Head-to-Head Comparison
College of the Holy Cross vs University of Notre Dame
- Holy Cross Wins
- 12
- Tied
- 14
- Notre Dame Wins
- 24
Direct Answer
For overall financial value, University of Notre Dame offers a significantly safer investment tier. With an annual cost of $26,780 vs College of the Holy Cross's $38,782, University of Notre Dame delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Notre Dame's lower price point delivers a highly efficient debt-to-earnings path.
50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Holy Cross
- Social mobility: Chetty mobility rate of 1%, the stronger record of moving students up the income ladder
Notre Dame
- Higher earnings: Median earnings of $99,980 ten years after enrollment, 10% more than College of the Holy Cross
- Lower cost: Average net price of $26,780, roughly $12,002 a year less
- Higher grad rate: 96% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $19,000, the lower of the two
- More selective: Admits 11% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Holy Cross graduates concentrate in Social Sciences (33% of degrees); Notre Dame in Business & Marketing (27%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of Notre Dame over College of the Holy Cross. Median earnings of $99,980 ten years after enrollment vs $90,543.
Pick University of Notre Dame over College of the Holy Cross. Net price $26,780 vs $38,782.
Pick College of the Holy Cross over University of Notre Dame. 1% mobility rate vs 0.9%.
Pick University of Notre Dame over College of the Holy Cross. 96% completion rate vs 88%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
College of the Holy Cross and University of Notre Dame are close on paper, but University of Notre Dame wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of Notre Dame is the harder admit. It takes 11% of applicants, while College of the Holy Cross takes 18%. Its entering class also posts the higher average SAT, 1,353 to 1,520.
So what: If test scores and a high-scoring peer group matter to you, University of Notre Dame sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of Notre Dame comes out ahead. Its average net price after aid is $26,780, about $12,002 a year below College of the Holy Cross's $38,782. Graduates of University of Notre Dame also borrow less: median debt of $19,000, against $27,000.
So what: Over four years, the gap adds up to about $48,008 before any change in aid. Choosing University of Notre Dame leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of Notre Dame graduates report median earnings of $99,980, compared with $90,543 at College of the Holy Cross. That is a 10% advantage. Set against borrowing, University of Notre Dame has the lower debt-to-earnings ratio, 0.19x to 0.3x.
So what: An earnings gap of 10% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of Notre Dame graduates a larger share of its students, 96% versus 88%. More of its students stay on track to a degree.
So what: A completion gap of 8% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
College of the Holy Cross does more to move students up the income ladder. Its Chetty mobility rate is 1%; at University of Notre Dame, it is 0.9%. College of the Holy Cross also enrolls the larger share of low-income students: 2.1% come from the bottom income quintile, versus 1.4%.
So what: For first-generation and low-income students, College of the Holy Cross offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick University of Notre Dame to keep costs and debt down; pick College of the Holy Cross if upward mobility and access matter most.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
University of Notre Dame is harder to get into, with a 11% admit rate, but College of the Holy Cross posts the higher mobility rate, at 1%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.
Their academic identities diverge. College of the Holy Cross concentrates enrollment in Biology & Biomedical, Psychology, while University of Notre Dame leans toward Business & Marketing, Engineering. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $38,782 runs well above University of Notre Dame's $26,780.
- Students minimizing debt: median debt is $27,000, against $19,000 at University of Notre Dame.
- Engineering-focused students: University of Notre Dame has the stronger engineering programs.
- Business and consulting-track students: College of the Holy Cross has less business program depth, and University of Notre Dame offers the stronger options.
- Students who want a smaller campus: University of Notre Dame's enrollment of 8,818 far exceeds College of the Holy Cross's 3,106.
Full Data Breakdown
Inside the admissions office
Notre Dame offers a binding Early Decision round that can lift your odds; Holy Cross does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 2 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
College of the Holy Cross
Worcester, MA · Private nonprofit
With an acceptance rate of just 18%, the College of the Holy Cross attracts students who are not only academically driven but also eager for a transformative educational experience. Here, students dive into programs like Social Sciences, Psychology, and Biology, among others. This school is particularly appealing for those who appreciate a liberal arts education that emphasizes critical thinking and personal growth.
Looking at life after graduation, Holy Cross graduates see impressive earnings, averaging around $90,543 within a decade of finishing their degrees. This financial trajectory speaks volumes about the school’s ability to prepare students for successful careers. It’s worth noting that the high graduation rate of 88% indicates that most students stay on track to complete their degrees, which can significantly affect future earning potential.
When it comes to the cost of attending, the net price stands at $38,782 after financial aid, while the median debt for graduates is $27,000. This can be manageable for many, especially considering the strong earning potential post-graduation. Students who tend to thrive here are those who are motivated, engaged, and ready to take full advantage of the resources and community at Holy Cross.
University of Notre Dame
Notre Dame, IN · Private nonprofit
The University of Notre Dame has an impressive graduation rate of 96%. This means that the vast majority of students who start their studies here complete their degrees on time. Such a high rate indicates strong student support and academic rigor.
According to the Chetty/Opportunity Insights data, specific mobility outcomes for Notre Dame students are not available. However, the strong graduation rate and high earnings after ten years suggest that graduates from this institution tend to secure stable, well-paying jobs. The average earnings for alumni reach $99,980, reflecting the quality of education and career preparation they receive.
Prospective students should consider the financial aspects as well. The net price for attending Notre Dame is $26,780, with a median debt of $19,000 after graduation. While the Pell Grant rate is 14%, students who thrive here often pursue majors in Business, Engineering, Social Sciences, Biology, and Computer Science, aligning their education with strong job markets.
Rankings They Appear On
University of Notre Dame is featured on the Best Colleges in Indiana ranking.
Top Degree Programs
Holy Cross's top program is Sociology (33% of enrollment), while Notre Dame leads with Business Administration (27%).
Career Pathways
Program strengths at these schools feed into careers like Environmental Scientist, Research Scientist, Chemist (for Holy Cross) and Software Developer, Data Scientist, Cybersecurity Analyst (for Notre Dame).
The two schools feed different job markets. College of the Holy Cross is strongest in Psychology, Physical Sciences, while University of Notre Dame concentrates in Business & Marketing, Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into College of the Holy Cross or University of Notre Dame?
University of Notre Dame is harder to get into, admitting 11% of applicants compared with 18% at College of the Holy Cross.
Which is more affordable, College of the Holy Cross or University of Notre Dame?
University of Notre Dame is more affordable, with an average net price of $26,780 after aid versus $38,782 at College of the Holy Cross.
Do College of the Holy Cross or University of Notre Dame graduates earn more?
University of Notre Dame graduates earn more: median earnings of $99,980 ten years after enrollment, versus $90,543 at College of the Holy Cross.
Which has a better graduation rate, College of the Holy Cross or University of Notre Dame?
University of Notre Dame has the higher graduation rate, 96% versus 88%.
College of the Holy Cross vs University of Notre Dame: which is better for social mobility?
College of the Holy Cross is the stronger driver of upward mobility, with a Chetty mobility rate of 1% versus 0.9%.
Should you choose College of the Holy Cross or University of Notre Dame?
It depends on what you weigh most. Choose University of Notre Dame if affordability and lower debt come first; choose College of the Holy Cross if upward mobility and access to low-income students matter most. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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