Head-to-Head Comparison
University of San Francisco vs University of Southern California
- San Francisco Wins
- 13
- Tied
- 10
- Southern California Wins
- 31
Direct Answer
For overall financial value, University of Southern California offers a significantly safer investment tier. With an annual cost of $32,740 vs University of San Francisco's $41,431, University of Southern California delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Southern California's lower price point delivers a highly efficient debt-to-earnings path.
54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
San Francisco
No clear advantage detected in core metrics.
Southern California
- Higher earnings: Median earnings of $92,498 ten years after enrollment, 3% more than University of San Francisco
- Lower cost: Average net price of $32,740, roughly $8,691 a year less
- Higher grad rate: 92% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $18,000, the lower of the two
- Social mobility: Chetty mobility rate of 3.9%, the stronger record of moving students up the income ladder
- More selective: Admits 10% of applicants, which makes for a more competitive peer group
- Research prestige: THE World Rank #73
The Actual Decision
What are you really choosing between?
San Francisco graduates concentrate in Business & Marketing (18% of degrees); Southern California in Business & Marketing (22%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of Southern California over University of San Francisco. Median earnings of $92,498 ten years after enrollment vs $89,812.
Pick University of Southern California over University of San Francisco. Net price $32,740 vs $41,431.
Pick University of Southern California over University of San Francisco. THE World Rank #73 vs #401-500.
Pick University of Southern California over University of San Francisco. 3.9% mobility rate vs 2.7%.
Pick University of Southern California over University of San Francisco. 92% completion rate vs 71%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
University of San Francisco and University of Southern California are close on paper, but University of Southern California wins the head-to-head, leading on 6 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of Southern California is the harder admit. It takes 10% of applicants, while University of San Francisco takes 62%. Its entering class also posts the higher average SAT, 1,295 to 1,495.
So what: If test scores and a high-scoring peer group matter to you, University of Southern California sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of Southern California comes out ahead. Its average net price after aid is $32,740, about $8,691 a year below University of San Francisco's $41,431. Graduates of University of Southern California also borrow less: median debt of $18,000, against $23,000.
So what: Over four years, the gap adds up to about $34,764 before any change in aid. Choosing University of Southern California leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of Southern California graduates report median earnings of $92,498, compared with $89,812 at University of San Francisco. That is a 3% advantage. Set against borrowing, University of Southern California has the lower debt-to-earnings ratio, 0.19x to 0.26x.
So what: An earnings gap of 3% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of Southern California graduates a larger share of its students, 92% versus 71%. More of its students stay on track to a degree.
So what: A completion gap of 21% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
University of Southern California does more to move students up the income ladder. Its Chetty mobility rate is 3.9%; at University of San Francisco, it is 2.7%. University of Southern California also enrolls the larger share of low-income students: 7.2% come from the bottom income quintile, versus 5.9%.
So what: For first-generation and low-income students, University of Southern California offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Research standing
In the Times Higher Education world table, University of Southern California sits higher, at #73 versus #401.
So what: Research rank matters most for students headed to graduate school or hoping to work in faculty labs. For undergraduates going straight into the job market, it is a weak predictor of earnings.
Recommendation
Bottom line: pick University of Southern California to keep costs and debt down.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
Their academic identities diverge. University of San Francisco concentrates enrollment in Health Professions, Psychology, while University of Southern California leans toward Social Sciences, Visual & Performing Arts. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $41,431 runs well above University of Southern California's $32,740.
- Students minimizing debt: median debt is $23,000, against $18,000 at University of Southern California.
- Students who want a smaller campus: University of Southern California's enrollment of 20,443 far exceeds University of San Francisco's 5,287.
Full Data Breakdown
Inside the admissions office
Southern California holds onto its admits more tightly: 40% of admitted students enroll, versus 6% at San Francisco — a sign of how often it wins head-to-head choices. San Francisco offers a binding Early Decision round that can lift your odds; Southern California does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
University of San Francisco
San Francisco, CA · Private nonprofit
Students at the University of San Francisco can expect to earn an average of $89,812 within ten years of graduation. This strong earning potential reflects the university's focus on practical skills and career readiness. With an acceptance rate of 62%, the university maintains a balance of accessibility and selectivity.
The Chetty/Opportunity Insights data is not available for this institution, but the outcomes for graduates suggest a solid return on investment. The graduation rate stands at 71%, indicating that a significant majority of students complete their degrees. This completion rate, combined with the potential earnings, points to a pathway for upward mobility.
Tuition at the University of San Francisco has a net price of $41,431, which is a notable consideration for prospective students. Graduates carry a median debt of $23,000, which is relatively manageable compared to national averages. Students who thrive here often pursue programs in Business, Health Professions, and Social Sciences, aligning their education with market demand and job opportunities.
University of Southern California
Los Angeles, CA · Private nonprofit
The University of Southern California has an impressive graduation rate of 92%. This reflects the institution's strong commitment to student success and academic support. Students here are likely to find a community that encourages them to complete their degrees on time.
According to data from Opportunity Insights, while specific mobility metrics are not available, the high graduation rate suggests that many students are able to improve their economic prospects through education. Graduates from USC earn a median salary of $92,498 a decade after leaving, indicating a solid return on investment for their education.
The cost of attendance at USC is $32,740, with a median debt of $18,000 for those who borrow. This financial landscape makes it essential for prospective students to consider their funding options. Students who thrive at USC often have a clear focus on their career paths, particularly in fields like business, arts, and technology.
Rankings They Appear On
University of Southern California is featured on the Best MBA Programs for Supply Chain Management ranking.
Top Degree Programs
Both schools share Business Administration as their top enrolled program field, comprising 18% of San Francisco's student body and 22% of Southern California's.
Career Pathways
Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for San Francisco) and Software Developer, Data Scientist, Cybersecurity Analyst (for Southern California).
The two schools feed different job markets. University of San Francisco is strongest in Health Professions, Psychology, while University of Southern California concentrates in Visual & Performing Arts, Communications. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
San Francisco
Frequently Asked Questions
Is it harder to get into University of San Francisco or University of Southern California?
University of Southern California is harder to get into, admitting 10% of applicants compared with 62% at University of San Francisco.
Which is more affordable, University of San Francisco or University of Southern California?
University of Southern California is more affordable, with an average net price of $32,740 after aid versus $41,431 at University of San Francisco.
Do University of San Francisco or University of Southern California graduates earn more?
University of Southern California graduates earn more: median earnings of $92,498 ten years after enrollment, versus $89,812 at University of San Francisco.
Which has a better graduation rate, University of San Francisco or University of Southern California?
University of Southern California has the higher graduation rate, 92% versus 71%.
University of San Francisco vs University of Southern California: which is better for social mobility?
University of Southern California is the stronger driver of upward mobility, with a Chetty mobility rate of 3.9% versus 2.7%.
Should you choose University of San Francisco or University of Southern California?
It depends on what you weigh most. Choose University of Southern California if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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