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Head-to-Head Comparison

Saint Joseph's University - Philadelphia vs Stevens Institute of Technology

Saint Joseph's Wins
14
Tied
17
Stevens Technology Wins
17

Direct Answer

For overall financial value, Saint Joseph's University - Philadelphia offers a significantly safer investment tier. While Stevens Institute of Technology achieves a higher graduation rate (88% vs 79%), its annual cost of attendance sits at $41,346 compared to Saint Joseph's University - Philadelphia's $29,689. For students prioritizing lower student debt over initial institution prestige, Saint Joseph's University - Philadelphia's lower price point delivers a highly efficient debt-to-earnings path.

48 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Saint Joseph's

  • Lower cost: Average net price of $29,689, roughly $11,657 a year less
  • Less debt: Median debt of $25,500, the lower of the two

Stevens Technology

  • Higher earnings: Median earnings of $108,772 ten years after enrollment, 25% more than Saint Joseph's University - Philadelphia
  • Higher grad rate: 88% of students finish, the higher completion rate of the pair
  • More selective: Admits 48% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Saint Joseph's graduates concentrate in Business & Marketing (39% of degrees); Stevens Technology in Engineering (45%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering Stevens Technology
Pre-med & health Saint Joseph's
Business & entrepreneurship Saint Joseph's
Computer science & AI Stevens Technology
Lab & physical sciences Saint Joseph's
Psychology Saint Joseph's
Math & quantitative work Stevens Technology
Economics & public policy Saint Joseph's
Education & teaching Saint Joseph's
Arts & design Stevens Technology
Communications & media Saint Joseph's

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Stevens Institute of Technology

Pick Stevens Institute of Technology over Saint Joseph's University - Philadelphia. Median earnings of $108,772 ten years after enrollment vs $86,881.

Keeping costs down → Saint Joseph's University - Philadelphia

Pick Saint Joseph's University - Philadelphia over Stevens Institute of Technology. Net price $29,689 vs $41,346.

Graduation certainty → Stevens Institute of Technology

Pick Stevens Institute of Technology over Saint Joseph's University - Philadelphia. 88% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

79%
Saint Joseph's
vs
88%
Stevens Technology

Earnings (10yr)

$86,881
Saint Joseph's
vs
$108,772
Stevens Technology

Avg Net Price

$29,689
Saint Joseph's
vs
$41,346
Stevens Technology

Median Debt

$25,500
Saint Joseph's
vs
$27,000
Stevens Technology

The Analysis

Verdict

Saint Joseph's University - Philadelphia and Stevens Institute of Technology are close on paper, but Stevens Institute of Technology wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Stevens Institute of Technology is the harder admit. It takes 48% of applicants, while Saint Joseph's University - Philadelphia takes 89%. Its entering class also posts the higher average SAT, 1,258 to 1,446.

So what: If test scores and a high-scoring peer group matter to you, Stevens Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Saint Joseph's University - Philadelphia comes out ahead. Its average net price after aid is $29,689, about $11,657 a year below Stevens Institute of Technology's $41,346. Graduates of Saint Joseph's University - Philadelphia also borrow less: median debt of $25,500, against $27,000.

So what: Over four years, the gap adds up to about $46,628 before any change in aid. Choosing Saint Joseph's University - Philadelphia leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Stevens Institute of Technology graduates report median earnings of $108,772, compared with $86,881 at Saint Joseph's University - Philadelphia. That is a 25% advantage. Set against borrowing, Stevens Institute of Technology has the lower debt-to-earnings ratio, 0.25x to 0.29x.

So what: An earnings gap of 25% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Stevens Institute of Technology graduates a larger share of its students, 88% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 9% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick Saint Joseph's University - Philadelphia to keep costs and debt down; pick Stevens Institute of Technology for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. Saint Joseph's University - Philadelphia saves about $11,657 a year, yet Stevens Institute of Technology graduates earn $21,891 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Saint Joseph's University - Philadelphia concentrates enrollment in Health Professions, Biology & Biomedical, while Stevens Institute of Technology leans toward Engineering, Computer Science & IT. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Saint Joseph's Not for everyone
  • STEM and CS-focused students: tech programs are a smaller part of Saint Joseph's University - Philadelphia's enrollment, and Stevens Institute of Technology is stronger here.
Stevens Technology Not for everyone
  • Cost-conscious students: net price of $41,346 runs well above Saint Joseph's University - Philadelphia's $29,689.
  • Business and consulting-track students: Stevens Institute of Technology has less business program depth, and Saint Joseph's University - Philadelphia offers the stronger options.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Urban
Setting
Suburban
Mid-Atlantic
Region
Mid-Atlantic
4,948
Enrollment
4,222
No
HBCU
No
Admissions
4 metrics
89%
Acceptance Rate
48%
1258
SAT Average
1446
28
ACT Midpoint
33
1170-1350
SAT Range
1380-1505
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
21%
SAT Submitted
36%
ACT Submitted
6%
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$53,260
In-State Tuition
$63,462
$53,260
Out-of-State Tuition
$63,462
$29,689
Average Net Price
$41,346
$22,570
Net Price ($0-30K income)
$27,221
$23,022
Net Price ($30-48K)
$27,603
$24,297
Net Price ($48-75K)
$33,102
$33,222
Net Price ($110K+)
$49,538
20%
Pell Grant Rate
20%
56%
Federal Loan Rate
53%
Academics
5 metrics
79%
Graduation Rate
88%
89%
Retention Rate
94%
100%
Full-Time Faculty
100%
$11,284
Faculty Salary (monthly)
$17,610
18%
First-Gen Students
15%
Student Body
6 metrics
59%
Female
28%
68%
White
47%
9%
Hispanic
17%
7%
Black
3%
9%
Asian
21%
0.51
Diversity Index
0.71
Outcomes
6 metrics
$66,438
Earnings (6yr)
$90,326
$76,633
Earnings (8yr)
$100,949
$86,881
Earnings (10yr)
$108,772
$25,500
Median Debt
$27,000
0.29x
Debt-to-Earnings
0.25x
85%
Earning Above HS Grad
89%
Social Mobility (Chetty)
4 metrics
Mobility Rate
4.29%
Success Rate (bottom 20%)
62.5%
From Bottom 20%
6.9%
Parent Median Income (today's $)
$130,430
Social Capital
3 metrics
Economic Connectedness
1.80
Friending Bias
0.00
Volunteering Rate
4.9%
Online Education (IPEDS)
2 metrics
21.9%
% Exclusively Online
10.7%
53.0%
% Any Online
60.5%

The Overviews

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

Stevens Institute of Technology

Hoboken, NJ · Private nonprofit

48% accept 88% grad $108,772 earnings $41,346 net

Stevens Institute of Technology in Hoboken, NJ, is a great fit for students who are driven by a passion for technology and innovation. With 4,222 enrolled students and an acceptance rate of 48%, it attracts individuals looking for a solid education in fields like Engineering, Computer Science, Business, and the Arts. One standout aspect is the school's high graduation rate of 88%, which speaks volumes about student support and engagement throughout their academic journey.

After graduation, students from Stevens can expect impressive earning potential, with an average salary of $108,772 within ten years of completing their degree. This financial success reflects the value of a degree from Stevens, especially in high-demand areas like engineering and tech. The cost of attendance can be manageable, particularly when considering the school’s financial aid options, though it's important to weigh the net price against potential earnings.

When looking at the practical aspects of attending Stevens, the net price after aid stands at $41,346, which means students should prepare for a significant investment. Graduates typically carry a median debt of $27,000. The environment here tends to be ideal for those who are eager to engage with their studies and are committed to making the most of their college experience. This is a community that thrives on ambition and collaboration, setting students up for success both during and after their time at Stevens.

Rankings They Appear On

Stevens Institute of Technology is featured on the Highest-Paying Colleges for Visual ranking.

Explore all rankings →

Top Degree Programs

Saint Joseph's's top program is Business Administration (39% of enrollment), while Stevens Technology leads with Mechanical Engineering (45%).

Career Pathways

Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's) and Software Developer, Data Scientist, Cybersecurity Analyst (for Stevens Technology).

The two schools feed different job markets. Saint Joseph's University - Philadelphia is strongest in Health Professions, Biology & Biomedical, Psychology, while Stevens Institute of Technology concentrates in Engineering, Computer Science & IT, Mathematics & Statistics. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Saint Joseph's University - Philadelphia or Stevens Institute of Technology?

Stevens Institute of Technology is harder to get into, admitting 48% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, Saint Joseph's University - Philadelphia or Stevens Institute of Technology?

Saint Joseph's University - Philadelphia is more affordable, with an average net price of $29,689 after aid versus $41,346 at Stevens Institute of Technology.

Do Saint Joseph's University - Philadelphia or Stevens Institute of Technology graduates earn more?

Stevens Institute of Technology graduates earn more: median earnings of $108,772 ten years after enrollment, versus $86,881 at Saint Joseph's University - Philadelphia.

Which has a better graduation rate, Saint Joseph's University - Philadelphia or Stevens Institute of Technology?

Stevens Institute of Technology has the higher graduation rate, 88% versus 79%.

Should you choose Saint Joseph's University - Philadelphia or Stevens Institute of Technology?

It depends on what you weigh most. Choose Saint Joseph's University - Philadelphia if affordability and lower debt come first; choose Stevens Institute of Technology if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Saint Joseph's and Stevens Technology stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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