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Head-to-Head Comparison

Southern New Hampshire University vs Swarthmore College

Southern New Wins
13
Tied
13
Swarthmore Wins
19

Direct Answer

For overall financial value, Swarthmore College offers a significantly safer investment tier. With an annual cost of $23,149 vs Southern New Hampshire University's $36,708, Swarthmore College delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Swarthmore College's lower price point delivers a highly efficient debt-to-earnings path.

45 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Southern New

No clear advantage detected in core metrics.

Swarthmore

  • Higher earnings: Median earnings of $80,257 ten years after enrollment, 59% more than Southern New Hampshire University
  • Lower cost: Average net price of $23,149, roughly $13,559 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $17,500, the lower of the two
  • Social mobility: Chetty mobility rate of 2.3%, the stronger record of moving students up the income ladder
  • More selective: Admits 7% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Southern New graduates concentrate in Business & Marketing (35% of degrees); Swarthmore in Social Sciences (25%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Southern New
Economics & public policy Swarthmore
Lab & physical sciences Swarthmore
Humanities & writing Southern New
Math & quantitative work Swarthmore
Psychology Southern New
Engineering Swarthmore
Law & criminal justice Southern New
Education & teaching Swarthmore
Pre-med & health Swarthmore
Computer science & AI Either
Arts & design Swarthmore

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Swarthmore College

Pick Swarthmore College over Southern New Hampshire University. Median earnings of $80,257 ten years after enrollment vs $50,318.

Keeping costs down → Swarthmore College

Pick Swarthmore College over Southern New Hampshire University. Net price $23,149 vs $36,708.

Social mobility impact → Swarthmore College

Pick Swarthmore College over Southern New Hampshire University. 2.3% mobility rate vs 1.4%.

Graduation certainty → Swarthmore College

Pick Swarthmore College over Southern New Hampshire University. 93% completion rate vs 44%.

Key Metrics at a Glance

Graduation Rate

44%
Southern New
vs
93%
Swarthmore

Earnings (10yr)

$50,318
Southern New
vs
$80,257
Swarthmore

Avg Net Price

$36,708
Southern New
vs
$23,149
Swarthmore

Median Debt

$21,082
Southern New
vs
$17,500
Swarthmore

The Analysis

Verdict

Southern New Hampshire University and Swarthmore College are close on paper, but Swarthmore College wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Swarthmore College is the harder admit. It takes 7% of applicants, while Southern New Hampshire University takes 100%.

So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Swarthmore College comes out ahead. Its average net price after aid is $23,149, about $13,559 a year below Southern New Hampshire University's $36,708. Graduates of Swarthmore College also borrow less: median debt of $17,500, against $21,082.

So what: Over four years, the gap adds up to about $54,236 before any change in aid. Choosing Swarthmore College leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Swarthmore College graduates report median earnings of $80,257, compared with $50,318 at Southern New Hampshire University. That is a 59% advantage. Set against borrowing, Swarthmore College has the lower debt-to-earnings ratio, 0.22x to 0.42x.

So what: An earnings gap of 59% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Swarthmore College graduates a larger share of its students, 93% versus 44%. More of its students stay on track to a degree.

So what: A completion gap of 49% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Moving people up

Swarthmore College does more to move students up the income ladder. Its Chetty mobility rate is 2.3%; at Southern New Hampshire University, it is 1.4%. Southern New Hampshire University also enrolls the larger share of low-income students: 5.6% come from the bottom income quintile, versus 4.7%.

So what: For first-generation and low-income students, Swarthmore College offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Recommendation

Bottom line: pick Swarthmore College to keep costs and debt down.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

Their academic identities diverge. Southern New Hampshire University concentrates enrollment in Business & Marketing, Psychology, while Swarthmore College leans toward Social Sciences, Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Southern New Not for everyone
  • Cost-conscious students: net price of $36,708 runs well above Swarthmore College's $23,149.
  • Students minimizing debt: median debt is $21,082, against $17,500 at Swarthmore College.
  • Students who want a smaller campus: Southern New Hampshire University's enrollment of 163,164 far exceeds Swarthmore College's 1,613.
Swarthmore Not for everyone
  • Business and consulting-track students: Swarthmore College has less business program depth, and Southern New Hampshire University offers the stronger options.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Private nonprofit
Suburban
Setting
Suburban
New England
Region
Mid-Atlantic
163,164
Enrollment
1,613
No
HBCU
No
Admissions
4 metrics
100%
Acceptance Rate
7%
SAT Average
1534
ACT Midpoint
34
SAT Range
1490-1560
Admissions Strategy (Common Data Set)
1 metrics
Not offered
Early Decision
Cost & Financial Aid
9 metrics
$17,200
In-State Tuition
$65,494
$17,200
Out-of-State Tuition
$65,494
$36,708
Average Net Price
$23,149
$36,441
Net Price ($0-30K income)
$7,690
$36,536
Net Price ($30-48K)
$4,951
$36,641
Net Price ($48-75K)
$11,444
$38,025
Net Price ($110K+)
$47,544
49%
Pell Grant Rate
19%
58%
Federal Loan Rate
11%
Academics
5 metrics
44%
Graduation Rate
93%
61%
Retention Rate
94%
100%
Full-Time Faculty
94%
$9,805
Faculty Salary (monthly)
$14,961
48%
First-Gen Students
27%
Student Body
6 metrics
68%
Female
55%
50%
White
30%
15%
Hispanic
16%
20%
Black
9%
2%
Asian
17%
0.69
Diversity Index
0.82
Outcomes
6 metrics
$41,945
Earnings (6yr)
$56,211
$43,845
Earnings (8yr)
$72,890
$50,318
Earnings (10yr)
$80,257
$21,082
Median Debt
$17,500
0.42x
Debt-to-Earnings
0.22x
75%
Earning Above HS Grad
62%
Social Mobility (Chetty)
4 metrics
1.44%
Mobility Rate
2.29%
25.8%
Success Rate (bottom 20%)
49.1%
5.6%
From Bottom 20%
4.7%
$116,572
Parent Median Income (today's $)
$184,641
Social Capital
3 metrics
Economic Connectedness
1.84
Friending Bias
-0.01
Volunteering Rate
14.1%
Online Education (IPEDS)
2 metrics
94.9%
% Exclusively Online
95.6%
% Any Online

The Overviews

Southern New Hampshire University

Manchester, NH · Private nonprofit

100% accept 44% grad $50,318 earnings $36,708 net

With an enrollment of over 163,000 students, Southern New Hampshire University (SNHU) is a place where a diverse range of learners can thrive, particularly those pursuing degrees in Business & Marketing, Psychology, Computer Science & IT, Humanities, and Health Professions. The school's 100% acceptance rate opens the door for many, creating an inclusive atmosphere. This setup is ideal for students looking for flexibility in their education, whether they’re fresh out of high school or returning to school after some time away.

After graduation, students at SNHU can expect to earn around $50,318 within a decade, which is a decent starting point for many. This aligns well with the school's focus on practical, career-oriented programs. While the graduation rate sits at 44%, those who complete their degrees are often better positioned for upward mobility in the job market, especially in fields like business and technology. The affordability factor plays a role here, too, as nearly half of the students receive Pell Grants, which can make a significant difference in financing education.

When it comes to the cost of attending SNHU, the net price is approximately $36,708 after financial aid, which can seem daunting at first glance. However, the median debt upon graduation is $21,082, a figure that many find manageable in the context of their potential earnings. Students who tend to thrive here are often those looking for a supportive environment and a clear path to career opportunities, making it a solid choice for individuals ready to invest in their future.

Swarthmore College

Swarthmore, PA · Private nonprofit

7% accept 93% grad $80,257 earnings $23,149 net

With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.

Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.

In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.

Rankings They Appear On

Southern New Hampshire University is featured on the Largest Colleges in America ranking.

Explore all rankings →

Top Degree Programs

Southern New's top program is Business Administration (35% of enrollment), while Swarthmore leads with Sociology (25%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Southern New) and Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore).

The two schools feed different job markets. Southern New Hampshire University is strongest in Business & Marketing, Psychology, Humanities, while Swarthmore College concentrates in Social Sciences, Biology & Biomedical, Mathematics & Statistics. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Southern New Hampshire University or Swarthmore College?

Swarthmore College is harder to get into, admitting 7% of applicants compared with 100% at Southern New Hampshire University.

Which is more affordable, Southern New Hampshire University or Swarthmore College?

Swarthmore College is more affordable, with an average net price of $23,149 after aid versus $36,708 at Southern New Hampshire University.

Do Southern New Hampshire University or Swarthmore College graduates earn more?

Swarthmore College graduates earn more: median earnings of $80,257 ten years after enrollment, versus $50,318 at Southern New Hampshire University.

Which has a better graduation rate, Southern New Hampshire University or Swarthmore College?

Swarthmore College has the higher graduation rate, 93% versus 44%.

Southern New Hampshire University vs Swarthmore College: which is better for social mobility?

Swarthmore College is the stronger driver of upward mobility, with a Chetty mobility rate of 2.3% versus 1.4%.

Should you choose Southern New Hampshire University or Swarthmore College?

It depends on what you weigh most. Choose Swarthmore College if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

Best Colleges in America

How do Southern New and Swarthmore stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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