Head-to-Head Comparison
Loyola University Maryland vs University of Chicago
- Loyola Maryland Wins
- 12
- Tied
- 14
- Chicago Wins
- 28
Direct Answer
For overall financial value, University of Chicago offers a significantly safer investment tier. With an annual cost of $14,860 vs Loyola University Maryland's $30,574, University of Chicago delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Chicago's lower price point delivers a highly efficient debt-to-earnings path.
54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Loyola Maryland
No clear advantage detected in core metrics.
Chicago
- Higher earnings: Median earnings of $91,885 ten years after enrollment, 11% more than Loyola University Maryland
- Lower cost: Average net price of $14,860, roughly $15,714 a year less
- Higher grad rate: 95% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $15,000, the lower of the two
- Social mobility: Chetty mobility rate of 1.9%, the stronger record of moving students up the income ladder
- More selective: Admits 4% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Loyola Maryland graduates concentrate in Business & Marketing (32% of degrees); Chicago in Social Sciences (40%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of Chicago over Loyola University Maryland. Median earnings of $91,885 ten years after enrollment vs $82,652.
Pick University of Chicago over Loyola University Maryland. Net price $14,860 vs $30,574.
Pick University of Chicago over Loyola University Maryland. 1.9% mobility rate vs 0.7%.
Pick University of Chicago over Loyola University Maryland. 95% completion rate vs 80%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Loyola University Maryland and University of Chicago are close on paper, but University of Chicago wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of Chicago is the harder admit. It takes 4% of applicants, while Loyola University Maryland takes 75%. Its entering class also posts the higher average SAT, 1,290 to 1,554.
So what: If test scores and a high-scoring peer group matter to you, University of Chicago sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of Chicago comes out ahead. Its average net price after aid is $14,860, about $15,714 a year below Loyola University Maryland's $30,574. Graduates of University of Chicago also borrow less: median debt of $15,000, against $27,000.
So what: Over four years, the gap adds up to about $62,856 before any change in aid. Choosing University of Chicago leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of Chicago graduates report median earnings of $91,885, compared with $82,652 at Loyola University Maryland. That is a 11% advantage. Set against borrowing, University of Chicago has the lower debt-to-earnings ratio, 0.16x to 0.33x.
So what: An earnings gap of 11% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of Chicago graduates a larger share of its students, 95% versus 80%. More of its students stay on track to a degree.
So what: A completion gap of 16% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
University of Chicago does more to move students up the income ladder. Its Chetty mobility rate is 1.9%; at Loyola University Maryland, it is 0.7%. University of Chicago also enrolls the larger share of low-income students: 4.3% come from the bottom income quintile, versus 1.7%.
So what: For first-generation and low-income students, University of Chicago offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick University of Chicago to keep costs and debt down.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Their academic identities diverge. Loyola University Maryland concentrates enrollment in Business & Marketing, Psychology, while University of Chicago leans toward Mathematics & Statistics, Computer Science & IT. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $30,574 runs well above University of Chicago's $14,860.
- Students minimizing debt: median debt is $27,000, against $15,000 at University of Chicago.
- Business and consulting-track students: University of Chicago has less business program depth, and Loyola University Maryland offers the stronger options.
- Students who want a smaller campus: University of Chicago's enrollment of 7,569 far exceeds Loyola University Maryland's 3,869.
Full Data Breakdown
Inside the admissions office
Chicago holds onto its admits more tightly: 88% of admitted students enroll, versus 12% at Loyola Maryland — a sign of how often it wins head-to-head choices. Test scores matter less at Loyola Maryland, where only about 17% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Loyola University Maryland
Baltimore, MD · Private nonprofit
With an enrollment of nearly 3,900 students, Loyola University Maryland caters to those seeking a well-rounded education in a supportive environment. The 75% acceptance rate suggests that the school aims to welcome a diverse group of students, which contributes to a vibrant campus life. Popular areas of study include Business and Marketing, Biology and Biomedical Sciences, Psychology, Communications, and Social Sciences, allowing students to explore various fields while preparing for their careers.
After graduation, students can expect a solid financial outlook, with a median earnings figure of $82,652 after ten years. This is encouraging and indicates that many graduates find good opportunities in their chosen fields. The affordability factor is also important; with a net price of $30,574, students can weigh the cost of their education against potential earnings, making it a reasonable investment for many.
When considering the practical aspects of attending Loyola, the average debt load of $27,000 is relatively manageable, especially given the earnings potential. The school attracts a mix of students, including those who are determined to succeed and take advantage of the supportive community. With a graduation rate of 80%, it’s clear that many students find their footing here and go on to thrive in their careers.
University of Chicago
Chicago, IL · Private nonprofit
The University of Chicago has an acceptance rate of just 4%, making it one of the most selective institutions in the country. This means students face stiff competition to gain admission, but those who do become part of a community committed to academic excellence. With a graduation rate of 95%, students are likely to earn their degrees and move on to successful careers.
Graduates from the University of Chicago report impressive earnings. After ten years, their median income reaches $91,885. This level of financial success reflects the school’s strong academic programs, particularly in social sciences, biology, and computer science. While the Pell Grant rate is 15%, indicating that a portion of students come from low-income backgrounds, the institution does not provide specific data on economic mobility.
The cost of attendance is $14,860, and the median debt for graduates stands at $15,000. This relatively low debt compared to earnings suggests that students can manage their finances effectively after graduation. The University of Chicago is ideal for high-achieving students who thrive in a rigorous academic environment and are motivated to leverage their education for financial success.
Rankings They Appear On
Loyola University Maryland is featured on the Best Business Colleges in Maryland ranking.
Top Degree Programs
Loyola Maryland's top program is Business Administration (32% of enrollment), while Chicago leads with Sociology (40%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Loyola Maryland) and Software Developer, Data Scientist, Cybersecurity Analyst (for Chicago).
The two schools feed different job markets. Loyola University Maryland is strongest in Business & Marketing, Psychology, while University of Chicago concentrates in Mathematics & Statistics, Biology & Biomedical. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Loyola University Maryland or University of Chicago?
University of Chicago is harder to get into, admitting 4% of applicants compared with 75% at Loyola University Maryland.
Which is more affordable, Loyola University Maryland or University of Chicago?
University of Chicago is more affordable, with an average net price of $14,860 after aid versus $30,574 at Loyola University Maryland.
Do Loyola University Maryland or University of Chicago graduates earn more?
University of Chicago graduates earn more: median earnings of $91,885 ten years after enrollment, versus $82,652 at Loyola University Maryland.
Which has a better graduation rate, Loyola University Maryland or University of Chicago?
University of Chicago has the higher graduation rate, 95% versus 80%.
Loyola University Maryland vs University of Chicago: which is better for social mobility?
University of Chicago is the stronger driver of upward mobility, with a Chetty mobility rate of 1.9% versus 0.7%.
Should you choose Loyola University Maryland or University of Chicago?
It depends on what you weigh most. Choose University of Chicago if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
More Comparisons
View all →Weigh Your Options
Best Colleges in America
How do Loyola Maryland and Chicago stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.
