Head-to-Head Comparison
Swarthmore College vs University of Maryland-College Park
- Swarthmore Wins
- 15
- Tied
- 17
- Maryland-College Park Wins
- 16
Direct Answer
For overall financial value, University of Maryland-College Park offers a significantly safer investment tier. While Swarthmore College achieves a higher graduation rate (93% vs 89%), its annual cost of attendance sits at $23,149 compared to University of Maryland-College Park's $15,678 for in-state paths. Students who choose University of Maryland-College Park benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $82,860 at ten years.
48 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Swarthmore
- Higher grad rate: 93% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $17,500, the lower of the two
- More selective: Admits 7% of applicants, which makes for a more competitive peer group
Maryland-College Park
- Higher earnings: Median earnings of $82,860 ten years after enrollment, 3% more than Swarthmore College
- Lower cost: Average net price of $15,678, roughly $7,471 a year less
The Actual Decision
What are you really choosing between?
Swarthmore graduates concentrate in Social Sciences (25% of degrees); Maryland-College Park in Computer Science & IT (25%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of Maryland-College Park over Swarthmore College. Median earnings of $82,860 ten years after enrollment vs $80,257.
Pick University of Maryland-College Park over Swarthmore College. Net price $15,678 vs $23,149.
Pick Swarthmore College over University of Maryland-College Park. 93% completion rate vs 89%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Swarthmore College and University of Maryland-College Park are close on paper, but Swarthmore College wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Swarthmore College is the harder admit. It takes 7% of applicants, while University of Maryland-College Park takes 45%. Its entering class also posts the higher average SAT, 1,534 to 1,473.
So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of Maryland-College Park comes out ahead. Its average net price after aid is $15,678, about $7,471 a year below Swarthmore College's $23,149. Graduates of Swarthmore College also borrow less: median debt of $17,500, against $19,000.
So what: Over four years, the gap adds up to about $29,884 before any change in aid. Choosing University of Maryland-College Park leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of Maryland-College Park graduates report median earnings of $82,860, compared with $80,257 at Swarthmore College. That is a 3% advantage. Set against borrowing, Swarthmore College has the lower debt-to-earnings ratio, 0.22x to 0.23x.
So what: An earnings gap of 3% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Swarthmore College graduates a larger share of its students, 93% versus 89%. More of its students stay on track to a degree.
So what: A completion gap of 5% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick University of Maryland-College Park to keep costs and debt down.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
Their academic identities diverge. Swarthmore College concentrates enrollment in Biology & Biomedical, while University of Maryland-College Park leans toward Business & Marketing. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $23,149 runs well above University of Maryland-College Park's $15,678.
- Business and consulting-track students: Swarthmore College has less business program depth, and University of Maryland-College Park offers the stronger options.
- Students who want a smaller campus: University of Maryland-College Park's enrollment of 30,760 far exceeds Swarthmore College's 1,613.
Full Data Breakdown
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 4 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Swarthmore College
Swarthmore, PA · Private nonprofit
With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.
Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.
In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.
University of Maryland-College Park
College Park, MD · Public
With nearly 31,000 students, the University of Maryland-College Park is a vibrant choice for those interested in fields like Computer Science and IT, Business and Marketing, and Engineering. The school’s acceptance rate is 45%, meaning it’s competitive but still accessible for many. What stands out here is the impressive 89% graduation rate, indicating that students who enroll are likely to see their academic journeys through to completion.
After graduation, students can expect solid earnings, with a 10-year post-degree salary averaging $82,860. This figure is particularly important when considering the long-term return on investment for education. The affordability of the school plays a big role in this, as the net price after aid is around $15,678. This allows for a manageable financial situation, especially when considering that only 19% of students receive Pell Grants, suggesting that many students are coming from a range of economic backgrounds.
In terms of financial outlook, graduates leave with a median debt of $19,000, which is quite reasonable compared to potential earnings. This balance is crucial for those who want to thrive after college without being weighed down by excessive debt. Students who tend to succeed here are often those who take advantage of internships and career services, engaging actively with the community and resources available to them. Overall, Maryland-College Park supports students through a solid combination of academic rigor and financial feasibility.
Rankings They Appear On
Swarthmore College is featured on the Best Education Colleges in Pennsylvania ranking.
Top Degree Programs
Swarthmore's top program is Sociology (25% of enrollment), while Maryland-College Park leads with Computer Science (25%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore) and Software Developer, Data Scientist, Cybersecurity Analyst (for Maryland-College Park).
The two schools feed different job markets. Swarthmore College is strongest in Biology & Biomedical, Mathematics & Statistics, while University of Maryland-College Park concentrates in Business & Marketing, Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Swarthmore College or University of Maryland-College Park?
Swarthmore College is harder to get into, admitting 7% of applicants compared with 45% at University of Maryland-College Park.
Which is more affordable, Swarthmore College or University of Maryland-College Park?
University of Maryland-College Park is more affordable, with an average net price of $15,678 after aid versus $23,149 at Swarthmore College.
Do Swarthmore College or University of Maryland-College Park graduates earn more?
University of Maryland-College Park graduates earn more: median earnings of $82,860 ten years after enrollment, versus $80,257 at Swarthmore College.
Which has a better graduation rate, Swarthmore College or University of Maryland-College Park?
Swarthmore College has the higher graduation rate, 93% versus 89%.
Should you choose Swarthmore College or University of Maryland-College Park?
It depends on what you weigh most. Choose University of Maryland-College Park if affordability and lower debt come first; choose Swarthmore College if you want the more selective, higher-stats peer group. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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