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Head-to-Head Comparison

Saint Joseph's University - Philadelphia vs University of Southern California

Saint Joseph's Wins
10
Tied
20
Southern California Wins
22

Direct Answer

For overall financial value, Saint Joseph's University - Philadelphia offers a significantly safer investment tier. While University of Southern California achieves a higher graduation rate (92% vs 79%), its annual cost of attendance sits at $32,740 compared to Saint Joseph's University - Philadelphia's $29,689. Students who choose Saint Joseph's University - Philadelphia benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $86,881 at ten years.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Saint Joseph's

  • Lower cost: Average net price of $29,689, roughly $3,051 a year less

Southern California

  • Higher earnings: Median earnings of $92,498 ten years after enrollment, 6% more than Saint Joseph's University - Philadelphia
  • Higher grad rate: 92% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $18,000, the lower of the two
  • More selective: Admits 10% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Saint Joseph's graduates concentrate in Business & Marketing (39% of degrees); Southern California in Business & Marketing (22%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Pre-med & health Saint Joseph's
Business & entrepreneurship Saint Joseph's
Arts & design Southern California
Engineering Southern California
Lab & physical sciences Saint Joseph's
Computer science & AI Southern California
Economics & public policy Southern California
Education & teaching Saint Joseph's
Psychology Saint Joseph's
Communications & media Southern California

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of Southern California

Pick University of Southern California over Saint Joseph's University - Philadelphia. Median earnings of $92,498 ten years after enrollment vs $86,881.

Keeping costs down → Saint Joseph's University - Philadelphia

Pick Saint Joseph's University - Philadelphia over University of Southern California. Net price $29,689 vs $32,740.

Graduation certainty → University of Southern California

Pick University of Southern California over Saint Joseph's University - Philadelphia. 92% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

79%
Saint Joseph's
vs
92%
Southern California

Earnings (10yr)

$86,881
Saint Joseph's
vs
$92,498
Southern California

Avg Net Price

$29,689
Saint Joseph's
vs
$32,740
Southern California

Median Debt

$25,500
Saint Joseph's
vs
$18,000
Southern California

The Analysis

Verdict

Saint Joseph's University - Philadelphia and University of Southern California are close on paper, but University of Southern California wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Southern California is the harder admit. It takes 10% of applicants, while Saint Joseph's University - Philadelphia takes 89%. Its entering class also posts the higher average SAT, 1,258 to 1,495.

So what: If test scores and a high-scoring peer group matter to you, University of Southern California sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Saint Joseph's University - Philadelphia comes out ahead. Its average net price after aid is $29,689, about $3,051 a year below University of Southern California's $32,740. Graduates of University of Southern California also borrow less: median debt of $18,000, against $25,500.

So what: Over four years, the gap adds up to about $12,204 before any change in aid. Choosing Saint Joseph's University - Philadelphia leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of Southern California graduates report median earnings of $92,498, compared with $86,881 at Saint Joseph's University - Philadelphia. That is a 6% advantage. Set against borrowing, University of Southern California has the lower debt-to-earnings ratio, 0.19x to 0.29x.

So what: An earnings gap of 6% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Southern California graduates a larger share of its students, 92% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 13% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick Saint Joseph's University - Philadelphia to keep costs and debt down; pick University of Southern California for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. Saint Joseph's University - Philadelphia saves about $3,051 a year, yet University of Southern California graduates earn $5,617 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Saint Joseph's University - Philadelphia concentrates enrollment in Health Professions, Biology & Biomedical, while University of Southern California leans toward Social Sciences, Visual & Performing Arts. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Saint Joseph's Not for everyone
  • Students minimizing debt: median debt is $25,500, against $18,000 at University of Southern California.
Southern California Not for everyone
  • Students who want a smaller campus: University of Southern California's enrollment of 20,443 far exceeds Saint Joseph's University - Philadelphia's 4,948.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Urban
Setting
Urban
Mid-Atlantic
Region
Far West
4,948
Enrollment
20,443
No
HBCU
No
Admissions
4 metrics
89%
Acceptance Rate
10%
1258
SAT Average
1495
28
ACT Midpoint
34
1170-1350
SAT Range
1450-1550
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
40%
SAT Submitted
33%
ACT Submitted
12%
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$53,260
In-State Tuition
$72,097
$53,260
Out-of-State Tuition
$72,097
$29,689
Average Net Price
$32,740
$22,570
Net Price ($0-30K income)
$13,516
$23,022
Net Price ($30-48K)
$14,394
$24,297
Net Price ($48-75K)
$19,539
$33,222
Net Price ($110K+)
$56,116
20%
Pell Grant Rate
22%
56%
Federal Loan Rate
24%
Academics
5 metrics
79%
Graduation Rate
92%
89%
Retention Rate
96%
100%
Full-Time Faculty
59%
$11,284
Faculty Salary (monthly)
$17,924
18%
First-Gen Students
25%
Student Body
6 metrics
59%
Female
55%
68%
White
26%
9%
Hispanic
20%
7%
Black
7%
9%
Asian
23%
0.51
Diversity Index
0.81
Outcomes
6 metrics
$66,438
Earnings (6yr)
$74,461
$76,633
Earnings (8yr)
$87,601
$86,881
Earnings (10yr)
$92,498
$25,500
Median Debt
$18,000
0.29x
Debt-to-Earnings
0.19x
85%
Earning Above HS Grad
81%
Social Mobility (Chetty)
4 metrics
Mobility Rate
3.93%
Success Rate (bottom 20%)
54.6%
From Bottom 20%
7.2%
Parent Median Income (today's $)
$163,174
Social Capital
3 metrics
Economic Connectedness
1.78
Friending Bias
0.03
Volunteering Rate
8.2%
Research (Times HE)
4 metrics
World Rank
#73
Teaching Score
65.4
Research Score
48.7
Citations Score
71.9
Online Education (IPEDS)
2 metrics
21.9%
% Exclusively Online
12.9%
53.0%
% Any Online
44.8%

The Overviews

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

University of Southern California

Los Angeles, CA · Private nonprofit

10% accept 92% grad $92,498 earnings $32,740 net

The University of Southern California has an impressive graduation rate of 92%. This reflects the institution's strong commitment to student success and academic support. Students here are likely to find a community that encourages them to complete their degrees on time.

According to data from Opportunity Insights, while specific mobility metrics are not available, the high graduation rate suggests that many students are able to improve their economic prospects through education. Graduates from USC earn a median salary of $92,498 a decade after leaving, indicating a solid return on investment for their education.

The cost of attendance at USC is $32,740, with a median debt of $18,000 for those who borrow. This financial landscape makes it essential for prospective students to consider their funding options. Students who thrive at USC often have a clear focus on their career paths, particularly in fields like business, arts, and technology.

Rankings They Appear On

University of Southern California is featured on the Best Online Colleges in California ranking.

Explore all rankings →

Top Degree Programs

Both schools share Business Administration as their top enrolled program field, comprising 39% of Saint Joseph's's student body and 22% of Southern California's.

Career Pathways

Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's) and Software Developer, Data Scientist, Cybersecurity Analyst (for Southern California).

The two schools feed different job markets. Saint Joseph's University - Philadelphia is strongest in Health Professions, Biology & Biomedical, Psychology, while University of Southern California concentrates in Social Sciences, Visual & Performing Arts, Communications. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Saint Joseph's University - Philadelphia or University of Southern California?

University of Southern California is harder to get into, admitting 10% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, Saint Joseph's University - Philadelphia or University of Southern California?

Saint Joseph's University - Philadelphia is more affordable, with an average net price of $29,689 after aid versus $32,740 at University of Southern California.

Do Saint Joseph's University - Philadelphia or University of Southern California graduates earn more?

University of Southern California graduates earn more: median earnings of $92,498 ten years after enrollment, versus $86,881 at Saint Joseph's University - Philadelphia.

Which has a better graduation rate, Saint Joseph's University - Philadelphia or University of Southern California?

University of Southern California has the higher graduation rate, 92% versus 79%.

Should you choose Saint Joseph's University - Philadelphia or University of Southern California?

It depends on what you weigh most. Choose Saint Joseph's University - Philadelphia if affordability and lower debt come first; choose University of Southern California if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Best Colleges in America

How do Saint Joseph's and Southern California stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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