Rankings / By State (Affordable)

Most Affordable Colleges in New Jersey

By David Krug, Co-Founder, CollegeRanker · Updated 2026-05-31 · 49 schools · Agent Insights

Schools Analyzed

$55,982

Avg. Earnings (10yr)

50%

Avg. Graduation Rate

$15,752

Avg. Net Price

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When considering college options, affordability is often at the top of the list for many families. In New Jersey, there are 49 institutions that stand out for their low net prices, making them accessible choices for students seeking a quality education without overwhelming debt. With a wide range of programs, these schools can help pave the way to a successful future.

What distinguishes the top schools in this list is not just their low tuition but also their outcomes. Metrics such as median earnings for graduates, graduation rates, and average debt loads reveal how well these institutions prepare students for life after college. For instance, while some schools may have higher graduation rates, it's crucial to consider how that translates into post-graduate earnings and overall financial health.

Take Middlesex College and Princeton University as examples. Middlesex College has a net price of just $2,288 and a graduation rate of 34%, while Princeton's net price is higher at $6,128, but it boasts a remarkable 97% graduation rate. This contrast highlights a tradeoff: lower costs at community colleges versus the proven success of elite universities. Understanding these dynamics can guide families in making informed decisions about their education path.

Key Findings

Middlesex College has the lowest net price at $2,288, significantly lower than others on the list.

Princeton University graduates earn an average of $110,066, the highest among these institutions.

The average graduation rate across these schools is 50%, indicating a mixed level of student success.

Warren County Community College shows a debt level of $9,300, one of the lowest among the community colleges.

Quick Numbers

Schools ranked 49

Avg. earnings at 10yr $55,982

Avg. graduation rate 50%

Avg. net price $15,752

Avg. median debt $17,625

How We Ranked

Ranked by lowest net price in New Jersey

Read our full methodology →

Earnings vs. Cost

Each dot is a ranked school. Up = higher earnings. Right = higher cost. Top-left is the best value.

Graduation Rates

Longer bars = higher graduation rate.

Top 3

Princeton University

Princeton, NJ

Graduation97%

Earnings$110,066

Net Price$6,128

View full profile →

Middlesex College

Edison, NJ

Graduation34%

Earnings$46,861

Net Price$2,288

View full profile →

Mercer County Community College

West Windsor, NJ

Graduation23%

Earnings$43,264

Net Price$5,279

View full profile →

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Full Rankings

Princeton University

Princeton, NJ · 5,709 students · Private nonprofit

Princeton University, located in the heart of New Jersey, is synonymous with academic excellence and a rich tradition of scholarship. With a graduation rate of 97%, students here are motivated and supported to succeed in their studies. The school’s intimate environment, with just over 5,700 students, fosters close relationships between faculty and students, further enhancing the educational experience.

5% accepted 97% graduate $110,066 earnings

Princeton's full profile

Middlesex College

Edison, NJ · 8,469 students · Public

With a vibrant community of over 8,400 students, Middlesex College serves as an accessible option for those seeking higher education in Edison, NJ. The college has a diverse student body, with 32% of its students receiving Pell Grants, reflecting its commitment to supporting lower-income families. The graduation rate may be modest at 34%, but it’s a place where many students find their footing and prepare for the workforce or further studies.

34% graduate $46,861 earnings

Middlesex's full profile

Mercer County Community College

West Windsor, NJ · 5,404 students · Public

Mercer County Community College serves over 5,400 students in West Windsor, NJ, as a gateway to higher education for many. While its graduation rate stands at 23%, this institution is committed to helping students succeed through various support services and programs. It’s an ideal place for those looking for a more affordable path to their career or to transfer to a four-year institution.

23% graduate $43,264 earnings

Mercer's full profile

Warren County Community College

Washington, NJ · 836 students · Public

With a tight-knit community of just 836 students, Warren County Community College in Washington, NJ, provides an intimate educational environment. The college has a graduation rate of 43%, suggesting a supportive atmosphere where students can thrive as they navigate their studies and career paths.

43% graduate $43,359 earnings

Warren's full profile

Camden County College

Blackwood, NJ · 6,636 students · Public

Camden County College in Blackwood, NJ, serves a larger student body of 6,636 and offers diverse programs that cater to various interests. Despite a graduation rate of only 32%, many students find pathways that align with their goals, enhancing their skills and employability in the workforce.

32% graduate $41,212 earnings

Camden's full profile

Rowan College at Burlington County

Mount Laurel, NJ · 6,267 students · Public

Rowan College at Burlington County is a welcoming community college with a diverse student population of over 6,200 in Mount Laurel, NJ. With a graduation rate of 37%, it offers a supportive environment for students pursuing their degrees or certificates. Here, students can engage in various programs that encourage personal growth and academic success, making it a stepping stone to future opportunities.

37% graduate $44,745 earnings

Raritan Valley Community College

Branchburg, NJ · 5,416 students · Public

Raritan Valley Community College, located in Branchburg, NJ, serves 5,416 students and has a graduation rate of 33%. Here, students benefit from a supportive learning environment that encourages personal and academic growth, preparing them for future opportunities in various fields.

33% graduate $48,145 earnings

Raritan's full profile

Hudson County Community College

Jersey City, NJ · 6,626 students · Public

Hudson County Community College in Jersey City, NJ, caters to a student population of 6,626, but faces challenges with a graduation rate of just 24%. While this rate may raise concerns, the college's diverse programs and city location offer unique opportunities for networking and growth that appeal to many young people looking to explore their passions.

24% graduate $34,333 earnings

Hudson's full profile

Passaic County Community College

Paterson, NJ · 4,260 students · Public

With a student body of 4,260, Passaic County Community College in Paterson, NJ, prioritizes accessibility and affordability. The college has a diverse student population, with 61% receiving Pell Grants, making it a welcoming choice for students from varying economic backgrounds who are seeking a path toward higher education.

17% graduate $36,972 earnings

Passaic's full profile

#10

Sussex County Community College

Newton, NJ · 2,086 students · Public

Sussex County Community College, located in Newton, NJ, is a solid option for students eyeing a strong return on their educational investment. With a graduation rate of 40%, it shows a commitment to helping students successfully transition from academics to the workforce, making it a place where ambition can flourish.

40% graduate $44,664 earnings

Sussex's full profile

#11

Essex County College

Newark, NJ · 5,855 students · Public

Essex County College in Newark, NJ, serves a diverse population of 5,855 students and has a graduation rate of 20%. Despite this rate, the college is committed to providing educational opportunities that can lead to meaningful careers, especially for students looking to build a foundation for further study or immediate employment.

20% graduate $37,230 earnings

Atlantic Cape Community College

Mays Landing, NJ · 3,755 students · Public

With a student body of just over 3,700, Atlantic Cape Community College in Mays Landing, NJ, serves as a gateway for many pursuing higher education in a supportive environment. The school has a significant percentage of Pell Grant recipients, at 50%, indicating its commitment to helping students from low-income backgrounds access education and improve their economic prospects.

27% graduate $34,241 earnings

Atlantic's full profile

#13

County College of Morris

Randolph, NJ · 5,360 students · Public

County College of Morris, located in Randolph, NJ, presents a robust option for students seeking a public college experience. With 35% of students graduating, this college is committed to supporting its diverse student body, and the median earnings of graduates at $50,243 after ten years reflect a solid return on education.

35% graduate $50,243 earnings

County's full profile

#14

UCNJ Union College of Union County New Jersey

Cranford, NJ · 7,939 students · Public

UCNJ Union College in Cranford, NJ, serves a large student body of 7,939 and has a graduation rate of 35%. This community college emphasizes the importance of education as a stepping stone to greater opportunities, catering to students who are determined to enhance their skills and career prospects in a supportive setting.

35% graduate $41,595 earnings

Pillar College

Newark, NJ · 498 students · Private nonprofit

Pillar College in Newark, NJ, is a smaller school, with around 500 students, that emphasizes a values-based education. With 70% of its students receiving Pell Grants, it’s clear that the college is dedicated to making education accessible for those who need it most, fostering a close-knit community where students can thrive both academically and personally.

36% graduate $45,577 earnings

Pillar's full profile

#16

Bergen Community College

Paramus, NJ · 10,557 students · Public

Bergen Community College, located in Paramus, serves over 10,000 students and provides a solid foundation for those looking to enter the workforce quickly. While its graduation rate is 22%, the college emphasizes flexible learning options that cater to a variety of student needs, making it accessible for many.

22% graduate $46,624 earnings

Bergen's full profile

#17

Saint Peter's University

Jersey City, NJ · 2,135 students · Private nonprofit

With a median earning of $57,815 within a decade after graduation, Saint Peter's University in Jersey City presents a promising opportunity for students looking to start their careers. A 61% graduation rate indicates that many students successfully navigate their studies, leading them to rewarding paths in various fields.

90% accepted 61% graduate $57,815 earnings

Kean University

Union, NJ · 11,433 students · Public

In Union, NJ, Kean University serves a diverse student body of more than 11,000, fostering an inclusive community. The median earnings for graduates stand at $57,237 a decade post-graduation, suggesting that many students find solid career prospects after earning their degrees, despite a graduation rate of 45%.

76% accepted 45% graduate $57,237 earnings

Salem Community College

Carneys Point, NJ · 910 students · Public

With a small student body of 910, Salem Community College provides a close-knit environment where students can receive personalized attention from faculty. This public college in Carneys Point, NJ, has a graduation rate of 39%, indicating that many students are finding paths to success here, even if the journey may be challenging for some.

39% graduate $38,020 earnings

Yeshiva Toras Chaim

Lakewood, NJ · 227 students · Private nonprofit

Yeshiva Toras Chaim in Lakewood, NJ, is a small, private nonprofit institution with a unique focus on Jewish education, catering to students who value a strong community and religious studies. With an acceptance rate of 44%, it offers an environment where students can deepen their faith while pursuing their academic goals, making it a distinctive choice for those looking for a comprehensive educational experience.

44% accepted 29% graduate $62,526 earnings

Yeshiva's full profile

#21

Ocean County College

Toms River, NJ · 5,424 students · Public

Ocean County College, located in Toms River, NJ, combines a supportive community with a solid graduation rate of 40%. With 5,424 students, it offers a range of programs that prepare individuals for the workforce or further education, making it a solid choice for those looking to transfer or enter the job market directly.

40% graduate $45,210 earnings

Brookdale Community College

Lincroft, NJ · 7,901 students · Public

Brookdale Community College, located in Lincroft, NJ, serves over 7,900 students, making it one of the larger community colleges in the area. It’s a place where diverse programs meet a vibrant community, although graduation rates are lower at 29%. This dynamic setting can offer students various opportunities to engage and grow despite the challenges faced by many.

29% graduate $44,379 earnings

Brookdale's full profile

#23

Rowan College of South Jersey-Cumberland Campus

Vineland, NJ · 2,074 students · Public

Rowan College of South Jersey-Cumberland Campus in Vineland serves about 2,074 students, focusing on accessibility and support. The school’s graduation rate of 33% reflects the challenges many community college students face, but it also highlights the potential for those who are determined to complete their education.

33% graduate $41,751 earnings

Rowan College of South Jersey-Gloucester Campus

Sewell, NJ · 4,234 students · Public

Rowan College of South Jersey's Gloucester Campus, situated in Sewell, NJ, supports around 4,234 students, providing an intimate learning environment. A graduation rate of 36% reflects a commitment to helping students navigate their educational paths, despite the hurdles they may encounter along the way.

36% graduate $41,751 earnings

Montclair State University

Montclair, NJ · 18,376 students · Public

Montclair State University, situated in Montclair, NJ, has a vibrant community of 18,376 students. With a graduation rate of 64%, Montclair fosters a diverse learning environment where students are encouraged to explore various academic paths while benefiting from a supportive campus culture.

88% accepted 64% graduate $61,415 earnings

Montclair's full profile

#26

New Jersey Institute of Technology

Newark, NJ · 9,019 students · Public

New Jersey Institute of Technology in Newark is a strong option for those interested in STEM fields, with a robust enrollment of 9,019 students and a graduation rate of 73%. This public university is known for its focus on technology and applied sciences, making it attractive for those looking to enter high-demand careers in engineering and technology sectors.

65% accepted 73% graduate $84,276 earnings

Ocean County Vocational-Technical School

Toms River, NJ · 497 students · Public

Located in Toms River, NJ, Ocean County Vocational-Technical School serves a focused student body of 497 learners, emphasizing hands-on training and career readiness. With a graduation rate of 68%, the school prepares its students for real-world careers, helping them develop skills that are in demand across various industries.

68% graduate $47,122 earnings

New Jersey City University

Jersey City, NJ · 3,681 students · Public

With a 98% acceptance rate, New Jersey City University welcomes a diverse range of students, making it an accessible option for those looking to earn a degree. Located in Jersey City, students can enjoy urban life while pursuing their education, with a median earning potential of $52,745 ten years after graduation, which speaks to the university's role in preparing graduates for the workforce.

98% accepted 36% graduate $52,745 earnings

Fairleigh Dickinson University-Metropolitan Campus

Teaneck, NJ · 2,627 students · Private nonprofit

Fairleigh Dickinson University’s Metropolitan Campus in Teaneck, NJ, hosts a tight-knit community of 2,627 students. This private nonprofit institution has a graduation rate of 58%, and it is well-suited for students who thrive in smaller class sizes and a personalized learning environment, allowing for close connections with faculty and peers.

91% accepted 58% graduate $57,273 earnings

Fairleigh's full profile

#30

Ramapo College of New Jersey

Mahwah, NJ · 4,898 students · Public

Ramapo College of New Jersey offers a robust educational experience with a graduation rate of 71%. Located in Mahwah, this public university fosters a community where students can thrive academically and socially, reflected in strong post-graduate earnings of $67,541 a decade after completing their studies.

71% accepted 71% graduate $67,541 earnings

Ramapo's full profile

#31

Georgian Court University

Lakewood, NJ · 1,195 students · Private nonprofit

Georgian Court University offers a personalized education experience, with a smaller student body of 1,195. This Lakewood-based private university has a graduation rate of 54%, and its focus on individual support can lead to promising outcomes, such as median earnings of $53,096 ten years after graduation, reflecting the value of a degree from this institution.

79% accepted 54% graduate $53,096 earnings

Georgian's full profile

#32

Rutgers University-Camden

Camden, NJ · 3,753 students · Public

Rutgers University-Camden has a strong commitment to student success, reflected in its 67% graduation rate. Situated in Camden, it offers students a chance to engage with a vibrant community while preparing for careers, as evidenced by the median earnings of $74,479 ten years post-graduation, showcasing the university's focus on career readiness and professional development.

66% accepted 67% graduate $74,479 earnings

Rutgers's full profile

#33

William Paterson University of New Jersey

Wayne, NJ · 6,614 students · Public

With a welcoming 90% acceptance rate, William Paterson University attracts a diverse student body of about 6,600. This public university emphasizes hands-on learning and community engagement, making it a solid choice for students interested in applying their knowledge in real-world settings. The 46% graduation rate may raise some eyebrows, but it reflects the university's commitment to supporting all students in their unique academic journeys.

90% accepted 46% graduate $57,780 earnings

William's full profile

#34

Rutgers University-Newark

Newark, NJ · 7,709 students · Public

Rutgers University-Newark serves as a vibrant hub for over 7,700 students, offering a rich urban experience. Known for its strong academic programs and commitment to social mobility, the university has a graduation rate of 66%, indicating a supportive environment for students. The diverse community fosters connections and growth, making it an appealing choice for those looking to make an impact in their fields.

71% accepted 66% graduate $74,479 earnings

Rutgers's full profile

#35

Centenary University

Hackettstown, NJ · 910 students · Private nonprofit

Centenary University is a smaller institution with just 910 students, allowing for a more personalized learning experience. The university's focus on practical education prepares graduates for the workforce, helping students develop skills that employers value. With a graduation rate of 56%, Centenary is dedicated to fostering student success and ensuring that each individual can thrive in their academic pursuits.

83% accepted 56% graduate $53,726 earnings

Centenary's full profile

#36

Stockton University

Galloway, NJ · 7,537 students · Public

Stockton University, home to around 7,500 students, is recognized for its commitment to student success and community involvement. With a graduation rate of 70%, students can expect a supportive environment that encourages persistence and achievement. The university's location in Galloway, NJ, offers a balance of campus life and easy access to nearby urban opportunities, making it an appealing choice for many.

89% accepted 70% graduate $57,602 earnings

Stockton's full profile

#37

Rowan University

Glassboro, NJ · 15,841 students · Public

With over 15,000 students, Rowan University in Glassboro, NJ, has built a vibrant community that fosters collaboration and growth. The university's focus on practical education is reflected in a solid 68% graduation rate and median earnings of $59,988 for graduates within ten years. This combination of support and real-world readiness makes Rowan an appealing choice for students looking to make the most of their college experience.

78% accepted 68% graduate $59,988 earnings

Saint Elizabeth University

Morristown, NJ · 557 students · Private nonprofit

Saint Elizabeth University, located in Morristown, NJ, is a smaller institution with a tight-knit community of just 557 students. Though it has a 46% graduation rate, the university emphasizes personal growth and support, making it a unique option for students who value close interactions and individualized attention from faculty and staff.

71% accepted 46% graduate $53,038 earnings

Drew University

Madison, NJ · 1,533 students · Private nonprofit

Drew University in Madison, NJ, is known for its liberal arts education and a supportive environment, with a graduation rate of 71%. The university promotes critical thinking and creativity, preparing students for various career paths, reflected in median earnings of $63,646 ten years after graduation. This academic foundation makes Drew a compelling choice for students eager to explore their intellectual interests while also focusing on career readiness.

68% accepted 71% graduate $63,646 earnings

Fairleigh Dickinson University-Florham Campus

Madison, NJ · 1,990 students · Private nonprofit

Fairleigh Dickinson University’s Florham Campus in Madison, NJ, is a compact community with just under 2,000 students, fostering close relationships among peers and faculty. With a graduation rate of 70% and median earnings of $57,273 a decade post-graduation, the campus cultivates an environment where students can thrive academically and socially, preparing them for successful careers.

95% accepted 70% graduate $57,273 earnings

Fairleigh's full profile

#41

Caldwell University

Caldwell, NJ · 1,575 students · Private nonprofit

Caldwell University, a private nonprofit institution, offers a more intimate setting with just over 1,500 students. The 58% graduation rate suggests that while some students may face challenges, the smaller class sizes foster close relationships with faculty, which can be an advantage for many learners.

71% accepted 58% graduate $53,843 earnings

Caldwell's full profile

#42

Rider University

Lawrenceville, NJ · 3,106 students · Private nonprofit

Rider University combines a strong academic reputation with a welcoming campus atmosphere. With a graduation rate of 62% and just over 3,100 students, it provides a balance of personalized education and social experience, making it a solid option for students who value community.

79% accepted 62% graduate $62,208 earnings

Rutgers University-New Brunswick

New Brunswick, NJ · 37,751 students · Public

With nearly 38,000 students, Rutgers University-New Brunswick is a vibrant hub of academic and social life. The school has an impressive graduation rate of 84%, indicating that students find the support necessary to succeed and complete their degrees.

58% accepted 84% graduate $74,479 earnings

Rutgers's full profile

#44

The College of New Jersey

Ewing, NJ · 7,105 students · Public

The College of New Jersey (TCNJ) is known for its strong academic programs and a close-knit campus that supports student engagement. With an impressive graduation rate of 86%, TCNJ creates an environment where students are encouraged to excel and achieve their goals.

62% accepted 86% graduate $73,323 earnings

Bloomfield College of Montclair State University

Bloomfield, NJ · 781 students · Public

With a small student body of just 781, Bloomfield College of Montclair State University offers a close-knit community where students can forge meaningful connections. The college's 70% acceptance rate means it welcomes a diverse range of applicants, making it accessible for many who seek higher education in New Jersey.

70% accepted 35% graduate $61,415 earnings

Bloomfield's full profile

#46

Monmouth University

West Long Branch, NJ · 3,684 students · Private nonprofit

Monmouth University in West Long Branch is known for its vibrant campus life and a strong sense of community, catering to over 3,600 students. The university's graduation rate of 71% reflects its commitment to student success, providing ample resources for academic and personal growth.

89% accepted 71% graduate $67,991 earnings

Monmouth's full profile

#47

Seton Hall University

South Orange, NJ · 6,036 students · Private nonprofit

Seton Hall University, located in South Orange, is a dynamic institution with a focus on personal development and academic excellence. With a graduation rate of 70%, students often find themselves well-prepared for their careers, supported by a robust network of alumni and faculty.

73% accepted 70% graduate $70,196 earnings

Felician University

Lodi, NJ · 1,774 students · Private nonprofit

In Lodi, Felician University serves a smaller community of 1,774 students, fostering an intimate learning environment. The university has a graduation rate of 48%, suggesting that while some may struggle, there are opportunities for those who seek additional support and resources to succeed.

48% graduate $57,602 earnings

Felician's full profile

#49

Stevens Institute of Technology

Hoboken, NJ · 4,222 students · Private nonprofit

With a graduation rate of 88%, Stevens Institute of Technology in Hoboken, NJ, demonstrates a strong commitment to student success. The school's emphasis on engineering, technology, and business equips graduates for high-earning careers, evidenced by a median earnings figure of $108,772 just ten years after graduation. Located just across the Hudson River from New York City, students have access to a vibrant job market and a wealth of networking opportunities.

48% accepted 88% graduate $108,772 earnings

Stevens's full profile

Looking closely at the data, a notable pattern emerges between Middlesex College and Mercer County Community College. While Middlesex has a lower net price of $2,288, Mercer offers slightly higher earnings at $43,264 but with a much lower graduation rate of 23%. This suggests that while cost is a significant factor, we should also consider how effectively these schools help students complete their degrees and transition into stable careers.

After exploring the 50 schools listed, it's essential to weigh these figures against personal priorities. Think about what matters most to you: Is it the program fit, location, campus culture, or financial situation? Narrowing down your options based on these factors can help you find the right balance between affordability and the quality of education.

Ultimately, the choices we make regarding education can have lasting impacts on our lives. The data shows that while some schools offer lower prices, the path to a successful career often requires considering both cost and outcomes. Each family's journey is unique, and understanding these factors can help make a more informed decision about the future.

Data Sources

U.S. Dept of Education College Scorecard

Opportunity Insights Mobility Report Card

Social Capital Atlas

Times Higher Education World Rankings

NCES IPEDS

Sources & Citations

[1]

U.S. Department of Education. College Scorecard Data. Federal Student Aid, National Center for Education Statistics. →

[2]

National Center for Education Statistics. Integrated Postsecondary Education Data System (IPEDS). →

David Krug

Co-Founder, CollegeRanker

David Krug is the co-founder of CollegeRanker and a data systems architect focused on making institutional research accessible to families. He builds the data pipelines and ranking algorithms that power CollegeRanker, drawing from federal datasets and Raj Chetty's Opportunity Insights research to measure what traditional rankings ignore: whether a college actually changes a family's economic trajectory.

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