Head-to-Head Comparison
Rutgers University-New Brunswick vs University of San Francisco
- Rutgers University-New Wins
- 22
- Tied
- 19
- San Francisco Wins
- 13
Direct Answer
For overall financial value, Rutgers University-New Brunswick offers a significantly safer investment tier. With an annual cost of $24,406 vs University of San Francisco's $41,431, Rutgers University-New Brunswick delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Rutgers University-New Brunswick's lower price point delivers a highly efficient debt-to-earnings path.
54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Rutgers University-New
- Lower cost: Average net price of $24,406, roughly $17,025 a year less
- Higher grad rate: 84% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $21,500, the lower of the two
- More selective: Admits 58% of applicants, which makes for a more competitive peer group
San Francisco
- Higher earnings: Median earnings of $89,812 ten years after enrollment, 21% more than Rutgers University-New Brunswick
The Actual Decision
What are you really choosing between?
Rutgers University-New graduates concentrate in Business & Marketing (19% of degrees); San Francisco in Business & Marketing (18%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of San Francisco over Rutgers University-New Brunswick. Median earnings of $89,812 ten years after enrollment vs $74,479.
Pick Rutgers University-New Brunswick over University of San Francisco. Net price $24,406 vs $41,431.
Pick Rutgers University-New Brunswick over University of San Francisco. 84% completion rate vs 71%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Rutgers University-New Brunswick and University of San Francisco are close on paper, but Rutgers University-New Brunswick wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Rutgers University-New Brunswick is the harder admit. It takes 58% of applicants, while University of San Francisco takes 62%. Its entering class also posts the higher average SAT, 1,410 to 1,295.
So what: If test scores and a high-scoring peer group matter to you, Rutgers University-New Brunswick sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Rutgers University-New Brunswick comes out ahead. Its average net price after aid is $24,406, about $17,025 a year below University of San Francisco's $41,431. Graduates of Rutgers University-New Brunswick also borrow less: median debt of $21,500, against $23,000.
So what: Over four years, the gap adds up to about $68,100 before any change in aid. Choosing Rutgers University-New Brunswick leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of San Francisco graduates report median earnings of $89,812, compared with $74,479 at Rutgers University-New Brunswick. That is a 21% advantage. Set against borrowing, University of San Francisco has the lower debt-to-earnings ratio, 0.26x to 0.29x.
So what: An earnings gap of 21% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Rutgers University-New Brunswick graduates a larger share of its students, 84% versus 71%. More of its students stay on track to a degree.
So what: A completion gap of 14% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick Rutgers University-New Brunswick to keep costs and debt down; pick University of San Francisco for the higher earnings ceiling.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. Rutgers University-New Brunswick saves about $17,025 a year, yet University of San Francisco graduates earn $15,333 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. Rutgers University-New Brunswick concentrates enrollment in Computer Science & IT, while University of San Francisco leans toward Psychology. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Students who want a smaller campus: Rutgers University-New Brunswick's enrollment of 37,751 far exceeds University of San Francisco's 5,287.
- Cost-conscious students: net price of $41,431 runs well above Rutgers University-New Brunswick's $24,406.
- STEM and CS-focused students: tech programs are a smaller part of University of San Francisco's enrollment, and Rutgers University-New Brunswick is stronger here.
Full Data Breakdown
Inside the admissions office
San Francisco offers a binding Early Decision round that can lift your odds; Rutgers University-New does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Rutgers University-New Brunswick
New Brunswick, NJ · Public
With an enrollment of over 37,000 students, Rutgers University-New Brunswick is a great fit for those who thrive in a vibrant, diverse environment. The school stands out for its strong programs in Business and Marketing, Computer Science, Engineering, Health Professions, and Biology. If you're looking to dive into a field with solid job prospects and a supportive academic community, this could be your place.
When we look at what happens after graduation, the numbers tell a promising story. Graduates earn an average of $74,479 within a decade of finishing their degrees. That’s a solid return on investment, especially when you consider the affordability of Rutgers. The net price after financial aid is $24,406, which is reasonable given the earning potential. This environment supports students not just in their studies, but in launching successful careers.
Now, let’s talk about the practical side of things. With a median debt of $21,500, students often leave with manageable loans, especially if they utilize financial aid options. The blend of affordability and strong career outcomes suggests that students who put in the effort here tend to thrive, especially those who are driven and engaged. If you're ready to take on challenges and make the most of your education, Rutgers can be a great stepping stone to your future.
University of San Francisco
San Francisco, CA · Private nonprofit
Students at the University of San Francisco can expect to earn an average of $89,812 within ten years of graduation. This strong earning potential reflects the university's focus on practical skills and career readiness. With an acceptance rate of 62%, the university maintains a balance of accessibility and selectivity.
The Chetty/Opportunity Insights data is not available for this institution, but the outcomes for graduates suggest a solid return on investment. The graduation rate stands at 71%, indicating that a significant majority of students complete their degrees. This completion rate, combined with the potential earnings, points to a pathway for upward mobility.
Tuition at the University of San Francisco has a net price of $41,431, which is a notable consideration for prospective students. Graduates carry a median debt of $23,000, which is relatively manageable compared to national averages. Students who thrive here often pursue programs in Business, Health Professions, and Social Sciences, aligning their education with market demand and job opportunities.
Rankings They Appear On
University of San Francisco is featured on the Best Nursing Colleges in California ranking.
Top Degree Programs
Both schools share Business Administration as their top enrolled program field, comprising 19% of Rutgers University-New's student body and 18% of San Francisco's.
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Rutgers University-New) and Registered Nurse, Nurse Practitioner, Physician Assistant (for San Francisco).
The two schools feed different job markets. Rutgers University-New Brunswick is strongest in Computer Science & IT, Engineering, while University of San Francisco concentrates in Psychology, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Rutgers University-New
Frequently Asked Questions
Is it harder to get into Rutgers University-New Brunswick or University of San Francisco?
Rutgers University-New Brunswick is harder to get into, admitting 58% of applicants compared with 62% at University of San Francisco.
Which is more affordable, Rutgers University-New Brunswick or University of San Francisco?
Rutgers University-New Brunswick is more affordable, with an average net price of $24,406 after aid versus $41,431 at University of San Francisco.
Do Rutgers University-New Brunswick or University of San Francisco graduates earn more?
University of San Francisco graduates earn more: median earnings of $89,812 ten years after enrollment, versus $74,479 at Rutgers University-New Brunswick.
Which has a better graduation rate, Rutgers University-New Brunswick or University of San Francisco?
Rutgers University-New Brunswick has the higher graduation rate, 84% versus 71%.
Should you choose Rutgers University-New Brunswick or University of San Francisco?
It depends on what you weigh most. Choose Rutgers University-New Brunswick if affordability and lower debt come first; choose University of San Francisco if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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