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CollegeRanker
University of the Cumberlands logo
Private nonprofit Williamsburg, KY · Town · Southeast · 100% data
B Social Mobility C+ Value C+ Affordability
Graduation Rate
48% C-
About half of students who start complete their degree
Earnings (10yr)
$45,036 C+
Roughly in line with national averages
Net Price
$14,107 C+
18% less than the typical college
Acceptance Rate
99% F
Accessible to most qualified applicants
Earnings +10% vs avg
Graduation -15% vs avg
Net Price +-18% vs avg
Mobility Top 20%

Bottom line: A C overall grade — average outcomes for a U.S. college. 18.9× return on investment — every $1 spent returns $18.9 over 20 years. Ranked #3 in Best Computer Science Colleges in Kentucky.

18.9× return on investment

Every $1 spent returns $18.9 over 20 years — debt pays back in ~under a year. Net gain: $1,010,358.

What The Data Says

  1. A C overall — outcomes trail most U.S. colleges on measured metrics.

  2. Social mobility rate of 2.32% — an engine of upward economic mobility.

  3. Every $1 invested returns $18.9 over 20 years — an exceptional return.

Why University of the Cumberlands Matters

University of the Cumberlands is a private doctoral / professional university in Williamsburg, KY and its outcomes are not an accident. They are driven by a strong record of moving students up the income ladder. The result: graduate earnings well above the typical college.

Interpretation generated from this school's federal outcomes, research, and mobility data.

Institutional Profile

Institution Type
Private Doctoral / Professional University
Carnegie Class
Doctoral/Professional
Enrollment
6,941
Setting
Town
Designations
54
Primary Strengths
Business & Marketing, Humanities, Health Professions, Psychology

Why students choose University of the Cumberlands

Engine of upward mobility
A strong record of moving students up the income ladder
Strength in Business & Marketing
Its most-awarded field of study

CollegeRanker Report Card

Graded on outcomes, against every U.S. college.

C
Top 48% overall
C+
Earnings
$45,036 median
C+
Value
3.2× net price
C+
Affordability
$14,107/yr net
C-
Graduation
48% graduate
B
Social Mobility
2.3% climb Q1→Q5
F
Selectivity
99% admit rate
D
Diversity
0.34 index

Each grade is this school's national percentile on a real outcome — earnings, value, mobility, and more.

How we grade →

Overview

With an acceptance rate of 99%, the University of the Cumberlands is an accessible choice for many students. This school particularly suits those interested in fields like Business & Marketing, Health Professions, Education, Psychology, and Humanities. If you’re looking for a supportive environment where you can pursue a degree without the pressure of highly competitive admissions, this institution stands out.

After graduation, students can expect to earn around $45,036 within ten years. This figure highlights a potential for upward mobility, especially for those who engage actively with their studies. While the graduation rate is 48%, many students still find pathways to success, often moving into various roles within their chosen fields. The affordability of attending, along with the average debt of $14,911, suggests that students can navigate their post-college finances more comfortably.

On the financial side, the net price after aid is about $14,107, making it a reasonable option for many families. The 53% of students receiving Pell Grants indicates that we're looking at a community that often requires financial support. This setting tends to resonate with students who are motivated and need a flexible approach to their education, ultimately fostering a sense of perseverance and success.

Rankings

Can I Get In?

How selective University of the Cumberlands is — and how your numbers stack up.

Tool

Will I Be Accepted?

Enter your credentials to see your chances at this school.

3.0
Test Score
1050
21

Academics & Admissions

Is It Hard to Get Into University of the Cumberlands? Acceptance Rate & Requirements

As a private institution in Williamsburg, Kentucky, University of the Cumberlands admits most of the students who apply; the acceptance rate is roughly 99%. Admitted students typically arrive with a mid-range ACT score around 21. The graduation rate is roughly 48%.

Acceptance Rate
99%
Retention Rate
74%
ACT Midpoint
21
Full-Time Faculty
23%
Faculty Salary (mo)
$6,548
Student–Faculty Ratio
18:1
Diversity Index
0.34
First-Gen Students
40%
Applicants
2,314
Admitted
1,921

Can I Afford It?

What you'll actually pay after grants and aid — not the sticker price.

Cost & Financial Aid

How Much Does It Cost to Attend University of the Cumberlands? Tuition, Net Price & Aid

Published tuition at University of the Cumberlands is $9,875, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $14,107. Students from families earning under $30,000 typically pay closer to $10,736 after need-based grants. The median graduate leaves with about $14,911 in federal student loans.

In-State Tuition
$9,875
Out-of-State
$9,875
Avg Net Price
$14,107
Median Debt
$14,911
Pell Grant Rate
53%
Federal Loan Rate
68%

What Families Actually Pay

Family Income $0–$30K
$10,736
Family Income $30K–$48K
$11,147
Family Income $48K–$75K
$12,572
Family Income $110K+
$18,846

What Happens After?

Earnings, debt, and where graduates actually land.

Students Like You

Tell us a little about yourself to see what students like you have typically experienced at University of the Cumberlands — the net price for your income, your admission odds, and the outcomes that follow. These are patterns from federal data, not predictions.

Compare schools in the full simulator →Sources: College Scorecard, Common Data Set, Opportunity Insights · today's dollars (CPI-adjusted) · descriptive, not predictive

Graduate Outcomes

Is University of the Cumberlands Worth It? Graduate Earnings & ROI

Ten years out, alumni of University of the Cumberlands earn a median of $45,036, roughly in line with the national average for college graduates.

6 Years After Entry
$39,046
8 Years
$41,133
10 Years
$45,036
Debt-to-Earnings
0.33x
Earning > $25K
56%

Earnings Trajectory

$39,046 6yr $41,133 8yr $45,036 10yr

Graduation by Timeframe

100% (118)
29%
100% (118)
29%
100% (118)
29%
100% (118)
29%

How University Compares

Dot right of center = above national average.

NATIONAL AVGGraduation48%Earnings 10yr$45KNet Price$14KRetention74%Median Debt$15KPell Grant Rate53%

Net Price by Family Income

What families actually pay after aid, by income bracket.

$11K$0-30K$11K$30-48K$13K$48-75K$19K$110K+

The Mobility Equation

Mobility = Access x Success. How many low-income students get in, and how many reach the top 20%?

ACCESS% from bottom 20%12.5%SUCCESS% who reach top 20%18.5%MOBILITY2.32%

College ROI Calculator

Is University of the Cumberlands Worth It?

A data-driven look at the return on your educational investment — using real federal data.

Yes — for most students, University of the Cumberlands delivers a positive return. Over four years, the typical net price is $14,107/year ($56,428 total). Graduates earn $45,036 at ten years, and over a 20-year career we project $1,066,786 in total earnings — a net gain of $1,010,358 (18.9× your investment). The median debt is $14,911, which takes less than a year to pay back at typical earnings. With a 48% graduation rate, the path to that return is well-tested. This is a exceptional ROI compared to national averages.

Total Cost (4yr)
$56,428
Projected 20yr Earnings
$1,066,786
Net Return
$1,010,358
ROI Multiple
18.9×
Cost Per Year
$14,107
Median Debt
$14,911
Debt Payback
Less than 1 yr
Graduation Rate
48%

Does It Change Lives?

Mobility, social capital, and innovation — does it move people up?

Social Mobility

Data: Raj Chetty's Mobility Report Card · 30M+ anonymized tax records

Does University of the Cumberlands Drive Upward Mobility? Economic Mobility & Low-Income Outcomes

University of the Cumberlands is a genuine engine of upward mobility. Its mobility rate, the share of students who start in the bottom income quintile and climb to the top, is 2.32%, among the highest in the country. Access is a real strength here. Roughly 12.5% of students come from families in the bottom income quintile, a high share that gives low-income students a real foothold. Among bottom-quintile students who attend, roughly 18.5% go on to reach the top of the income ladder. The median family income of students sits near $67,000, a snapshot of the campus's socioeconomic mix.

Mobility Rate
2.32%
Bottom 20% → Top 20%
Success Rate
18.5%
If bottom 20% get in
From Bottom 20%
12.5%
Share of students
Parent Median Income
$91,030
today's $ (2015 cohort data)

Institutional Finances

Data: NCES IPEDS

Federal Grants
$126,909
Investment Income
$-29,894,307

Top Programs

The fields University of the Cumberlands awards the most degrees in, by share of completions. Where federal field-of-study data exists, we show what graduates in that major earned early in their careers. Each links to its degree guide — or see what someone with your income, scores, and major would pay and earn here in the Students Like You simulator.

Early-career median earnings by major (typically 1–2 years after completion, bachelor's level where available), in today's dollars (CPI-adjusted). Source: U.S. Dept. of Education College Scorecard field of study. Distinct from the school-wide 10-year median; suppressed for small programs.

Frequently Asked Questions

Is It Hard to Get Into University of the Cumberlands? Acceptance Rate & Requirements

As a private institution in Williamsburg, Kentucky, University of the Cumberlands admits most of the students who apply; the acceptance rate is roughly 99%. Admitted students typically arrive with a mid-range ACT score around 21. The graduation rate is roughly 48%.

How Much Does It Cost to Attend University of the Cumberlands? Tuition, Net Price & Aid

Published tuition at University of the Cumberlands is $9,875, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $14,107. Students from families earning under $30,000 typically pay closer to $10,736 after need-based grants. The median graduate leaves with about $14,911 in federal student loans.

Is University of the Cumberlands Worth It? Graduate Earnings & ROI

Ten years out, alumni of University of the Cumberlands earn a median of $45,036, roughly in line with the national average for college graduates.

Does University of the Cumberlands Drive Upward Mobility? Economic Mobility & Low-Income Outcomes

University of the Cumberlands is a genuine engine of upward mobility. Its mobility rate, the share of students who start in the bottom income quintile and climb to the top, is 2.32%, among the highest in the country. Access is a real strength here. Roughly 12.5% of students come from families in the bottom income quintile, a high share that gives low-income students a real foothold. Among bottom-quintile students who attend, roughly 18.5% go on to reach the top of the income ladder. The median family income of students sits near $67,000, a snapshot of the campus's socioeconomic mix.

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The State of American Higher Education Outcomes for 2026 — report cover Download PDF

The 2026 Annual Report

The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

Free · 21 pages · 5,745 institutions · 100% federal data, no surveys