Head-to-Head Comparison
Loyola University Maryland vs Massachusetts Institute of Technology
- Loyola Maryland Wins
- 10
- Tied
- 16
- Massachusetts Technology Wins
- 27
Direct Answer
For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs Loyola University Maryland's $30,574, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.
53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Loyola Maryland
No clear advantage detected in core metrics.
Massachusetts Technology
- Higher earnings: Median earnings of $143,372 ten years after enrollment, 73% more than Loyola University Maryland
- Lower cost: Average net price of $20,111, roughly $10,463 a year less
- Higher grad rate: 96% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,768, the lower of the two
- Social mobility: Chetty mobility rate of 3.4%, the stronger record of moving students up the income ladder
- More selective: Admits 5% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Loyola Maryland graduates concentrate in Business & Marketing (32% of degrees); Massachusetts Technology in Computer Science & IT (35%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Massachusetts Institute of Technology over Loyola University Maryland. Median earnings of $143,372 ten years after enrollment vs $82,652.
Pick Massachusetts Institute of Technology over Loyola University Maryland. Net price $20,111 vs $30,574.
Pick Massachusetts Institute of Technology over Loyola University Maryland. 3.4% mobility rate vs 0.7%.
Pick Massachusetts Institute of Technology over Loyola University Maryland. 96% completion rate vs 80%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Loyola University Maryland and Massachusetts Institute of Technology are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while Loyola University Maryland takes 75%. Its entering class also posts the higher average SAT, 1,290 to 1,560.
So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $10,463 a year below Loyola University Maryland's $30,574. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $27,000.
So what: Over four years, the gap adds up to about $41,852 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $82,652 at Loyola University Maryland. That is a 73% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.33x.
So what: An earnings gap of 73% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 80%. More of its students stay on track to a degree.
So what: A completion gap of 16% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Massachusetts Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 3.4%; at Loyola University Maryland, it is 0.7%. Massachusetts Institute of Technology also enrolls the larger share of low-income students: 5.1% come from the bottom income quintile, versus 1.7%.
So what: For first-generation and low-income students, Massachusetts Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Their academic identities diverge. Loyola University Maryland concentrates enrollment in Business & Marketing, Social Sciences, Psychology, while Massachusetts Institute of Technology leans toward Computer Science & IT, Engineering, Mathematics & Statistics. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $30,574 runs well above Massachusetts Institute of Technology's $20,111.
- Students minimizing debt: median debt is $27,000, against $14,768 at Massachusetts Institute of Technology.
- STEM and CS-focused students: tech programs are a smaller part of Loyola University Maryland's enrollment, and Massachusetts Institute of Technology is stronger here.
- Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and Loyola University Maryland offers the stronger options.
Full Data Breakdown
Inside the admissions office
Loyola Maryland offers a binding Early Decision round that can lift your odds; Massachusetts Technology does not, so there is no early-commitment lever to pull there. Test scores matter less at Loyola Maryland, where only about 17% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 3 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Loyola University Maryland
Baltimore, MD · Private nonprofit
With an enrollment of nearly 3,900 students, Loyola University Maryland caters to those seeking a well-rounded education in a supportive environment. The 75% acceptance rate suggests that the school aims to welcome a diverse group of students, which contributes to a vibrant campus life. Popular areas of study include Business and Marketing, Biology and Biomedical Sciences, Psychology, Communications, and Social Sciences, allowing students to explore various fields while preparing for their careers.
After graduation, students can expect a solid financial outlook, with a median earnings figure of $82,652 after ten years. This is encouraging and indicates that many graduates find good opportunities in their chosen fields. The affordability factor is also important; with a net price of $30,574, students can weigh the cost of their education against potential earnings, making it a reasonable investment for many.
When considering the practical aspects of attending Loyola, the average debt load of $27,000 is relatively manageable, especially given the earnings potential. The school attracts a mix of students, including those who are determined to succeed and take advantage of the supportive community. With a graduation rate of 80%, it’s clear that many students find their footing here and go on to thrive in their careers.
Massachusetts Institute of Technology
Cambridge, MA · Private nonprofit
With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.
Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.
The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.
Rankings They Appear On
Loyola University Maryland is featured on the Best Business Colleges in Maryland ranking.
Top Degree Programs
Loyola Maryland's top program is Business Administration (32% of enrollment), while Massachusetts Technology leads with Computer Science (35%).
Loyola Maryland
Massachusetts Technology
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Loyola Maryland) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology).
The two schools feed different job markets. Loyola University Maryland is strongest in Business & Marketing, Social Sciences, Psychology, while Massachusetts Institute of Technology concentrates in Engineering, Mathematics & Statistics, Physical Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Loyola University Maryland or Massachusetts Institute of Technology?
Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 75% at Loyola University Maryland.
Which is more affordable, Loyola University Maryland or Massachusetts Institute of Technology?
Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $30,574 at Loyola University Maryland.
Do Loyola University Maryland or Massachusetts Institute of Technology graduates earn more?
Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $82,652 at Loyola University Maryland.
Which has a better graduation rate, Loyola University Maryland or Massachusetts Institute of Technology?
Massachusetts Institute of Technology has the higher graduation rate, 96% versus 80%.
Loyola University Maryland vs Massachusetts Institute of Technology: which is better for social mobility?
Massachusetts Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 3.4% versus 0.7%.
Should you choose Loyola University Maryland or Massachusetts Institute of Technology?
It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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