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Head-to-Head Comparison

New Jersey Institute of Technology vs University of San Francisco

New Jersey Wins
30
Tied
10
San Francisco Wins
14

Direct Answer

For overall financial value, New Jersey Institute of Technology offers a significantly safer investment tier. With an annual cost of $16,504 vs University of San Francisco's $41,431, New Jersey Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, New Jersey Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.

54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

New Jersey

  • Lower cost: Average net price of $16,504, roughly $24,927 a year less
  • Higher grad rate: 73% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $21,000, the lower of the two
  • Social mobility: Chetty mobility rate of 6.5%, the stronger record of moving students up the income ladder
  • Research prestige: THE World Rank #350-400

San Francisco

  • Higher earnings: Median earnings of $89,812 ten years after enrollment, 7% more than New Jersey Institute of Technology
  • More selective: Admits 62% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

New Jersey graduates concentrate in Computer Science & IT (33% of degrees); San Francisco in Business & Marketing (18%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering New Jersey
Computer science & AI New Jersey
Pre-med & health San Francisco
Business & entrepreneurship San Francisco
Economics & public policy San Francisco
Psychology San Francisco
Communications & media San Francisco
Arts & design San Francisco
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of San Francisco

Pick University of San Francisco over New Jersey Institute of Technology. Median earnings of $89,812 ten years after enrollment vs $84,276.

Keeping costs down → New Jersey Institute of Technology

Pick New Jersey Institute of Technology over University of San Francisco. Net price $16,504 vs $41,431.

Research prestige and global recognition → New Jersey Institute of Technology

Pick New Jersey Institute of Technology over University of San Francisco. THE World Rank #350-400 vs #401-500.

Social mobility impact → New Jersey Institute of Technology

Pick New Jersey Institute of Technology over University of San Francisco. 6.5% mobility rate vs 2.7%.

Key Metrics at a Glance

Graduation Rate

73%
New Jersey
vs
71%
San Francisco

Earnings (10yr)

$84,276
New Jersey
vs
$89,812
San Francisco

Avg Net Price

$16,504
New Jersey
vs
$41,431
San Francisco

Median Debt

$21,000
New Jersey
vs
$23,000
San Francisco

The Analysis

Verdict

New Jersey Institute of Technology and University of San Francisco are close on paper, but New Jersey Institute of Technology wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of San Francisco is the harder admit. It takes 62% of applicants, while New Jersey Institute of Technology takes 65%. Its entering class also posts the higher average SAT, 1,337 to 1,295.

So what: If test scores and a high-scoring peer group matter to you, University of San Francisco sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, New Jersey Institute of Technology comes out ahead. Its average net price after aid is $16,504, about $24,927 a year below University of San Francisco's $41,431. Graduates of New Jersey Institute of Technology also borrow less: median debt of $21,000, against $23,000.

So what: Over four years, the gap adds up to about $99,708 before any change in aid. Choosing New Jersey Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of San Francisco graduates report median earnings of $89,812, compared with $84,276 at New Jersey Institute of Technology. That is a 7% advantage. Set against borrowing, New Jersey Institute of Technology has the lower debt-to-earnings ratio, 0.25x to 0.26x.

So what: An earnings gap of 7% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Moving people up

New Jersey Institute of Technology does more to move students up the income ladder. Its Chetty mobility rate is 6.5%; at University of San Francisco, it is 2.7%. New Jersey Institute of Technology also enrolls the larger share of low-income students: 10.1% come from the bottom income quintile, versus 5.9%.

So what: For first-generation and low-income students, New Jersey Institute of Technology offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Research standing

In the Times Higher Education world table, New Jersey Institute of Technology sits higher, at #350 versus #401.

So what: Research rank matters most for students headed to graduate school or hoping to work in faculty labs. For undergraduates going straight into the job market, it is a weak predictor of earnings.

Recommendation

Bottom line: pick New Jersey Institute of Technology to keep costs and debt down; pick University of San Francisco for the higher earnings ceiling.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. New Jersey Institute of Technology saves about $24,927 a year, yet University of San Francisco graduates earn $5,536 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

University of San Francisco is harder to get into, with a 62% admit rate, but New Jersey Institute of Technology posts the higher mobility rate, at 6.5%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.

!

Research prestige does not track graduate pay in this pairing. New Jersey Institute of Technology ranks higher globally (#350-400 vs #401-500), but University of San Francisco alumni out-earn theirs ten years after enrollment. For undergraduates outside research careers, the rank is the weaker guide.

!

Their academic identities diverge. New Jersey Institute of Technology concentrates enrollment in Computer Science & IT, Engineering, while University of San Francisco leans toward Health Professions, Psychology. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

New Jersey Not for everyone
  • Business and consulting-track students: New Jersey Institute of Technology has less business program depth, and University of San Francisco offers the stronger options.
  • Students who want a smaller campus: New Jersey Institute of Technology's enrollment of 9,019 far exceeds University of San Francisco's 5,287.
San Francisco Not for everyone
  • Cost-conscious students: net price of $41,431 runs well above New Jersey Institute of Technology's $16,504.
  • STEM and CS-focused students: tech programs are a smaller part of University of San Francisco's enrollment, and New Jersey Institute of Technology is stronger here.

Full Data Breakdown

Inside the admissions office

New Jersey holds onto its admits more tightly: 17% of admitted students enroll, versus 6% at San Francisco — a sign of how often it wins head-to-head choices. San Francisco offers a binding Early Decision round that can lift your odds; New Jersey does not, so there is no early-commitment lever to pull there.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Private nonprofit
Urban
Setting
Urban
Mid-Atlantic
Region
Far West
9,019
Enrollment
5,287
No
HBCU
No
Admissions
4 metrics
65%
Acceptance Rate
62%
1337
SAT Average
1295
30
ACT Midpoint
29
1210-1460
SAT Range
1190-1390
Admissions Strategy (Common Data Set)
6 metrics
17%
Yield Rate
6%
40%
SAT Submitted
39%
3%
ACT Submitted
3%
Not offered
Early Decision
Offered
ED Admit Rate
49.4%
ED Share of Class
5%
Cost & Financial Aid
9 metrics
$19,974
In-State Tuition
$60,492
$37,664
Out-of-State Tuition
$60,492
$16,504
Average Net Price
$41,431
$10,138
Net Price ($0-30K income)
$31,537
$11,165
Net Price ($30-48K)
$33,207
$15,958
Net Price ($48-75K)
$34,315
$27,244
Net Price ($110K+)
$52,497
40%
Pell Grant Rate
28%
31%
Federal Loan Rate
47%
Academics
5 metrics
73%
Graduation Rate
71%
90%
Retention Rate
84%
58%
Full-Time Faculty
40%
$13,884
Faculty Salary (monthly)
$14,860
34%
First-Gen Students
28%
Student Body
6 metrics
21%
Female
68%
29%
White
22%
29%
Hispanic
22%
10%
Black
8%
20%
Asian
27%
0.78
Diversity Index
0.80
Outcomes
6 metrics
$69,591
Earnings (6yr)
$69,951
$77,642
Earnings (8yr)
$81,618
$84,276
Earnings (10yr)
$89,812
$21,000
Median Debt
$23,000
0.25x
Debt-to-Earnings
0.26x
80%
Earning Above HS Grad
79%
Social Mobility (Chetty)
4 metrics
6.47%
Mobility Rate
2.71%
63.8%
Success Rate (bottom 20%)
46.2%
10.1%
From Bottom 20%
5.9%
$114,127
Parent Median Income (today's $)
$145,240
Social Capital
3 metrics
1.70
Economic Connectedness
1.89
0.01
Friending Bias
-0.01
5.2%
Volunteering Rate
9.2%
Research (Times HE)
4 metrics
#350-400
World Rank
#401-500
17.1
Teaching Score
34.2
14.5
Research Score
12.9
26.4
Citations Score
43.8
Online Education (IPEDS)
2 metrics
6.9%
% Exclusively Online
7.8%
41.5%
% Any Online
31.7%

The Overviews

New Jersey Institute of Technology

Newark, NJ · Public

65% accept 73% grad $84,276 earnings $16,504 net

With nearly 9,020 students, New Jersey Institute of Technology is a great fit for those pursuing careers in fields like engineering, computer science, business, and the arts. The 65% acceptance rate means there's a decent chance of getting in, especially for students who are dedicated to their studies and have a solid application. What stands out here is the strong emphasis on practical skills and real-world applications, making it a solid option for anyone looking to dive straight into a career after graduation.

When it comes to life after graduation, the numbers tell a promising story. Graduates can expect to earn around $84,276 within ten years of completing their degree. This level of earning potential is significant, especially when you consider how affordable this school is compared to others. With a median debt of $21,000, students graduate with a manageable financial load, allowing many to move up in their careers without being bogged down by excessive loans.

In terms of the practical bottom line, the net price after aid is about $16,504, which is reasonable for a public institution. This affordability, combined with the strong earning potential, means that students who tend to thrive here are typically those committed to their fields and eager to apply their learning in practical settings. With a diverse range of programs and a supportive environment, NJIT is well-suited for students ready to take the next step in their educational journey.

University of San Francisco

San Francisco, CA · Private nonprofit

62% accept 71% grad $89,812 earnings $41,431 net

Students at the University of San Francisco can expect to earn an average of $89,812 within ten years of graduation. This strong earning potential reflects the university's focus on practical skills and career readiness. With an acceptance rate of 62%, the university maintains a balance of accessibility and selectivity.

The Chetty/Opportunity Insights data is not available for this institution, but the outcomes for graduates suggest a solid return on investment. The graduation rate stands at 71%, indicating that a significant majority of students complete their degrees. This completion rate, combined with the potential earnings, points to a pathway for upward mobility.

Tuition at the University of San Francisco has a net price of $41,431, which is a notable consideration for prospective students. Graduates carry a median debt of $23,000, which is relatively manageable compared to national averages. Students who thrive here often pursue programs in Business, Health Professions, and Social Sciences, aligning their education with market demand and job opportunities.

Rankings They Appear On

New Jersey Institute of Technology is featured on the Best Online Colleges in New Jersey ranking.

Explore all rankings →

Top Degree Programs

New Jersey's top program is Computer Science (33% of enrollment), while San Francisco leads with Business Administration (18%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for New Jersey) and Registered Nurse, Nurse Practitioner, Physician Assistant (for San Francisco).

The two schools feed different job markets. New Jersey Institute of Technology is strongest in Computer Science & IT, Engineering, Biology & Biomedical, while University of San Francisco concentrates in Health Professions, Psychology, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into New Jersey Institute of Technology or University of San Francisco?

University of San Francisco is harder to get into, admitting 62% of applicants compared with 65% at New Jersey Institute of Technology.

Which is more affordable, New Jersey Institute of Technology or University of San Francisco?

New Jersey Institute of Technology is more affordable, with an average net price of $16,504 after aid versus $41,431 at University of San Francisco.

Do New Jersey Institute of Technology or University of San Francisco graduates earn more?

University of San Francisco graduates earn more: median earnings of $89,812 ten years after enrollment, versus $84,276 at New Jersey Institute of Technology.

Which has a better graduation rate, New Jersey Institute of Technology or University of San Francisco?

New Jersey Institute of Technology has the higher graduation rate, 73% versus 71%.

New Jersey Institute of Technology vs University of San Francisco: which is better for social mobility?

New Jersey Institute of Technology is the stronger driver of upward mobility, with a Chetty mobility rate of 6.5% versus 2.7%.

Should you choose New Jersey Institute of Technology or University of San Francisco?

It depends on what you weigh most. Choose New Jersey Institute of Technology if affordability and lower debt come first; choose University of San Francisco if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

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