Head-to-Head Comparison
Harvard University vs Stevens Institute of Technology
- Harvard Wins
- 27
- Tied
- 11
- Stevens Technology Wins
- 14
Direct Answer
For overall financial value, Harvard University offers a significantly safer investment tier. With an annual cost of $19,066 vs Stevens Institute of Technology's $41,346, Harvard University delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Harvard University's lower price point delivers a highly efficient debt-to-earnings path.
52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Harvard
- Lower cost: Average net price of $19,066, roughly $22,280 a year less
- Higher grad rate: 97% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,000, the lower of the two
- More selective: Admits 4% of applicants, which makes for a more competitive peer group
Stevens Technology
- Higher earnings: Median earnings of $108,772 ten years after enrollment, 7% more than Harvard University
- Social mobility: Chetty mobility rate of 4.3%, the stronger record of moving students up the income ladder
The Actual Decision
What are you really choosing between?
Harvard graduates concentrate in Social Sciences (27% of degrees); Stevens Technology in Engineering (45%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Stevens Institute of Technology over Harvard University. Median earnings of $108,772 ten years after enrollment vs $101,817.
Pick Harvard University over Stevens Institute of Technology. Net price $19,066 vs $41,346.
Pick Stevens Institute of Technology over Harvard University. 4.3% mobility rate vs 1.8%.
Pick Harvard University over Stevens Institute of Technology. 97% completion rate vs 88%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Harvard University and Stevens Institute of Technology are close on paper, but Harvard University wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Harvard University is the harder admit. It takes 4% of applicants, while Stevens Institute of Technology takes 48%. Its entering class also posts the higher average SAT, 1,553 to 1,446.
So what: If test scores and a high-scoring peer group matter to you, Harvard University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Harvard University comes out ahead. Its average net price after aid is $19,066, about $22,280 a year below Stevens Institute of Technology's $41,346. Graduates of Harvard University also borrow less: median debt of $14,000, against $27,000.
So what: Over four years, the gap adds up to about $89,120 before any change in aid. Choosing Harvard University leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Stevens Institute of Technology graduates report median earnings of $108,772, compared with $101,817 at Harvard University. That is a 7% advantage. Set against borrowing, Harvard University has the lower debt-to-earnings ratio, 0.14x to 0.25x.
So what: An earnings gap of 7% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Harvard University graduates a larger share of its students, 97% versus 88%. More of its students stay on track to a degree.
So what: A completion gap of 9% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Stevens Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 4.3%; at Harvard University, it is 1.8%. Stevens Institute of Technology also enrolls the larger share of low-income students: 6.9% come from the bottom income quintile, versus 3%.
So what: For first-generation and low-income students, Stevens Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Harvard University to keep costs and debt down; pick Stevens Institute of Technology for the higher earnings ceiling.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. Harvard University saves about $22,280 a year, yet Stevens Institute of Technology graduates earn $6,955 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Harvard University is harder to get into, with a 4% admit rate, but Stevens Institute of Technology posts the higher mobility rate, at 4.3%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.
Their academic identities diverge. Harvard University concentrates enrollment in Social Sciences, Biology & Biomedical, Mathematics & Statistics, while Stevens Institute of Technology leans toward Engineering, Computer Science & IT, Business & Marketing. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- STEM and CS-focused students: tech programs are a smaller part of Harvard University's enrollment, and Stevens Institute of Technology is stronger here.
- Students who want a smaller campus: Harvard University's enrollment of 7,601 far exceeds Stevens Institute of Technology's 4,222.
- Cost-conscious students: net price of $41,346 runs well above Harvard University's $19,066.
- Students minimizing debt: median debt is $27,000, against $14,000 at Harvard University.
Full Data Breakdown
Inside the admissions office
Harvard holds onto its admits more tightly: 84% of admitted students enroll, versus 21% at Stevens Technology — a sign of how often it wins head-to-head choices. Test scores matter less at Stevens Technology, where only about 43% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 4 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Harvard University
Cambridge, MA · Private nonprofit
With an acceptance rate of just 4%, Harvard University is a place where the most driven and ambitious students find their footing. It’s especially suitable for those drawn to rigorous academic programs like Social Sciences, Biology and Biomedical Sciences, Mathematics, Computer Science, and Physical Sciences. The environment here encourages intellectual curiosity and a commitment to excellence, attracting a diverse group of scholars who are ready to engage deeply with their studies.
After graduation, the financial outlook is promising, with alumni earning an average of $101,817 within ten years. This level of earning power is a significant motivator for students considering their future. While the cost of education is an important factor, many graduates see a strong return on their investment, which makes the financial commitment worthwhile for those who can navigate the admissions process.
When we look at the practical aspects, the net price after aid stands at $19,066, and the median debt is relatively manageable at $14,000. This financial structure allows students to focus on their education without being overwhelmed by debt. Those who thrive at Harvard often share a passion for learning and a desire to make a difference in the world, making the most of the resources and opportunities available to them.
Stevens Institute of Technology
Hoboken, NJ · Private nonprofit
Stevens Institute of Technology in Hoboken, NJ, is a great fit for students who are driven by a passion for technology and innovation. With 4,222 enrolled students and an acceptance rate of 48%, it attracts individuals looking for a solid education in fields like Engineering, Computer Science, Business, and the Arts. One standout aspect is the school's high graduation rate of 88%, which speaks volumes about student support and engagement throughout their academic journey.
After graduation, students from Stevens can expect impressive earning potential, with an average salary of $108,772 within ten years of completing their degree. This financial success reflects the value of a degree from Stevens, especially in high-demand areas like engineering and tech. The cost of attendance can be manageable, particularly when considering the school’s financial aid options, though it's important to weigh the net price against potential earnings.
When looking at the practical aspects of attending Stevens, the net price after aid stands at $41,346, which means students should prepare for a significant investment. Graduates typically carry a median debt of $27,000. The environment here tends to be ideal for those who are eager to engage with their studies and are committed to making the most of their college experience. This is a community that thrives on ambition and collaboration, setting students up for success both during and after their time at Stevens.
Rankings They Appear On
Harvard University is featured on the Colleges With the Highest Graduation Rates ranking.
Top Degree Programs
Harvard's top program is Sociology (27% of enrollment), while Stevens Technology leads with Mechanical Engineering (45%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Harvard) and Software Developer, Data Scientist, Cybersecurity Analyst (for Stevens Technology).
The two schools feed different job markets. Harvard University is strongest in Social Sciences, Biology & Biomedical, while Stevens Institute of Technology concentrates in Engineering, Business & Marketing. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Harvard University or Stevens Institute of Technology?
Harvard University is harder to get into, admitting 4% of applicants compared with 48% at Stevens Institute of Technology.
Which is more affordable, Harvard University or Stevens Institute of Technology?
Harvard University is more affordable, with an average net price of $19,066 after aid versus $41,346 at Stevens Institute of Technology.
Do Harvard University or Stevens Institute of Technology graduates earn more?
Stevens Institute of Technology graduates earn more: median earnings of $108,772 ten years after enrollment, versus $101,817 at Harvard University.
Which has a better graduation rate, Harvard University or Stevens Institute of Technology?
Harvard University has the higher graduation rate, 97% versus 88%.
Harvard University vs Stevens Institute of Technology: which is better for social mobility?
Stevens Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 4.3% versus 1.8%.
Should you choose Harvard University or Stevens Institute of Technology?
It depends on what you weigh most. Choose Harvard University if affordability and lower debt come first; choose Stevens Institute of Technology if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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