Head-to-Head Comparison
University of Maryland-College Park vs University of North Carolina at Chapel Hill
University of Maryland-College Park
College Park, MD
University of North Carolina at Chapel Hill
Chapel Hill, NC
- Maryland-College Park Wins
- 18
- Tied
- 17
- North Carolina Wins
- 18
Direct Answer
For overall financial value, University of North Carolina at Chapel Hill offers a significantly safer investment tier. With an annual cost of $11,655 vs University of Maryland-College Park's $15,678, University of North Carolina at Chapel Hill delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of North Carolina at Chapel Hill's lower price point delivers a highly efficient debt-to-earnings path.
53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Maryland-College Park
- Higher earnings: Median earnings of $82,860 ten years after enrollment, 15% more than University of North Carolina at Chapel Hill
North Carolina
- Lower cost: Average net price of $11,655, roughly $4,023 a year less
- Higher grad rate: 92% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,000, the lower of the two
- More selective: Admits 15% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Maryland-College Park graduates concentrate in Computer Science & IT (25% of degrees); North Carolina in Biology & Biomedical (15%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of Maryland-College Park over University of North Carolina at Chapel Hill. Median earnings of $82,860 ten years after enrollment vs $72,200.
Pick University of North Carolina at Chapel Hill over University of Maryland-College Park. Net price $11,655 vs $15,678.
Pick University of North Carolina at Chapel Hill over University of Maryland-College Park. 92% completion rate vs 89%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
University of Maryland-College Park and University of North Carolina at Chapel Hill are close on paper, but University of North Carolina at Chapel Hill wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of North Carolina at Chapel Hill is the harder admit. It takes 15% of applicants, while University of Maryland-College Park takes 45%. Its entering class also posts the higher average SAT, 1,473 to 1,439.
So what: If test scores and a high-scoring peer group matter to you, University of North Carolina at Chapel Hill sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of North Carolina at Chapel Hill comes out ahead. Its average net price after aid is $11,655, about $4,023 a year below University of Maryland-College Park's $15,678. Graduates of University of North Carolina at Chapel Hill also borrow less: median debt of $14,000, against $19,000.
So what: Over four years, the gap adds up to about $16,092 before any change in aid. Choosing University of North Carolina at Chapel Hill leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of Maryland-College Park graduates report median earnings of $82,860, compared with $72,200 at University of North Carolina at Chapel Hill. That is a 15% advantage. Set against borrowing, University of North Carolina at Chapel Hill has the lower debt-to-earnings ratio, 0.19x to 0.23x.
So what: An earnings gap of 15% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of North Carolina at Chapel Hill graduates a larger share of its students, 92% versus 89%. More of its students stay on track to a degree.
So what: A completion gap of 3% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick University of North Carolina at Chapel Hill to keep costs and debt down; pick University of Maryland-College Park for the higher earnings ceiling.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. University of North Carolina at Chapel Hill saves about $4,023 a year, yet University of Maryland-College Park graduates earn $10,660 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. University of Maryland-College Park concentrates enrollment in Computer Science & IT, while University of North Carolina at Chapel Hill leans toward Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $15,678 runs well above University of North Carolina at Chapel Hill's $11,655.
- Students minimizing debt: median debt is $19,000, against $14,000 at University of North Carolina at Chapel Hill.
- Students who want a smaller campus: University of Maryland-College Park's enrollment of 30,760 far exceeds University of North Carolina at Chapel Hill's 20,752.
- STEM and CS-focused students: tech programs are a smaller part of University of North Carolina at Chapel Hill's enrollment, and University of Maryland-College Park is stronger here.
- Business and consulting-track students: University of North Carolina at Chapel Hill has less business program depth, and University of Maryland-College Park offers the stronger options.
Full Data Breakdown
Inside the admissions office
Maryland-College Park holds onto its admits more tightly: 22% of admitted students enroll, versus 0% at North Carolina — a sign of how often it wins head-to-head choices. Test scores matter less at Maryland-College Park, where only about 44% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 5 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
University of Maryland-College Park
College Park, MD · Public
With nearly 31,000 students, the University of Maryland-College Park is a vibrant choice for those interested in fields like Computer Science and IT, Business and Marketing, and Engineering. The school’s acceptance rate is 45%, meaning it’s competitive but still accessible for many. What stands out here is the impressive 89% graduation rate, indicating that students who enroll are likely to see their academic journeys through to completion.
After graduation, students can expect solid earnings, with a 10-year post-degree salary averaging $82,860. This figure is particularly important when considering the long-term return on investment for education. The affordability of the school plays a big role in this, as the net price after aid is around $15,678. This allows for a manageable financial situation, especially when considering that only 19% of students receive Pell Grants, suggesting that many students are coming from a range of economic backgrounds.
In terms of financial outlook, graduates leave with a median debt of $19,000, which is quite reasonable compared to potential earnings. This balance is crucial for those who want to thrive after college without being weighed down by excessive debt. Students who tend to succeed here are often those who take advantage of internships and career services, engaging actively with the community and resources available to them. Overall, Maryland-College Park supports students through a solid combination of academic rigor and financial feasibility.
University of North Carolina at Chapel Hill
Chapel Hill, NC · Public
With an acceptance rate of just 15%, the University of North Carolina at Chapel Hill attracts students who are ready to dive into a diverse range of studies, including Biology, Business, and Communications. This school is a great fit for those who thrive in a competitive environment and are looking for strong academic support. The impressive graduation rate of 92% indicates a solid commitment to student success, meaning you'll likely find yourself in a community that values achievement and collaboration.
After graduation, students can expect to earn an average of $72,200 within a decade, which is a pretty solid starting point for many. This level of earning power suggests that the programs offered here are well-aligned with job market needs. Additionally, the cost of attendance is manageable, with a net price of $11,655 after aid, making it a compelling choice for those concerned about financial barriers.
When it comes to debt, the median load of $14,000 is relatively low compared to what many graduates face elsewhere. This means that students who manage their finances well can leave college with a degree of financial freedom. Generally, those who thrive here are driven and engaged, ready to take advantage of the rich academic and social resources that UNC Chapel Hill has to offer.
Rankings They Appear On
University of North Carolina at Chapel Hill is featured on the Best Biology Colleges in North Carolina ranking.
Top Degree Programs
Maryland-College Park's top program is Computer Science (25% of enrollment), while North Carolina leads with Biology (15%).
Maryland-College Park
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Maryland-College Park) and Software Developer, Data Scientist, Cybersecurity Analyst (for North Carolina).
The two schools feed different job markets. University of Maryland-College Park is strongest in Engineering, while University of North Carolina at Chapel Hill concentrates in Biology & Biomedical. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into University of Maryland-College Park or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill is harder to get into, admitting 15% of applicants compared with 45% at University of Maryland-College Park.
Which is more affordable, University of Maryland-College Park or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill is more affordable, with an average net price of $11,655 after aid versus $15,678 at University of Maryland-College Park.
Do University of Maryland-College Park or University of North Carolina at Chapel Hill graduates earn more?
University of Maryland-College Park graduates earn more: median earnings of $82,860 ten years after enrollment, versus $72,200 at University of North Carolina at Chapel Hill.
Which has a better graduation rate, University of Maryland-College Park or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill has the higher graduation rate, 92% versus 89%.
Should you choose University of Maryland-College Park or University of North Carolina at Chapel Hill?
It depends on what you weigh most. Choose University of North Carolina at Chapel Hill if affordability and lower debt come first; choose University of Maryland-College Park if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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