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Head-to-Head Comparison

University of Maryland-College Park vs University of San Francisco

Maryland-College Park Wins
22
Tied
19
San Francisco Wins
13

Direct Answer

For overall financial value, University of Maryland-College Park offers a significantly safer investment tier. With an annual cost of $15,678 vs University of San Francisco's $41,431, University of Maryland-College Park delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Maryland-College Park's lower price point delivers a highly efficient debt-to-earnings path.

54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Maryland-College Park

  • Lower cost: Average net price of $15,678, roughly $25,753 a year less
  • Higher grad rate: 89% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $19,000, the lower of the two
  • More selective: Admits 45% of applicants, which makes for a more competitive peer group

San Francisco

  • Higher earnings: Median earnings of $89,812 ten years after enrollment, 8% more than University of Maryland-College Park

The Actual Decision

What are you really choosing between?

Maryland-College Park graduates concentrate in Computer Science & IT (25% of degrees); San Francisco in Business & Marketing (18%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Computer science & AI Maryland-College Park
Engineering Maryland-College Park
Pre-med & health San Francisco
Business & entrepreneurship San Francisco
Psychology San Francisco
Arts & design San Francisco
Communications & media San Francisco
Lab & physical sciences Maryland-College Park
Economics & public policy Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of San Francisco

Pick University of San Francisco over University of Maryland-College Park. Median earnings of $89,812 ten years after enrollment vs $82,860.

Keeping costs down → University of Maryland-College Park

Pick University of Maryland-College Park over University of San Francisco. Net price $15,678 vs $41,431.

Graduation certainty → University of Maryland-College Park

Pick University of Maryland-College Park over University of San Francisco. 89% completion rate vs 71%.

Key Metrics at a Glance

Graduation Rate

89%
Maryland-College Park
vs
71%
San Francisco

Earnings (10yr)

$82,860
Maryland-College Park
vs
$89,812
San Francisco

Avg Net Price

$15,678
Maryland-College Park
vs
$41,431
San Francisco

Median Debt

$19,000
Maryland-College Park
vs
$23,000
San Francisco

The Analysis

Verdict

University of Maryland-College Park and University of San Francisco are close on paper, but University of Maryland-College Park wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Maryland-College Park is the harder admit. It takes 45% of applicants, while University of San Francisco takes 62%. Its entering class also posts the higher average SAT, 1,473 to 1,295.

So what: If test scores and a high-scoring peer group matter to you, University of Maryland-College Park sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Maryland-College Park comes out ahead. Its average net price after aid is $15,678, about $25,753 a year below University of San Francisco's $41,431. Graduates of University of Maryland-College Park also borrow less: median debt of $19,000, against $23,000.

So what: Over four years, the gap adds up to about $103,012 before any change in aid. Choosing University of Maryland-College Park leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of San Francisco graduates report median earnings of $89,812, compared with $82,860 at University of Maryland-College Park. That is a 8% advantage. Set against borrowing, University of Maryland-College Park has the lower debt-to-earnings ratio, 0.23x to 0.26x.

So what: An earnings gap of 8% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Maryland-College Park graduates a larger share of its students, 89% versus 71%. More of its students stay on track to a degree.

So what: A completion gap of 18% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Maryland-College Park to keep costs and debt down; pick University of San Francisco for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Maryland-College Park saves about $25,753 a year, yet University of San Francisco graduates earn $6,952 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. University of Maryland-College Park concentrates enrollment in Computer Science & IT, Social Sciences, while University of San Francisco leans toward Health Professions, Psychology. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Maryland-College Park Not for everyone
  • Students who want a smaller campus: University of Maryland-College Park's enrollment of 30,760 far exceeds University of San Francisco's 5,287.
San Francisco Not for everyone
  • Cost-conscious students: net price of $41,431 runs well above University of Maryland-College Park's $15,678.
  • Students minimizing debt: median debt is $23,000, against $19,000 at University of Maryland-College Park.
  • STEM and CS-focused students: tech programs are a smaller part of University of San Francisco's enrollment, and University of Maryland-College Park is stronger here.

Full Data Breakdown

Inside the admissions office

Maryland-College Park holds onto its admits more tightly: 22% of admitted students enroll, versus 6% at San Francisco — a sign of how often it wins head-to-head choices. San Francisco offers a binding Early Decision round that can lift your odds; Maryland-College Park does not, so there is no early-commitment lever to pull there.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Private nonprofit
Suburban
Setting
Urban
Mid-Atlantic
Region
Far West
30,760
Enrollment
5,287
No
HBCU
No
Admissions
4 metrics
45%
Acceptance Rate
62%
1473
SAT Average
1295
32
ACT Midpoint
29
1400-1530
SAT Range
1190-1390
Admissions Strategy (Common Data Set)
6 metrics
22%
Yield Rate
6%
37%
SAT Submitted
39%
7%
ACT Submitted
3%
Not offered
Early Decision
Offered
ED Admit Rate
49.4%
ED Share of Class
5%
Cost & Financial Aid
9 metrics
$11,809
In-State Tuition
$60,492
$41,186
Out-of-State Tuition
$60,492
$15,678
Average Net Price
$41,431
$2,962
Net Price ($0-30K income)
$31,537
$6,051
Net Price ($30-48K)
$33,207
$10,273
Net Price ($48-75K)
$34,315
$26,691
Net Price ($110K+)
$52,497
19%
Pell Grant Rate
28%
22%
Federal Loan Rate
47%
Academics
5 metrics
89%
Graduation Rate
71%
96%
Retention Rate
84%
83%
Full-Time Faculty
40%
$17,205
Faculty Salary (monthly)
$14,860
22%
First-Gen Students
28%
Student Body
6 metrics
51%
Female
68%
39%
White
22%
11%
Hispanic
22%
13%
Black
8%
24%
Asian
27%
0.76
Diversity Index
0.80
Outcomes
6 metrics
$67,785
Earnings (6yr)
$69,951
$75,472
Earnings (8yr)
$81,618
$82,860
Earnings (10yr)
$89,812
$19,000
Median Debt
$23,000
0.23x
Debt-to-Earnings
0.26x
79%
Earning Above HS Grad
79%
Social Mobility (Chetty)
4 metrics
Mobility Rate
2.71%
Success Rate (bottom 20%)
46.2%
From Bottom 20%
5.9%
Parent Median Income (today's $)
$145,240
Social Capital
3 metrics
1.84
Economic Connectedness
1.89
-0.01
Friending Bias
-0.01
8.0%
Volunteering Rate
9.2%
Research (Times HE)
4 metrics
World Rank
#401-500
Teaching Score
34.2
Research Score
12.9
Citations Score
43.8
Online Education (IPEDS)
2 metrics
5.5%
% Exclusively Online
7.8%
28.6%
% Any Online
31.7%

The Overviews

University of Maryland-College Park

College Park, MD · Public

45% accept 89% grad $82,860 earnings $15,678 net

With nearly 31,000 students, the University of Maryland-College Park is a vibrant choice for those interested in fields like Computer Science and IT, Business and Marketing, and Engineering. The school’s acceptance rate is 45%, meaning it’s competitive but still accessible for many. What stands out here is the impressive 89% graduation rate, indicating that students who enroll are likely to see their academic journeys through to completion.

After graduation, students can expect solid earnings, with a 10-year post-degree salary averaging $82,860. This figure is particularly important when considering the long-term return on investment for education. The affordability of the school plays a big role in this, as the net price after aid is around $15,678. This allows for a manageable financial situation, especially when considering that only 19% of students receive Pell Grants, suggesting that many students are coming from a range of economic backgrounds.

In terms of financial outlook, graduates leave with a median debt of $19,000, which is quite reasonable compared to potential earnings. This balance is crucial for those who want to thrive after college without being weighed down by excessive debt. Students who tend to succeed here are often those who take advantage of internships and career services, engaging actively with the community and resources available to them. Overall, Maryland-College Park supports students through a solid combination of academic rigor and financial feasibility.

University of San Francisco

San Francisco, CA · Private nonprofit

62% accept 71% grad $89,812 earnings $41,431 net

Students at the University of San Francisco can expect to earn an average of $89,812 within ten years of graduation. This strong earning potential reflects the university's focus on practical skills and career readiness. With an acceptance rate of 62%, the university maintains a balance of accessibility and selectivity.

The Chetty/Opportunity Insights data is not available for this institution, but the outcomes for graduates suggest a solid return on investment. The graduation rate stands at 71%, indicating that a significant majority of students complete their degrees. This completion rate, combined with the potential earnings, points to a pathway for upward mobility.

Tuition at the University of San Francisco has a net price of $41,431, which is a notable consideration for prospective students. Graduates carry a median debt of $23,000, which is relatively manageable compared to national averages. Students who thrive here often pursue programs in Business, Health Professions, and Social Sciences, aligning their education with market demand and job opportunities.

Rankings They Appear On

University of Maryland-College Park is featured on the Best Bachelor's Programs in Maryland ranking.

Explore all rankings →

Top Degree Programs

Maryland-College Park's top program is Computer Science (25% of enrollment), while San Francisco leads with Business Administration (18%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Maryland-College Park) and Registered Nurse, Nurse Practitioner, Physician Assistant (for San Francisco).

The two schools feed different job markets. University of Maryland-College Park is strongest in Computer Science & IT, Engineering, while University of San Francisco concentrates in Health Professions, Psychology. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into University of Maryland-College Park or University of San Francisco?

University of Maryland-College Park is harder to get into, admitting 45% of applicants compared with 62% at University of San Francisco.

Which is more affordable, University of Maryland-College Park or University of San Francisco?

University of Maryland-College Park is more affordable, with an average net price of $15,678 after aid versus $41,431 at University of San Francisco.

Do University of Maryland-College Park or University of San Francisco graduates earn more?

University of San Francisco graduates earn more: median earnings of $89,812 ten years after enrollment, versus $82,860 at University of Maryland-College Park.

Which has a better graduation rate, University of Maryland-College Park or University of San Francisco?

University of Maryland-College Park has the higher graduation rate, 89% versus 71%.

Should you choose University of Maryland-College Park or University of San Francisco?

It depends on what you weigh most. Choose University of Maryland-College Park if affordability and lower debt come first; choose University of San Francisco if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Maryland-College Park and San Francisco stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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