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Head-to-Head Comparison

University of North Carolina at Chapel Hill vs Washington University in St Louis

North Carolina Wins
21
Tied
10
Washington St Wins
23

Direct Answer

For overall financial value, University of North Carolina at Chapel Hill offers a significantly safer investment tier. While Washington University in St Louis achieves a higher graduation rate (94% vs 92%), its annual cost of attendance sits at $21,786 compared to University of North Carolina at Chapel Hill's $11,655. For students prioritizing lower student debt over initial institution prestige, University of North Carolina at Chapel Hill's lower price point delivers a highly efficient debt-to-earnings path.

54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

North Carolina

  • Lower cost: Average net price of $11,655, roughly $10,131 a year less
  • Less debt: Median debt of $14,000, the lower of the two
  • Social mobility: Chetty mobility rate of 1.2%, the stronger record of moving students up the income ladder
  • Research prestige: THE World Rank #30

Washington St

  • Higher earnings: Median earnings of $86,182 ten years after enrollment, 19% more than University of North Carolina at Chapel Hill
  • Higher grad rate: 94% of students finish, the higher completion rate of the pair
  • More selective: Admits 12% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

North Carolina graduates concentrate in Biology & Biomedical (15% of degrees); Washington St in Engineering (14%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering Washington St
Communications & media North Carolina
Psychology Washington St
Pre-med & health North Carolina
Arts & design Washington St
Math & quantitative work North Carolina
Lab & physical sciences Either
Economics & public policy Either
Computer science & AI Either
Business & entrepreneurship Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Washington University in St Louis

Pick Washington University in St Louis over University of North Carolina at Chapel Hill. Median earnings of $86,182 ten years after enrollment vs $72,200.

Keeping costs down → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over Washington University in St Louis. Net price $11,655 vs $21,786.

Research prestige and global recognition → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over Washington University in St Louis. THE World Rank #30 vs #38.

Social mobility impact → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over Washington University in St Louis. 1.2% mobility rate vs 1%.

Key Metrics at a Glance

Graduation Rate

92%
North Carolina
vs
94%
Washington St

Earnings (10yr)

$72,200
North Carolina
vs
$86,182
Washington St

Avg Net Price

$11,655
North Carolina
vs
$21,786
Washington St

Median Debt

$14,000
North Carolina
vs
$17,500
Washington St

The Analysis

Verdict

University of North Carolina at Chapel Hill and Washington University in St Louis split the core measures almost evenly. Neither comes out a clean winner, so the choice rests on which of these dimensions you care about most.

Getting in

Washington University in St Louis is the harder admit. It takes 12% of applicants, while University of North Carolina at Chapel Hill takes 15%. Its entering class also posts the higher average SAT, 1,439 to 1,530.

So what: If test scores and a high-scoring peer group matter to you, Washington University in St Louis sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of North Carolina at Chapel Hill comes out ahead. Its average net price after aid is $11,655, about $10,131 a year below Washington University in St Louis's $21,786. Graduates of University of North Carolina at Chapel Hill also borrow less: median debt of $14,000, against $17,500.

So what: Over four years, the gap adds up to about $40,524 before any change in aid. Choosing University of North Carolina at Chapel Hill leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Washington University in St Louis graduates report median earnings of $86,182, compared with $72,200 at University of North Carolina at Chapel Hill. That is a 19% advantage. Set against borrowing, University of North Carolina at Chapel Hill has the lower debt-to-earnings ratio, 0.19x to 0.2x.

So what: An earnings gap of 19% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Moving people up

University of North Carolina at Chapel Hill does more to move students up the income ladder. Its Chetty mobility rate is 1.2%; at Washington University in St Louis, it is 1%. University of North Carolina at Chapel Hill also enrolls the larger share of low-income students: 3.5% come from the bottom income quintile, versus 1.9%.

So what: For first-generation and low-income students, University of North Carolina at Chapel Hill offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Research standing

In the Times Higher Education world table, University of North Carolina at Chapel Hill sits higher, at #30 versus #38.

So what: Research rank matters most for students headed to graduate school or hoping to work in faculty labs. For undergraduates going straight into the job market, it is a weak predictor of earnings.

Recommendation

Bottom line: pick University of North Carolina at Chapel Hill to keep costs and debt down; pick Washington University in St Louis for the higher earnings ceiling.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of North Carolina at Chapel Hill saves about $10,131 a year, yet Washington University in St Louis graduates earn $13,982 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Washington University in St Louis is harder to get into, with a 12% admit rate, but University of North Carolina at Chapel Hill posts the higher mobility rate, at 1.2%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.

!

Research prestige does not track graduate pay in this pairing. University of North Carolina at Chapel Hill ranks higher globally (#30 vs #38), but Washington University in St Louis alumni out-earn theirs ten years after enrollment. For undergraduates outside research careers, the rank is the weaker guide.

!

Their academic identities diverge. University of North Carolina at Chapel Hill concentrates enrollment in Business & Marketing, while Washington University in St Louis leans toward Engineering. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

North Carolina Not for everyone
  • Engineering-focused students: Washington University in St Louis has the stronger engineering programs.
  • Students who want a smaller campus: University of North Carolina at Chapel Hill's enrollment of 20,752 far exceeds Washington University in St Louis's 7,857.
Washington St Not for everyone
  • Cost-conscious students: net price of $21,786 runs well above University of North Carolina at Chapel Hill's $11,655.
  • Students minimizing debt: median debt is $17,500, against $14,000 at University of North Carolina at Chapel Hill.

Full Data Breakdown

Inside the admissions office

Washington St holds onto its admits more tightly: 48% of admitted students enroll, versus 0% at North Carolina — a sign of how often it wins head-to-head choices. Washington St offers a binding Early Decision round that can lift your odds; North Carolina does not, so there is no early-commitment lever to pull there.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Private nonprofit
Urban
Setting
Suburban
Southeast
Region
Plains
20,752
Enrollment
7,857
No
HBCU
No
Admissions
4 metrics
15%
Acceptance Rate
12%
1439
SAT Average
1530
25
ACT Midpoint
34
1390-1530
SAT Range
1500-1570
Admissions Strategy (Common Data Set)
6 metrics
0%
Yield Rate
48%
28%
SAT Submitted
32%
41%
ACT Submitted
29%
Not offered
Early Decision
Offered
500.0%
ED Admit Rate
27.0%
ED Share of Class
485%
Cost & Financial Aid
9 metrics
$8,994
In-State Tuition
$65,790
$41,203
Out-of-State Tuition
$65,790
$11,655
Average Net Price
$21,786
$2,004
Net Price ($0-30K income)
$1,716
$3,918
Net Price ($30-48K)
$1,928
$8,538
Net Price ($48-75K)
$5,578
$24,396
Net Price ($110K+)
$42,170
20%
Pell Grant Rate
18%
13%
Federal Loan Rate
12%
Academics
5 metrics
92%
Graduation Rate
94%
97%
Retention Rate
95%
78%
Full-Time Faculty
73%
$15,046
Faculty Salary (monthly)
$16,945
20%
First-Gen Students
11%
Student Body
6 metrics
62%
Female
53%
53%
White
40%
10%
Hispanic
13%
7%
Black
9%
16%
Asian
21%
0.67
Diversity Index
0.76
Outcomes
6 metrics
$57,057
Earnings (6yr)
$78,073
$65,584
Earnings (8yr)
$81,347
$72,200
Earnings (10yr)
$86,182
$14,000
Median Debt
$17,500
0.19x
Debt-to-Earnings
0.2x
78%
Earning Above HS Grad
84%
Social Mobility (Chetty)
4 metrics
1.15%
Mobility Rate
1.04%
33.3%
Success Rate (bottom 20%)
53.5%
3.5%
From Bottom 20%
1.9%
$175,945
Parent Median Income (today's $)
$244,829
Social Capital
3 metrics
1.68
Economic Connectedness
1.83
-0.01
Friending Bias
0.00
8.9%
Volunteering Rate
11.1%
Research (Times HE)
4 metrics
#30
World Rank
#38
70.9
Teaching Score
58.9
75.1
Research Score
63
85
Citations Score
88.6
Online Education (IPEDS)
2 metrics
5.9%
% Exclusively Online
5.6%
43.7%
% Any Online
24.2%

The Overviews

University of North Carolina at Chapel Hill

Chapel Hill, NC · Public

15% accept 92% grad $72,200 earnings $11,655 net

With an acceptance rate of just 15%, the University of North Carolina at Chapel Hill attracts students who are ready to dive into a diverse range of studies, including Biology, Business, and Communications. This school is a great fit for those who thrive in a competitive environment and are looking for strong academic support. The impressive graduation rate of 92% indicates a solid commitment to student success, meaning you'll likely find yourself in a community that values achievement and collaboration.

After graduation, students can expect to earn an average of $72,200 within a decade, which is a pretty solid starting point for many. This level of earning power suggests that the programs offered here are well-aligned with job market needs. Additionally, the cost of attendance is manageable, with a net price of $11,655 after aid, making it a compelling choice for those concerned about financial barriers.

When it comes to debt, the median load of $14,000 is relatively low compared to what many graduates face elsewhere. This means that students who manage their finances well can leave college with a degree of financial freedom. Generally, those who thrive here are driven and engaged, ready to take advantage of the rich academic and social resources that UNC Chapel Hill has to offer.

Washington University in St Louis

St. Louis, MO · Private nonprofit

12% accept 94% grad $86,182 earnings $21,786 net

With an acceptance rate of just 12%, Washington University in St. Louis attracts driven students looking for a rigorous academic environment. It’s a great fit for those interested in fields like engineering, biology, social sciences, computer science, and business. The graduation rate of 94% reflects a supportive community that helps students succeed and achieve their goals.

Life after graduation looks promising, with alumni reporting an average earnings of $86,182 ten years out. This figure highlights the potential for financial stability in a variety of career paths. While nearly 18% of students receive Pell Grants, the school’s commitment to affordability helps ensure that students from different economic backgrounds can thrive.

On the financial side, the net price after aid stands at $21,786, and the median debt for graduates is $17,500. This manageable debt load suggests that students here often leave school with a solid foundation for their financial futures. Those who tend to thrive are often self-motivated and eager to engage deeply with their studies and the campus community.

Rankings They Appear On

University of North Carolina at Chapel Hill is featured on the Best Large Universities ranking.

Explore all rankings →

Top Degree Programs

North Carolina's top program is Biology (15% of enrollment), while Washington St leads with Mechanical Engineering (14%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for North Carolina) and Software Developer, Data Scientist, Cybersecurity Analyst (for Washington St).

The two schools feed different job markets. University of North Carolina at Chapel Hill is strongest in Computer Science & IT, while Washington University in St Louis concentrates in Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into University of North Carolina at Chapel Hill or Washington University in St Louis?

Washington University in St Louis is harder to get into, admitting 12% of applicants compared with 15% at University of North Carolina at Chapel Hill.

Which is more affordable, University of North Carolina at Chapel Hill or Washington University in St Louis?

University of North Carolina at Chapel Hill is more affordable, with an average net price of $11,655 after aid versus $21,786 at Washington University in St Louis.

Do University of North Carolina at Chapel Hill or Washington University in St Louis graduates earn more?

Washington University in St Louis graduates earn more: median earnings of $86,182 ten years after enrollment, versus $72,200 at University of North Carolina at Chapel Hill.

Which has a better graduation rate, University of North Carolina at Chapel Hill or Washington University in St Louis?

Washington University in St Louis has the higher graduation rate, 94% versus 92%.

University of North Carolina at Chapel Hill vs Washington University in St Louis: which is better for social mobility?

University of North Carolina at Chapel Hill is the stronger driver of upward mobility, with a Chetty mobility rate of 1.2% versus 1%.

Should you choose University of North Carolina at Chapel Hill or Washington University in St Louis?

It depends on what you weigh most. Choose University of North Carolina at Chapel Hill if affordability and lower debt come first; choose Washington University in St Louis if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do North Carolina and Washington St stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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