Rankings / Value

Most Affordable Colleges for Education

By David Krug, Co-Founder, CollegeRanker · Updated 2026-05-31 · 50 schools · Agent Insights

Schools Analyzed

$49,818

Avg. Earnings (10yr)

48%

Avg. Graduation Rate

$7,980

Avg. Net Price

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Finding an affordable college for education can feel overwhelming, especially with the rising costs of tuition. The schools in this list are focused on providing a quality education while keeping costs manageable. For families considering their options, understanding the financial landscape is essential, and these institutions stand out for their affordability and outcomes.

What sets these schools apart is their ability to balance educational quality with financial practicality. Metrics such as earnings, graduation rates, and debt levels are crucial for assessing the value of an education degree. The schools listed below have demonstrated success in these areas, making them worthy of consideration for future educators looking to minimize debt while maximizing their earning potential.

Take CUNY Brooklyn College and the University of Florida-Online, for example. Brooklyn College has a net price of just $3,103, but its graduation rate of 55% and earnings of $60,752 show a solid return on investment. In contrast, the University of Florida-Online has a higher graduation rate of 81% and earnings of $71,588, but the net price is $4,815. Both schools offer distinct advantages, but understanding these trade-offs is key to making the best choice for your education and financial future.

Key Findings

CUNY Brooklyn College has a net price of $3,103 with earnings of $60,752.

The University of Florida-Online boasts an 81% graduation rate, the highest in the top five.

CUNY Queens College has a debt level of $10,298, which is lower than the national average for education degrees.

Texas A & M International University graduates only 48% of its students, which is a critical factor to consider.

Quick Numbers

Schools ranked 50

Avg. earnings at 10yr $49,818

Avg. graduation rate 48%

Avg. net price $7,980

Avg. median debt $17,014

How We Ranked

Ranked by affordability with program concentration in Education

Read our full methodology →

Earnings vs. Cost

Each dot is a ranked school. Up = higher earnings. Right = higher cost. Top-left is the best value.

Graduation Rates

Longer bars = higher graduation rate.

Top 3

CUNY Brooklyn College

Brooklyn, NY

Graduation55%

Earnings$60,752

Net Price$3,103

View full profile →

CUNY Queens College

Queens, NY

Graduation56%

Earnings$62,763

Net Price$4,195

View full profile →

CUNY York College

Jamaica, NY

Graduation31%

Earnings$56,945

Net Price$4,456

View full profile →

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Full Rankings

CUNY Brooklyn College

Brooklyn, NY · 10,543 students · Public

Located in the vibrant borough of Brooklyn, CUNY Brooklyn College serves over 10,500 students, creating a diverse and dynamic campus environment. With a median earning of $60,752 ten years after graduation, this school positions its graduates well in the job market, making it a compelling option for those seeking solid career prospects in New York City.

58% accepted 55% graduate $60,752 earnings

CUNY Queens College

Queens, NY · 12,550 students · Public

CUNY Queens College, located in bustling Queens, is home to about 12,550 students and offers a rich blend of academic and cultural experiences. The median earnings for graduates at ten years is $62,763, reflecting the school’s commitment to preparing students for success in various fields, especially in a city that thrives on diversity and innovation.

64% accepted 56% graduate $62,763 earnings

CUNY York College

Jamaica, NY · 4,345 students · Public

CUNY York College in Jamaica, New York, serves a vibrant urban community with a diverse student population of 4,345. The college's commitment to fostering a welcoming environment for all students, particularly those from underrepresented backgrounds, supports its mission to provide quality education in a bustling metropolis.

64% accepted 31% graduate $56,945 earnings

CUNY City College

New York, NY · 12,505 students · Public

CUNY City College, situated in the heart of Manhattan, serves over 12,500 students and prides itself on its access to the city's vast resources. Graduates earn a median income of $66,039 after ten years, which reflects the quality of education and the opportunities available in one of the world's most dynamic cities, making it an attractive option for ambitious students.

60% accepted 56% graduate $66,039 earnings

University of Science and Arts of Oklahoma

Chickasha, OK · 941 students · Public

With a small student body of 941, the University of Science and Arts of Oklahoma emphasizes personalized education. This public university is designed for creative thinkers, and its programs encourage a hands-on approach to learning, allowing students to thrive in a close-knit community.

66% accepted 41% graduate $41,913 earnings

University's full profile

University of Florida-Online

Gainesville, FL · 4,627 students · Public

The University of Florida-Online caters to a growing population of students seeking flexible learning options, with an impressive graduation rate of 81% among its 4,627 students. Graduates can expect median earnings of $71,588 after ten years, indicating strong career prospects for online learners who may be balancing jobs and studies, or those preferring a non-traditional educational path.

61% accepted 81% graduate $71,588 earnings

University's full profile

CUNY Medgar Evers College

Brooklyn, NY · 3,233 students · Public

CUNY Medgar Evers College in Brooklyn presents a welcoming option for students looking to make their mark in higher education. With an acceptance rate of 86%, it attracts a diverse population, though the graduation rate is lower at 21%. Even so, the median earnings of $46,498 for graduates ten years after enrollment reflect the college’s commitment to fostering career-ready individuals in a competitive job market.

86% accepted 21% graduate $46,498 earnings

Texas A & M International University

Laredo, TX · 6,667 students · Public

With a diverse student body of 6,667, Texas A&M International University in Laredo stands as a community-focused institution that emphasizes global engagement and cultural awareness. The university's mission to serve a predominantly Hispanic population fosters an inclusive atmosphere where students can thrive academically and socially.

44% accepted 48% graduate $48,386 earnings

Berea College

Berea, KY · 1,513 students · Private nonprofit

Berea College, with its unique approach to higher education, offers a tuition-free model that is appealing for students seeking affordability without compromising quality. Located in Berea, Kentucky, this private nonprofit institution emphasizes both academic excellence and a strong commitment to social justice, which resonates with many students eager to make a difference in the world.

19% accepted 60% graduate $43,150 earnings

Indiana University-Kokomo

Kokomo, IN · 2,352 students · Public

Indiana University-Kokomo serves a close-knit community of 2,352 students, making it an ideal setting for those who prefer personalized attention in their education. With an 86% acceptance rate, this public university welcomes a diverse array of students, including many first-generation college attendees looking for a supportive environment to pursue their dreams.

86% accepted 45% graduate $49,917 earnings

Indiana's full profile

#11

Abraham Baldwin Agricultural College

Tifton, GA · 3,208 students · Public

Located in Tifton, Georgia, Abraham Baldwin Agricultural College has a welcoming atmosphere that supports a large proportion of first-time college students. With a 76% acceptance rate and a focus on agricultural and technical programs, this college provides a path for those looking to enter the workforce quickly and effectively.

76% accepted 33% graduate $34,996 earnings

Abraham's full profile

#12

Elizabeth City State University

Elizabeth City, NC · 1,975 students · Public

Elizabeth City State University provides a solid educational foundation in a supportive community. It’s known for its commitment to accessibility, with a 64% acceptance rate, making it a welcoming choice for many students seeking a public university experience in North Carolina.

64% accepted 46% graduate $40,026 earnings

Elizabeth's full profile

#13

Southeastern Oklahoma State University

Durant, OK · 3,018 students · Public

Southeastern Oklahoma State University (SOSU) offers a tight-knit community in a welcoming town, perfect for students who prefer a smaller campus experience. With an acceptance rate of 76% and a graduation rate of 32%, it’s accessible for many, although prospective students may need to be prepared for the challenge of completing their degrees in a timely manner.

76% accepted 32% graduate $45,079 earnings

Southeastern's full profile

#14

Florida International University

Miami, FL · 39,508 students · Public

Florida International University in Miami is a dynamic hub for students seeking a comprehensive education. With a robust enrollment of nearly 40,000 students, the university offers a wealth of resources and opportunities, creating a lively atmosphere that encourages both academic and social engagement.

55% accepted 74% graduate $60,249 earnings

Florida's full profile

#15

Marshall University

Huntington, WV · 7,266 students · Public

Located in Huntington, West Virginia, Marshall University has a vibrant campus community of about 7,266 students. The school’s 50% graduation rate signals a solid commitment to student success, and with a 96% acceptance rate, it welcomes a diverse range of applicants. The presence of 39% Pell Grant recipients illustrates its dedication to inclusivity and support for students from various economic backgrounds.

96% accepted 50% graduate $46,354 earnings

Marshall's full profile

#16

Dalton State College

Dalton, GA · 4,553 students · Public

Dalton State College, with a student population of 4,553, is a welcoming institution for those looking for a smaller college experience. The focus on accessibility is clear with a 93% acceptance rate, allowing many students to pursue their education in a nurturing atmosphere that prioritizes success.

28% graduate $40,251 earnings

Dalton's full profile

#17

Valley City State University

Valley City, ND · 958 students · Public

Valley City State University, with a student body of around 958, offers a close-knit community that fosters personal connections and individualized attention. The graduation rate of 51% reflects a supportive environment that helps students achieve their academic goals. With a remarkable 99% acceptance rate, this university is accessible to many and often attracts students seeking a more intimate college experience.

99% accepted 51% graduate $52,725 earnings

Valley's full profile

#18

Oakland University

Rochester Hills, MI · 12,351 students · Public

With a welcoming campus in Rochester Hills, Oakland University is home to over 12,000 students who enjoy a vibrant educational environment. The school has a strong focus on student engagement and offers various programs to foster personal and professional growth, making it an appealing choice for many individuals looking to further their education.

88% accepted 57% graduate $58,612 earnings

Oakland's full profile

#19

Northern Kentucky University

Highland Heights, KY · 8,246 students · Public

With a student body of over 8,000, Northern Kentucky University is a vibrant community situated in Highland Heights. The school has a diverse range of programs that cater to various interests, and its location near Cincinnati offers students access to urban experiences and job opportunities in a metropolitan area.

68% accepted 50% graduate $50,220 earnings

Northern's full profile

#20

Ferris State University

Big Rapids, MI · 8,106 students · Public

Ferris State University is a community-oriented institution located in Big Rapids, Michigan, where about 8,100 students engage in a hands-on learning experience. Known for its technical programs and career-focused education, Ferris State prepares students for immediate entry into the workforce or further academic pursuits in their respective fields.

91% accepted 47% graduate $54,735 earnings

Ferris's full profile

#21

California State University-Los Angeles

Los Angeles, CA · 19,562 students · Public

With an acceptance rate of 91%, California State University-Los Angeles welcomes a diverse student body eager to pursue their academic goals. The university’s location in Los Angeles provides access to a vibrant city with numerous internship and job opportunities, particularly in fields like business, healthcare, and the arts. The median earnings for graduates ten years after enrollment are $59,211, suggesting that students can expect solid financial returns on their education.

91% accepted 53% graduate $59,211 earnings

California's full profile

#22

Murray State University

Murray, KY · 6,688 students · Public

Located in the heart of Kentucky, Murray State University fosters a close-knit community with around 6,688 students. This public university emphasizes hands-on learning and research opportunities, making it an ideal option for those who appreciate a personalized educational experience along with a strong connection to their peers and faculty.

86% accepted 60% graduate $44,737 earnings

Murray's full profile

#23

University of Central Florida

Orlando, FL · 59,146 students · Public

The University of Central Florida (UCF) is a vibrant campus with over 59,000 students, which means a bustling environment filled with opportunities for engagement and personal growth. With a solid graduation rate of 77%, it indicates that most students find their path to success here, supported by a wide range of programs and services tailored to help them thrive.

40% accepted 77% graduate $58,308 earnings

University's full profile

#24

Rhode Island College

Providence, RI · 5,049 students · Public

Rhode Island College, located in Providence, serves around 5,000 students and has a strong focus on helping them succeed. The graduation rate of 47% indicates that nearly half of students complete their degrees, which is encouraging for those considering this public institution. With 42% of students receiving Pell Grants, the college is committed to supporting students from diverse financial backgrounds.

92% accepted 47% graduate $56,318 earnings

University of West Florida

Pensacola, FL · 9,330 students · Public

Situated in the beautiful coastal city of Pensacola, the University of West Florida (UWF) offers students a chance to enjoy a vibrant college experience within a welcoming community. With a graduation rate of 60%, many students find success here, supported by a diverse array of academic programs and resources.

58% accepted 60% graduate $49,137 earnings

University's full profile

#26

University of North Florida

Jacksonville, FL · 13,359 students · Public

The University of North Florida is a vibrant campus in Jacksonville that serves over 13,000 students, making it an attractive option for those seeking a larger university experience. With a graduation rate of 69%, the school demonstrates a strong commitment to student success, and graduates can expect to earn a median of $56,343 a decade after enrollment, which speaks to the value of a degree from this institution.

53% accepted 69% graduate $56,343 earnings

University's full profile

#27

College of Staten Island CUNY

Staten Island, NY · 9,657 students · Public

College of Staten Island, part of the City University of New York system, offers a unique opportunity to study in a diverse urban setting. With a 92% acceptance rate, the college attracts a variety of students eager to pursue their academic ambitions. Although the graduation rate stands at 33%, the potential for earnings ten years post-graduation averages $53,501, indicating that many graduates find fulfilling careers in the New York City area.

92% accepted 33% graduate $53,501 earnings

College's full profile

#28

Mayville State University

Mayville, ND · 733 students · Public

40% graduate $47,828 earnings

Mayville's full profile

#29

Concord University

Athens, WV · 1,504 students · Public

93% accepted 41% graduate $42,703 earnings

Concord's full profile

#30

The University of Texas at El Paso

El Paso, TX · 21,005 students · Public

100% accepted 48% graduate $50,923 earnings

University of Puerto Rico-Aguadilla

Aguadilla, PR · 1,883 students · Public

The University of Puerto Rico-Aguadilla offers a vibrant educational experience in a beautiful coastal setting. With an acceptance rate of 81%, the university is dedicated to welcoming a diverse student body and cultivating an inclusive environment that fosters growth and collaboration.

81% accepted 47% graduate $27,997 earnings

University's full profile

#32

Eastern New Mexico University-Main Campus

Portales, NM · 3,357 students · Public

Eastern New Mexico University in Portales may be smaller with just over 3,300 students, but it fosters a close-knit atmosphere where students can thrive. The school maintains a 92% acceptance rate, making it accessible for many aspiring college students. Although the graduation rate is lower at 42%, the university offers a path to a degree with median earnings of $38,550 after ten years, which can help graduates secure employment in various fields.

92% accepted 42% graduate $38,550 earnings

Eastern's full profile

#33

Northwestern Oklahoma State University

Alva, OK · 1,498 students · Public

65% accepted 33% graduate $44,358 earnings

Northwestern's full profile

#34

California State University-Fullerton

Fullerton, CA · 38,546 students · Public

With a vibrant campus and a diverse student body of over 38,000, California State University-Fullerton is known for its strong graduation rate of 70%. The school’s extensive academic programs cater to a variety of interests, making it an attractive option for students looking to explore different fields while preparing for their careers.

91% accepted 70% graduate $62,951 earnings

California's full profile

#35

University of North Georgia

Dahlonega, GA · 16,146 students · Public

68% accepted 37% graduate $50,135 earnings

University's full profile

#36

California State University-Bakersfield

Bakersfield, CA · 8,577 students · Public

California State University-Bakersfield, with its smaller student body of about 8,500, creates a close-knit community ideal for students who thrive in a more personalized environment. The university's graduation rate of 50% reflects the supportive faculty and resources available to help students succeed academically and personally.

94% accepted 50% graduate $59,009 earnings

California's full profile

#37

University of Puerto Rico-Bayamon

Bayamon, PR · 2,851 students · Public

With a strong focus on accessibility, the University of Puerto Rico-Bayamon caters to a diverse student body, with 87% of its students receiving Pell Grants. This commitment to affordability is reflected in its net price of just $8,484, making higher education attainable for many families in the region.

35% accepted 34% graduate $34,409 earnings

University's full profile

#38

Austin Peay State University

Clarksville, TN · 7,560 students · Public

96% accepted 42% graduate $44,301 earnings

Austin's full profile

#39

SUNY Buffalo State University

Buffalo, NY · 5,097 students · Public

73% accepted 35% graduate $52,334 earnings

Saginaw Valley State University

University Center, MI · 5,989 students · Public

72% accepted 51% graduate $51,955 earnings

Saginaw's full profile

#41

The University of Texas at San Antonio

San Antonio, TX · 30,580 students · Public

87% accepted 52% graduate $57,131 earnings

East Texas A&M University

Commerce, TX · 9,912 students · Public

92% accepted 44% graduate $50,296 earnings

Georgia Southwestern State University

Americus, GA · 2,424 students · Public

75% accepted 36% graduate $48,757 earnings

Georgia's full profile

#44

Universidad Central de Bayamon

Bayamón, PR · 539 students · Private nonprofit

Located in Bayamón, Puerto Rico, the Universidad Central de Bayamon provides a focused educational experience with a smaller student body of 539. This private nonprofit institution emphasizes individual attention and a nurturing learning environment, helping students build strong academic foundations.

66% accepted 37% graduate $25,021 earnings

Universidad's full profile

#45

East Central University

Ada, OK · 2,467 students · Public

East Central University, located in Ada, Oklahoma, is home to around 2,500 students and emphasizes a close-knit educational environment. With a focus on personalized learning, students can expect an engaging experience that fosters both academic and personal growth, particularly in fields like education and health sciences.

58% accepted 34% graduate $44,962 earnings

Minot State University

Minot, ND · 2,062 students · Public

65% accepted 46% graduate $51,759 earnings

University of Minnesota-Morris

Morris, MN · 936 students · Public

With a small student body of 936, the University of Minnesota-Morris fosters a close-knit community where students can thrive academically and socially. The 75% acceptance rate means many aspiring students have the chance to join this supportive environment, making it a welcoming choice for those eager to learn and grow.

75% accepted 62% graduate $50,919 earnings

University's full profile

#48

Purdue University Northwest

Hammond, IN · 5,671 students · Public

Purdue University Northwest, located in Hammond, Indiana, has a smaller campus atmosphere with about 5,700 students, making it easier to connect with peers and faculty. The graduation rate of 43% suggests that students benefit from a focused approach, though there’s room for improvement in supporting degree completion.

72% accepted 43% graduate $48,318 earnings

Purdue's full profile

#49

Valdosta State University

Valdosta, GA · 6,622 students · Public

72% accepted 42% graduate $49,361 earnings

Valdosta's full profile

#50

University of North Carolina at Greensboro

Greensboro, NC · 14,062 students · Public

89% accepted 57% graduate $48,160 earnings

University's full profile

When comparing CUNY City College to Texas A & M International University, we see a clear divide in graduation rates and potential earnings. City College graduates 56% of its students with earnings of $66,039, while Texas A & M International University only graduates 48% and has a much lower earning potential of $48,386. This highlights the importance of not just affordability, but also the outcomes that these programs can deliver.

After reviewing these 50 schools, consider your own priorities. Are you looking for a strong graduation rate or the lowest possible debt? Think about the location and campus culture as well. Some schools may offer a better fit for your lifestyle and career goals. Use this data as a guide to weigh your options and find the right balance between cost and value.

Ultimately, the data reflects a complex path from college to a stable career. A student who graduates from a school with a solid reputation and strong support systems may find better job opportunities and a stable income. Your choice of college plays a crucial role in shaping your future, making it essential to analyze these figures carefully to make an informed decision.

Data Sources

U.S. Dept of Education College Scorecard

Opportunity Insights Mobility Report Card

Social Capital Atlas

Times Higher Education World Rankings

NCES IPEDS

Sources & Citations

[1]

Chetty, R., Friedman, J., Saez, E., Turner, N., & Yagan, D. (2017). Mobility Report Cards: The Role of Colleges in Intergenerational Mobility. NBER Working Paper No. 23618. →

[2]

U.S. Department of Education. College Scorecard Data. Federal Student Aid, National Center for Education Statistics. →

[3]

National Center for Education Statistics. Integrated Postsecondary Education Data System (IPEDS). →

David Krug

Co-Founder, CollegeRanker

David Krug is the co-founder of CollegeRanker and a data systems architect focused on making institutional research accessible to families. He builds the data pipelines and ranking algorithms that power CollegeRanker, drawing from federal datasets and Raj Chetty's Opportunity Insights research to measure what traditional rankings ignore: whether a college actually changes a family's economic trajectory.

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