Head-to-Head Comparison
Colgate University vs Southern New Hampshire University
- Colgate Wins
- 18
- Tied
- 18
- Southern New Wins
- 14
Direct Answer
For overall financial value, Colgate University offers a significantly safer investment tier. With an annual cost of $28,786 vs Southern New Hampshire University's $36,708, Colgate University delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Colgate University's lower price point delivers a highly efficient debt-to-earnings path.
50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Colgate
- Higher earnings: Median earnings of $85,139 ten years after enrollment, 69% more than Southern New Hampshire University
- Lower cost: Average net price of $28,786, roughly $7,922 a year less
- Higher grad rate: 91% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $15,000, the lower of the two
- More selective: Admits 14% of applicants, which makes for a more competitive peer group
Southern New
- Social mobility: Chetty mobility rate of 1.4%, the stronger record of moving students up the income ladder
The Actual Decision
What are you really choosing between?
Colgate graduates concentrate in Social Sciences (34% of degrees); Southern New in Business & Marketing (35%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Colgate University over Southern New Hampshire University. Median earnings of $85,139 ten years after enrollment vs $50,318.
Pick Colgate University over Southern New Hampshire University. Net price $28,786 vs $36,708.
Pick Southern New Hampshire University over Colgate University. 1.4% mobility rate vs 0.9%.
Pick Colgate University over Southern New Hampshire University. 91% completion rate vs 44%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Colgate University and Southern New Hampshire University are close on paper, but Colgate University wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Colgate University is the harder admit. It takes 14% of applicants, while Southern New Hampshire University takes 100%.
So what: If test scores and a high-scoring peer group matter to you, Colgate University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Colgate University comes out ahead. Its average net price after aid is $28,786, about $7,922 a year below Southern New Hampshire University's $36,708. Graduates of Colgate University also borrow less: median debt of $15,000, against $21,082.
So what: Over four years, the gap adds up to about $31,688 before any change in aid. Choosing Colgate University leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Colgate University graduates report median earnings of $85,139, compared with $50,318 at Southern New Hampshire University. That is a 69% advantage. Set against borrowing, Colgate University has the lower debt-to-earnings ratio, 0.18x to 0.42x.
So what: An earnings gap of 69% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Colgate University graduates a larger share of its students, 91% versus 44%. More of its students stay on track to a degree.
So what: A completion gap of 47% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Southern New Hampshire University does more to move students up the income ladder. Its Chetty mobility rate is 1.4%; at Colgate University, it is 0.9%. Southern New Hampshire University also enrolls the larger share of low-income students: 5.6% come from the bottom income quintile, versus 2.4%.
So what: For first-generation and low-income students, Southern New Hampshire University offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Colgate University to keep costs and debt down; pick Southern New Hampshire University if upward mobility and access matter most.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Colgate University is harder to get into, with a 14% admit rate, but Southern New Hampshire University posts the higher mobility rate, at 1.4%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.
Their academic identities diverge. Colgate University concentrates enrollment in Social Sciences, Biology & Biomedical, while Southern New Hampshire University leans toward Business & Marketing, Psychology. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- STEM and CS-focused students: tech programs are a smaller part of Colgate University's enrollment, and Southern New Hampshire University is stronger here.
- Business and consulting-track students: Colgate University has less business program depth, and Southern New Hampshire University offers the stronger options.
- Cost-conscious students: net price of $36,708 runs well above Colgate University's $28,786.
- Students minimizing debt: median debt is $21,082, against $15,000 at Colgate University.
- Students who want a smaller campus: Southern New Hampshire University's enrollment of 163,164 far exceeds Colgate University's 3,180.
Full Data Breakdown
Inside the admissions office
Colgate offers a binding Early Decision round that can lift your odds; Southern New does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Colgate University
Hamilton, NY · Private nonprofit
With an acceptance rate of just 14%, Colgate University attracts students who are serious about their education and ready to engage deeply with their studies. This school is a great fit for those interested in fields like Social Sciences, Biology, Psychology, Computer Science, and Physical Sciences. The tight-knit community and emphasis on critical thinking make it a place where students can really thrive.
After graduation, Colgate alums see an impressive median earnings of $85,139 after ten years. This strong financial outcome reflects not just the quality of education, but also the commitment of students to leverage their degrees in meaningful ways. While the Pell Grant rate sits at 13%, the majority of students manage to find success in their careers, illustrating that hard work and dedication pay off.
On the practical side, the net price after aid stands at $28,786, which is manageable compared to the potential earnings. The median debt of $15,000 is relatively low, suggesting that most students graduate with a solid financial footing. Those who tend to thrive here are motivated individuals seeking a challenging academic environment and who value the connections made during their time at Colgate.
Southern New Hampshire University
Manchester, NH · Private nonprofit
With an enrollment of over 163,000 students, Southern New Hampshire University (SNHU) is a place where a diverse range of learners can thrive, particularly those pursuing degrees in Business & Marketing, Psychology, Computer Science & IT, Humanities, and Health Professions. The school's 100% acceptance rate opens the door for many, creating an inclusive atmosphere. This setup is ideal for students looking for flexibility in their education, whether they’re fresh out of high school or returning to school after some time away.
After graduation, students at SNHU can expect to earn around $50,318 within a decade, which is a decent starting point for many. This aligns well with the school's focus on practical, career-oriented programs. While the graduation rate sits at 44%, those who complete their degrees are often better positioned for upward mobility in the job market, especially in fields like business and technology. The affordability factor plays a role here, too, as nearly half of the students receive Pell Grants, which can make a significant difference in financing education.
When it comes to the cost of attending SNHU, the net price is approximately $36,708 after financial aid, which can seem daunting at first glance. However, the median debt upon graduation is $21,082, a figure that many find manageable in the context of their potential earnings. Students who tend to thrive here are often those looking for a supportive environment and a clear path to career opportunities, making it a solid choice for individuals ready to invest in their future.
Rankings They Appear On
Southern New Hampshire University is featured on the Largest Colleges in America ranking.
Top Degree Programs
Colgate's top program is Sociology (34% of enrollment), while Southern New leads with Business Administration (35%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Colgate) and Software Developer, Data Scientist, Cybersecurity Analyst (for Southern New).
The two schools feed different job markets. Colgate University is strongest in Social Sciences, Biology & Biomedical, while Southern New Hampshire University concentrates in Business & Marketing, Humanities. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Colgate University or Southern New Hampshire University?
Colgate University is harder to get into, admitting 14% of applicants compared with 100% at Southern New Hampshire University.
Which is more affordable, Colgate University or Southern New Hampshire University?
Colgate University is more affordable, with an average net price of $28,786 after aid versus $36,708 at Southern New Hampshire University.
Do Colgate University or Southern New Hampshire University graduates earn more?
Colgate University graduates earn more: median earnings of $85,139 ten years after enrollment, versus $50,318 at Southern New Hampshire University.
Which has a better graduation rate, Colgate University or Southern New Hampshire University?
Colgate University has the higher graduation rate, 91% versus 44%.
Colgate University vs Southern New Hampshire University: which is better for social mobility?
Southern New Hampshire University is the stronger driver of upward mobility, with a Chetty mobility rate of 1.4% versus 0.9%.
Should you choose Colgate University or Southern New Hampshire University?
It depends on what you weigh most. Choose Colgate University if affordability and lower debt come first; choose Southern New Hampshire University if upward mobility and access to low-income students matter most. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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