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Head-to-Head Comparison

Saint Joseph's University - Philadelphia vs University of California-San Diego

Saint Joseph's Wins
9
Tied
12
California-San Diego Wins
21

Direct Answer

For overall financial value, University of California-San Diego offers a significantly safer investment tier. With an annual cost of $12,470 vs Saint Joseph's University - Philadelphia's $29,689, University of California-San Diego delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of California-San Diego's lower price point delivers a highly efficient debt-to-earnings path.

42 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Saint Joseph's

  • Higher earnings: Median earnings of $86,881 ten years after enrollment, 2% more than University of California-San Diego

California-San Diego

  • Lower cost: Average net price of $12,470, roughly $17,219 a year less
  • Higher grad rate: 87% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $15,500, the lower of the two
  • More selective: Admits 27% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Saint Joseph's graduates concentrate in Business & Marketing (39% of degrees); California-San Diego in Biology & Biomedical (19%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Saint Joseph's
Engineering California-San Diego
Lab & physical sciences California-San Diego
Pre-med & health Saint Joseph's
Computer science & AI California-San Diego
Education & teaching Saint Joseph's
Communications & media Saint Joseph's
Economics & public policy California-San Diego
Psychology Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Saint Joseph's University - Philadelphia

Pick Saint Joseph's University - Philadelphia over University of California-San Diego. Median earnings of $86,881 ten years after enrollment vs $84,943.

Keeping costs down → University of California-San Diego

Pick University of California-San Diego over Saint Joseph's University - Philadelphia. Net price $12,470 vs $29,689.

Graduation certainty → University of California-San Diego

Pick University of California-San Diego over Saint Joseph's University - Philadelphia. 87% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

79%
Saint Joseph's
vs
87%
California-San Diego

Earnings (10yr)

$86,881
Saint Joseph's
vs
$84,943
California-San Diego

Avg Net Price

$29,689
Saint Joseph's
vs
$12,470
California-San Diego

Median Debt

$25,500
Saint Joseph's
vs
$15,500
California-San Diego

The Analysis

Verdict

Saint Joseph's University - Philadelphia and University of California-San Diego are close on paper, but University of California-San Diego wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of California-San Diego is the harder admit. It takes 27% of applicants, while Saint Joseph's University - Philadelphia takes 89%.

So what: If test scores and a high-scoring peer group matter to you, University of California-San Diego sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of California-San Diego comes out ahead. Its average net price after aid is $12,470, about $17,219 a year below Saint Joseph's University - Philadelphia's $29,689. Graduates of University of California-San Diego also borrow less: median debt of $15,500, against $25,500.

So what: Over four years, the gap adds up to about $68,876 before any change in aid. Choosing University of California-San Diego leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Saint Joseph's University - Philadelphia graduates report median earnings of $86,881, compared with $84,943 at University of California-San Diego. That is a 2% advantage. Set against borrowing, University of California-San Diego has the lower debt-to-earnings ratio, 0.18x to 0.29x.

So what: An earnings gap of 2% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of California-San Diego graduates a larger share of its students, 87% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 7% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of California-San Diego to keep costs and debt down; pick Saint Joseph's University - Philadelphia for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of California-San Diego saves about $17,219 a year, yet Saint Joseph's University - Philadelphia graduates earn $1,938 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Saint Joseph's University - Philadelphia concentrates enrollment in Business & Marketing, Health Professions, while University of California-San Diego leans toward Engineering, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Saint Joseph's Not for everyone
  • Cost-conscious students: net price of $29,689 runs well above University of California-San Diego's $12,470.
  • Students minimizing debt: median debt is $25,500, against $15,500 at University of California-San Diego.
  • Engineering-focused students: University of California-San Diego has the stronger engineering programs.
California-San Diego Not for everyone
  • Business and consulting-track students: University of California-San Diego has less business program depth, and Saint Joseph's University - Philadelphia offers the stronger options.
  • Students who want a smaller campus: University of California-San Diego's enrollment of 34,948 far exceeds Saint Joseph's University - Philadelphia's 4,948.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
Mid-Atlantic
Region
Far West
4,948
Enrollment
34,948
No
HBCU
No
Admissions
4 metrics
89%
Acceptance Rate
27%
1258
SAT Average
28
ACT Midpoint
1170-1350
SAT Range
Admissions Strategy (Common Data Set)
2 metrics
Yield Rate
20%
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$53,260
In-State Tuition
$16,758
$53,260
Out-of-State Tuition
$50,958
$29,689
Average Net Price
$12,470
$22,570
Net Price ($0-30K income)
$7,525
$23,022
Net Price ($30-48K)
$8,155
$24,297
Net Price ($48-75K)
$9,942
$33,222
Net Price ($110K+)
$28,785
20%
Pell Grant Rate
34%
56%
Federal Loan Rate
21%
Academics
5 metrics
79%
Graduation Rate
87%
89%
Retention Rate
94%
100%
Full-Time Faculty
88%
$11,284
Faculty Salary (monthly)
$19,117
18%
First-Gen Students
40%
Student Body
6 metrics
59%
Female
52%
68%
White
17%
9%
Hispanic
27%
7%
Black
2%
9%
Asian
35%
0.51
Diversity Index
0.76
Outcomes
6 metrics
$66,438
Earnings (6yr)
$65,669
$76,633
Earnings (8yr)
$77,893
$86,881
Earnings (10yr)
$84,943
$25,500
Median Debt
$15,500
0.29x
Debt-to-Earnings
0.18x
85%
Earning Above HS Grad
73%
Social Capital
3 metrics
Economic Connectedness
1.83
Friending Bias
-0.00
Volunteering Rate
12.1%
Online Education (IPEDS)
2 metrics
21.9%
% Exclusively Online
1.1%
53.0%
% Any Online
35.6%

The Overviews

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

University of California-San Diego

La Jolla, CA · Public

27% accept 87% grad $84,943 earnings $12,470 net

The University of California-San Diego has an impressive graduation rate of 87%. This high percentage reflects the school's commitment to student success and academic support. It stands out in California's competitive higher education landscape, making it an attractive option for many students.

According to the Chetty/Opportunity Insights data, UC San Diego graduates have a 10-year earning potential of $84,943. This earning figure positions the university as a strong pathway for upward mobility, especially for students from lower-income backgrounds. The data indicates that a significant portion of graduates experience substantial economic advancement post-graduation.

Practical considerations are also favorable. The net price for attending UC San Diego is $12,470, making it a relatively affordable option compared to other institutions. Graduates leave with a median debt of $15,500, which is manageable given their earning potential. Students who thrive here often pursue degrees in Biology, Engineering, Social Sciences, Psychology, and Computer Science, fields that are in high demand in today's job market.

Rankings They Appear On

Saint Joseph's University - Philadelphia is featured on the Highest-Paying Colleges for Education ranking.

Explore all rankings →

Top Degree Programs

Saint Joseph's's top program is Business Administration (39% of enrollment), while California-San Diego leads with Biology (19%).

Career Pathways

Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's) and Software Developer, Data Scientist, Cybersecurity Analyst (for California-San Diego).

The two schools feed different job markets. Saint Joseph's University - Philadelphia is strongest in Business & Marketing, Health Professions, while University of California-San Diego concentrates in Engineering, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Saint Joseph's University - Philadelphia or University of California-San Diego?

University of California-San Diego is harder to get into, admitting 27% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, Saint Joseph's University - Philadelphia or University of California-San Diego?

University of California-San Diego is more affordable, with an average net price of $12,470 after aid versus $29,689 at Saint Joseph's University - Philadelphia.

Do Saint Joseph's University - Philadelphia or University of California-San Diego graduates earn more?

Saint Joseph's University - Philadelphia graduates earn more: median earnings of $86,881 ten years after enrollment, versus $84,943 at University of California-San Diego.

Which has a better graduation rate, Saint Joseph's University - Philadelphia or University of California-San Diego?

University of California-San Diego has the higher graduation rate, 87% versus 79%.

Should you choose Saint Joseph's University - Philadelphia or University of California-San Diego?

It depends on what you weigh most. Choose University of California-San Diego if affordability and lower debt come first; choose Saint Joseph's University - Philadelphia if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Saint Joseph's and California-San Diego stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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