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Head-to-Head Comparison

Harvard University vs University of Illinois Urbana-Champaign

Harvard Wins
27
Tied
12
Illinois Urbana-Champaign Wins
13

Direct Answer

For overall financial value, University of Illinois Urbana-Champaign offers a significantly safer investment tier. While Harvard University achieves a higher graduation rate (97% vs 85%), its annual cost of attendance sits at $19,066 compared to University of Illinois Urbana-Champaign's $14,355 for in-state paths. Students who choose University of Illinois Urbana-Champaign benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $81,054 at ten years.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Harvard

  • Higher earnings: Median earnings of $101,817 ten years after enrollment, 26% more than University of Illinois Urbana-Champaign
  • Higher grad rate: 97% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,000, the lower of the two
  • More selective: Admits 4% of applicants, which makes for a more competitive peer group
  • Research prestige: THE World Rank #1

Illinois Urbana-Champaign

  • Lower cost: Average net price of $14,355, roughly $4,711 a year less

The Actual Decision

What are you really choosing between?

Harvard graduates concentrate in Social Sciences (27% of degrees); Illinois Urbana-Champaign in Engineering (21%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Economics & public policy Harvard
Engineering Illinois Urbana-Champaign
Lab & physical sciences Harvard
Business & entrepreneurship Illinois Urbana-Champaign
Pre-med & health Harvard
Math & quantitative work Harvard
Communications & media Illinois Urbana-Champaign
Psychology Either
Computer science & AI Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Harvard University

Pick Harvard University over University of Illinois Urbana-Champaign. Median earnings of $101,817 ten years after enrollment vs $81,054.

Keeping costs down → University of Illinois Urbana-Champaign

Pick University of Illinois Urbana-Champaign over Harvard University. Net price $14,355 vs $19,066.

Research prestige and global recognition → Harvard University

Pick Harvard University over University of Illinois Urbana-Champaign. THE World Rank #1 vs #33.

Graduation certainty → Harvard University

Pick Harvard University over University of Illinois Urbana-Champaign. 97% completion rate vs 85%.

Key Metrics at a Glance

Graduation Rate

97%
Harvard
vs
85%
Illinois Urbana-Champaign

Earnings (10yr)

$101,817
Harvard
vs
$81,054
Illinois Urbana-Champaign

Avg Net Price

$19,066
Harvard
vs
$14,355
Illinois Urbana-Champaign

Median Debt

$14,000
Harvard
vs
$19,500
Illinois Urbana-Champaign

The Analysis

Verdict

Harvard University and University of Illinois Urbana-Champaign are close on paper, but Harvard University wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Harvard University is the harder admit. It takes 4% of applicants, while University of Illinois Urbana-Champaign takes 42%. Its entering class also posts the higher average SAT, 1,553 to 1,440.

So what: If test scores and a high-scoring peer group matter to you, Harvard University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Illinois Urbana-Champaign comes out ahead. Its average net price after aid is $14,355, about $4,711 a year below Harvard University's $19,066. Graduates of Harvard University also borrow less: median debt of $14,000, against $19,500.

So what: Over four years, the gap adds up to about $18,844 before any change in aid. Choosing University of Illinois Urbana-Champaign leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Harvard University graduates report median earnings of $101,817, compared with $81,054 at University of Illinois Urbana-Champaign. That is a 26% advantage. Set against borrowing, Harvard University has the lower debt-to-earnings ratio, 0.14x to 0.24x.

So what: An earnings gap of 26% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Harvard University graduates a larger share of its students, 97% versus 85%. More of its students stay on track to a degree.

So what: A completion gap of 12% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Research standing

In the Times Higher Education world table, Harvard University sits higher, at #1 versus #33.

So what: Research rank matters most for students headed to graduate school or hoping to work in faculty labs. For undergraduates going straight into the job market, it is a weak predictor of earnings.

Recommendation

Bottom line: pick University of Illinois Urbana-Champaign to keep costs and debt down; pick Harvard University for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Illinois Urbana-Champaign saves about $4,711 a year, yet Harvard University graduates earn $20,763 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Harvard University concentrates enrollment in Social Sciences, Biology & Biomedical, Mathematics & Statistics, while University of Illinois Urbana-Champaign leans toward Engineering, Computer Science & IT, Business & Marketing. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Harvard Not for everyone
  • Cost-conscious students: net price of $19,066 runs well above University of Illinois Urbana-Champaign's $14,355.
  • STEM and CS-focused students: tech programs are a smaller part of Harvard University's enrollment, and University of Illinois Urbana-Champaign is stronger here.
Illinois Urbana-Champaign Not for everyone
  • Students minimizing debt: median debt is $19,500, against $14,000 at Harvard University.
  • Students who want a smaller campus: University of Illinois Urbana-Champaign's enrollment of 36,258 far exceeds Harvard University's 7,601.

Full Data Breakdown

Inside the admissions office

Harvard holds onto its admits more tightly: 84% of admitted students enroll, versus 29% at Illinois Urbana-Champaign — a sign of how often it wins head-to-head choices. Test scores matter less at Illinois Urbana-Champaign, where only about 56% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
New England
Region
Great Lakes
7,601
Enrollment
36,258
No
HBCU
No
Admissions
4 metrics
4%
Acceptance Rate
42%
1553
SAT Average
1440
35
ACT Midpoint
32
1510-1580
SAT Range
1310-1520
Admissions Strategy (Common Data Set)
4 metrics
84%
Yield Rate
29%
79%
SAT Submitted
41%
27%
ACT Submitted
14%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$61,676
In-State Tuition
$16,004
$61,676
Out-of-State Tuition
$35,124
$19,066
Average Net Price
$14,355
$8,697
Net Price ($0-30K income)
$2,038
$2,991
Net Price ($30-48K)
$5,373
$2,091
Net Price ($48-75K)
$7,982
$53,337
Net Price ($110K+)
$28,761
16%
Pell Grant Rate
23%
4%
Federal Loan Rate
27%
Academics
5 metrics
97%
Graduation Rate
85%
98%
Retention Rate
95%
87%
Full-Time Faculty
73%
$25,048
Faculty Salary (monthly)
$14,464
26%
First-Gen Students
25%
Student Body
6 metrics
50%
Female
49%
31%
White
38%
12%
Hispanic
14%
9%
Black
5%
22%
Asian
23%
0.81
Diversity Index
0.76
Outcomes
6 metrics
$99,572
Earnings (6yr)
$64,802
$101,095
Earnings (8yr)
$74,029
$101,817
Earnings (10yr)
$81,054
$14,000
Median Debt
$19,500
0.14x
Debt-to-Earnings
0.24x
88%
Earning Above HS Grad
80%
Social Mobility (Chetty)
4 metrics
1.76%
Mobility Rate
57.7%
Success Rate (bottom 20%)
3.0%
From Bottom 20%
$236,405
Parent Median Income (today's $)
Social Capital
3 metrics
1.69
Economic Connectedness
1.73
0.02
Friending Bias
0.01
9.6%
Volunteering Rate
8.1%
Research (Times HE)
4 metrics
#1
World Rank
#33
99.7
Teaching Score
68.1
98.7
Research Score
80.9
98.8
Citations Score
72.9
Online Education (IPEDS)
2 metrics
32.2%
% Exclusively Online
20.5%
36.9%
% Any Online
75.8%

The Overviews

Harvard University

Cambridge, MA · Private nonprofit

4% accept 97% grad $101,817 earnings $19,066 net

With an acceptance rate of just 4%, Harvard University is a place where the most driven and ambitious students find their footing. It’s especially suitable for those drawn to rigorous academic programs like Social Sciences, Biology and Biomedical Sciences, Mathematics, Computer Science, and Physical Sciences. The environment here encourages intellectual curiosity and a commitment to excellence, attracting a diverse group of scholars who are ready to engage deeply with their studies.

After graduation, the financial outlook is promising, with alumni earning an average of $101,817 within ten years. This level of earning power is a significant motivator for students considering their future. While the cost of education is an important factor, many graduates see a strong return on their investment, which makes the financial commitment worthwhile for those who can navigate the admissions process.

When we look at the practical aspects, the net price after aid stands at $19,066, and the median debt is relatively manageable at $14,000. This financial structure allows students to focus on their education without being overwhelmed by debt. Those who thrive at Harvard often share a passion for learning and a desire to make a difference in the world, making the most of the resources and opportunities available to them.

University of Illinois Urbana-Champaign

Champaign, IL · Public

42% accept 85% grad $81,054 earnings $14,355 net

More than 36,000 students choose the University of Illinois Urbana-Champaign for its strong academic programs and vibrant campus life. With an acceptance rate of 42%, the university maintains a competitive edge while welcoming a diverse student body. The graduation rate stands at an impressive 85%, indicating a supportive environment for student success.

Data from Opportunity Insights highlights that graduates from Illinois Urbana-Champaign can expect solid economic mobility. The average earnings for alumni ten years after graduation reach $81,054, suggesting that degrees from this university translate into significant financial benefits. While specific mobility rates are not available, the school’s emphasis on high-demand fields like Engineering, Business, and Computer Science supports upward mobility for many graduates.

Cost considerations are crucial for students. The net price for attending is approximately $14,355, which is manageable compared to potential earnings. Graduates carry a median debt of $19,500, a figure that aligns with the financial landscape of public universities. Students who thrive here typically have a strong interest in STEM fields or business, benefiting from robust programs and a collaborative campus culture.

Rankings They Appear On

Harvard University and University of Illinois Urbana-Champaign appear together in 2 rankings. On the Best Research Universities in America, Harvard University ranks #1 — Harvard University outranks University of Illinois Urbana-Champaign by 16 positions.

Explore all rankings →

Top Degree Programs

Harvard's top program is Sociology (27% of enrollment), while Illinois Urbana-Champaign leads with Mechanical Engineering (21%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Harvard) and Software Developer, Data Scientist, Cybersecurity Analyst (for Illinois Urbana-Champaign).

The two schools feed different job markets. Harvard University is strongest in Biology & Biomedical, Mathematics & Statistics, while University of Illinois Urbana-Champaign concentrates in Engineering, Business & Marketing. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Harvard University or University of Illinois Urbana-Champaign?

Harvard University is harder to get into, admitting 4% of applicants compared with 42% at University of Illinois Urbana-Champaign.

Which is more affordable, Harvard University or University of Illinois Urbana-Champaign?

University of Illinois Urbana-Champaign is more affordable, with an average net price of $14,355 after aid versus $19,066 at Harvard University.

Do Harvard University or University of Illinois Urbana-Champaign graduates earn more?

Harvard University graduates earn more: median earnings of $101,817 ten years after enrollment, versus $81,054 at University of Illinois Urbana-Champaign.

Which has a better graduation rate, Harvard University or University of Illinois Urbana-Champaign?

Harvard University has the higher graduation rate, 97% versus 85%.

Should you choose Harvard University or University of Illinois Urbana-Champaign?

It depends on what you weigh most. Choose University of Illinois Urbana-Champaign if affordability and lower debt come first; choose Harvard University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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