Head-to-Head Comparison
California Polytechnic State University-San Luis Obispo vs Swarthmore College
California Polytechnic State University-San Luis Obispo
San Luis Obispo, CA
Swarthmore College
Swarthmore, PA
- California Polytechnic Wins
- 16
- Tied
- 19
- Swarthmore Wins
- 13
Direct Answer
For overall financial value, California Polytechnic State University-San Luis Obispo offers a significantly safer investment tier. While Swarthmore College achieves a higher graduation rate (93% vs 86%), its annual cost of attendance sits at $23,149 compared to California Polytechnic State University-San Luis Obispo's $16,665. Students who choose California Polytechnic State University-San Luis Obispo benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $90,768 at ten years.
48 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
California Polytechnic
- Higher earnings: Median earnings of $90,768 ten years after enrollment, 13% more than Swarthmore College
- Lower cost: Average net price of $16,665, roughly $6,484 a year less
Swarthmore
- Higher grad rate: 93% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $17,500, the lower of the two
- More selective: Admits 7% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
California Polytechnic graduates concentrate in Engineering (23% of degrees); Swarthmore in Social Sciences (25%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick California Polytechnic State University-San Luis Obispo over Swarthmore College. Median earnings of $90,768 ten years after enrollment vs $80,257.
Pick California Polytechnic State University-San Luis Obispo over Swarthmore College. Net price $16,665 vs $23,149.
Pick Swarthmore College over California Polytechnic State University-San Luis Obispo. 93% completion rate vs 86%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
California Polytechnic State University-San Luis Obispo and Swarthmore College are close on paper, but Swarthmore College wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Swarthmore College is the harder admit. It takes 7% of applicants, while California Polytechnic State University-San Luis Obispo takes 31%.
So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, California Polytechnic State University-San Luis Obispo comes out ahead. Its average net price after aid is $16,665, about $6,484 a year below Swarthmore College's $23,149. Graduates of Swarthmore College also borrow less: median debt of $17,500, against $18,500.
So what: Over four years, the gap adds up to about $25,936 before any change in aid. Choosing California Polytechnic State University-San Luis Obispo leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, California Polytechnic State University-San Luis Obispo graduates report median earnings of $90,768, compared with $80,257 at Swarthmore College. That is a 13% advantage. Set against borrowing, California Polytechnic State University-San Luis Obispo has the lower debt-to-earnings ratio, 0.2x to 0.22x.
So what: An earnings gap of 13% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Swarthmore College graduates a larger share of its students, 93% versus 86%. More of its students stay on track to a degree.
So what: A completion gap of 7% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick California Polytechnic State University-San Luis Obispo to keep costs and debt down.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
Their academic identities diverge. California Polytechnic State University-San Luis Obispo concentrates enrollment in Engineering, Business & Marketing, while Swarthmore College leans toward Social Sciences, Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- STEM and CS-focused students: tech programs are a smaller part of California Polytechnic State University-San Luis Obispo's enrollment, and Swarthmore College is stronger here.
- Students who want a smaller campus: California Polytechnic State University-San Luis Obispo's enrollment of 21,996 far exceeds Swarthmore College's 1,613.
- Cost-conscious students: net price of $23,149 runs well above California Polytechnic State University-San Luis Obispo's $16,665.
- Engineering-focused students: California Polytechnic State University-San Luis Obispo has the stronger engineering programs.
- Business and consulting-track students: Swarthmore College has less business program depth, and California Polytechnic State University-San Luis Obispo offers the stronger options.
Full Data Breakdown
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 4 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
California Polytechnic State University-San Luis Obispo
San Luis Obispo, CA · Public
California Polytechnic State University-San Luis Obispo has an impressive graduation rate of 86%. This high rate indicates strong student support and engagement, contributing to a successful academic environment. With nearly 22,000 students, Cal Poly combines a vibrant campus life with a commitment to academic excellence.
Graduates from Cal Poly earn a median salary of $90,768 ten years post-graduation. This figure reflects the effectiveness of the university's programs in preparing students for the workforce. Although the Pell Grant rate is 19%, the university's focus on practical, career-oriented education significantly enhances economic mobility for many students.
The cost of attendance is relatively affordable, with a net price of $16,665 and a median debt of $18,500. This financial structure positions Cal Poly as a viable option for students seeking quality education without overwhelming debt. Students who thrive here are often those interested in fields like engineering, business, and computer science, where hands-on experience and industry connections are paramount.
Swarthmore College
Swarthmore, PA · Private nonprofit
With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.
Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.
In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.
Rankings They Appear On
Swarthmore College is featured on the Best Education Colleges in Pennsylvania ranking.
Top Degree Programs
California Polytechnic's top program is Mechanical Engineering (23% of enrollment), while Swarthmore leads with Sociology (25%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for California Polytechnic) and Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore).
The two schools feed different job markets. California Polytechnic State University-San Luis Obispo is strongest in Engineering, Business & Marketing, while Swarthmore College concentrates in Social Sciences, Mathematics & Statistics. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into California Polytechnic State University-San Luis Obispo or Swarthmore College?
Swarthmore College is harder to get into, admitting 7% of applicants compared with 31% at California Polytechnic State University-San Luis Obispo.
Which is more affordable, California Polytechnic State University-San Luis Obispo or Swarthmore College?
California Polytechnic State University-San Luis Obispo is more affordable, with an average net price of $16,665 after aid versus $23,149 at Swarthmore College.
Do California Polytechnic State University-San Luis Obispo or Swarthmore College graduates earn more?
California Polytechnic State University-San Luis Obispo graduates earn more: median earnings of $90,768 ten years after enrollment, versus $80,257 at Swarthmore College.
Which has a better graduation rate, California Polytechnic State University-San Luis Obispo or Swarthmore College?
Swarthmore College has the higher graduation rate, 93% versus 86%.
Should you choose California Polytechnic State University-San Luis Obispo or Swarthmore College?
It depends on what you weigh most. Choose California Polytechnic State University-San Luis Obispo if affordability and lower debt come first; choose Swarthmore College if you want the more selective, higher-stats peer group. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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