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Head-to-Head Comparison

Saint Joseph's University - Philadelphia vs University of Maryland-College Park

Saint Joseph's Wins
9
Tied
11
Maryland-College Park Wins
24

Direct Answer

For overall financial value, University of Maryland-College Park offers a significantly safer investment tier. With an annual cost of $15,678 vs Saint Joseph's University - Philadelphia's $29,689, University of Maryland-College Park delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Maryland-College Park's lower price point delivers a highly efficient debt-to-earnings path.

44 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Saint Joseph's

  • Higher earnings: Median earnings of $86,881 ten years after enrollment, 5% more than University of Maryland-College Park

Maryland-College Park

  • Lower cost: Average net price of $15,678, roughly $14,011 a year less
  • Higher grad rate: 89% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $19,000, the lower of the two
  • More selective: Admits 45% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Saint Joseph's graduates concentrate in Business & Marketing (39% of degrees); Maryland-College Park in Computer Science & IT (25%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Saint Joseph's
Computer science & AI Maryland-College Park
Pre-med & health Saint Joseph's
Engineering Maryland-College Park
Economics & public policy Maryland-College Park
Education & teaching Saint Joseph's
Lab & physical sciences Saint Joseph's
Psychology Either
Communications & media Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Saint Joseph's University - Philadelphia

Pick Saint Joseph's University - Philadelphia over University of Maryland-College Park. Median earnings of $86,881 ten years after enrollment vs $82,860.

Keeping costs down → University of Maryland-College Park

Pick University of Maryland-College Park over Saint Joseph's University - Philadelphia. Net price $15,678 vs $29,689.

Graduation certainty → University of Maryland-College Park

Pick University of Maryland-College Park over Saint Joseph's University - Philadelphia. 89% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

79%
Saint Joseph's
vs
89%
Maryland-College Park

Earnings (10yr)

$86,881
Saint Joseph's
vs
$82,860
Maryland-College Park

Avg Net Price

$29,689
Saint Joseph's
vs
$15,678
Maryland-College Park

Median Debt

$25,500
Saint Joseph's
vs
$19,000
Maryland-College Park

The Analysis

Verdict

Saint Joseph's University - Philadelphia and University of Maryland-College Park are close on paper, but University of Maryland-College Park wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Maryland-College Park is the harder admit. It takes 45% of applicants, while Saint Joseph's University - Philadelphia takes 89%. Its entering class also posts the higher average SAT, 1,258 to 1,473.

So what: If test scores and a high-scoring peer group matter to you, University of Maryland-College Park sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Maryland-College Park comes out ahead. Its average net price after aid is $15,678, about $14,011 a year below Saint Joseph's University - Philadelphia's $29,689. Graduates of University of Maryland-College Park also borrow less: median debt of $19,000, against $25,500.

So what: Over four years, the gap adds up to about $56,044 before any change in aid. Choosing University of Maryland-College Park leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Saint Joseph's University - Philadelphia graduates report median earnings of $86,881, compared with $82,860 at University of Maryland-College Park. That is a 5% advantage. Set against borrowing, University of Maryland-College Park has the lower debt-to-earnings ratio, 0.23x to 0.29x.

So what: An earnings gap of 5% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Maryland-College Park graduates a larger share of its students, 89% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 9% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Maryland-College Park to keep costs and debt down; pick Saint Joseph's University - Philadelphia for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Maryland-College Park saves about $14,011 a year, yet Saint Joseph's University - Philadelphia graduates earn $4,021 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Saint Joseph's University - Philadelphia concentrates enrollment in Health Professions, Biology & Biomedical, while University of Maryland-College Park leans toward Computer Science & IT, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Saint Joseph's Not for everyone
  • Cost-conscious students: net price of $29,689 runs well above University of Maryland-College Park's $15,678.
  • Students minimizing debt: median debt is $25,500, against $19,000 at University of Maryland-College Park.
  • STEM and CS-focused students: tech programs are a smaller part of Saint Joseph's University - Philadelphia's enrollment, and University of Maryland-College Park is stronger here.
Maryland-College Park Not for everyone
  • Students who want a smaller campus: University of Maryland-College Park's enrollment of 30,760 far exceeds Saint Joseph's University - Philadelphia's 4,948.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Suburban
Mid-Atlantic
Region
Mid-Atlantic
4,948
Enrollment
30,760
No
HBCU
No
Admissions
4 metrics
89%
Acceptance Rate
45%
1258
SAT Average
1473
28
ACT Midpoint
32
1170-1350
SAT Range
1400-1530
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
22%
SAT Submitted
37%
ACT Submitted
7%
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$53,260
In-State Tuition
$11,809
$53,260
Out-of-State Tuition
$41,186
$29,689
Average Net Price
$15,678
$22,570
Net Price ($0-30K income)
$2,962
$23,022
Net Price ($30-48K)
$6,051
$24,297
Net Price ($48-75K)
$10,273
$33,222
Net Price ($110K+)
$26,691
20%
Pell Grant Rate
19%
56%
Federal Loan Rate
22%
Academics
5 metrics
79%
Graduation Rate
89%
89%
Retention Rate
96%
100%
Full-Time Faculty
83%
$11,284
Faculty Salary (monthly)
$17,205
18%
First-Gen Students
22%
Student Body
6 metrics
59%
Female
51%
68%
White
39%
9%
Hispanic
11%
7%
Black
13%
9%
Asian
24%
0.51
Diversity Index
0.76
Outcomes
6 metrics
$66,438
Earnings (6yr)
$67,785
$76,633
Earnings (8yr)
$75,472
$86,881
Earnings (10yr)
$82,860
$25,500
Median Debt
$19,000
0.29x
Debt-to-Earnings
0.23x
85%
Earning Above HS Grad
79%
Social Capital
3 metrics
Economic Connectedness
1.84
Friending Bias
-0.01
Volunteering Rate
8.0%
Online Education (IPEDS)
2 metrics
21.9%
% Exclusively Online
5.5%
53.0%
% Any Online
28.6%

The Overviews

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

University of Maryland-College Park

College Park, MD · Public

45% accept 89% grad $82,860 earnings $15,678 net

With nearly 31,000 students, the University of Maryland-College Park is a vibrant choice for those interested in fields like Computer Science and IT, Business and Marketing, and Engineering. The school’s acceptance rate is 45%, meaning it’s competitive but still accessible for many. What stands out here is the impressive 89% graduation rate, indicating that students who enroll are likely to see their academic journeys through to completion.

After graduation, students can expect solid earnings, with a 10-year post-degree salary averaging $82,860. This figure is particularly important when considering the long-term return on investment for education. The affordability of the school plays a big role in this, as the net price after aid is around $15,678. This allows for a manageable financial situation, especially when considering that only 19% of students receive Pell Grants, suggesting that many students are coming from a range of economic backgrounds.

In terms of financial outlook, graduates leave with a median debt of $19,000, which is quite reasonable compared to potential earnings. This balance is crucial for those who want to thrive after college without being weighed down by excessive debt. Students who tend to succeed here are often those who take advantage of internships and career services, engaging actively with the community and resources available to them. Overall, Maryland-College Park supports students through a solid combination of academic rigor and financial feasibility.

Rankings They Appear On

University of Maryland-College Park is featured on the Best Bachelor's Programs in Maryland ranking.

Explore all rankings →

Top Degree Programs

Saint Joseph's's top program is Business Administration (39% of enrollment), while Maryland-College Park leads with Computer Science (25%).

Career Pathways

Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's) and Software Developer, Data Scientist, Cybersecurity Analyst (for Maryland-College Park).

The two schools feed different job markets. Saint Joseph's University - Philadelphia is strongest in Health Professions, Biology & Biomedical, Psychology, while University of Maryland-College Park concentrates in Computer Science & IT, Social Sciences, Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Saint Joseph's University - Philadelphia or University of Maryland-College Park?

University of Maryland-College Park is harder to get into, admitting 45% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, Saint Joseph's University - Philadelphia or University of Maryland-College Park?

University of Maryland-College Park is more affordable, with an average net price of $15,678 after aid versus $29,689 at Saint Joseph's University - Philadelphia.

Do Saint Joseph's University - Philadelphia or University of Maryland-College Park graduates earn more?

Saint Joseph's University - Philadelphia graduates earn more: median earnings of $86,881 ten years after enrollment, versus $82,860 at University of Maryland-College Park.

Which has a better graduation rate, Saint Joseph's University - Philadelphia or University of Maryland-College Park?

University of Maryland-College Park has the higher graduation rate, 89% versus 79%.

Should you choose Saint Joseph's University - Philadelphia or University of Maryland-College Park?

It depends on what you weigh most. Choose University of Maryland-College Park if affordability and lower debt come first; choose Saint Joseph's University - Philadelphia if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Saint Joseph's and Maryland-College Park stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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