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Head-to-Head Comparison

Massachusetts Institute of Technology vs Saint Joseph's University - Philadelphia

Massachusetts Technology Wins
22
Tied
20
Saint Joseph's Wins
9

Direct Answer

For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs Saint Joseph's University - Philadelphia's $29,689, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.

51 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Massachusetts Technology

  • Higher earnings: Median earnings of $143,372 ten years after enrollment, 65% more than Saint Joseph's University - Philadelphia
  • Lower cost: Average net price of $20,111, roughly $9,578 a year less
  • Higher grad rate: 96% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,768, the lower of the two
  • More selective: Admits 5% of applicants, which makes for a more competitive peer group

Saint Joseph's

No clear advantage detected in core metrics.

The Actual Decision

What are you really choosing between?

Massachusetts Technology graduates concentrate in Computer Science & IT (35% of degrees); Saint Joseph's in Business & Marketing (39%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Saint Joseph's
Computer science & AI Massachusetts Technology
Engineering Massachusetts Technology
Pre-med & health Saint Joseph's
Math & quantitative work Massachusetts Technology
Psychology Saint Joseph's
Economics & public policy Saint Joseph's
Education & teaching Saint Joseph's
Communications & media Saint Joseph's
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Saint Joseph's University - Philadelphia. Median earnings of $143,372 ten years after enrollment vs $86,881.

Keeping costs down → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Saint Joseph's University - Philadelphia. Net price $20,111 vs $29,689.

Graduation certainty → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Saint Joseph's University - Philadelphia. 96% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

96%
Massachusetts Technology
vs
79%
Saint Joseph's

Earnings (10yr)

$143,372
Massachusetts Technology
vs
$86,881
Saint Joseph's

Avg Net Price

$20,111
Massachusetts Technology
vs
$29,689
Saint Joseph's

Median Debt

$14,768
Massachusetts Technology
vs
$25,500
Saint Joseph's

The Analysis

Verdict

Massachusetts Institute of Technology and Saint Joseph's University - Philadelphia are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while Saint Joseph's University - Philadelphia takes 89%. Its entering class also posts the higher average SAT, 1,560 to 1,258.

So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $9,578 a year below Saint Joseph's University - Philadelphia's $29,689. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $25,500.

So what: Over four years, the gap adds up to about $38,312 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $86,881 at Saint Joseph's University - Philadelphia. That is a 65% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.29x.

So what: An earnings gap of 65% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 17% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. Massachusetts Institute of Technology concentrates enrollment in Computer Science & IT, Engineering, Mathematics & Statistics, while Saint Joseph's University - Philadelphia leans toward Business & Marketing, Health Professions, Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Massachusetts Technology Not for everyone
  • Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and Saint Joseph's University - Philadelphia offers the stronger options.
Saint Joseph's Not for everyone
  • Cost-conscious students: net price of $29,689 runs well above Massachusetts Institute of Technology's $20,111.
  • Students minimizing debt: median debt is $25,500, against $14,768 at Massachusetts Institute of Technology.
  • STEM and CS-focused students: tech programs are a smaller part of Saint Joseph's University - Philadelphia's enrollment, and Massachusetts Institute of Technology is stronger here.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Urban
Setting
Urban
New England
Region
Mid-Atlantic
4,535
Enrollment
4,948
No
HBCU
No
Admissions
4 metrics
5%
Acceptance Rate
89%
1560
SAT Average
1258
ACT Midpoint
28
1520-1580
SAT Range
1170-1350
Admissions Strategy (Common Data Set)
3 metrics
83%
SAT Submitted
29%
ACT Submitted
Not offered
Early Decision
Cost & Financial Aid
9 metrics
$62,396
In-State Tuition
$53,260
$62,396
Out-of-State Tuition
$53,260
$20,111
Average Net Price
$29,689
$-2,533
Net Price ($0-30K income)
$22,570
$93
Net Price ($30-48K)
$23,022
$1,480
Net Price ($48-75K)
$24,297
$48,479
Net Price ($110K+)
$33,222
19%
Pell Grant Rate
20%
7%
Federal Loan Rate
56%
Academics
5 metrics
96%
Graduation Rate
79%
99%
Retention Rate
89%
99%
Full-Time Faculty
100%
$24,177
Faculty Salary (monthly)
$11,284
26%
First-Gen Students
18%
Student Body
6 metrics
37%
Female
59%
21%
White
68%
14%
Hispanic
9%
8%
Black
7%
35%
Asian
9%
0.79
Diversity Index
0.51
Outcomes
6 metrics
$131,633
Earnings (6yr)
$66,438
$135,278
Earnings (8yr)
$76,633
$143,372
Earnings (10yr)
$86,881
$14,768
Median Debt
$25,500
0.1x
Debt-to-Earnings
0.29x
87%
Earning Above HS Grad
85%
Social Mobility (Chetty)
4 metrics
3.40%
Mobility Rate
66.5%
Success Rate (bottom 20%)
5.1%
From Bottom 20%
$191,570
Parent Median Income (today's $)
Social Capital
3 metrics
1.86
Economic Connectedness
-0.01
Friending Bias
6.1%
Volunteering Rate
Research (Times HE)
4 metrics
#3
World Rank
97.8
Teaching Score
91.4
Research Score
99.9
Citations Score
Online Education (IPEDS)
2 metrics
% Exclusively Online
21.9%
1.8%
% Any Online
53.0%

The Overviews

Massachusetts Institute of Technology

Cambridge, MA · Private nonprofit

5% accept 96% grad $143,372 earnings $20,111 net

With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.

Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.

The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

Rankings They Appear On

Massachusetts Institute of Technology is featured on the Colleges With the Highest-Earning Graduates ranking.

Explore all rankings →

Top Degree Programs

Massachusetts Technology's top program is Computer Science (35% of enrollment), while Saint Joseph's leads with Business Administration (39%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology) and Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's).

The two schools feed different job markets. Massachusetts Institute of Technology is strongest in Computer Science & IT, Engineering, Mathematics & Statistics, Physical Sciences, while Saint Joseph's University - Philadelphia concentrates in Business & Marketing, Health Professions, Biology & Biomedical, Psychology. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Massachusetts Institute of Technology or Saint Joseph's University - Philadelphia?

Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, Massachusetts Institute of Technology or Saint Joseph's University - Philadelphia?

Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $29,689 at Saint Joseph's University - Philadelphia.

Do Massachusetts Institute of Technology or Saint Joseph's University - Philadelphia graduates earn more?

Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $86,881 at Saint Joseph's University - Philadelphia.

Which has a better graduation rate, Massachusetts Institute of Technology or Saint Joseph's University - Philadelphia?

Massachusetts Institute of Technology has the higher graduation rate, 96% versus 79%.

Should you choose Massachusetts Institute of Technology or Saint Joseph's University - Philadelphia?

It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Massachusetts Technology and Saint Joseph's stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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