Head-to-Head Comparison
Massachusetts Institute of Technology vs University of San Francisco
- Massachusetts Technology Wins
- 25
- Tied
- 15
- San Francisco Wins
- 14
Direct Answer
For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs University of San Francisco's $41,431, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.
54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Massachusetts Technology
- Higher earnings: Median earnings of $143,372 ten years after enrollment, 60% more than University of San Francisco
- Lower cost: Average net price of $20,111, roughly $21,320 a year less
- Higher grad rate: 96% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,768, the lower of the two
- Social mobility: Chetty mobility rate of 3.4%, the stronger record of moving students up the income ladder
- More selective: Admits 5% of applicants, which makes for a more competitive peer group
- Research prestige: THE World Rank #3
San Francisco
No clear advantage detected in core metrics.
The Actual Decision
What are you really choosing between?
Massachusetts Technology graduates concentrate in Computer Science & IT (35% of degrees); San Francisco in Business & Marketing (18%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Massachusetts Institute of Technology over University of San Francisco. Median earnings of $143,372 ten years after enrollment vs $89,812.
Pick Massachusetts Institute of Technology over University of San Francisco. Net price $20,111 vs $41,431.
Pick Massachusetts Institute of Technology over University of San Francisco. THE World Rank #3 vs #401-500.
Pick Massachusetts Institute of Technology over University of San Francisco. 3.4% mobility rate vs 2.7%.
Pick Massachusetts Institute of Technology over University of San Francisco. 96% completion rate vs 71%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Massachusetts Institute of Technology and University of San Francisco are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while University of San Francisco takes 62%. Its entering class also posts the higher average SAT, 1,560 to 1,295.
So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $21,320 a year below University of San Francisco's $41,431. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $23,000.
So what: Over four years, the gap adds up to about $85,280 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $89,812 at University of San Francisco. That is a 60% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.26x.
So what: An earnings gap of 60% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 71%. More of its students stay on track to a degree.
So what: A completion gap of 26% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Massachusetts Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 3.4%; at University of San Francisco, it is 2.7%. University of San Francisco also enrolls the larger share of low-income students: 5.9% come from the bottom income quintile, versus 5.1%.
So what: For first-generation and low-income students, Massachusetts Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Research standing
In the Times Higher Education world table, Massachusetts Institute of Technology sits higher, at #3 versus #401.
So what: Research rank matters most for students headed to graduate school or hoping to work in faculty labs. For undergraduates going straight into the job market, it is a weak predictor of earnings.
Recommendation
Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Their academic identities diverge. Massachusetts Institute of Technology concentrates enrollment in Computer Science & IT, Engineering, Mathematics & Statistics, while University of San Francisco leans toward Business & Marketing, Health Professions, Psychology. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and University of San Francisco offers the stronger options.
- Cost-conscious students: net price of $41,431 runs well above Massachusetts Institute of Technology's $20,111.
- Students minimizing debt: median debt is $23,000, against $14,768 at Massachusetts Institute of Technology.
- STEM and CS-focused students: tech programs are a smaller part of University of San Francisco's enrollment, and Massachusetts Institute of Technology is stronger here.
Full Data Breakdown
Inside the admissions office
San Francisco offers a binding Early Decision round that can lift your odds; Massachusetts Technology does not, so there is no early-commitment lever to pull there. Test scores matter less at San Francisco, where only about 42% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Massachusetts Institute of Technology
Cambridge, MA · Private nonprofit
With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.
Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.
The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.
University of San Francisco
San Francisco, CA · Private nonprofit
Students at the University of San Francisco can expect to earn an average of $89,812 within ten years of graduation. This strong earning potential reflects the university's focus on practical skills and career readiness. With an acceptance rate of 62%, the university maintains a balance of accessibility and selectivity.
The Chetty/Opportunity Insights data is not available for this institution, but the outcomes for graduates suggest a solid return on investment. The graduation rate stands at 71%, indicating that a significant majority of students complete their degrees. This completion rate, combined with the potential earnings, points to a pathway for upward mobility.
Tuition at the University of San Francisco has a net price of $41,431, which is a notable consideration for prospective students. Graduates carry a median debt of $23,000, which is relatively manageable compared to national averages. Students who thrive here often pursue programs in Business, Health Professions, and Social Sciences, aligning their education with market demand and job opportunities.
Rankings They Appear On
Massachusetts Institute of Technology and University of San Francisco are featured on the Colleges With the Highest-Earning Graduates ranking.
Top Degree Programs
Massachusetts Technology's top program is Computer Science (35% of enrollment), while San Francisco leads with Business Administration (18%).
Massachusetts Technology
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology) and Registered Nurse, Nurse Practitioner, Physician Assistant (for San Francisco).
The two schools feed different job markets. Massachusetts Institute of Technology is strongest in Computer Science & IT, Engineering, Mathematics & Statistics, Physical Sciences, while University of San Francisco concentrates in Business & Marketing, Health Professions, Psychology, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Massachusetts Technology
Frequently Asked Questions
Is it harder to get into Massachusetts Institute of Technology or University of San Francisco?
Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 62% at University of San Francisco.
Which is more affordable, Massachusetts Institute of Technology or University of San Francisco?
Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $41,431 at University of San Francisco.
Do Massachusetts Institute of Technology or University of San Francisco graduates earn more?
Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $89,812 at University of San Francisco.
Which has a better graduation rate, Massachusetts Institute of Technology or University of San Francisco?
Massachusetts Institute of Technology has the higher graduation rate, 96% versus 71%.
Massachusetts Institute of Technology vs University of San Francisco: which is better for social mobility?
Massachusetts Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 3.4% versus 2.7%.
Should you choose Massachusetts Institute of Technology or University of San Francisco?
It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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