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Head-to-Head Comparison

California Polytechnic State University-San Luis Obispo vs University of Michigan-Ann Arbor

California Polytechnic Wins
13
Tied
9
Michigan-Ann Arbor Wins
21

Direct Answer

For overall financial value, University of Michigan-Ann Arbor offers a significantly safer investment tier. With an annual cost of $13,138 vs California Polytechnic State University-San Luis Obispo's $16,665, University of Michigan-Ann Arbor delivers strong outcomes at a fraction of the price. Students who choose University of Michigan-Ann Arbor benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $83,648 at ten years.

43 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

California Polytechnic

  • Higher earnings: Median earnings of $90,768 ten years after enrollment, 9% more than University of Michigan
  • Less debt: Median debt of $18,500, the lower of the two

Michigan-Ann Arbor

  • Lower cost: Average net price of $13,138, roughly $3,527 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • More selective: Admits 16% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

California Polytechnic graduates concentrate in Engineering (23% of degrees); Michigan-Ann Arbor in Computer Science & IT (16%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Computer science & AI Michigan-Ann Arbor
Business & entrepreneurship California Polytechnic
Pre-med & health Michigan-Ann Arbor
Engineering California Polytechnic
Economics & public policy Michigan-Ann Arbor
Psychology Michigan-Ann Arbor
Arts & design Michigan-Ann Arbor
Lab & physical sciences Michigan-Ann Arbor

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over University of Michigan. Median earnings of $90,768 ten years after enrollment vs $83,648.

Keeping costs down → University of Michigan

Pick University of Michigan over California Polytechnic State University-San Luis Obispo. Net price $13,138 vs $16,665.

Graduation certainty → University of Michigan

Pick University of Michigan over California Polytechnic State University-San Luis Obispo. 93% completion rate vs 86%.

Key Metrics at a Glance

Graduation Rate

86%
California Polytechnic
vs
93%
Michigan-Ann Arbor

Earnings (10yr)

$90,768
California Polytechnic
vs
$83,648
Michigan-Ann Arbor

Avg Net Price

$16,665
California Polytechnic
vs
$13,138
Michigan-Ann Arbor

Median Debt

$18,500
California Polytechnic
vs
$19,500
Michigan-Ann Arbor

The Analysis

Verdict

California Polytechnic State University-San Luis Obispo and University of Michigan are close on paper, but University of Michigan wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Michigan is the harder admit. It takes 16% of applicants, while California Polytechnic State University-San Luis Obispo takes 31%.

So what: If test scores and a high-scoring peer group matter to you, University of Michigan sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Michigan comes out ahead. Its average net price after aid is $13,138, about $3,527 a year below California Polytechnic State University-San Luis Obispo's $16,665. Graduates of California Polytechnic State University-San Luis Obispo also borrow less: median debt of $18,500, against $19,500.

So what: Over four years, the gap adds up to about $14,108 before any change in aid. Choosing University of Michigan leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, California Polytechnic State University-San Luis Obispo graduates report median earnings of $90,768, compared with $83,648 at University of Michigan. That is a 9% advantage. Set against borrowing, California Polytechnic State University-San Luis Obispo has the lower debt-to-earnings ratio, 0.2x to 0.23x.

So what: An earnings gap of 9% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Michigan graduates a larger share of its students, 93% versus 86%. More of its students stay on track to a degree.

So what: A completion gap of 7% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Michigan to keep costs and debt down; pick California Polytechnic State University-San Luis Obispo for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Michigan saves about $3,527 a year, yet California Polytechnic State University-San Luis Obispo graduates earn $7,120 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. California Polytechnic State University-San Luis Obispo concentrates enrollment in Business & Marketing, while University of Michigan leans toward Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

California Polytechnic Not for everyone
  • Cost-conscious students: net price of $16,665 runs well above University of Michigan's $13,138.
  • STEM and CS-focused students: tech programs are a smaller part of California Polytechnic State University-San Luis Obispo's enrollment, and University of Michigan is stronger here.
Michigan-Ann Arbor Not for everyone
  • Business and consulting-track students: University of Michigan has less business program depth, and California Polytechnic State University-San Luis Obispo offers the stronger options.
  • Students who want a smaller campus: University of Michigan's enrollment of 34,177 far exceeds California Polytechnic State University-San Luis Obispo's 21,996.

Full Data Breakdown

Inside the admissions office

Michigan-Ann Arbor holds onto its admits more tightly: 46% of admitted students enroll, versus 26% at California Polytechnic — a sign of how often it wins head-to-head choices. Test scores matter less at California Polytechnic, where only about 23% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Suburban
Setting
Urban
Far West
Region
Great Lakes
21,996
Enrollment
34,177
No
HBCU
No
Admissions
3 metrics
31%
Acceptance Rate
16%
SAT Average
1465
SAT Range
1360-1530
Admissions Strategy (Common Data Set)
4 metrics
26%
Yield Rate
46%
18%
SAT Submitted
55%
5%
ACT Submitted
18%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$13,596
In-State Tuition
$17,736
$34,665
Out-of-State Tuition
$60,946
$16,665
Average Net Price
$13,138
$7,529
Net Price ($0-30K income)
$1,043
$7,253
Net Price ($30-48K)
$1,878
$9,896
Net Price ($48-75K)
$4,895
$27,772
Net Price ($110K+)
$26,517
19%
Pell Grant Rate
18%
25%
Federal Loan Rate
24%
Academics
5 metrics
86%
Graduation Rate
93%
96%
Retention Rate
97%
69%
Full-Time Faculty
82%
$12,673
Faculty Salary (monthly)
$13,384
25%
First-Gen Students
21%
Student Body
6 metrics
50%
Female
53%
48%
White
47%
25%
Hispanic
12%
1%
Black
5%
14%
Asian
18%
0.68
Diversity Index
0.72
Outcomes
6 metrics
$72,358
Earnings (6yr)
$73,762
$82,835
Earnings (8yr)
$78,273
$90,768
Earnings (10yr)
$83,648
$18,500
Median Debt
$19,500
0.2x
Debt-to-Earnings
0.23x
79%
Earning Above HS Grad
80%
Social Capital
3 metrics
1.85
Economic Connectedness
1.61
-0.01
Friending Bias
0.08
7.0%
Volunteering Rate
8.9%
Online Education (IPEDS)
2 metrics
1.1%
% Exclusively Online
3.0%
74.9%
% Any Online
24.4%

The Overviews

California Polytechnic State University-San Luis Obispo

San Luis Obispo, CA · Public

31% accept 86% grad $90,768 earnings $16,665 net

California Polytechnic State University-San Luis Obispo has an impressive graduation rate of 86%. This high rate indicates strong student support and engagement, contributing to a successful academic environment. With nearly 22,000 students, Cal Poly combines a vibrant campus life with a commitment to academic excellence.

Graduates from Cal Poly earn a median salary of $90,768 ten years post-graduation. This figure reflects the effectiveness of the university's programs in preparing students for the workforce. Although the Pell Grant rate is 19%, the university's focus on practical, career-oriented education significantly enhances economic mobility for many students.

The cost of attendance is relatively affordable, with a net price of $16,665 and a median debt of $18,500. This financial structure positions Cal Poly as a viable option for students seeking quality education without overwhelming debt. Students who thrive here are often those interested in fields like engineering, business, and computer science, where hands-on experience and industry connections are paramount.

University of Michigan-Ann Arbor

Ann Arbor, MI · Public

16% accept 93% grad $83,648 earnings $13,138 net

With an enrollment of nearly 34,200 students, the University of Michigan-Ann Arbor is a vibrant and competitive environment suited for those who thrive in large, diverse settings. The acceptance rate of just 16% means that the university attracts a motivated student body. Here, students dive into popular programs like Computer Science & IT, Engineering, and Business & Marketing, allowing them to engage deeply with their fields while also enjoying the resources of a large public university.

Looking at life after graduation, graduates from Michigan can expect to earn about $83,648 within ten years of completing their degrees. This level of earnings reflects the strong career support and alumni network that helps many students advance in their careers. The university’s high graduation rate of 93% speaks to the commitment of faculty and students alike, ensuring that most make it through to graduation, which is a key factor in securing better job opportunities.

When considering the financial aspect, the net price for students after financial aid is around $13,138, making it a reasonably affordable choice given the quality of education received. With a median debt of $19,500, most graduates leave with manageable loans, especially in light of their earning potential. Students who excel here often share a drive to succeed and a passion for their chosen fields, making Michigan a great fit for those eager to make an impact in their careers.

Rankings They Appear On

University of Michigan-Ann Arbor is featured on the Best Computer Science Colleges in Michigan ranking.

Explore all rankings →

Top Degree Programs

California Polytechnic's top program is Mechanical Engineering (23% of enrollment), while Michigan-Ann Arbor leads with Computer Science (16%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for California Polytechnic) and Software Developer, Data Scientist, Cybersecurity Analyst (for Michigan-Ann Arbor).

The two schools feed different job markets. California Polytechnic State University-San Luis Obispo is strongest in Business & Marketing, while University of Michigan concentrates in Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into California Polytechnic State University-San Luis Obispo or University of Michigan?

University of Michigan is harder to get into, admitting 16% of applicants compared with 31% at California Polytechnic State University-San Luis Obispo.

Which is more affordable, California Polytechnic State University-San Luis Obispo or University of Michigan?

University of Michigan is more affordable, with an average net price of $13,138 after aid versus $16,665 at California Polytechnic State University-San Luis Obispo.

Do California Polytechnic State University-San Luis Obispo or University of Michigan graduates earn more?

California Polytechnic State University-San Luis Obispo graduates earn more: median earnings of $90,768 ten years after enrollment, versus $83,648 at University of Michigan.

Which has a better graduation rate, California Polytechnic State University-San Luis Obispo or University of Michigan?

University of Michigan has the higher graduation rate, 93% versus 86%.

Should you choose California Polytechnic State University-San Luis Obispo or University of Michigan?

It depends on what you weigh most. Choose University of Michigan if affordability and lower debt come first; choose California Polytechnic State University-San Luis Obispo if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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