Head-to-Head Comparison
Barnard College vs College of the Holy Cross
- Barnard Wins
- 26
- Tied
- 15
- Holy Cross Wins
- 9
Direct Answer
For overall financial value, Barnard College offers a significantly safer investment tier. With an annual cost of $28,800 vs College of the Holy Cross's $38,782, Barnard College delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Barnard College's lower price point delivers a highly efficient debt-to-earnings path.
50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Barnard
- Lower cost: Average net price of $28,800, roughly $9,982 a year less
- Higher grad rate: 93% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $18,000, the lower of the two
- Social mobility: Chetty mobility rate of 3.5%, the stronger record of moving students up the income ladder
- More selective: Admits 9% of applicants, which makes for a more competitive peer group
Holy Cross
- Higher earnings: Median earnings of $90,543 ten years after enrollment, 12% more than Barnard College
The Actual Decision
What are you really choosing between?
Barnard graduates concentrate in Social Sciences (29% of degrees); Holy Cross in Social Sciences (33%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick College of the Holy Cross over Barnard College. Median earnings of $90,543 ten years after enrollment vs $80,516.
Pick Barnard College over College of the Holy Cross. Net price $28,800 vs $38,782.
Pick Barnard College over College of the Holy Cross. 3.5% mobility rate vs 1%.
Pick Barnard College over College of the Holy Cross. 93% completion rate vs 88%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Barnard College and College of the Holy Cross are close on paper, but Barnard College wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Barnard College is the harder admit. It takes 9% of applicants, while College of the Holy Cross takes 18%. Its entering class also posts the higher average SAT, 1,520 to 1,353.
So what: If test scores and a high-scoring peer group matter to you, Barnard College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Barnard College comes out ahead. Its average net price after aid is $28,800, about $9,982 a year below College of the Holy Cross's $38,782. Graduates of Barnard College also borrow less: median debt of $18,000, against $27,000.
So what: Over four years, the gap adds up to about $39,928 before any change in aid. Choosing Barnard College leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, College of the Holy Cross graduates report median earnings of $90,543, compared with $80,516 at Barnard College. That is a 12% advantage. Set against borrowing, Barnard College has the lower debt-to-earnings ratio, 0.22x to 0.3x.
So what: An earnings gap of 12% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Barnard College graduates a larger share of its students, 93% versus 88%. More of its students stay on track to a degree.
So what: A completion gap of 5% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Barnard College does more to move students up the income ladder. Its Chetty mobility rate is 3.5%; at College of the Holy Cross, it is 1%. Barnard College also enrolls the larger share of low-income students: 6.5% come from the bottom income quintile, versus 2.1%.
So what: For first-generation and low-income students, Barnard College offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Barnard College to keep costs and debt down; pick College of the Holy Cross for the higher earnings ceiling.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. Barnard College saves about $9,982 a year, yet College of the Holy Cross graduates earn $10,027 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. Barnard College concentrates enrollment in Computer Science & IT, while College of the Holy Cross leans toward Psychology. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
No strong negative signals — Barnard competes well across the dimensions measured.
- Cost-conscious students: net price of $38,782 runs well above Barnard College's $28,800.
- Students minimizing debt: median debt is $27,000, against $18,000 at Barnard College.
Full Data Breakdown
Inside the admissions office
Barnard offers a binding Early Decision round that can lift your odds; Holy Cross does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Barnard College
New York, NY · Private nonprofit
With an acceptance rate of just 9%, Barnard College attracts a driven and academically ambitious group of students. It's a great fit for those who are passionate about the liberal arts and sciences, and you’ll find a vibrant selection of programs here, including Social Sciences, Biology, Psychology, Computer Science, and the Visual and Performing Arts. The close-knit community in the heart of New York City offers a unique blend of rigorous academics and cultural experiences.
After graduation, Barnard alumni see impressive earnings, with a median income of $80,516 after ten years. This level of financial success is a clear indicator of the value of a Barnard degree in today’s job market. The school’s strong graduation rate of 93% speaks volumes about student support and engagement, making it likely that graduates will find their footing in a competitive landscape.
In terms of affordability, the net price after aid stands at $28,800, which is manageable given the potential earning power of graduates. With a median debt of $18,000, students tend to graduate with a reasonable financial burden. Those who thrive here are often those who are not only academically inclined but also eager to engage with the diverse opportunities the city has to offer, making Barnard a launching pad for future success.
College of the Holy Cross
Worcester, MA · Private nonprofit
With an acceptance rate of just 18%, the College of the Holy Cross attracts students who are not only academically driven but also eager for a transformative educational experience. Here, students dive into programs like Social Sciences, Psychology, and Biology, among others. This school is particularly appealing for those who appreciate a liberal arts education that emphasizes critical thinking and personal growth.
Looking at life after graduation, Holy Cross graduates see impressive earnings, averaging around $90,543 within a decade of finishing their degrees. This financial trajectory speaks volumes about the school’s ability to prepare students for successful careers. It’s worth noting that the high graduation rate of 88% indicates that most students stay on track to complete their degrees, which can significantly affect future earning potential.
When it comes to the cost of attending, the net price stands at $38,782 after financial aid, while the median debt for graduates is $27,000. This can be manageable for many, especially considering the strong earning potential post-graduation. Students who tend to thrive here are those who are motivated, engaged, and ready to take full advantage of the resources and community at Holy Cross.
Rankings They Appear On
Barnard College is featured on the Best Online Colleges in New York ranking.
Top Degree Programs
Both schools share Sociology as their top enrolled program field, comprising 29% of Barnard's student body and 33% of Holy Cross's.
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Barnard) and Environmental Scientist, Research Scientist, Chemist (for Holy Cross).
The two schools feed different job markets. Barnard College is strongest in Computer Science & IT, while College of the Holy Cross concentrates in Physical Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Barnard College or College of the Holy Cross?
Barnard College is harder to get into, admitting 9% of applicants compared with 18% at College of the Holy Cross.
Which is more affordable, Barnard College or College of the Holy Cross?
Barnard College is more affordable, with an average net price of $28,800 after aid versus $38,782 at College of the Holy Cross.
Do Barnard College or College of the Holy Cross graduates earn more?
College of the Holy Cross graduates earn more: median earnings of $90,543 ten years after enrollment, versus $80,516 at Barnard College.
Which has a better graduation rate, Barnard College or College of the Holy Cross?
Barnard College has the higher graduation rate, 93% versus 88%.
Barnard College vs College of the Holy Cross: which is better for social mobility?
Barnard College is the stronger driver of upward mobility, with a Chetty mobility rate of 3.5% versus 1%.
Should you choose Barnard College or College of the Holy Cross?
It depends on what you weigh most. Choose Barnard College if affordability and lower debt come first; choose College of the Holy Cross if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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