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Head-to-Head Comparison

Colgate University vs Trinity College

Colgate Wins
25
Tied
18
Trinity Wins
7

Direct Answer

For overall financial value, Colgate University offers a significantly safer investment tier. With an annual cost of $28,786 vs Trinity College's $34,832, Colgate University delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Colgate University's lower price point delivers a highly efficient debt-to-earnings path.

50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Colgate

  • Lower cost: Average net price of $28,786, roughly $6,046 a year less
  • Higher grad rate: 91% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $15,000, the lower of the two
  • More selective: Admits 14% of applicants, which makes for a more competitive peer group

Trinity

  • Higher earnings: Median earnings of $90,779 ten years after enrollment, 7% more than Colgate University

The Actual Decision

What are you really choosing between?

Colgate graduates concentrate in Social Sciences (34% of degrees); Trinity in Social Sciences (38%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Lab & physical sciences Colgate
Computer science & AI Colgate
Economics & public policy Trinity
Pre-med & health Colgate
Psychology Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Trinity College

Pick Trinity College over Colgate University. Median earnings of $90,779 ten years after enrollment vs $85,139.

Keeping costs down → Colgate University

Pick Colgate University over Trinity College. Net price $28,786 vs $34,832.

Graduation certainty → Colgate University

Pick Colgate University over Trinity College. 91% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

91%
Colgate
vs
83%
Trinity

Earnings (10yr)

$85,139
Colgate
vs
$90,779
Trinity

Avg Net Price

$28,786
Colgate
vs
$34,832
Trinity

Median Debt

$15,000
Colgate
vs
$23,000
Trinity

The Analysis

Verdict

Colgate University and Trinity College are close on paper, but Colgate University wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Colgate University is the harder admit. It takes 14% of applicants, while Trinity College takes 29%. Its entering class also posts the higher average SAT, 1,508 to 1,415.

So what: If test scores and a high-scoring peer group matter to you, Colgate University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Colgate University comes out ahead. Its average net price after aid is $28,786, about $6,046 a year below Trinity College's $34,832. Graduates of Colgate University also borrow less: median debt of $15,000, against $23,000.

So what: Over four years, the gap adds up to about $24,184 before any change in aid. Choosing Colgate University leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Trinity College graduates report median earnings of $90,779, compared with $85,139 at Colgate University. That is a 7% advantage. Set against borrowing, Colgate University has the lower debt-to-earnings ratio, 0.18x to 0.25x.

So what: An earnings gap of 7% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Colgate University graduates a larger share of its students, 91% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 8% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick Colgate University to keep costs and debt down; pick Trinity College for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. Colgate University saves about $6,046 a year, yet Trinity College graduates earn $5,640 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Colgate University concentrates enrollment in Computer Science & IT, while Trinity College leans toward Psychology. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Colgate Not for everyone
  • Students who want a smaller campus: Colgate University's enrollment of 3,180 far exceeds Trinity College's 2,146.
Trinity Not for everyone
  • Cost-conscious students: net price of $34,832 runs well above Colgate University's $28,786.
  • Students minimizing debt: median debt is $23,000, against $15,000 at Colgate University.

Full Data Breakdown

Inside the admissions office

Colgate offers a binding Early Decision round that can lift your odds; Trinity does not, so there is no early-commitment lever to pull there. Test scores matter less at Trinity, where only about 13% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Rural
Setting
Urban
Mid-Atlantic
Region
New England
3,180
Enrollment
2,146
No
HBCU
No
Admissions
4 metrics
14%
Acceptance Rate
29%
1508
SAT Average
1415
33
ACT Midpoint
31
1430-1540
SAT Range
1298-1470
Admissions Strategy (Common Data Set)
6 metrics
29%
Yield Rate
23%
SAT Submitted
9%
14%
ACT Submitted
4%
Offered
Early Decision
Not offered
19.5%
ED Admit Rate
58%
ED Share of Class
Cost & Financial Aid
9 metrics
$70,306
In-State Tuition
$70,770
$70,306
Out-of-State Tuition
$70,770
$28,786
Average Net Price
$34,832
$6,086
Net Price ($0-30K income)
$11,054
$2,678
Net Price ($30-48K)
$13,599
$13,617
Net Price ($48-75K)
$18,325
$48,234
Net Price ($110K+)
$48,515
13%
Pell Grant Rate
14%
12%
Federal Loan Rate
38%
Academics
5 metrics
91%
Graduation Rate
83%
93%
Retention Rate
90%
93%
Full-Time Faculty
88%
$13,098
Faculty Salary (monthly)
$11,642
18%
First-Gen Students
18%
Student Body
6 metrics
58%
Female
53%
64%
White
59%
10%
Hispanic
10%
4%
Black
6%
5%
Asian
4%
0.56
Diversity Index
0.62
Outcomes
6 metrics
$64,949
Earnings (6yr)
$67,628
$74,696
Earnings (8yr)
$85,907
$85,139
Earnings (10yr)
$90,779
$15,000
Median Debt
$23,000
0.18x
Debt-to-Earnings
0.25x
79%
Earning Above HS Grad
80%
Social Mobility (Chetty)
4 metrics
0.87%
Mobility Rate
36.5%
Success Rate (bottom 20%)
2.4%
From Bottom 20%
$283,822
Parent Median Income (today's $)
Social Capital
3 metrics
1.86
Economic Connectedness
1.85
0.01
Friending Bias
0.02
9.4%
Volunteering Rate
5.5%
Online Education (IPEDS)
2 metrics
% Exclusively Online
0.3%
% Any Online
14.3%

The Overviews

Colgate University

Hamilton, NY · Private nonprofit

14% accept 91% grad $85,139 earnings $28,786 net

With an acceptance rate of just 14%, Colgate University attracts students who are serious about their education and ready to engage deeply with their studies. This school is a great fit for those interested in fields like Social Sciences, Biology, Psychology, Computer Science, and Physical Sciences. The tight-knit community and emphasis on critical thinking make it a place where students can really thrive.

After graduation, Colgate alums see an impressive median earnings of $85,139 after ten years. This strong financial outcome reflects not just the quality of education, but also the commitment of students to leverage their degrees in meaningful ways. While the Pell Grant rate sits at 13%, the majority of students manage to find success in their careers, illustrating that hard work and dedication pay off.

On the practical side, the net price after aid stands at $28,786, which is manageable compared to the potential earnings. The median debt of $15,000 is relatively low, suggesting that most students graduate with a solid financial footing. Those who tend to thrive here are motivated individuals seeking a challenging academic environment and who value the connections made during their time at Colgate.

Trinity College

Hartford, CT · Private nonprofit

29% accept 83% grad $90,779 earnings $34,832 net

Trinity College has a graduation rate of 83%. This strong figure indicates that most students successfully complete their degrees, reflecting a supportive environment for academic achievement. With an acceptance rate of 29%, the college attracts a competitive pool of applicants, making it a selective option for students.

According to recent data, Trinity College does not have specific metrics reported for mobility or economic connectedness. However, students can expect a solid return on investment, with graduates earning an average of $90,779 within ten years of completing their degree. This suggests that a Trinity education can lead to favorable financial outcomes, particularly for those in high-demand fields like social sciences, biology, and engineering.

The net price for attending Trinity College stands at $34,832, while the median debt among graduates is $23,000. Students who thrive here tend to be ambitious and engaged, seeking a liberal arts education that prepares them for diverse career paths. With a relatively low Pell Grant rate of 14%, the college primarily serves students who are financially stable and ready to invest in their futures.

Rankings They Appear On

Colgate University is featured on the Best Biology Colleges in New York ranking.

Explore all rankings →

Top Degree Programs

Both schools share Sociology as their top enrolled program field, comprising 34% of Colgate's student body and 38% of Trinity's.

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Colgate) and Software Developer, Data Scientist, Cybersecurity Analyst (for Trinity).

Frequently Asked Questions

Is it harder to get into Colgate University or Trinity College?

Colgate University is harder to get into, admitting 14% of applicants compared with 29% at Trinity College.

Which is more affordable, Colgate University or Trinity College?

Colgate University is more affordable, with an average net price of $28,786 after aid versus $34,832 at Trinity College.

Do Colgate University or Trinity College graduates earn more?

Trinity College graduates earn more: median earnings of $90,779 ten years after enrollment, versus $85,139 at Colgate University.

Which has a better graduation rate, Colgate University or Trinity College?

Colgate University has the higher graduation rate, 91% versus 83%.

Should you choose Colgate University or Trinity College?

It depends on what you weigh most. Choose Colgate University if affordability and lower debt come first; choose Trinity College if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

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How do Colgate and Trinity stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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