Head-to-Head Comparison
College of the Holy Cross vs Fairfield University
- Holy Cross Wins
- 18
- Tied
- 15
- Fairfield Wins
- 17
Direct Answer
For overall financial value, College of the Holy Cross offers a significantly safer investment tier. With an annual cost of $38,782 vs Fairfield University's $48,095, College of the Holy Cross delivers strong outcomes at a fraction of the price. Students who choose College of the Holy Cross benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $90,543 at ten years.
50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Holy Cross
- Higher earnings: Median earnings of $90,543 ten years after enrollment, 2% more than Fairfield University
- Lower cost: Average net price of $38,782, roughly $9,313 a year less
- Higher grad rate: 88% of students finish, the higher completion rate of the pair
- More selective: Admits 18% of applicants, which makes for a more competitive peer group
Fairfield
- Less debt: Median debt of $26,000, the lower of the two
- Social mobility: Chetty mobility rate of 1.6%, the stronger record of moving students up the income ladder
The Actual Decision
What are you really choosing between?
Holy Cross graduates concentrate in Social Sciences (33% of degrees); Fairfield in Business & Marketing (41%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick College of the Holy Cross over Fairfield University. Median earnings of $90,543 ten years after enrollment vs $88,794.
Pick College of the Holy Cross over Fairfield University. Net price $38,782 vs $48,095.
Pick Fairfield University over College of the Holy Cross. 1.6% mobility rate vs 1%.
Pick College of the Holy Cross over Fairfield University. 88% completion rate vs 84%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
College of the Holy Cross and Fairfield University are close on paper, but College of the Holy Cross wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
College of the Holy Cross is the harder admit. It takes 18% of applicants, while Fairfield University takes 33%. Its entering class also posts the higher average SAT, 1,353 to 1,335.
So what: If test scores and a high-scoring peer group matter to you, College of the Holy Cross sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, College of the Holy Cross comes out ahead. Its average net price after aid is $38,782, about $9,313 a year below Fairfield University's $48,095. Graduates of Fairfield University also borrow less: median debt of $26,000, against $27,000.
So what: Over four years, the gap adds up to about $37,252 before any change in aid. Choosing College of the Holy Cross leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, College of the Holy Cross graduates report median earnings of $90,543, compared with $88,794 at Fairfield University. That is a 2% advantage. Set against borrowing, Fairfield University has the lower debt-to-earnings ratio, 0.29x to 0.3x.
So what: An earnings gap of 2% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
College of the Holy Cross graduates a larger share of its students, 88% versus 84%. More of its students stay on track to a degree.
So what: A completion gap of 4% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Fairfield University does more to move students up the income ladder. Its Chetty mobility rate is 1.6%; at College of the Holy Cross, it is 1%. Fairfield University also enrolls the larger share of low-income students: 2.5% come from the bottom income quintile, versus 2.1%.
So what: For first-generation and low-income students, Fairfield University offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick College of the Holy Cross to keep costs and debt down; pick Fairfield University if upward mobility and access matter most.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
College of the Holy Cross is harder to get into, with a 18% admit rate, but Fairfield University posts the higher mobility rate, at 1.6%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.
Their academic identities diverge. College of the Holy Cross concentrates enrollment in Social Sciences, Biology & Biomedical, Psychology, while Fairfield University leans toward Business & Marketing, Health Professions, Communications. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Business and consulting-track students: College of the Holy Cross has less business program depth, and Fairfield University offers the stronger options.
- Cost-conscious students: net price of $48,095 runs well above College of the Holy Cross's $38,782.
- Students who want a smaller campus: Fairfield University's enrollment of 5,373 far exceeds College of the Holy Cross's 3,106.
Full Data Breakdown
Inside the admissions office
Fairfield offers a binding Early Decision round that can lift your odds; Holy Cross does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
College of the Holy Cross
Worcester, MA · Private nonprofit
With an acceptance rate of just 18%, the College of the Holy Cross attracts students who are not only academically driven but also eager for a transformative educational experience. Here, students dive into programs like Social Sciences, Psychology, and Biology, among others. This school is particularly appealing for those who appreciate a liberal arts education that emphasizes critical thinking and personal growth.
Looking at life after graduation, Holy Cross graduates see impressive earnings, averaging around $90,543 within a decade of finishing their degrees. This financial trajectory speaks volumes about the school’s ability to prepare students for successful careers. It’s worth noting that the high graduation rate of 88% indicates that most students stay on track to complete their degrees, which can significantly affect future earning potential.
When it comes to the cost of attending, the net price stands at $38,782 after financial aid, while the median debt for graduates is $27,000. This can be manageable for many, especially considering the strong earning potential post-graduation. Students who tend to thrive here are those who are motivated, engaged, and ready to take full advantage of the resources and community at Holy Cross.
Fairfield University
Fairfield, CT · Private nonprofit
Fairfield University has an impressive graduation rate of 84%, indicating that most students successfully complete their degrees. This high rate suggests a strong support system and engaged faculty, which helps students navigate their academic journey.
According to Opportunity Insights data, Fairfield's graduates earn a median income of $88,794 ten years after enrollment. This figure points to the university’s effectiveness in preparing students for the job market, particularly in fields like Business, Health Professions, and Communications. While the Pell Grant rate stands at 7%, indicating limited access for low-income students, the potential for upward mobility remains significant for those who do enroll.
The cost of attending Fairfield is notable, with a net price of $48,095 and a median debt of $26,000. Students who thrive here are often those pursuing careers in high-demand sectors, leveraging the university's strong programs in Business and Health Professions. Graduates leave with solid earning potential, which helps to mitigate the financial burden of their education.
Rankings They Appear On
Fairfield University is featured on the Best Business Colleges in Connecticut ranking.
Top Degree Programs
Holy Cross's top program is Sociology (33% of enrollment), while Fairfield leads with Business Administration (41%).
Career Pathways
Program strengths at these schools feed into careers like Environmental Scientist, Research Scientist, Chemist (for Holy Cross) and Registered Nurse, Nurse Practitioner, Physician Assistant (for Fairfield).
The two schools feed different job markets. College of the Holy Cross is strongest in Social Sciences, Biology & Biomedical, Physical Sciences, while Fairfield University concentrates in Business & Marketing, Health Professions, Communications. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into College of the Holy Cross or Fairfield University?
College of the Holy Cross is harder to get into, admitting 18% of applicants compared with 33% at Fairfield University.
Which is more affordable, College of the Holy Cross or Fairfield University?
College of the Holy Cross is more affordable, with an average net price of $38,782 after aid versus $48,095 at Fairfield University.
Do College of the Holy Cross or Fairfield University graduates earn more?
College of the Holy Cross graduates earn more: median earnings of $90,543 ten years after enrollment, versus $88,794 at Fairfield University.
Which has a better graduation rate, College of the Holy Cross or Fairfield University?
College of the Holy Cross has the higher graduation rate, 88% versus 84%.
College of the Holy Cross vs Fairfield University: which is better for social mobility?
Fairfield University is the stronger driver of upward mobility, with a Chetty mobility rate of 1.6% versus 1%.
Should you choose College of the Holy Cross or Fairfield University?
It depends on what you weigh most. Choose College of the Holy Cross if affordability and lower debt come first; choose Fairfield University if upward mobility and access to low-income students matter most. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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