Skip to content
CollegeRanker

Head-to-Head Comparison

Massachusetts Institute of Technology vs Santa Clara University

Massachusetts Technology Wins
29
Tied
16
Santa Clara Wins
9

Direct Answer

For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs Santa Clara University's $50,062, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.

54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Massachusetts Technology

  • Higher earnings: Median earnings of $143,372 ten years after enrollment, 31% more than Santa Clara University
  • Lower cost: Average net price of $20,111, roughly $29,951 a year less
  • Higher grad rate: 96% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,768, the lower of the two
  • Social mobility: Chetty mobility rate of 3.4%, the stronger record of moving students up the income ladder
  • More selective: Admits 5% of applicants, which makes for a more competitive peer group

Santa Clara

No clear advantage detected in core metrics.

The Actual Decision

What are you really choosing between?

Massachusetts Technology graduates concentrate in Computer Science & IT (35% of degrees); Santa Clara in Business & Marketing (27%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Computer science & AI Massachusetts Technology
Business & entrepreneurship Santa Clara
Engineering Massachusetts Technology
Math & quantitative work Massachusetts Technology
Economics & public policy Santa Clara
Communications & media Santa Clara
Psychology Santa Clara
Pre-med & health Santa Clara
Lab & physical sciences Massachusetts Technology

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Santa Clara University. Median earnings of $143,372 ten years after enrollment vs $109,183.

Keeping costs down → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Santa Clara University. Net price $20,111 vs $50,062.

Social mobility impact → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Santa Clara University. 3.4% mobility rate vs 2.2%.

Graduation certainty → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over Santa Clara University. 96% completion rate vs 88%.

Key Metrics at a Glance

Graduation Rate

96%
Massachusetts Technology
vs
88%
Santa Clara

Earnings (10yr)

$143,372
Massachusetts Technology
vs
$109,183
Santa Clara

Avg Net Price

$20,111
Massachusetts Technology
vs
$50,062
Santa Clara

Median Debt

$14,768
Massachusetts Technology
vs
$19,162
Santa Clara

The Analysis

Verdict

Massachusetts Institute of Technology and Santa Clara University are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while Santa Clara University takes 48%. Its entering class also posts the higher average SAT, 1,560 to 1,426.

So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $29,951 a year below Santa Clara University's $50,062. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $19,162.

So what: Over four years, the gap adds up to about $119,804 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $109,183 at Santa Clara University. That is a 31% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.18x.

So what: An earnings gap of 31% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 88%. More of its students stay on track to a degree.

So what: A completion gap of 8% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Moving people up

Massachusetts Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 3.4%; at Santa Clara University, it is 2.2%. Massachusetts Institute of Technology also enrolls the larger share of low-income students: 5.1% come from the bottom income quintile, versus 3.6%.

So what: For first-generation and low-income students, Massachusetts Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Recommendation

Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

Their academic identities diverge. Massachusetts Institute of Technology concentrates enrollment in Computer Science & IT, Mathematics & Statistics, while Santa Clara University leans toward Business & Marketing, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Massachusetts Technology Not for everyone
  • Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and Santa Clara University offers the stronger options.
Santa Clara Not for everyone
  • Cost-conscious students: net price of $50,062 runs well above Massachusetts Institute of Technology's $20,111.
  • Students minimizing debt: median debt is $19,162, against $14,768 at Massachusetts Institute of Technology.
  • STEM and CS-focused students: tech programs are a smaller part of Santa Clara University's enrollment, and Massachusetts Institute of Technology is stronger here.
  • Students who want a smaller campus: Santa Clara University's enrollment of 6,552 far exceeds Massachusetts Institute of Technology's 4,535.

Full Data Breakdown

Inside the admissions office

Santa Clara offers a binding Early Decision round that can lift your odds; Massachusetts Technology does not, so there is no early-commitment lever to pull there. Test scores matter less at Santa Clara, where only about 34% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Urban
Setting
Urban
New England
Region
Far West
4,535
Enrollment
6,552
No
HBCU
No
Admissions
4 metrics
5%
Acceptance Rate
48%
1560
SAT Average
1426
ACT Midpoint
32
1520-1580
SAT Range
1350-1490
Admissions Strategy (Common Data Set)
6 metrics
Yield Rate
18%
83%
SAT Submitted
24%
29%
ACT Submitted
10%
Not offered
Early Decision
Offered
ED Admit Rate
80.1%
ED Share of Class
30%
Cost & Financial Aid
9 metrics
$62,396
In-State Tuition
$61,293
$62,396
Out-of-State Tuition
$61,293
$20,111
Average Net Price
$50,062
$-2,533
Net Price ($0-30K income)
$22,985
$93
Net Price ($30-48K)
$19,154
$1,480
Net Price ($48-75K)
$26,531
$48,479
Net Price ($110K+)
$60,678
19%
Pell Grant Rate
11%
7%
Federal Loan Rate
37%
Academics
5 metrics
96%
Graduation Rate
88%
99%
Retention Rate
94%
99%
Full-Time Faculty
72%
$24,177
Faculty Salary (monthly)
$14,682
26%
First-Gen Students
17%
Student Body
6 metrics
37%
Female
54%
21%
White
37%
14%
Hispanic
20%
8%
Black
3%
35%
Asian
21%
0.79
Diversity Index
0.77
Outcomes
6 metrics
$131,633
Earnings (6yr)
$91,198
$135,278
Earnings (8yr)
$99,543
$143,372
Earnings (10yr)
$109,183
$14,768
Median Debt
$19,162
0.1x
Debt-to-Earnings
0.18x
87%
Earning Above HS Grad
83%
Social Mobility (Chetty)
4 metrics
3.40%
Mobility Rate
2.25%
66.5%
Success Rate (bottom 20%)
62.0%
5.1%
From Bottom 20%
3.6%
$191,570
Parent Median Income (today's $)
$203,662
Social Capital
3 metrics
1.86
Economic Connectedness
1.89
-0.01
Friending Bias
-0.00
6.1%
Volunteering Rate
6.6%
Research (Times HE)
4 metrics
#3
World Rank
97.8
Teaching Score
91.4
Research Score
99.9
Citations Score
Online Education (IPEDS)
2 metrics
% Exclusively Online
4.6%
1.8%
% Any Online
29.4%

The Overviews

Massachusetts Institute of Technology

Cambridge, MA · Private nonprofit

5% accept 96% grad $143,372 earnings $20,111 net

With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.

Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.

The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.

Santa Clara University

Santa Clara, CA · Private nonprofit

48% accept 88% grad $109,183 earnings $50,062 net

Santa Clara University has a graduation rate of 88%, indicating strong student success and support. This high rate suggests that students are not only enrolling but also completing their degrees in a timely manner, which is crucial for their future careers.

The earnings data for graduates is impressive. Ten years after graduation, alumni earn a median salary of $109,183. This figure highlights the potential return on investment for students considering their financial futures. However, with a net price of $50,062 and median debt at $19,162, students should weigh the cost of attendance against their anticipated earnings.

Students who thrive at Santa Clara typically pursue majors in Business & Marketing, Engineering, Social Sciences, Communications, or Psychology. The campus environment supports those who are motivated and engaged in their studies. With a moderate acceptance rate of 48%, the university attracts a diverse group of students ready to take advantage of the academic opportunities available.

Rankings They Appear On

Massachusetts Institute of Technology and Santa Clara University are featured on the Colleges With the Highest-Earning Graduates ranking.

Explore all rankings →

Top Degree Programs

Massachusetts Technology's top program is Computer Science (35% of enrollment), while Santa Clara leads with Business Administration (27%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology) and Financial Analyst, Management Consultant, Accountant (for Santa Clara).

The two schools feed different job markets. Massachusetts Institute of Technology is strongest in Computer Science & IT, Mathematics & Statistics, Physical Sciences, while Santa Clara University concentrates in Business & Marketing, Social Sciences, Communications. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Massachusetts Institute of Technology or Santa Clara University?

Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 48% at Santa Clara University.

Which is more affordable, Massachusetts Institute of Technology or Santa Clara University?

Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $50,062 at Santa Clara University.

Do Massachusetts Institute of Technology or Santa Clara University graduates earn more?

Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $109,183 at Santa Clara University.

Which has a better graduation rate, Massachusetts Institute of Technology or Santa Clara University?

Massachusetts Institute of Technology has the higher graduation rate, 96% versus 88%.

Massachusetts Institute of Technology vs Santa Clara University: which is better for social mobility?

Massachusetts Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 3.4% versus 2.2%.

Should you choose Massachusetts Institute of Technology or Santa Clara University?

It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

More Comparisons

View all →

Weigh Your Options

Best Colleges in America

How do Massachusetts Technology and Santa Clara stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

Search More Programs
The State of American Higher Education Outcomes for 2026 — report cover Download PDF

The 2026 Annual Report

The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

Free · 21 pages · 5,745 institutions · 100% federal data, no surveys