Head-to-Head Comparison
Southern New Hampshire University vs Swarthmore College
- Southern New Wins
- 13
- Tied
- 13
- Swarthmore Wins
- 19
Direct Answer
For overall financial value, Swarthmore College offers a significantly safer investment tier. With an annual cost of $23,149 vs Southern New Hampshire University's $36,708, Swarthmore College delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Swarthmore College's lower price point delivers a highly efficient debt-to-earnings path.
45 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Southern New
No clear advantage detected in core metrics.
Swarthmore
- Higher earnings: Median earnings of $80,257 ten years after enrollment, 59% more than Southern New Hampshire University
- Lower cost: Average net price of $23,149, roughly $13,559 a year less
- Higher grad rate: 93% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $17,500, the lower of the two
- Social mobility: Chetty mobility rate of 2.3%, the stronger record of moving students up the income ladder
- More selective: Admits 7% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Southern New graduates concentrate in Business & Marketing (35% of degrees); Swarthmore in Social Sciences (25%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Swarthmore College over Southern New Hampshire University. Median earnings of $80,257 ten years after enrollment vs $50,318.
Pick Swarthmore College over Southern New Hampshire University. Net price $23,149 vs $36,708.
Pick Swarthmore College over Southern New Hampshire University. 2.3% mobility rate vs 1.4%.
Pick Swarthmore College over Southern New Hampshire University. 93% completion rate vs 44%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Southern New Hampshire University and Swarthmore College are close on paper, but Swarthmore College wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Swarthmore College is the harder admit. It takes 7% of applicants, while Southern New Hampshire University takes 100%.
So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Swarthmore College comes out ahead. Its average net price after aid is $23,149, about $13,559 a year below Southern New Hampshire University's $36,708. Graduates of Swarthmore College also borrow less: median debt of $17,500, against $21,082.
So what: Over four years, the gap adds up to about $54,236 before any change in aid. Choosing Swarthmore College leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Swarthmore College graduates report median earnings of $80,257, compared with $50,318 at Southern New Hampshire University. That is a 59% advantage. Set against borrowing, Swarthmore College has the lower debt-to-earnings ratio, 0.22x to 0.42x.
So what: An earnings gap of 59% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Swarthmore College graduates a larger share of its students, 93% versus 44%. More of its students stay on track to a degree.
So what: A completion gap of 49% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Swarthmore College does more to move students up the income ladder. Its Chetty mobility rate is 2.3%; at Southern New Hampshire University, it is 1.4%. Southern New Hampshire University also enrolls the larger share of low-income students: 5.6% come from the bottom income quintile, versus 4.7%.
So what: For first-generation and low-income students, Swarthmore College offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Swarthmore College to keep costs and debt down.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Their academic identities diverge. Southern New Hampshire University concentrates enrollment in Business & Marketing, Psychology, while Swarthmore College leans toward Social Sciences, Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $36,708 runs well above Swarthmore College's $23,149.
- Students minimizing debt: median debt is $21,082, against $17,500 at Swarthmore College.
- Students who want a smaller campus: Southern New Hampshire University's enrollment of 163,164 far exceeds Swarthmore College's 1,613.
- Business and consulting-track students: Swarthmore College has less business program depth, and Southern New Hampshire University offers the stronger options.
Full Data Breakdown
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 1 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Southern New Hampshire University
Manchester, NH · Private nonprofit
With an enrollment of over 163,000 students, Southern New Hampshire University (SNHU) is a place where a diverse range of learners can thrive, particularly those pursuing degrees in Business & Marketing, Psychology, Computer Science & IT, Humanities, and Health Professions. The school's 100% acceptance rate opens the door for many, creating an inclusive atmosphere. This setup is ideal for students looking for flexibility in their education, whether they’re fresh out of high school or returning to school after some time away.
After graduation, students at SNHU can expect to earn around $50,318 within a decade, which is a decent starting point for many. This aligns well with the school's focus on practical, career-oriented programs. While the graduation rate sits at 44%, those who complete their degrees are often better positioned for upward mobility in the job market, especially in fields like business and technology. The affordability factor plays a role here, too, as nearly half of the students receive Pell Grants, which can make a significant difference in financing education.
When it comes to the cost of attending SNHU, the net price is approximately $36,708 after financial aid, which can seem daunting at first glance. However, the median debt upon graduation is $21,082, a figure that many find manageable in the context of their potential earnings. Students who tend to thrive here are often those looking for a supportive environment and a clear path to career opportunities, making it a solid choice for individuals ready to invest in their future.
Swarthmore College
Swarthmore, PA · Private nonprofit
With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.
Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.
In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.
Rankings They Appear On
Southern New Hampshire University is featured on the Largest Colleges in America ranking.
Top Degree Programs
Southern New's top program is Business Administration (35% of enrollment), while Swarthmore leads with Sociology (25%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Southern New) and Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore).
The two schools feed different job markets. Southern New Hampshire University is strongest in Business & Marketing, Psychology, Humanities, while Swarthmore College concentrates in Social Sciences, Biology & Biomedical, Mathematics & Statistics. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Southern New Hampshire University or Swarthmore College?
Swarthmore College is harder to get into, admitting 7% of applicants compared with 100% at Southern New Hampshire University.
Which is more affordable, Southern New Hampshire University or Swarthmore College?
Swarthmore College is more affordable, with an average net price of $23,149 after aid versus $36,708 at Southern New Hampshire University.
Do Southern New Hampshire University or Swarthmore College graduates earn more?
Swarthmore College graduates earn more: median earnings of $80,257 ten years after enrollment, versus $50,318 at Southern New Hampshire University.
Which has a better graduation rate, Southern New Hampshire University or Swarthmore College?
Swarthmore College has the higher graduation rate, 93% versus 44%.
Southern New Hampshire University vs Swarthmore College: which is better for social mobility?
Swarthmore College is the stronger driver of upward mobility, with a Chetty mobility rate of 2.3% versus 1.4%.
Should you choose Southern New Hampshire University or Swarthmore College?
It depends on what you weigh most. Choose Swarthmore College if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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