Head-to-Head Comparison
Rutgers University-New Brunswick vs University of North Carolina at Chapel Hill
Rutgers University-New Brunswick
New Brunswick, NJ
University of North Carolina at Chapel Hill
Chapel Hill, NC
- Rutgers University-New Wins
- 14
- Tied
- 18
- North Carolina Wins
- 21
Direct Answer
For overall financial value, University of North Carolina at Chapel Hill offers a significantly safer investment tier. With an annual cost of $11,655 vs Rutgers University-New Brunswick's $24,406, University of North Carolina at Chapel Hill delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of North Carolina at Chapel Hill's lower price point delivers a highly efficient debt-to-earnings path.
53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Rutgers University-New
- Higher earnings: Median earnings of $74,479 ten years after enrollment, 3% more than University of North Carolina at Chapel Hill
North Carolina
- Lower cost: Average net price of $11,655, roughly $12,751 a year less
- Higher grad rate: 92% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,000, the lower of the two
- More selective: Admits 15% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Rutgers University-New graduates concentrate in Business & Marketing (19% of degrees); North Carolina in Biology & Biomedical (15%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Rutgers University-New Brunswick over University of North Carolina at Chapel Hill. Median earnings of $74,479 ten years after enrollment vs $72,200.
Pick University of North Carolina at Chapel Hill over Rutgers University-New Brunswick. Net price $11,655 vs $24,406.
Pick University of North Carolina at Chapel Hill over Rutgers University-New Brunswick. 92% completion rate vs 84%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Rutgers University-New Brunswick and University of North Carolina at Chapel Hill are close on paper, but University of North Carolina at Chapel Hill wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of North Carolina at Chapel Hill is the harder admit. It takes 15% of applicants, while Rutgers University-New Brunswick takes 58%. Its entering class also posts the higher average SAT, 1,410 to 1,439.
So what: If test scores and a high-scoring peer group matter to you, University of North Carolina at Chapel Hill sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of North Carolina at Chapel Hill comes out ahead. Its average net price after aid is $11,655, about $12,751 a year below Rutgers University-New Brunswick's $24,406. Graduates of University of North Carolina at Chapel Hill also borrow less: median debt of $14,000, against $21,500.
So what: Over four years, the gap adds up to about $51,004 before any change in aid. Choosing University of North Carolina at Chapel Hill leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Rutgers University-New Brunswick graduates report median earnings of $74,479, compared with $72,200 at University of North Carolina at Chapel Hill. That is a 3% advantage. Set against borrowing, University of North Carolina at Chapel Hill has the lower debt-to-earnings ratio, 0.19x to 0.29x.
So what: An earnings gap of 3% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of North Carolina at Chapel Hill graduates a larger share of its students, 92% versus 84%. More of its students stay on track to a degree.
So what: A completion gap of 7% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick University of North Carolina at Chapel Hill to keep costs and debt down; pick Rutgers University-New Brunswick for the higher earnings ceiling.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. University of North Carolina at Chapel Hill saves about $12,751 a year, yet Rutgers University-New Brunswick graduates earn $2,279 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. Rutgers University-New Brunswick concentrates enrollment in Computer Science & IT, Health Professions, while University of North Carolina at Chapel Hill leans toward Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $24,406 runs well above University of North Carolina at Chapel Hill's $11,655.
- Students minimizing debt: median debt is $21,500, against $14,000 at University of North Carolina at Chapel Hill.
- Students who want a smaller campus: Rutgers University-New Brunswick's enrollment of 37,751 far exceeds University of North Carolina at Chapel Hill's 20,752.
- STEM and CS-focused students: tech programs are a smaller part of University of North Carolina at Chapel Hill's enrollment, and Rutgers University-New Brunswick is stronger here.
- Business and consulting-track students: University of North Carolina at Chapel Hill has less business program depth, and Rutgers University-New Brunswick offers the stronger options.
Full Data Breakdown
Inside the admissions office
North Carolina offers a binding Early Decision round that can lift your odds; Rutgers University-New does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 5 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Rutgers University-New Brunswick
New Brunswick, NJ · Public
With an enrollment of over 37,000 students, Rutgers University-New Brunswick is a great fit for those who thrive in a vibrant, diverse environment. The school stands out for its strong programs in Business and Marketing, Computer Science, Engineering, Health Professions, and Biology. If you're looking to dive into a field with solid job prospects and a supportive academic community, this could be your place.
When we look at what happens after graduation, the numbers tell a promising story. Graduates earn an average of $74,479 within a decade of finishing their degrees. That’s a solid return on investment, especially when you consider the affordability of Rutgers. The net price after financial aid is $24,406, which is reasonable given the earning potential. This environment supports students not just in their studies, but in launching successful careers.
Now, let’s talk about the practical side of things. With a median debt of $21,500, students often leave with manageable loans, especially if they utilize financial aid options. The blend of affordability and strong career outcomes suggests that students who put in the effort here tend to thrive, especially those who are driven and engaged. If you're ready to take on challenges and make the most of your education, Rutgers can be a great stepping stone to your future.
University of North Carolina at Chapel Hill
Chapel Hill, NC · Public
With an acceptance rate of just 15%, the University of North Carolina at Chapel Hill attracts students who are ready to dive into a diverse range of studies, including Biology, Business, and Communications. This school is a great fit for those who thrive in a competitive environment and are looking for strong academic support. The impressive graduation rate of 92% indicates a solid commitment to student success, meaning you'll likely find yourself in a community that values achievement and collaboration.
After graduation, students can expect to earn an average of $72,200 within a decade, which is a pretty solid starting point for many. This level of earning power suggests that the programs offered here are well-aligned with job market needs. Additionally, the cost of attendance is manageable, with a net price of $11,655 after aid, making it a compelling choice for those concerned about financial barriers.
When it comes to debt, the median load of $14,000 is relatively low compared to what many graduates face elsewhere. This means that students who manage their finances well can leave college with a degree of financial freedom. Generally, those who thrive here are driven and engaged, ready to take advantage of the rich academic and social resources that UNC Chapel Hill has to offer.
Rankings They Appear On
University of North Carolina at Chapel Hill is featured on the Best Large Universities ranking.
Top Degree Programs
Rutgers University-New's top program is Business Administration (19% of enrollment), while North Carolina leads with Biology (15%).
Rutgers University-New
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Rutgers University-New) and Software Developer, Data Scientist, Cybersecurity Analyst (for North Carolina).
The two schools feed different job markets. Rutgers University-New Brunswick is strongest in Health Professions, Engineering, while University of North Carolina at Chapel Hill concentrates in Biology & Biomedical, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Rutgers University-New Brunswick or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill is harder to get into, admitting 15% of applicants compared with 58% at Rutgers University-New Brunswick.
Which is more affordable, Rutgers University-New Brunswick or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill is more affordable, with an average net price of $11,655 after aid versus $24,406 at Rutgers University-New Brunswick.
Do Rutgers University-New Brunswick or University of North Carolina at Chapel Hill graduates earn more?
Rutgers University-New Brunswick graduates earn more: median earnings of $74,479 ten years after enrollment, versus $72,200 at University of North Carolina at Chapel Hill.
Which has a better graduation rate, Rutgers University-New Brunswick or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill has the higher graduation rate, 92% versus 84%.
Should you choose Rutgers University-New Brunswick or University of North Carolina at Chapel Hill?
It depends on what you weigh most. Choose University of North Carolina at Chapel Hill if affordability and lower debt come first; choose Rutgers University-New Brunswick if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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