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Head-to-Head Comparison

Swarthmore College vs University of Illinois Urbana-Champaign

Swarthmore Wins
19
Tied
18
Illinois Urbana-Champaign Wins
15

Direct Answer

For overall financial value, University of Illinois Urbana-Champaign offers a significantly safer investment tier. While Swarthmore College achieves a higher graduation rate (93% vs 85%), its annual cost of attendance sits at $23,149 compared to University of Illinois Urbana-Champaign's $14,355 for in-state paths. Students who choose University of Illinois Urbana-Champaign benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $81,054 at ten years.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Swarthmore

  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $17,500, the lower of the two
  • More selective: Admits 7% of applicants, which makes for a more competitive peer group

Illinois Urbana-Champaign

  • Higher earnings: Median earnings of $81,054 ten years after enrollment, 1% more than Swarthmore College
  • Lower cost: Average net price of $14,355, roughly $8,794 a year less

The Actual Decision

What are you really choosing between?

Swarthmore graduates concentrate in Social Sciences (25% of degrees); Illinois Urbana-Champaign in Engineering (21%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Economics & public policy Swarthmore
Engineering Illinois Urbana-Champaign
Business & entrepreneurship Illinois Urbana-Champaign
Arts & design Swarthmore
Lab & physical sciences Swarthmore
Pre-med & health Swarthmore
Communications & media Illinois Urbana-Champaign
Education & teaching Swarthmore
Math & quantitative work Swarthmore
Psychology Either
Computer science & AI Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of Illinois Urbana-Champaign

Pick University of Illinois Urbana-Champaign over Swarthmore College. Median earnings of $81,054 ten years after enrollment vs $80,257.

Keeping costs down → University of Illinois Urbana-Champaign

Pick University of Illinois Urbana-Champaign over Swarthmore College. Net price $14,355 vs $23,149.

Graduation certainty → Swarthmore College

Pick Swarthmore College over University of Illinois Urbana-Champaign. 93% completion rate vs 85%.

Key Metrics at a Glance

Graduation Rate

93%
Swarthmore
vs
85%
Illinois Urbana-Champaign

Earnings (10yr)

$80,257
Swarthmore
vs
$81,054
Illinois Urbana-Champaign

Avg Net Price

$23,149
Swarthmore
vs
$14,355
Illinois Urbana-Champaign

Median Debt

$17,500
Swarthmore
vs
$19,500
Illinois Urbana-Champaign

The Analysis

Verdict

Swarthmore College and University of Illinois Urbana-Champaign are close on paper, but Swarthmore College wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Swarthmore College is the harder admit. It takes 7% of applicants, while University of Illinois Urbana-Champaign takes 42%. Its entering class also posts the higher average SAT, 1,534 to 1,440.

So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Illinois Urbana-Champaign comes out ahead. Its average net price after aid is $14,355, about $8,794 a year below Swarthmore College's $23,149. Graduates of Swarthmore College also borrow less: median debt of $17,500, against $19,500.

So what: Over four years, the gap adds up to about $35,176 before any change in aid. Choosing University of Illinois Urbana-Champaign leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of Illinois Urbana-Champaign graduates report median earnings of $81,054, compared with $80,257 at Swarthmore College. That is a 1% advantage. Set against borrowing, Swarthmore College has the lower debt-to-earnings ratio, 0.22x to 0.24x.

So what: An earnings gap of 1% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Swarthmore College graduates a larger share of its students, 93% versus 85%. More of its students stay on track to a degree.

So what: A completion gap of 8% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Illinois Urbana-Champaign to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. Swarthmore College concentrates enrollment in Social Sciences, Biology & Biomedical, while University of Illinois Urbana-Champaign leans toward Engineering, Business & Marketing. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Swarthmore Not for everyone
  • Cost-conscious students: net price of $23,149 runs well above University of Illinois Urbana-Champaign's $14,355.
  • Engineering-focused students: University of Illinois Urbana-Champaign has the stronger engineering programs.
Illinois Urbana-Champaign Not for everyone
  • Students who want a smaller campus: University of Illinois Urbana-Champaign's enrollment of 36,258 far exceeds Swarthmore College's 1,613.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Public
Suburban
Setting
Urban
Mid-Atlantic
Region
Great Lakes
1,613
Enrollment
36,258
No
HBCU
No
Admissions
4 metrics
7%
Acceptance Rate
42%
1534
SAT Average
1440
34
ACT Midpoint
32
1490-1560
SAT Range
1310-1520
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
29%
SAT Submitted
41%
ACT Submitted
14%
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$65,494
In-State Tuition
$16,004
$65,494
Out-of-State Tuition
$35,124
$23,149
Average Net Price
$14,355
$7,690
Net Price ($0-30K income)
$2,038
$4,951
Net Price ($30-48K)
$5,373
$11,444
Net Price ($48-75K)
$7,982
$47,544
Net Price ($110K+)
$28,761
19%
Pell Grant Rate
23%
11%
Federal Loan Rate
27%
Academics
5 metrics
93%
Graduation Rate
85%
94%
Retention Rate
95%
94%
Full-Time Faculty
73%
$14,961
Faculty Salary (monthly)
$14,464
27%
First-Gen Students
25%
Student Body
6 metrics
55%
Female
49%
30%
White
38%
16%
Hispanic
14%
9%
Black
5%
17%
Asian
23%
0.82
Diversity Index
0.76
Outcomes
6 metrics
$56,211
Earnings (6yr)
$64,802
$72,890
Earnings (8yr)
$74,029
$80,257
Earnings (10yr)
$81,054
$17,500
Median Debt
$19,500
0.22x
Debt-to-Earnings
0.24x
62%
Earning Above HS Grad
80%
Social Mobility (Chetty)
4 metrics
2.29%
Mobility Rate
49.1%
Success Rate (bottom 20%)
4.7%
From Bottom 20%
$184,641
Parent Median Income (today's $)
Social Capital
3 metrics
1.84
Economic Connectedness
1.73
-0.01
Friending Bias
0.01
14.1%
Volunteering Rate
8.1%
Research (Times HE)
4 metrics
World Rank
#33
Teaching Score
68.1
Research Score
80.9
Citations Score
72.9
Online Education (IPEDS)
2 metrics
% Exclusively Online
20.5%
% Any Online
75.8%

The Overviews

Swarthmore College

Swarthmore, PA · Private nonprofit

7% accept 93% grad $80,257 earnings $23,149 net

With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.

Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.

In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.

University of Illinois Urbana-Champaign

Champaign, IL · Public

42% accept 85% grad $81,054 earnings $14,355 net

More than 36,000 students choose the University of Illinois Urbana-Champaign for its strong academic programs and vibrant campus life. With an acceptance rate of 42%, the university maintains a competitive edge while welcoming a diverse student body. The graduation rate stands at an impressive 85%, indicating a supportive environment for student success.

Data from Opportunity Insights highlights that graduates from Illinois Urbana-Champaign can expect solid economic mobility. The average earnings for alumni ten years after graduation reach $81,054, suggesting that degrees from this university translate into significant financial benefits. While specific mobility rates are not available, the school’s emphasis on high-demand fields like Engineering, Business, and Computer Science supports upward mobility for many graduates.

Cost considerations are crucial for students. The net price for attending is approximately $14,355, which is manageable compared to potential earnings. Graduates carry a median debt of $19,500, a figure that aligns with the financial landscape of public universities. Students who thrive here typically have a strong interest in STEM fields or business, benefiting from robust programs and a collaborative campus culture.

Rankings They Appear On

Swarthmore College is featured on the Best Education Colleges in Pennsylvania ranking.

Explore all rankings →

Top Degree Programs

Swarthmore's top program is Sociology (25% of enrollment), while Illinois Urbana-Champaign leads with Mechanical Engineering (21%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore) and Software Developer, Data Scientist, Cybersecurity Analyst (for Illinois Urbana-Champaign).

The two schools feed different job markets. Swarthmore College is strongest in Biology & Biomedical, Mathematics & Statistics, while University of Illinois Urbana-Champaign concentrates in Engineering, Business & Marketing. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Swarthmore College or University of Illinois Urbana-Champaign?

Swarthmore College is harder to get into, admitting 7% of applicants compared with 42% at University of Illinois Urbana-Champaign.

Which is more affordable, Swarthmore College or University of Illinois Urbana-Champaign?

University of Illinois Urbana-Champaign is more affordable, with an average net price of $14,355 after aid versus $23,149 at Swarthmore College.

Do Swarthmore College or University of Illinois Urbana-Champaign graduates earn more?

University of Illinois Urbana-Champaign graduates earn more: median earnings of $81,054 ten years after enrollment, versus $80,257 at Swarthmore College.

Which has a better graduation rate, Swarthmore College or University of Illinois Urbana-Champaign?

Swarthmore College has the higher graduation rate, 93% versus 85%.

Should you choose Swarthmore College or University of Illinois Urbana-Champaign?

It depends on what you weigh most. Choose University of Illinois Urbana-Champaign if affordability and lower debt come first; choose Swarthmore College if you want the more selective, higher-stats peer group. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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