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Rankings / Value

Most Affordable Colleges for Education

By David Krug, Co-Founder, CollegeRanker Updated 2026-07-13 50 schools Agent Insights
50
Schools
$50,394
Avg. Earnings
47%
Avg. Graduation
$8,141
Avg. Net Price
$17,339
Avg. Debt

CollegeRanker Research

What Surprised Us Most

  1. Graduate earnings span a wide band on this list, from $25,021 at the low end to $71,588 at the top. That 2.9× spread shows how much outcomes vary within a single category.

  2. CUNY Brooklyn College offers the strongest payback. Graduates earn a median of $60,752 against $3,103 in annual net price, the best earnings-to-cost ratio in this ranking.

  3. Cost and quality are not at odds here. The most affordable school, CUNY Brooklyn College at $3,103 a year in net price, delivers earnings of $60,752, matching or exceeding the list average.

  4. Completion rates separate this field: University of Florida-Online graduates 81% of its students, well above the 47% list average. Finishing what you start matters as much as where you start.

  5. Debt-to-earnings ratios favor Berea College: graduates owe only 0.08× their yearly income, the most manageable debt burden on the list.

Surprising Comparisons

The Takeaway

A consistent pattern: the schools that finish at the top get there by delivering strong earnings, manageable debt, and real mobility rather than by charging more or rejecting more applicants. Those outcomes are what define educational value.

What This Means for Students

For students evaluating these schools, begin with CUNY Brooklyn College and University of Florida-Online. Look past sticker price: pull each school's net price for your income level, compare it against projected earnings, and let the data guide the decision instead of the brand.

Why this ranking matters

These schools are ranked on outcomes that compound: graduate earnings, upward mobility, debt, and value, all drawn from federal tax records and Scorecard data rather than reputation surveys. The list rewards results over prestige, led by institutions whose graduates earn a median of about $50K ten years after enrollment.

How we measure this — full methodology →

How we rank · 4 pillars

Economic outcomes30%
Social mobility35%
Value (earnings vs. cost)20%
Academic quality15%

Federal-source data only. Build your own weighting →

$50K
Median grad earnings
10 yrs after entry
47%
Average graduation rate
Across the list
$8K
Average net price
After grants/aid
76%
Average admit rate
Selectivity
Data Behind This Page Updated 2026-07-13
50 institutions ranked
2026-07-13 Last updated
100% Public / federal sources

Source datasets

Methodology

Schools are scored on the CollegeRanker 4-Pillar Algorithm: Economic Outcomes (30%), Social Mobility (25–35%), Academic Quality (15–20%), and Value (20–25%). Every weight is published and every figure traces to a public dataset.

See the full methodology and weights →

Confidence notes

  • Earnings, completion, and debt figures come from federal administrative records — tax data and student-aid filings — not surveys or self-reports, the highest-confidence tier of education data available.
  • Social-mobility estimates are drawn from de-identified tax records covering more than 30 million students (Opportunity Insights).
  • Where an institution is missing a metric, it is excluded from that metric rather than imputed, so averages are never inflated by guesses.

Limitations

  • Federal earnings data primarily cover students who received federal financial aid; outcomes for non-aided students may differ.
  • Earnings are measured roughly ten years after enrollment, so they describe how earlier cohorts fared — historical outcomes, not guarantees of future results.
  • An institution's field-of-study mix affects raw earnings; scores reflect measured outcomes and are not fully major-adjusted unless explicitly noted.
  • Net price is an average; the actual cost a given student pays varies widely by family income.

At a Glance

How the Top Schools Compare

School Earnings Net Price Graduation Score
1
CUNY Queens College
#1 overall
$62,763
▲ +25% vs avg
$4,195 56%
87
2
$60,752
▲ +21% vs avg
$3,103 55%
87
3
CUNY City College
#3 overall
$66,039
▲ +31% vs avg
$3,776 56%
81
$71,588
▲ +42% vs avg
$4,815 81%
81
$46,498
▼ -8% vs avg
$5,718 21%
80

Score uses our 4-pillar methodology. Earnings % is vs. this list's average.

See full ranking →

Executive Summary

Most Affordable Colleges for Education

This analysis ranks 50 institutions on graduate earnings, social mobility, completion, and cost. Across the list, alumni earn a median of $50,394 ten years after enrolling, against an average graduation rate of 47% and an average net price of $8,141.

Key takeaways

Our Analysis Found

34%
The most expensive quartile of colleges costs 373% more than the most affordable — but their graduates earn just 34% more.
CollegeRanker examined 5,745 U.S. colleges and found (n=4,409). Quartile comparison of mean net price and mean 10-year earnings (U.S. Dept. of Education College Scorecard).

Educator Pipeline Analysis

What does this ranking tell us about the educator pipeline?

$50,258

Median earnings (10yr)

47%

Median graduation rate

$8,338

Median net price

2.5%

Avg. mobility rate

Society needs more teachers than it is producing, yet pay and working conditions make retention a persistent problem. Education programs are the gateway to the profession. The best of them pair pedagogical training with strong clinical practice and placement networks that keep graduates in the profession.

Start with the medians across these 50 schools. Graduates earn a median of $50,258 ten years after enrollment, or about $2,258 above the $48,000 a typical American worker earns. The median graduation rate is 47%, and the typical net price (what students pay after grants) runs $8,338 a year with about $17,875 in federal debt. Pell grants reach 45% of students on average, and the average mobility rate, the share of students lifted from the bottom income quintile to the top, is 2.5%.

In education, low debt matters as much as a solid paycheck. Graduates earn a median of $50,258 against a typical net price of $8,338. That ratio makes cost-conscious program selection essential in a profession with modest pay and a public mission.

The podium

Build your ranking

Drag a pillar — schools re-rank live.

Academic 15%
Economic 30%
Social mobility 35%
Value 20%

Tip: Check the box on any 2–4 schools below to compare them side by side.

Full rankings

1
·
CUNY Queens College

Queens, NY · 64% accepted · $4,195 net

87

Why it ranks #1

CUNY Queens College lands at #1 with a 87/100 composite, led by value per dollar (90/100) and pulled down by academic quality (65/100). Graduates earn a median $62,763 a decade after enrolling, 25% above this list's average, and net price runs $4,195 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top.

Pillar breakdown

Academic
65
Economic
73
Social mobility
86
Value
90
View full profile →
2
·
CUNY Brooklyn College

Brooklyn, NY · 58% accepted · $3,103 net

87

Why it ranks #2

CUNY Brooklyn College lands at #2 with a 87/100 composite, led by value per dollar (91/100) and pulled down by academic quality (63/100). Graduates earn a median $60,752 a decade after enrolling, 21% above this list's average, and net price runs $3,103 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top.

Pillar breakdown

Academic
63
Economic
72
Social mobility
86
Value
91
View full profile →
3
·
CUNY City College

New York, NY · 60% accepted · $3,776 net

81

Why it ranks #3

CUNY City College lands at #3 with a 81/100 composite, led by value per dollar (89/100) and pulled down by academic quality (63/100). Graduates earn a median $66,039 a decade after enrolling, 31% above this list's average, and net price runs $3,776 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top.

Pillar breakdown

Academic
63
Economic
73
Social mobility
68
Value
89
View full profile →
4
·
University of Florida-Online

Gainesville, FL · 61% accepted · $4,815 net

81

Why it ranks #4

University of Florida-Online lands at #4 with a 81/100 composite, led by value per dollar (87/100) and pulled down by academic quality (68/100). Graduates earn a median $71,588 a decade after enrolling, 42% above this list's average, and net price runs $4,815 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top.

Pillar breakdown

Academic
68
Economic
76
Social mobility
Value
87
View full profile →
5
·
CUNY Medgar Evers College

Brooklyn, NY · 86% accepted · $5,718 net

80

Why it ranks #5

CUNY Medgar Evers College lands at #5 with a 80/100 composite, led by value per dollar (86/100) and pulled down by academic quality (38/100). Graduates earn a median $46,498 a decade after enrolling, 8% below this list's average, and net price runs $5,718 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top, even with below-average salaries.

Pillar breakdown

Academic
38
Economic
66
Social mobility
80
Value
86
View full profile →
6
·
Berea College

Berea, KY · 19% accepted · $6,106 net

80

Why it ranks #6

Berea College lands at #6 with a 80/100 composite, led by value per dollar (89/100) and pulled down by economic outcomes (68/100). Graduates earn a median $43,150 a decade after enrolling, 14% below this list's average, and net price runs $6,106 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top, even with below-average salaries.

Pillar breakdown

Academic
76
Economic
68
Social mobility
76
Value
89
View full profile →
7
·
University of Science and Arts of Oklahoma

Chickasha, OK · 66% accepted · $6,624 net

79

Why it ranks #7

University of Science and Arts of Oklahoma lands at #7 with a 79/100 composite, led by social mobility (85/100) and pulled down by academic quality (55/100). Graduates earn a median $41,913 a decade after enrolling, 17% below this list's average, and net price runs $6,624 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.

Pillar breakdown

Academic
55
Economic
59
Social mobility
85
Value
75
View full profile →
8
·
Texas A & M International University

Laredo, TX · 44% accepted · $3,637 net

79

Why it ranks #8

Texas A & M International University lands at #8 with a 79/100 composite, led by value per dollar (83/100) and pulled down by academic quality (54/100). Graduates earn a median $48,386 a decade after enrolling, 4% below this list's average, and net price runs $3,637 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what puts it near the top, even with below-average salaries.

Pillar breakdown

Academic
54
Economic
67
Social mobility
63
Value
83
View full profile →
9
·
Elizabeth City State University

Elizabeth City, NC · 64% accepted · $6,364 net

79

Why it ranks #9

Elizabeth City State University lands at #9 with a 79/100 composite, led by social mobility (80/100) and pulled down by economic outcomes (56/100). Graduates earn a median $40,026 a decade after enrolling, 21% below this list's average, and net price runs $6,364 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.

Pillar breakdown

Academic
65
Economic
56
Social mobility
80
Value
71
View full profile →
10
·
Marshall University

Huntington, WV · 96% accepted · $7,502 net

78

Why it ranks #10

Marshall University lands at #10 with a 78/100 composite, led by social mobility (82/100) and pulled down by academic quality (60/100). Graduates earn a median $46,354 a decade after enrolling, 8% below this list's average, and net price runs $7,502 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.

Pillar breakdown

Academic
60
Economic
60
Social mobility
82
Value
73
View full profile →
11
·
Indiana University-Kokomo

Kokomo, IN · 86% accepted · $3,968 net

78

Why it ranks #11

Indiana University-Kokomo lands at #11 with a 78/100 composite, led by value per dollar (84/100) and pulled down by academic quality (55/100). Graduates earn a median $49,917 a decade after enrolling, 1% below this list's average, and net price runs $3,968 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
55
Economic
66
Social mobility
59
Value
84
View full profile →
12
·
Abraham Baldwin Agricultural College

Tifton, GA · 76% accepted · $6,842 net

78

Why it ranks #12

Abraham Baldwin Agricultural College lands at #12 with a 78/100 composite, led by value per dollar (79/100) and pulled down by academic quality (54/100). Graduates earn a median $34,996 a decade after enrolling, 31% below this list's average, and net price runs $6,842 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
54
Economic
58
Social mobility
77
Value
79
View full profile →
13
·
Southeastern Oklahoma State University

Durant, OK · 76% accepted · $8,039 net

78

Why it ranks #13

Southeastern Oklahoma State University lands at #13 with a 78/100 composite, led by social mobility (83/100) and pulled down by academic quality (63/100). Graduates earn a median $45,079 a decade after enrolling, 11% below this list's average, and net price runs $8,039 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
63
Economic
64
Social mobility
83
Value
76
View full profile →
14
·
Florida International University

Miami, FL · 55% accepted · $9,288 net

78

Why it ranks #14

Florida International University lands at #14 with a 78/100 composite, led by social mobility (82/100) and pulled down by academic quality (66/100). Graduates earn a median $60,249 a decade after enrolling, 20% above this list's average, and net price runs $9,288 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
66
Economic
71
Social mobility
82
Value
78
View full profile →
15
·
Dalton State College

Dalton, GA · $5,012 net

78

Why it ranks #15

Dalton State College lands at #15 with a 78/100 composite, led by value per dollar (84/100) and pulled down by academic quality (55/100). Graduates earn a median $40,251 a decade after enrolling, 20% below this list's average, and net price runs $5,012 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
55
Economic
63
Social mobility
78
Value
84
View full profile →
16
·
Valley City State University

Valley City, ND · 99% accepted · $11,890 net

78

Why it ranks #16

Valley City State University lands at #16 with a 78/100 composite, led by social mobility (81/100) and pulled down by academic quality (55/100). Graduates earn a median $52,725 a decade after enrolling, 5% above this list's average, and net price runs $11,890 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
55
Economic
67
Social mobility
81
Value
71
View full profile →
17
·
Ferris State University

Big Rapids, MI · 91% accepted · $8,624 net

78

Why it ranks #17

Ferris State University lands at #17 with a 78/100 composite, led by social mobility (82/100) and pulled down by academic quality (62/100). Graduates earn a median $54,735 a decade after enrolling, 9% above this list's average, and net price runs $8,624 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
62
Economic
67
Social mobility
82
Value
74
View full profile →
18
·
Oakland University

Rochester Hills, MI · 88% accepted · $9,120 net

77

Why it ranks #18

Oakland University lands at #18 with a 77/100 composite, led by social mobility (80/100) and pulled down by academic quality (49/100). Graduates earn a median $58,612 a decade after enrolling, 16% above this list's average, and net price runs $9,120 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
49
Economic
67
Social mobility
80
Value
73
View full profile →
19
·
Northern Kentucky University

Highland Heights, KY · 68% accepted · $8,191 net

77

Why it ranks #19

Northern Kentucky University lands at #19 with a 77/100 composite, led by social mobility (81/100) and pulled down by academic quality (59/100). Graduates earn a median $50,220 a decade after enrolling, 0% above this list's average, and net price runs $8,191 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
59
Economic
63
Social mobility
81
Value
76
View full profile →
20
·
Rhode Island College

Providence, RI · 92% accepted · $9,478 net

77

Why it ranks #20

Rhode Island College lands at #20 with a 77/100 composite, led by social mobility (83/100) and pulled down by economic outcomes (67/100). Graduates earn a median $56,318 a decade after enrolling, 12% above this list's average, and net price runs $9,478 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
71
Economic
67
Social mobility
83
Value
70
View full profile →
21
·
California State University-Los Angeles

Los Angeles, CA · 91% accepted · $3,967 net

77

Why it ranks #21

California State University-Los Angeles lands at #21 with a 77/100 composite, led by value per dollar (86/100) and pulled down by academic quality (55/100). Graduates earn a median $59,211 a decade after enrolling, 17% above this list's average, and net price runs $3,967 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list.

Pillar breakdown

Academic
55
Economic
71
Social mobility
60
Value
86
View full profile →
22
·
University of Central Florida

Orlando, FL · 40% accepted · $10,411 net

77

Why it ranks #22

University of Central Florida lands at #22 with a 77/100 composite, led by academic quality (87/100) and pulled down by economic outcomes (70/100). Graduates earn a median $58,308 a decade after enrolling, 16% above this list's average, and net price runs $10,411 a year, above the field. Academics score well here, yet mobility (35%) and value (20%) carry the most weight, so outcome-per-dollar sets the final position.

Pillar breakdown

Academic
87
Economic
70
Social mobility
81
Value
76
View full profile →
23
·
Murray State University

Murray, KY · 86% accepted · $9,096 net

77

Why it ranks #23

Murray State University lands at #23 with a 77/100 composite, led by social mobility (82/100) and pulled down by economic outcomes (62/100). Graduates earn a median $44,737 a decade after enrolling, 11% below this list's average, and net price runs $9,096 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
67
Economic
62
Social mobility
82
Value
72
View full profile →
24
·
University of North Florida

Jacksonville, FL · 53% accepted · $10,154 net

77

Why it ranks #24

University of North Florida lands at #24 with a 77/100 composite, led by social mobility (82/100) and pulled down by economic outcomes (70/100). Graduates earn a median $56,343 a decade after enrolling, 12% above this list's average, and net price runs $10,154 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
81
Economic
70
Social mobility
82
Value
77
View full profile →
25
·
Gordon State College

Barnesville, GA · 86% accepted · $8,105 net

77

Why it ranks #25

Gordon State College lands at #25 with a 77/100 composite, led by social mobility (79/100) and pulled down by academic quality (41/100). Graduates earn a median $37,871 a decade after enrolling, 25% below this list's average, and net price runs $8,105 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
41
Economic
58
Social mobility
79
Value
73
View full profile →
26
·
College of Staten Island CUNY

Staten Island, NY · 92% accepted · $5,579 net

76

Why it ranks #26

College of Staten Island CUNY lands at #26 with a 76/100 composite, led by value per dollar (85/100) and pulled down by academic quality (53/100). Graduates earn a median $53,501 a decade after enrolling, 6% above this list's average, and net price runs $5,579 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list.

Pillar breakdown

Academic
53
Economic
67
Social mobility
62
Value
85
View full profile →
27
·
Concord University

Athens, WV · 93% accepted · $9,966 net

76

Why it ranks #27

Concord University lands at #27 with a 76/100 composite, led by social mobility (85/100) and pulled down by academic quality (57/100). Graduates earn a median $42,703 a decade after enrolling, 15% below this list's average, and net price runs $9,966 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
57
Economic
60
Social mobility
85
Value
69
View full profile →
28
·
Fayetteville State University

Fayetteville, NC · 82% accepted · $7,892 net

76

Why it ranks #28

Fayetteville State University lands at #28 with a 76/100 composite, led by social mobility (79/100) and pulled down by economic outcomes (56/100). Graduates earn a median $40,144 a decade after enrolling, 20% below this list's average, and net price runs $7,892 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
61
Economic
56
Social mobility
79
Value
69
View full profile →
29
·
University of North Georgia

Dahlonega, GA · 68% accepted · $9,823 net

76

Why it ranks #29

University of North Georgia lands at #29 with a 76/100 composite, led by social mobility (80/100) and pulled down by academic quality (59/100). Graduates earn a median $50,135 a decade after enrolling, 1% below this list's average, and net price runs $9,823 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
59
Economic
66
Social mobility
80
Value
76
View full profile →
30
·
Northwestern Oklahoma State University

Alva, OK · 65% accepted · $10,104 net

76

Why it ranks #30

Northwestern Oklahoma State University lands at #30 with a 76/100 composite, led by social mobility (84/100) and pulled down by academic quality (53/100). Graduates earn a median $44,358 a decade after enrolling, 12% below this list's average, and net price runs $10,104 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
53
Economic
64
Social mobility
84
Value
73
View full profile →
31
·
The University of Texas at El Paso

El Paso, TX · 100% accepted · $9,403 net

76

Why it ranks #31

The University of Texas at El Paso lands at #31 with a 76/100 composite, led by social mobility (81/100) and pulled down by academic quality (46/100). Graduates earn a median $50,923 a decade after enrolling, 1% above this list's average, and net price runs $9,403 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
46
Economic
65
Social mobility
81
Value
74
View full profile →
32
·
Eastern New Mexico University-Main Campus

Portales, NM · 92% accepted · $4,904 net

76

Why it ranks #32

Eastern New Mexico University-Main Campus lands at #32 with a 76/100 composite, led by value per dollar (82/100) and pulled down by social mobility (51/100). Graduates earn a median $38,550 a decade after enrolling, 24% below this list's average, and net price runs $4,904 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
58
Economic
59
Social mobility
51
Value
82
View full profile →
33
·
Universidad Central de Bayamon

Bayamón, PR · 66% accepted · $4,827 net

76

Why it ranks #33

Universidad Central de Bayamon lands at #33 with a 76/100 composite, led by value per dollar (85/100) and pulled down by economic outcomes (54/100). Graduates earn a median $25,021 a decade after enrolling, 50% below this list's average, and net price runs $4,827 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
58
Economic
54
Social mobility
Value
85
View full profile →
34
·
University of Puerto Rico

Bayamon, PR · 35% accepted · $8,484 net

76

Why it ranks #34

University of Puerto Rico lands at #34 with a 76/100 composite, led by value per dollar (85/100) and pulled down by academic quality (52/100). Graduates earn a median $34,409 a decade after enrolling, 32% below this list's average, and net price runs $8,484 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
52
Economic
67
Social mobility
73
Value
85
View full profile →
35
·
California State University-Stanislaus

Turlock, CA · 98% accepted · $6,067 net

76

Why it ranks #35

California State University-Stanislaus lands at #35 with a 76/100 composite, led by value per dollar (83/100) and pulled down by social mobility (65/100). Graduates earn a median $63,188 a decade after enrolling, 25% above this list's average, and net price runs $6,067 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list.

Pillar breakdown

Academic
65
Economic
72
Social mobility
65
Value
83
View full profile →
36
·
Austin Peay State University

Clarksville, TN · 96% accepted · $9,735 net

76

Why it ranks #36

Austin Peay State University lands at #36 with a 76/100 composite, led by social mobility (83/100) and pulled down by economic outcomes (61/100). Graduates earn a median $44,301 a decade after enrolling, 12% below this list's average, and net price runs $9,735 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
69
Economic
61
Social mobility
83
Value
71
View full profile →
37
·
Southern Utah University

Cedar City, UT · 82% accepted · $10,462 net

76

Why it ranks #37

Southern Utah University lands at #37 with a 76/100 composite, led by social mobility (81/100) and pulled down by academic quality (67/100). Graduates earn a median $50,296 a decade after enrolling, 0% above this list's average, and net price runs $10,462 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
67
Economic
68
Social mobility
81
Value
79
View full profile →
38
·
California State University-Fullerton

Fullerton, CA · 91% accepted · $6,555 net

76

Why it ranks #38

California State University-Fullerton lands at #38 with a 76/100 composite, led by value per dollar (83/100) and pulled down by social mobility (64/100). Graduates earn a median $62,951 a decade after enrolling, 25% above this list's average, and net price runs $6,555 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list.

Pillar breakdown

Academic
70
Economic
72
Social mobility
64
Value
83
View full profile →
39
·
Mayville State University

Mayville, ND · $11,456 net

75

Why it ranks #39

Mayville State University lands at #39 with a 75/100 composite, led by social mobility (89/100) and pulled down by academic quality (58/100). Graduates earn a median $47,828 a decade after enrolling, 5% below this list's average, and net price runs $11,456 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
58
Economic
65
Social mobility
89
Value
71
View full profile →
40
·
SUNY Buffalo State University

Buffalo, NY · 73% accepted · $11,346 net

75

Why it ranks #40

SUNY Buffalo State University lands at #40 with a 75/100 composite, led by social mobility (79/100) and pulled down by academic quality (52/100). Graduates earn a median $52,334 a decade after enrolling, 4% above this list's average, and net price runs $11,346 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
52
Economic
65
Social mobility
79
Value
67
View full profile →
41
·
California State University-Bakersfield

Bakersfield, CA · 94% accepted · $5,652 net

75

Why it ranks #41

California State University-Bakersfield lands at #41 with a 75/100 composite, led by value per dollar (81/100) and pulled down by social mobility (60/100). Graduates earn a median $59,009 a decade after enrolling, 17% above this list's average, and net price runs $5,652 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list.

Pillar breakdown

Academic
60
Economic
70
Social mobility
60
Value
81
View full profile →
42
·
Saginaw Valley State University

University Center, MI · 72% accepted · $10,775 net

75

Why it ranks #42

Saginaw Valley State University lands at #42 with a 75/100 composite, led by social mobility (80/100) and pulled down by academic quality (57/100). Graduates earn a median $51,955 a decade after enrolling, 3% above this list's average, and net price runs $10,775 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
57
Economic
63
Social mobility
80
Value
63
View full profile →
43
·
Georgia Southwestern State University

Americus, GA · 75% accepted · $12,019 net

75

Why it ranks #43

Georgia Southwestern State University lands at #43 with a 75/100 composite, led by social mobility (80/100) and pulled down by academic quality (55/100). Graduates earn a median $48,757 a decade after enrolling, 3% below this list's average, and net price runs $12,019 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
55
Economic
64
Social mobility
80
Value
68
View full profile →
44
·
Fresno Pacific University

Fresno, CA · 64% accepted · $13,630 net

75

Why it ranks #44

Fresno Pacific University lands at #44 with a 75/100 composite, led by social mobility (85/100) and pulled down by value per dollar (59/100). Graduates earn a median $58,896 a decade after enrolling, 17% above this list's average, and net price runs $13,630 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
71
Economic
66
Social mobility
85
Value
59
View full profile →
45
·
Valdosta State University

Valdosta, GA · 72% accepted · $10,945 net

75

Why it ranks #45

Valdosta State University lands at #45 with a 75/100 composite, led by social mobility (81/100) and pulled down by economic outcomes (62/100). Graduates earn a median $49,361 a decade after enrolling, 2% below this list's average, and net price runs $10,945 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
62
Economic
62
Social mobility
81
Value
65
View full profile →
46
·
The University of Texas at San Antonio

San Antonio, TX · 87% accepted · $10,836 net

74

Why it ranks #46

The University of Texas at San Antonio lands at #46 with a 74/100 composite, led by social mobility (82/100) and pulled down by academic quality (55/100). Graduates earn a median $57,131 a decade after enrolling, 13% above this list's average, and net price runs $10,836 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
55
Economic
68
Social mobility
82
Value
70
View full profile →
47
·
Purdue University Northwest

Hammond, IN · 72% accepted · $6,079 net

74

Why it ranks #47

Purdue University Northwest lands at #47 with a 74/100 composite, led by value per dollar (80/100) and pulled down by social mobility (52/100). Graduates earn a median $48,318 a decade after enrolling, 4% below this list's average, and net price runs $6,079 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.

Pillar breakdown

Academic
67
Economic
62
Social mobility
52
Value
80
View full profile →
48
·
Minot State University

Minot, ND · 65% accepted · $12,703 net

74

Why it ranks #48

Minot State University lands at #48 with a 74/100 composite, led by social mobility (82/100) and pulled down by academic quality (64/100). Graduates earn a median $51,759 a decade after enrolling, 3% above this list's average, and net price runs $12,703 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
64
Economic
66
Social mobility
82
Value
68
View full profile →
49
·
Texas Woman's University

Denton, TX · 96% accepted · $11,963 net

74

Why it ranks #49

Texas Woman's University lands at #49 with a 74/100 composite, led by social mobility (82/100) and pulled down by value per dollar (68/100). Graduates earn a median $56,544 a decade after enrolling, 12% above this list's average, and net price runs $11,963 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
71
Economic
69
Social mobility
82
Value
68
View full profile →
50
·
East Texas A&M University

Commerce, TX · 92% accepted · $11,841 net

74

Why it ranks #50

East Texas A&M University lands at #50 with a 74/100 composite, led by social mobility (92/100) and pulled down by academic quality (53/100). Graduates earn a median $50,296 a decade after enrolling, 0% above this list's average, and net price runs $11,841 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.

Pillar breakdown

Academic
53
Economic
65
Social mobility
92
Value
68
View full profile →
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Cut it by what you care about

The same 50 schools, re-ranked by the outcome that matters to you.

Where the programs are

Finding an affordable college for education can feel overwhelming, especially with the rising costs of tuition. The schools in this list are focused on providing a quality education while keeping costs manageable. For families considering their options, understanding the financial landscape is essential, and these institutions stand out for their affordability and outcomes.

What sets these schools apart is their ability to balance educational quality with financial practicality. Metrics such as earnings, graduation rates, and debt levels are crucial for assessing the value of an education degree. The schools listed below have demonstrated success in these areas, making them worthy of consideration for future educators looking to minimize debt while maximizing their earning potential.

Take CUNY Brooklyn College and the University of Florida-Online, for example. Brooklyn College has a net price of just $3,103, but its graduation rate of 55% and earnings of $60,752 show a solid return on investment. In contrast, the University of Florida-Online has a higher graduation rate of 81% and earnings of $71,588, but the net price is $4,815. Both schools offer distinct advantages, but understanding these trade-offs is key to making the best choice for your education and financial future.

The story behind the ranking

A ranking gives you an order; these charts give you the shape. They show how this group of schools spreads across the four things that decide whether a degree pays off — what graduates earn, whether they finish, how far they move up, and what it costs. Look for the standouts, the outliers, and the trade-offs the list alone can't show.

Earnings Outcomes

What graduates earn 10 years after enrolling. Data from College Scorecard.

Distribution of Median Earnings

$13K 23 $38K 27 $63K $88K $113K $138K 27 National Avg

Earnings vs. Net Price

Top-left = best value. Top-ranked schools are highlighted.

$10K$65K$120K $25K$50K NET PRICE (lower →) EARNINGS (higher ↑) CUNY Queens CUNY Brooklyn CUNY City University of CUNY Medgar

Completion & Access

Graduation rates and who gets in. Data from College Scorecard & IPEDS.

Graduation Rates

CUNY Queens College 56% CUNY Brooklyn College 55% CUNY City College 56% University of Florid… 81% CUNY Medgar Evers Co… 21% Berea College 60% University of Scienc… 41% Texas A & M Internat… 48% Elizabeth City State… 46% Marshall University 50% Indiana University-K… 45% Abraham Baldwin Agri… 33% Southeastern Oklahom… 32% Florida Internationa… 74% Dalton State College 28% Valley City State Un… 51% Ferris State Univers… 47% Oakland University 57% Northern Kentucky Un… 50% Rhode Island College 47% California State Uni… 53% University of Centra… 77% Murray State Univers… 60% University of North … 69% Gordon State College 19%

Pell Grant Rate vs. Graduation Rate

Right = more low-income students. Higher = more graduate.

0% 100% PELL GRANT RATE → GRAD RATE ↑ CUNY Queens CUNY Brooklyn CUNY City University of CUNY Medgar
Social Mobility

What the Mobility Data Says

Social mobility carries the heaviest weight in this ranking, and the measure comes from Raj Chetty's Mobility Report Card, built from more than 30 million anonymized tax records. Across the 36 schools here with that data, the average mobility rate is 2.5%. That figure is the share of students who start in the bottom income quintile and climb to the top. CUNY Brooklyn College leads the group at 8.1%, with CUNY Queens College (7.1%) and The University of Texas at El Paso (6.8%) close behind.

Access varies widely. On average, 12.5% of students at these schools come from families in the bottom income quintile. Elizabeth City State University enrolls the most, at 32.1%, a sign it is reaching the students mobility is meant to lift. A high mobility rate paired with strong access is the combination that changes a generation's trajectory.

For the low-income students who do enroll, the success rate (the odds of reaching the top quintile) averages 20.6% across the list, peaking at 44.7% at East Texas A&M University.

These campuses can also be measured on social capital: the cross-class friendships Opportunity Insights links to long-run economic outcomes. Economic connectedness here averages 1.40, where about 1.0 is the national norm, and CUNY Queens College is highest at 1.82.

Mobility, access, and social-capital figures from Raj Chetty's Mobility Report Card & the Opportunity Insights Social Capital Atlas.

Cost & Debt

What families actually pay and what students owe. Data from College Scorecard.

Median Debt at Graduation

7 $6K 41 $18K 2 $30K $42K $54K 41 National Avg

Where These Schools Are Located

NY 6 GA 6 TX 5 CA 5 FL 4 KY 3 OK 3 ND 3 MI 3 NC 2 WV 2 IN 2 PR 2 RI 1 NM 1 TN 1 UT 1

When comparing CUNY City College to Texas A & M International University, we see a clear divide in graduation rates and potential earnings. City College graduates 56% of its students with earnings of $66,039, while Texas A & M International University only graduates 48% and has a much lower earning potential of $48,386. This highlights the importance of not just affordability, but also the outcomes that these programs can deliver.

After reviewing these 50 schools, consider your own priorities. Are you looking for a strong graduation rate or the lowest possible debt? Think about the location and campus culture as well. Some schools may offer a better fit for your lifestyle and career goals. Use this data as a guide to weigh your options and find the right balance between cost and value.

Ultimately, the data reflects a complex path from college to a stable career. A student who graduates from a school with a solid reputation and strong support systems may find better job opportunities and a stable income. Your choice of college plays a crucial role in shaping your future, making it essential to analyze these figures carefully to make an informed decision.

Data Sources

U.S. Dept of Education College Scorecard

Opportunity Insights Mobility Report Card

Social Capital Atlas

Times Higher Education World Rankings

NCES IPEDS

Frequently Asked Questions

Most Affordable Colleges for Education: Your Questions, Answered

What is the #1 school in the Most Affordable Colleges for Education ranking? +

CUNY Queens College in Queens, NY ranks #1 in our 2026 Most Affordable Colleges for Education ranking. It earns the top spot on the strength of a median $62,763 in graduate earnings ten years after enrollment and a 56% graduation rate. Our score is built entirely from federal data on graduation rates, graduate earnings, debt, and social mobility. Reputation surveys play no part.

Which school has the highest graduate earnings? +

University of Florida-Online posts the highest median earnings on this list: $71,588 ten years after enrollment, well above the $50,394 average across the 50 ranked schools with earnings data. Earnings that outpace cost are what separate a degree that pays off from one that does not.

Which school offers the best value? +

On a pure return-on-cost basis, CUNY Brooklyn College leads: graduates earn a median $60,752 against net price of about $3,103 a year, the strongest earnings-to-cost ratio in the ranking. Applicants should weigh that payback against sticker price rather than prestige.

Which school has the highest graduation rate? +

University of Florida-Online has the highest graduation rate in this ranking at 81%, compared with a 47% average across the list. Completion matters because the students who finish are the ones who actually capture the earnings and mobility gains a degree promises.

How much does it cost to attend these schools? +

The average net price, meaning what students actually pay after grants and scholarships, is about $8,141 a year across the 50 ranked schools with cost data. CUNY Brooklyn College is among the most affordable at roughly $3,103. Net price is a far better guide to affordability than the published sticker price.

How is the Most Affordable Colleges for Education ranking calculated? +

We score every school on a four-pillar algorithm: economic outcomes (graduate earnings and debt), social mobility (Raj Chetty's Mobility Report Card, built on more than 30 million anonymized tax records), academic quality (graduation and retention), and value (net price and loan burden). Social mobility carries the heaviest weight, so schools that lift low-income students into higher earnings rank above those that simply admit wealthy students. Every input comes from federal data, and schools that withhold their numbers are scored lower for it.

How many schools are ranked and where does the data come from? +

This ranking evaluates 50 institutions using the U.S. Department of Education's College Scorecard, the Opportunity Insights Mobility Report Card and Social Capital Atlas, Times Higher Education, and NCES IPEDS. There are no opinion surveys or paid placements. The order is determined by the data alone and refreshed as new federal figures are released.

Sources & Citations

[1]

Chetty, R., Friedman, J., Saez, E., Turner, N., & Yagan, D. (2017). Mobility Report Cards: The Role of Colleges in Intergenerational Mobility. NBER Working Paper No. 23618.

[2]

U.S. Department of Education. College Scorecard Data. Federal Student Aid, National Center for Education Statistics.

[3]

National Center for Education Statistics. Integrated Postsecondary Education Data System (IPEDS).

The State of American Higher Education Outcomes for 2026 — report cover Download PDF

The 2026 Annual Report

The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

Free · 21 pages · 5,745 institutions · 100% federal data, no surveys