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Head-to-Head Comparison

Williams College vs Swarthmore College

Williams Wins
17
Tied
12
Swarthmore Wins
19

Direct Answer

For overall financial value, Williams College offers a significantly safer investment tier. With an annual cost of $17,716 vs Swarthmore College's $23,149, Williams College delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Williams College's lower price point delivers a highly efficient debt-to-earnings path.

48 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Williams

  • Higher earnings: Median earnings of $88,665 ten years after enrollment, 10% more than Swarthmore College
  • Lower cost: Average net price of $17,716, roughly $5,433 a year less
  • Less debt: Median debt of $12,761, the lower of the two

Swarthmore

  • Social mobility: Chetty mobility rate of 2.3%, the stronger record of moving students up the income ladder

The Actual Decision

What are you really choosing between?

Williams graduates concentrate in Social Sciences (24% of degrees); Swarthmore in Social Sciences (25%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering Swarthmore
Humanities & writing Williams
Lab & physical sciences Williams
Education & teaching Swarthmore
Arts & design Williams
Pre-med & health Swarthmore
Psychology Williams
Math & quantitative work Either
Computer science & AI Either
Economics & public policy Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Williams College

Pick Williams College over Swarthmore College. Median earnings of $88,665 ten years after enrollment vs $80,257.

Keeping costs down → Williams College

Pick Williams College over Swarthmore College. Net price $17,716 vs $23,149.

Social mobility impact → Swarthmore College

Pick Swarthmore College over Williams College. 2.3% mobility rate vs 1%.

Key Metrics at a Glance

Graduation Rate

95%
Williams
vs
93%
Swarthmore

Earnings (10yr)

$88,665
Williams
vs
$80,257
Swarthmore

Avg Net Price

$17,716
Williams
vs
$23,149
Swarthmore

Median Debt

$12,761
Williams
vs
$17,500
Swarthmore

The Analysis

Verdict

Williams College and Swarthmore College are close on paper, but Williams College wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Swarthmore College is the harder admit. It takes 7% of applicants, while Williams College takes 8%. Its entering class also posts the higher average SAT, 1,533 to 1,534.

So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Williams College comes out ahead. Its average net price after aid is $17,716, about $5,433 a year below Swarthmore College's $23,149. Graduates of Williams College also borrow less: median debt of $12,761, against $17,500.

So what: Over four years, the gap adds up to about $21,732 before any change in aid. Choosing Williams College leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Williams College graduates report median earnings of $88,665, compared with $80,257 at Swarthmore College. That is a 10% advantage. Set against borrowing, Williams College has the lower debt-to-earnings ratio, 0.14x to 0.22x.

So what: An earnings gap of 10% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Moving people up

Swarthmore College does more to move students up the income ladder. Its Chetty mobility rate is 2.3%; at Williams College, it is 1%. Swarthmore College also enrolls the larger share of low-income students: 4.7% come from the bottom income quintile, versus 3.2%.

So what: For first-generation and low-income students, Swarthmore College offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Recommendation

Bottom line: pick Williams College to keep costs and debt down; pick Swarthmore College if upward mobility and access matter most.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

Their academic identities diverge. Williams College concentrates enrollment in Visual & Performing Arts, while Swarthmore College leans toward Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Williams Not for everyone

No strong negative signals — Williams competes well across the dimensions measured.

Swarthmore Not for everyone
  • Cost-conscious students: net price of $23,149 runs well above Williams College's $17,716.
  • Students minimizing debt: median debt is $17,500, against $12,761 at Williams College.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Town
Setting
Suburban
New England
Region
Mid-Atlantic
2,076
Enrollment
1,613
No
HBCU
No
Admissions
4 metrics
8%
Acceptance Rate
7%
1533
SAT Average
1534
ACT Midpoint
34
1490-1570
SAT Range
1490-1560
Admissions Strategy (Common Data Set)
6 metrics
42%
Yield Rate
43%
SAT Submitted
18%
ACT Submitted
Offered
Early Decision
26.6%
ED Admit Rate
45%
ED Share of Class
Cost & Financial Aid
9 metrics
$68,560
In-State Tuition
$65,494
$68,560
Out-of-State Tuition
$65,494
$17,716
Average Net Price
$23,149
$-2,610
Net Price ($0-30K income)
$7,690
$-1,727
Net Price ($30-48K)
$4,951
$-1,978
Net Price ($48-75K)
$11,444
$49,594
Net Price ($110K+)
$47,544
18%
Pell Grant Rate
19%
5%
Federal Loan Rate
11%
Academics
5 metrics
95%
Graduation Rate
93%
97%
Retention Rate
94%
88%
Full-Time Faculty
94%
$15,317
Faculty Salary (monthly)
$14,961
22%
First-Gen Students
27%
Student Body
6 metrics
51%
Female
55%
47%
White
30%
14%
Hispanic
16%
6%
Black
9%
12%
Asian
17%
0.73
Diversity Index
0.82
Outcomes
6 metrics
$71,754
Earnings (6yr)
$56,211
$79,082
Earnings (8yr)
$72,890
$88,665
Earnings (10yr)
$80,257
$12,761
Median Debt
$17,500
0.14x
Debt-to-Earnings
0.22x
68%
Earning Above HS Grad
62%
Social Mobility (Chetty)
4 metrics
0.99%
Mobility Rate
2.29%
30.9%
Success Rate (bottom 20%)
49.1%
3.2%
From Bottom 20%
4.7%
$249,992
Parent Median Income (today's $)
$184,641
Social Capital
3 metrics
1.85
Economic Connectedness
1.84
-0.00
Friending Bias
-0.01
10.6%
Volunteering Rate
14.1%

The Overviews

Williams College

Williamstown, MA · Private nonprofit

8% accept 95% grad $88,665 earnings $17,716 net

With an acceptance rate of just 8%, Williams College tends to attract highly motivated students who are ready to engage deeply in their studies. This school is ideal for those interested in social sciences, computer science, biology, physical sciences, and mathematics. The small enrollment of just over 2,000 students creates an intimate learning environment where personalized attention from faculty is the norm. It’s a place where students can explore their passions and develop critical thinking skills that are essential for success.

Looking at what graduates achieve, the earnings after ten years stand at an impressive $88,665. This number reflects the strong career pathways that Williams alumni typically follow. Graduates often find themselves in rewarding positions that not only offer financial stability but also align with their academic interests. The combination of a high graduation rate at 95% and a reasonable net price of $17,716 makes it a compelling choice for students who want to make a lasting impact in their fields.

When considering the cost, students generally graduate with a median debt of $12,761, which is manageable for the earning potential they have after leaving. This financial landscape makes Williams accessible to a diverse group of students, including those who qualify for Pell Grants at a rate of 18%. Students who thrive here are often those who seek a rigorous academic challenge and value the close-knit community, ready to invest in their future while embracing the support that comes with it.

Swarthmore College

Swarthmore, PA · Private nonprofit

7% accept 93% grad $80,257 earnings $23,149 net

With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.

Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.

In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.

Rankings They Appear On

Williams College and Swarthmore College appear together in 5 rankings. On the Best Liberal Arts Colleges, Williams College ranks #1 — Williams College outranks Swarthmore College by 9 positions.

Explore all rankings →

Top Degree Programs

Both schools share Sociology as their top enrolled program field, comprising 24% of Williams's student body and 25% of Swarthmore's.

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Williams) and Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore).

The two schools feed different job markets. Williams College is strongest in Visual & Performing Arts, while Swarthmore College concentrates in Mathematics & Statistics. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Williams College or Swarthmore College?

Swarthmore College is harder to get into, admitting 7% of applicants compared with 8% at Williams College.

Which is more affordable, Williams College or Swarthmore College?

Williams College is more affordable, with an average net price of $17,716 after aid versus $23,149 at Swarthmore College.

Do Williams College or Swarthmore College graduates earn more?

Williams College graduates earn more: median earnings of $88,665 ten years after enrollment, versus $80,257 at Swarthmore College.

Which has a better graduation rate, Williams College or Swarthmore College?

Williams College has the higher graduation rate, 95% versus 93%.

Williams College vs Swarthmore College: which is better for social mobility?

Swarthmore College is the stronger driver of upward mobility, with a Chetty mobility rate of 2.3% versus 1%.

Should you choose Williams College or Swarthmore College?

It depends on what you weigh most. Choose Williams College if affordability and lower debt come first; choose Swarthmore College if upward mobility and access to low-income students matter most. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Williams and Swarthmore stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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