Head-to-Head Comparison
Rose-Hulman Institute of Technology vs University of Central Florida
- Rose-Hulman Technology Wins
- 12
- Tied
- 15
- Central Florida Wins
- 21
Direct Answer
For overall financial value, University of Central Florida offers a significantly safer investment tier. While Rose-Hulman Institute of Technology achieves a higher graduation rate (80% vs 77%), its annual cost of attendance sits at $42,513 compared to University of Central Florida's $10,411 for in-state paths. For students prioritizing lower student debt over initial institution prestige, University of Central Florida's lower price point delivers a highly efficient debt-to-earnings path.
48 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Rose-Hulman Technology
- Higher earnings: Median earnings of $101,253 ten years after enrollment, 74% more than University of Central Florida
- Higher grad rate: 80% of students finish, the higher completion rate of the pair
Central Florida
- Lower cost: Average net price of $10,411, roughly $32,102 a year less
- Less debt: Median debt of $18,190, the lower of the two
- More selective: Admits 40% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Rose-Hulman Technology graduates concentrate in Engineering (73% of degrees); Central Florida in Business & Marketing (14%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Rose-Hulman Institute of Technology over University of Central Florida. Median earnings of $101,253 ten years after enrollment vs $58,308.
Pick University of Central Florida over Rose-Hulman Institute of Technology. Net price $10,411 vs $42,513.
Pick Rose-Hulman Institute of Technology over University of Central Florida. 80% completion rate vs 77%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Rose-Hulman Institute of Technology and University of Central Florida are close on paper, but University of Central Florida wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of Central Florida is the harder admit. It takes 40% of applicants, while Rose-Hulman Institute of Technology takes 77%. Its entering class also posts the higher average SAT, 1,427 to 1,269.
So what: If test scores and a high-scoring peer group matter to you, University of Central Florida sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of Central Florida comes out ahead. Its average net price after aid is $10,411, about $32,102 a year below Rose-Hulman Institute of Technology's $42,513. Graduates of University of Central Florida also borrow less: median debt of $18,190, against $25,000.
So what: Over four years, the gap adds up to about $128,408 before any change in aid. Choosing University of Central Florida leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Rose-Hulman Institute of Technology graduates report median earnings of $101,253, compared with $58,308 at University of Central Florida. That is a 74% advantage. Set against borrowing, Rose-Hulman Institute of Technology has the lower debt-to-earnings ratio, 0.25x to 0.31x.
So what: An earnings gap of 74% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Rose-Hulman Institute of Technology graduates a larger share of its students, 80% versus 77%. More of its students stay on track to a degree.
So what: A completion gap of 3% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick University of Central Florida to keep costs and debt down; pick Rose-Hulman Institute of Technology for the higher earnings ceiling.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. University of Central Florida saves about $32,102 a year, yet Rose-Hulman Institute of Technology graduates earn $42,945 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. Rose-Hulman Institute of Technology concentrates enrollment in Engineering, Computer Science & IT, Mathematics & Statistics, while University of Central Florida leans toward Business & Marketing, Health Professions, Psychology. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $42,513 runs well above University of Central Florida's $10,411.
- Students minimizing debt: median debt is $25,000, against $18,190 at University of Central Florida.
- Business and consulting-track students: Rose-Hulman Institute of Technology has less business program depth, and University of Central Florida offers the stronger options.
- STEM and CS-focused students: tech programs are a smaller part of University of Central Florida's enrollment, and Rose-Hulman Institute of Technology is stronger here.
- Students who want a smaller campus: University of Central Florida's enrollment of 59,146 far exceeds Rose-Hulman Institute of Technology's 2,309.
Full Data Breakdown
Inside the admissions office
Central Florida offers a binding Early Decision round that can lift your odds; Rose-Hulman Technology does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 4 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Rose-Hulman Institute of Technology
Terre Haute, IN · Private nonprofit
Rose-Hulman Institute of Technology graduates earn an impressive average of $101,253 within ten years of completing their degree. This strong earning potential highlights the value of a degree from this private nonprofit institution, with a focus on engineering and technical disciplines.
The Chetty/Opportunity Insights data is not available for Rose-Hulman, making it challenging to assess economic mobility comprehensively. However, the school's 80% graduation rate suggests that most students are successfully completing their programs. This retention rate is crucial for students considering their long-term career prospects and financial outcomes.
Students at Rose-Hulman face a net price of $42,513, with a median debt of $25,000 upon graduation. Despite the cost, the earnings potential can make this investment worthwhile. Those who thrive here typically have a strong interest in STEM fields, as the top programs are concentrated in engineering, computer science, mathematics, and the sciences.
University of Central Florida
Orlando, FL · Public
With over 59,000 students enrolled, the University of Central Florida is one of the largest public universities in the nation. This scale translates into a rich diversity of academic programs and campus life, making it a vibrant community for students seeking both education and social engagement.
Data from Opportunity Insights shows that UCF graduates see a median earnings increase to $58,308 ten years after enrolling. This reflects a solid return on investment, especially when considering the university’s net price of $10,411 and median debt of $18,190. While specific mobility metrics are not available, the university serves a significant number of Pell Grant recipients, indicating a commitment to supporting low-income students.
Students who thrive at UCF often pursue degrees in popular fields like Business, Health Professions, and Engineering. The moderate acceptance rate of 40% suggests that the university seeks students who show potential for success. With a graduation rate of 77%, many students are able to complete their degrees and enter the workforce prepared and skilled.
Rankings They Appear On
University of Central Florida is featured on the Best Education Colleges in Florida ranking.
Top Degree Programs
Rose-Hulman Technology's top program is Mechanical Engineering (73% of enrollment), while Central Florida leads with Business Administration (14%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Rose-Hulman Technology) and Registered Nurse, Nurse Practitioner, Physician Assistant (for Central Florida).
The two schools feed different job markets. Rose-Hulman Institute of Technology is strongest in Engineering, Computer Science & IT, Mathematics & Statistics, Physical Sciences, while University of Central Florida concentrates in Business & Marketing, Health Professions, Psychology, Visual & Performing Arts. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Rose-Hulman Technology
Frequently Asked Questions
Is it harder to get into Rose-Hulman Institute of Technology or University of Central Florida?
University of Central Florida is harder to get into, admitting 40% of applicants compared with 77% at Rose-Hulman Institute of Technology.
Which is more affordable, Rose-Hulman Institute of Technology or University of Central Florida?
University of Central Florida is more affordable, with an average net price of $10,411 after aid versus $42,513 at Rose-Hulman Institute of Technology.
Do Rose-Hulman Institute of Technology or University of Central Florida graduates earn more?
Rose-Hulman Institute of Technology graduates earn more: median earnings of $101,253 ten years after enrollment, versus $58,308 at University of Central Florida.
Which has a better graduation rate, Rose-Hulman Institute of Technology or University of Central Florida?
Rose-Hulman Institute of Technology has the higher graduation rate, 80% versus 77%.
Should you choose Rose-Hulman Institute of Technology or University of Central Florida?
It depends on what you weigh most. Choose University of Central Florida if affordability and lower debt come first; choose Rose-Hulman Institute of Technology if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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