and lower debt come first; choose Harvard University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

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