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Head-to-Head Comparison

Massachusetts Institute of Technology vs University of Michigan-Ann Arbor

Massachusetts Technology Wins
25
Tied
17
Michigan-Ann Arbor Wins
9

Direct Answer

For overall financial value, University of Michigan-Ann Arbor offers a significantly safer investment tier. While Massachusetts Institute of Technology achieves a higher graduation rate (96% vs 93%), its annual cost of attendance sits at $20,111 compared to University of Michigan-Ann Arbor's $13,138 for in-state paths. Students who choose University of Michigan-Ann Arbor benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $83,648 at ten years.

51 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Massachusetts Technology

  • Higher earnings: Median earnings of $143,372 ten years after enrollment, 71% more than University of Michigan
  • Higher grad rate: 96% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,768, the lower of the two
  • More selective: Admits 5% of applicants, which makes for a more competitive peer group

Michigan-Ann Arbor

  • Lower cost: Average net price of $13,138, roughly $6,973 a year less

The Actual Decision

What are you really choosing between?

Massachusetts Technology graduates concentrate in Computer Science & IT (35% of degrees); Michigan-Ann Arbor in Computer Science & IT (16%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Computer science & AI Massachusetts Technology
Engineering Massachusetts Technology
Economics & public policy Michigan-Ann Arbor
Math & quantitative work Massachusetts Technology
Pre-med & health Michigan-Ann Arbor
Psychology Michigan-Ann Arbor
Arts & design Michigan-Ann Arbor
Business & entrepreneurship Michigan-Ann Arbor
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over University of Michigan. Median earnings of $143,372 ten years after enrollment vs $83,648.

Keeping costs down → University of Michigan

Pick University of Michigan over Massachusetts Institute of Technology. Net price $13,138 vs $20,111.

Graduation certainty → Massachusetts Institute of Technology

Pick Massachusetts Institute of Technology over University of Michigan. 96% completion rate vs 93%.

Key Metrics at a Glance

Graduation Rate

96%
Massachusetts Technology
vs
93%
Michigan-Ann Arbor

Earnings (10yr)

$143,372
Massachusetts Technology
vs
$83,648
Michigan-Ann Arbor

Avg Net Price

$20,111
Massachusetts Technology
vs
$13,138
Michigan-Ann Arbor

Median Debt

$14,768
Massachusetts Technology
vs
$19,500
Michigan-Ann Arbor

The Analysis

Verdict

Massachusetts Institute of Technology and University of Michigan are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while University of Michigan takes 16%. Its entering class also posts the higher average SAT, 1,560 to 1,465.

So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Michigan comes out ahead. Its average net price after aid is $13,138, about $6,973 a year below Massachusetts Institute of Technology's $20,111. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $19,500.

So what: Over four years, the gap adds up to about $27,892 before any change in aid. Choosing University of Michigan leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $83,648 at University of Michigan. That is a 71% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.23x.

So what: An earnings gap of 71% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 93%. More of its students stay on track to a degree.

So what: A completion gap of 3% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Michigan to keep costs and debt down; pick Massachusetts Institute of Technology for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Michigan saves about $6,973 a year, yet Massachusetts Institute of Technology graduates earn $59,724 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Massachusetts Institute of Technology concentrates enrollment in Mathematics & Statistics, while University of Michigan leans toward Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Massachusetts Technology Not for everyone
  • Cost-conscious students: net price of $20,111 runs well above University of Michigan's $13,138.
Michigan-Ann Arbor Not for everyone
  • Students minimizing debt: median debt is $19,500, against $14,768 at Massachusetts Institute of Technology.
  • Students who want a smaller campus: University of Michigan's enrollment of 34,177 far exceeds Massachusetts Institute of Technology's 4,535.

Full Data Breakdown

Inside the admissions office

Test scores matter less at Michigan-Ann Arbor, where only about 73% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
New England
Region
Great Lakes
4,535
Enrollment
34,177
No
HBCU
No
Admissions
3 metrics
5%
Acceptance Rate
16%
1560
SAT Average
1465
1520-1580
SAT Range
1360-1530
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
46%
83%
SAT Submitted
55%
29%
ACT Submitted
18%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$62,396
In-State Tuition
$17,736
$62,396
Out-of-State Tuition
$60,946
$20,111
Average Net Price
$13,138
$-2,533
Net Price ($0-30K income)
$1,043
$93
Net Price ($30-48K)
$1,878
$1,480
Net Price ($48-75K)
$4,895
$48,479
Net Price ($110K+)
$26,517
19%
Pell Grant Rate
18%
7%
Federal Loan Rate
24%
Academics
5 metrics
96%
Graduation Rate
93%
99%
Retention Rate
97%
99%
Full-Time Faculty
82%
$24,177
Faculty Salary (monthly)
$13,384
26%
First-Gen Students
21%
Student Body
6 metrics
37%
Female
53%
21%
White
47%
14%
Hispanic
12%
8%
Black
5%
35%
Asian
18%
0.79
Diversity Index
0.72
Outcomes
6 metrics
$131,633
Earnings (6yr)
$73,762
$135,278
Earnings (8yr)
$78,273
$143,372
Earnings (10yr)
$83,648
$14,768
Median Debt
$19,500
0.1x
Debt-to-Earnings
0.23x
87%
Earning Above HS Grad
80%
Social Mobility (Chetty)
4 metrics
3.40%
Mobility Rate
66.5%
Success Rate (bottom 20%)
5.1%
From Bottom 20%
$191,570
Parent Median Income (today's $)
Social Capital
3 metrics
1.86
Economic Connectedness
1.61
-0.01
Friending Bias
0.08
6.1%
Volunteering Rate
8.9%
Research (Times HE)
4 metrics
#3
World Rank
97.8
Teaching Score
91.4
Research Score
99.9
Citations Score
Online Education (IPEDS)
2 metrics
% Exclusively Online
3.0%
1.8%
% Any Online
24.4%

The Overviews

Massachusetts Institute of Technology

Cambridge, MA · Private nonprofit

5% accept 96% grad $143,372 earnings $20,111 net

With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.

Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.

The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.

University of Michigan-Ann Arbor

Ann Arbor, MI · Public

16% accept 93% grad $83,648 earnings $13,138 net

With an enrollment of nearly 34,200 students, the University of Michigan-Ann Arbor is a vibrant and competitive environment suited for those who thrive in large, diverse settings. The acceptance rate of just 16% means that the university attracts a motivated student body. Here, students dive into popular programs like Computer Science & IT, Engineering, and Business & Marketing, allowing them to engage deeply with their fields while also enjoying the resources of a large public university.

Looking at life after graduation, graduates from Michigan can expect to earn about $83,648 within ten years of completing their degrees. This level of earnings reflects the strong career support and alumni network that helps many students advance in their careers. The university’s high graduation rate of 93% speaks to the commitment of faculty and students alike, ensuring that most make it through to graduation, which is a key factor in securing better job opportunities.

When considering the financial aspect, the net price for students after financial aid is around $13,138, making it a reasonably affordable choice given the quality of education received. With a median debt of $19,500, most graduates leave with manageable loans, especially in light of their earning potential. Students who excel here often share a drive to succeed and a passion for their chosen fields, making Michigan a great fit for those eager to make an impact in their careers.

Rankings They Appear On

Massachusetts Institute of Technology is featured on the Colleges With the Highest-Earning Graduates ranking.

Explore all rankings →

Top Degree Programs

Both schools share Computer Science as their top enrolled program field, comprising 35% of Massachusetts Technology's student body and 16% of Michigan-Ann Arbor's.

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology) and Software Developer, Data Scientist, Cybersecurity Analyst (for Michigan-Ann Arbor).

The two schools feed different job markets. Massachusetts Institute of Technology is strongest in Mathematics & Statistics, Physical Sciences, while University of Michigan concentrates in Social Sciences, Biology & Biomedical. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Massachusetts Institute of Technology or University of Michigan?

Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 16% at University of Michigan.

Which is more affordable, Massachusetts Institute of Technology or University of Michigan?

University of Michigan is more affordable, with an average net price of $13,138 after aid versus $20,111 at Massachusetts Institute of Technology.

Do Massachusetts Institute of Technology or University of Michigan graduates earn more?

Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $83,648 at University of Michigan.

Which has a better graduation rate, Massachusetts Institute of Technology or University of Michigan?

Massachusetts Institute of Technology has the higher graduation rate, 96% versus 93%.

Should you choose Massachusetts Institute of Technology or University of Michigan?

It depends on what you weigh most. Choose University of Michigan if affordability and lower debt come first; choose Massachusetts Institute of Technology if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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