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Head-to-Head Comparison

Rutgers University-New Brunswick vs University of Michigan-Ann Arbor

Rutgers University-New Wins
14
Tied
9
Michigan-Ann Arbor Wins
21

Direct Answer

For overall financial value, University of Michigan-Ann Arbor offers a significantly safer investment tier. With an annual cost of $13,138 vs Rutgers University-New Brunswick's $24,406, University of Michigan-Ann Arbor delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Michigan-Ann Arbor's lower price point delivers a highly efficient debt-to-earnings path.

44 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Rutgers University-New

No clear advantage detected in core metrics.

Michigan-Ann Arbor

  • Higher earnings: Median earnings of $83,648 ten years after enrollment, 12% more than Rutgers University-New Brunswick
  • Lower cost: Average net price of $13,138, roughly $11,268 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $19,500, the lower of the two
  • More selective: Admits 16% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Rutgers University-New graduates concentrate in Business & Marketing (19% of degrees); Michigan-Ann Arbor in Computer Science & IT (16%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Rutgers University-New
Arts & design Michigan-Ann Arbor
Engineering Michigan-Ann Arbor
Communications & media Rutgers University-New
Economics & public policy Michigan-Ann Arbor
Pre-med & health Rutgers University-New
Lab & physical sciences Either
Psychology Either
Computer science & AI Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of Michigan

Pick University of Michigan over Rutgers University-New Brunswick. Median earnings of $83,648 ten years after enrollment vs $74,479.

Keeping costs down → University of Michigan

Pick University of Michigan over Rutgers University-New Brunswick. Net price $13,138 vs $24,406.

Graduation certainty → University of Michigan

Pick University of Michigan over Rutgers University-New Brunswick. 93% completion rate vs 84%.

Key Metrics at a Glance

Graduation Rate

84%
Rutgers University-New
vs
93%
Michigan-Ann Arbor

Earnings (10yr)

$74,479
Rutgers University-New
vs
$83,648
Michigan-Ann Arbor

Avg Net Price

$24,406
Rutgers University-New
vs
$13,138
Michigan-Ann Arbor

Median Debt

$21,500
Rutgers University-New
vs
$19,500
Michigan-Ann Arbor

The Analysis

Verdict

Rutgers University-New Brunswick and University of Michigan are close on paper, but University of Michigan wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Michigan is the harder admit. It takes 16% of applicants, while Rutgers University-New Brunswick takes 58%. Its entering class also posts the higher average SAT, 1,410 to 1,465.

So what: If test scores and a high-scoring peer group matter to you, University of Michigan sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Michigan comes out ahead. Its average net price after aid is $13,138, about $11,268 a year below Rutgers University-New Brunswick's $24,406. Graduates of University of Michigan also borrow less: median debt of $19,500, against $21,500.

So what: Over four years, the gap adds up to about $45,072 before any change in aid. Choosing University of Michigan leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of Michigan graduates report median earnings of $83,648, compared with $74,479 at Rutgers University-New Brunswick. That is a 12% advantage. Set against borrowing, University of Michigan has the lower debt-to-earnings ratio, 0.23x to 0.29x.

So what: An earnings gap of 12% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Michigan graduates a larger share of its students, 93% versus 84%. More of its students stay on track to a degree.

So what: A completion gap of 9% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Michigan to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. Rutgers University-New Brunswick concentrates enrollment in Business & Marketing, Health Professions, while University of Michigan leans toward Engineering, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Rutgers University-New Not for everyone
  • Cost-conscious students: net price of $24,406 runs well above University of Michigan's $13,138.
  • Engineering-focused students: University of Michigan has the stronger engineering programs.
Michigan-Ann Arbor Not for everyone
  • Business and consulting-track students: University of Michigan has less business program depth, and Rutgers University-New Brunswick offers the stronger options.

Full Data Breakdown

Inside the admissions office

Michigan-Ann Arbor offers a binding Early Decision round that can lift your odds; Rutgers University-New does not, so there is no early-commitment lever to pull there.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Urban
Setting
Urban
Mid-Atlantic
Region
Great Lakes
37,751
Enrollment
34,177
No
HBCU
No
Admissions
4 metrics
58%
Acceptance Rate
16%
1410
SAT Average
1465
30
ACT Midpoint
1310-1500
SAT Range
1360-1530
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
46%
SAT Submitted
55%
ACT Submitted
18%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$17,929
In-State Tuition
$17,736
$37,441
Out-of-State Tuition
$60,946
$24,406
Average Net Price
$13,138
$16,343
Net Price ($0-30K income)
$1,043
$16,210
Net Price ($30-48K)
$1,878
$18,282
Net Price ($48-75K)
$4,895
$35,016
Net Price ($110K+)
$26,517
28%
Pell Grant Rate
18%
35%
Federal Loan Rate
24%
Academics
5 metrics
84%
Graduation Rate
93%
93%
Retention Rate
97%
53%
Full-Time Faculty
82%
$14,593
Faculty Salary (monthly)
$13,384
35%
First-Gen Students
21%
Student Body
6 metrics
55%
Female
53%
30%
White
47%
16%
Hispanic
12%
7%
Black
5%
34%
Asian
18%
0.76
Diversity Index
0.72
Outcomes
6 metrics
$61,263
Earnings (6yr)
$73,762
$67,665
Earnings (8yr)
$78,273
$74,479
Earnings (10yr)
$83,648
$21,500
Median Debt
$19,500
0.29x
Debt-to-Earnings
0.23x
76%
Earning Above HS Grad
80%
Social Capital
3 metrics
1.76
Economic Connectedness
1.61
0.02
Friending Bias
0.08
7.4%
Volunteering Rate
8.9%
Online Education (IPEDS)
2 metrics
9.9%
% Exclusively Online
3.0%
64.4%
% Any Online
24.4%

The Overviews

Rutgers University-New Brunswick

New Brunswick, NJ · Public

58% accept 84% grad $74,479 earnings $24,406 net

With an enrollment of over 37,000 students, Rutgers University-New Brunswick is a great fit for those who thrive in a vibrant, diverse environment. The school stands out for its strong programs in Business and Marketing, Computer Science, Engineering, Health Professions, and Biology. If you're looking to dive into a field with solid job prospects and a supportive academic community, this could be your place.

When we look at what happens after graduation, the numbers tell a promising story. Graduates earn an average of $74,479 within a decade of finishing their degrees. That’s a solid return on investment, especially when you consider the affordability of Rutgers. The net price after financial aid is $24,406, which is reasonable given the earning potential. This environment supports students not just in their studies, but in launching successful careers.

Now, let’s talk about the practical side of things. With a median debt of $21,500, students often leave with manageable loans, especially if they utilize financial aid options. The blend of affordability and strong career outcomes suggests that students who put in the effort here tend to thrive, especially those who are driven and engaged. If you're ready to take on challenges and make the most of your education, Rutgers can be a great stepping stone to your future.

University of Michigan-Ann Arbor

Ann Arbor, MI · Public

16% accept 93% grad $83,648 earnings $13,138 net

With an enrollment of nearly 34,200 students, the University of Michigan-Ann Arbor is a vibrant and competitive environment suited for those who thrive in large, diverse settings. The acceptance rate of just 16% means that the university attracts a motivated student body. Here, students dive into popular programs like Computer Science & IT, Engineering, and Business & Marketing, allowing them to engage deeply with their fields while also enjoying the resources of a large public university.

Looking at life after graduation, graduates from Michigan can expect to earn about $83,648 within ten years of completing their degrees. This level of earnings reflects the strong career support and alumni network that helps many students advance in their careers. The university’s high graduation rate of 93% speaks to the commitment of faculty and students alike, ensuring that most make it through to graduation, which is a key factor in securing better job opportunities.

When considering the financial aspect, the net price for students after financial aid is around $13,138, making it a reasonably affordable choice given the quality of education received. With a median debt of $19,500, most graduates leave with manageable loans, especially in light of their earning potential. Students who excel here often share a drive to succeed and a passion for their chosen fields, making Michigan a great fit for those eager to make an impact in their careers.

Rankings They Appear On

University of Michigan-Ann Arbor is featured on the Best Computer Science Colleges in Michigan ranking.

Explore all rankings →

Top Degree Programs

Rutgers University-New's top program is Business Administration (19% of enrollment), while Michigan-Ann Arbor leads with Computer Science (16%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Rutgers University-New) and Software Developer, Data Scientist, Cybersecurity Analyst (for Michigan-Ann Arbor).

The two schools feed different job markets. Rutgers University-New Brunswick is strongest in Business & Marketing, Health Professions, while University of Michigan concentrates in Social Sciences, Biology & Biomedical. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Rutgers University-New Brunswick or University of Michigan?

University of Michigan is harder to get into, admitting 16% of applicants compared with 58% at Rutgers University-New Brunswick.

Which is more affordable, Rutgers University-New Brunswick or University of Michigan?

University of Michigan is more affordable, with an average net price of $13,138 after aid versus $24,406 at Rutgers University-New Brunswick.

Do Rutgers University-New Brunswick or University of Michigan graduates earn more?

University of Michigan graduates earn more: median earnings of $83,648 ten years after enrollment, versus $74,479 at Rutgers University-New Brunswick.

Which has a better graduation rate, Rutgers University-New Brunswick or University of Michigan?

University of Michigan has the higher graduation rate, 93% versus 84%.

Should you choose Rutgers University-New Brunswick or University of Michigan?

It depends on what you weigh most. Choose University of Michigan if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

More Comparisons

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Weigh Your Options

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How do Rutgers University-New and Michigan-Ann Arbor stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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