Rankings / By State (Affordable)

Most Affordable Colleges in Tennessee

By David Krug, Co-Founder, CollegeRanker · Updated 2026-05-31 · 50 schools · Agent Insights

Schools Analyzed

$42,854

Avg. Earnings (10yr)

50%

Avg. Graduation Rate

$11,197

Avg. Net Price

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When considering higher education in Tennessee, affordability is often top of mind. The colleges on this list share a commitment to keeping costs low while providing valuable education opportunities for their students. With net prices averaging below $5,000, these institutions are accessible for many families looking to minimize debt while pursuing a degree.

The schools here stand out not just for their low net prices but for their potential return on investment. Average earnings for graduates tip the scales at $43,198, highlighting the financial benefits of attending these affordable institutions. Completion rates vary, but they give insight into how well these schools support students in finishing their degrees. The numbers on this list reflect a careful balance between cost, debt levels, and the likelihood of securing a stable income after graduation.

For example, Roane State Community College boasts a net price of $4,270 with a graduation rate of 34% and average earnings of $39,407. In contrast, Le Moyne-Owen College has a higher net price of $7,099 and a lower graduation rate of 26%, despite graduates earning $35,594. This juxtaposition illustrates the trade-offs students must consider when weighing options at different colleges in Tennessee.

Key Findings

Roane State Community College has a net price of just $4,270 and average earnings of $39,407.

Graduates from Dyersburg State Community College have an average earnings of $36,132 with a graduation rate of 31%.

Le Moyne-Owen College has a significantly higher debt level at $28,070 compared to Pellissippi State’s $8,725.

The average graduation rate across these schools is 50%, indicating room for improvement in student support.

Quick Numbers

Schools ranked 50

Avg. earnings at 10yr $42,854

Avg. graduation rate 50%

Avg. net price $11,197

Avg. median debt $18,307

How We Ranked

Ranked by lowest net price in Tennessee

Read our full methodology →

Earnings vs. Cost

Each dot is a ranked school. Up = higher earnings. Right = higher cost. Top-left is the best value.

Graduation Rates

Longer bars = higher graduation rate.

Top 3

Roane State Community College

Harriman, TN

Graduation34%

Earnings$39,407

Net Price$4,270

View full profile →

Dyersburg State Community College

Dyersburg, TN

Graduation31%

Earnings$36,132

Net Price$4,612

View full profile →

Columbia State Community College

Columbia, TN

Graduation30%

Earnings$40,256

Net Price$4,734

View full profile →

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Full Rankings

Roane State Community College

Harriman, TN · 3,250 students · Public

With a supportive environment in Harriman, Roane State Community College serves around 3,250 students, making it an intimate space for learning. One of the more promising aspects is the median earnings of graduates, which stand at $39,407 ten years after enrollment, suggesting that students leave with skills that translate well into the job market.

34% graduate $39,407 earnings

Dyersburg State Community College

Dyersburg, TN · 2,103 students · Public

Dyersburg State Community College serves a diverse student body of over 2,100 individuals, offering a local option for those looking to advance their education without the weight of significant debt. With median earnings of $36,132 a decade after graduation, the college equips its graduates to build meaningful careers, particularly in fields that serve the surrounding community.

31% graduate $36,132 earnings

Dyersburg's full profile

Columbia State Community College

Columbia, TN · 3,897 students · Public

Columbia State Community College, with nearly 3,900 students, cultivates a community-focused atmosphere where education meets real-world readiness. Graduates see median earnings of $40,256 after ten years, reflecting the college's commitment to preparing students for careers that can support them financially and personally.

30% graduate $40,256 earnings

Columbia's full profile

Pellissippi State Community College

Knoxville, TN · 6,715 students · Public

With a solid median earning potential of $38,440 a decade after graduation, Pellissippi State Community College is a compelling option for students looking to build a career in a supportive environment. Located in Knoxville, TN, this school serves over 6,700 students, fostering a community where nearly a quarter are Pell Grant recipients, indicating a commitment to accessibility for those who need it most.

30% graduate $38,440 earnings

Pellissippi's full profile

Chattanooga State Community College

Chattanooga, TN · 5,284 students · Public

Chattanooga State Community College presents a chance to pursue education in a vibrant city, with median earnings of $37,598 ten years after graduation. With around 5,300 students enrolled, it cultivates a diverse community, including a notable 36% of students receiving Pell Grants, which emphasizes its focus on inclusivity and support for low-income individuals.

24% graduate $37,598 earnings

Chattanooga's full profile

Le Moyne-Owen College

Memphis, TN · 581 students · Private nonprofit

Le Moyne-Owen College, located in Memphis, caters to a smaller student population of 581, fostering a close-knit learning environment. The college has an acceptance rate of 99%, welcoming a diverse array of students, though the graduation rate stands at 26%. Graduates earn a median income of $35,594 after ten years, indicating room for growth and opportunity.

99% accepted 26% graduate $35,594 earnings

Cleveland State Community College

Cleveland, TN · 1,975 students · Public

Cleveland State Community College is home to about 1,975 students, and it holds an impressive graduation rate of 33%. The school’s focus on student success is reflected in its median earnings of $36,671 after ten years, suggesting that graduates are well-prepared for the job market and can achieve financial stability in their careers.

33% graduate $36,671 earnings

Cleveland's full profile

Nashville State Community College

Nashville, TN · 5,653 students · Public

Nashville State Community College serves a diverse student body of around 5,653, but it faces challenges with a graduation rate of just 18%. Despite this, the college is situated in a vibrant city known for its cultural offerings, and graduates can look forward to median earnings of $38,519 after ten years, demonstrating the potential for a fruitful career path.

18% graduate $38,519 earnings

Nashville's full profile

Northeast State Community College

Blountville, TN · 4,404 students · Public

With a tight-knit community of 4,404 students, Northeast State Community College in Blountville presents a supportive environment for those looking to jumpstart their education. The school has a notable focus on accessibility, with 36% of its student body receiving Pell Grants, reflecting its commitment to helping students from various financial backgrounds succeed.

33% graduate $34,553 earnings

Northeast's full profile

#10

Austin Peay State University

Clarksville, TN · 7,560 students · Public

Austin Peay State University in Clarksville welcomes a diverse group of 7,560 students, offering a range of programs and a robust campus life. With a 96% acceptance rate, it serves as an accessible option for students looking to pursue higher education and is particularly appealing for those who may need extra support along the way.

96% accepted 42% graduate $44,301 earnings

Austin's full profile

#11

Volunteer State Community College

Gallatin, TN · 5,339 students · Public

Volunteer State Community College, located in Gallatin, caters to around 5,339 students, emphasizing community and support. With a graduation rate of 26%, the college understands the challenges students face and aims to provide the resources necessary to help them thrive, particularly for those who may need extra encouragement.

26% graduate $41,150 earnings

Volunteer's full profile

#12

Walters State Community College

Morristown, TN · 3,591 students · Public

With a student body of 3,591, Walters State Community College in Morristown is a hub for those seeking an accessible education. While the graduation rate stands at 35%, many students appreciate the opportunity to start their journey here, especially with 30% of them receiving Pell Grants, reflecting the school’s commitment to supporting lower-income students.

35% graduate $37,085 earnings

Walters's full profile

#13

Christian Brothers University

Memphis, TN · 905 students · Private nonprofit

Christian Brothers University in Memphis offers a personalized education experience with a smaller student body of 905. The school has a graduation rate of 55%, reflecting its commitment to student success, particularly for those who value a close-knit academic environment and strong faculty support.

87% accepted 55% graduate $57,478 earnings

Christian's full profile

#14

Southwest Tennessee Community College

Memphis, TN · 5,047 students · Public

Located in Memphis, Southwest Tennessee Community College serves over 5,000 students, providing a pathway to higher education for many in the area. Despite a graduation rate of just 19%, the college attracts a diverse population, with nearly half of its students receiving Pell Grants, indicating a dedication to accessibility for low-income families.

19% graduate $34,071 earnings

Southwest's full profile

#15

The University of Tennessee-Martin

Martin, TN · 4,866 students · Public

The University of Tennessee-Martin is a vibrant institution with a student body of 4,866, known for its welcoming campus and diverse academic programs. With a graduation rate of 54%, it shows a solid commitment to student success, supported by a robust acceptance rate of 88%. The presence of Pell Grant recipients at 34% indicates that many students find financial support to help them succeed.

88% accepted 54% graduate $44,213 earnings

Jackson State Community College

Jackson, TN · 2,511 students · Public

With a student body of around 2,511, Jackson State Community College serves as a welcoming place for learners looking to kickstart their education without the financial burden of a four-year institution. The college's environment fosters growth and community, making it a solid choice for students who thrive in smaller settings and seek personal connections with their instructors.

23% graduate $35,224 earnings

Jackson's full profile

#17

University of Memphis

Memphis, TN · 12,701 students · Public

The University of Memphis is a vibrant educational hub in a bustling city, catering to over 12,000 students. It offers a diverse range of programs and a rich campus life that can appeal to students seeking a mix of academic rigor and social opportunities. With a graduation rate of 50%, it's clear that many students find paths to success here, especially in an environment that encourages engagement beyond the classroom.

72% accepted 50% graduate $48,458 earnings

University's full profile

#18

Baptist Health Sciences University

Memphis, TN · 770 students · Private nonprofit

Baptist Health Sciences University in Memphis caters to a specialized audience with its focus on health sciences, serving around 770 students. It has a graduation rate of 46%, and with 45% of students receiving Pell Grants, it supports a significant number of lower-income individuals seeking careers in healthcare-related fields.

82% accepted 46% graduate $72,529 earnings

Baptist's full profile

#19

Bethel University

McKenzie, TN · 1,547 students · Private nonprofit

Located in McKenzie, TN, Bethel University offers a private nonprofit education with a more intimate community feel. With a student population of 1,547, the university fosters close relationships among students and faculty, which can be beneficial for those who thrive on personalized attention. The graduation rate of 35% indicates that while challenges exist, many find their footing in this supportive environment.

60% accepted 35% graduate $47,482 earnings

Bethel's full profile

#20

Lane College

Jackson, TN · 736 students · Private nonprofit

Lane College, a smaller private nonprofit institution in Jackson, TN, serves around 736 students and emphasizes a close-knit campus life. However, the low graduation rate of 18% raises questions about the support systems in place. This could be a good fit for students who prefer a more personal approach to their education but may need to navigate extra challenges along the way.

18% graduate $31,670 earnings

Middle Tennessee State University

Murfreesboro, TN · 16,301 students · Public

Middle Tennessee State University, located in Murfreesboro, serves a large and vibrant student body of over 16,000. This public institution is known for its diverse range of programs and activities, making it a great option for students seeking a lively campus experience. The 69% acceptance rate suggests it welcomes a broad array of applicants, which can enrich the student community with varied perspectives and backgrounds.

69% accepted 54% graduate $48,541 earnings

Middle's full profile

#22

Tennessee Technological University

Cookeville, TN · 8,698 students · Public

Tennessee Technological University in Cookeville offers a strong emphasis on technical and engineering programs, appealing to students interested in these fields. With 8,698 students, the university fosters a collaborative atmosphere that encourages hands-on learning and innovation. The graduation rate of 56% reflects the supportive environment, helping students engage deeply with their studies and each other.

76% accepted 56% graduate $48,501 earnings

Tennessee's full profile

#23

The University of Tennessee Southern

Pulaski, TN · 864 students · Public

The University of Tennessee Southern has a close-knit campus in Pulaski, Tennessee, with just 864 students. This intimate environment can foster strong relationships between students and faculty, which often leads to a more personalized educational experience. With 36% of students receiving Pell Grants, it's clear that this school serves a diverse population, making it a supportive choice for those who may need additional financial assistance.

87% accepted 36% graduate $38,924 earnings

Tennessee Wesleyan University

Athens, TN · 846 students · Private nonprofit

Tennessee Wesleyan University, a private nonprofit institution, presents a unique experience for students with a 69% acceptance rate and a diverse student body of 846. However, the graduation rate of 46% indicates that some students may find it challenging to complete their degrees. On the upside, graduates can expect to earn a median income of $45,989 after ten years, which is competitive considering the investment in their education.

69% accepted 46% graduate $45,989 earnings

Tennessee's full profile

#25

The University of Tennessee-Chattanooga

Chattanooga, TN · 10,074 students · Public

The University of Tennessee-Chattanooga, nestled in the scenic city of Chattanooga, is home to over 10,000 students. This campus focuses on providing a robust educational experience while integrating the local culture and community. The 52% graduation rate indicates that while there are obstacles, many students find the support they need to succeed and graduate.

81% accepted 52% graduate $51,151 earnings

Tennessee College of Applied Technology-Shelbyville

Shelbyville, TN · 412 students · Public

In Shelbyville, Tennessee College of Applied Technology-Shelbyville supports its students with a graduation rate of 73%. With a focus on training people for specific careers, this institution prepares students for the workforce where they can earn a median income of $38,700 after ten years. The smaller campus environment allows for a more intimate learning experience, which can be beneficial for those who may struggle in larger universities.

73% graduate $38,700 earnings

Tennessee's full profile

#27

Vanderbilt University

Nashville, TN · 7,208 students · Private nonprofit

In the heart of Nashville, Vanderbilt University offers a prestigious education with a remarkable 93% graduation rate. This private nonprofit institution is known for its strong academic programs and a vibrant campus life, making it an attractive fit for driven students who seek both challenge and support during their college years.

6% accepted 93% graduate $91,565 earnings

Vanderbilt's full profile

#28

Tennessee College of Applied Technology-Murfreesboro

Murfreesboro, TN · 709 students · Public

With a graduation rate of 75%, Tennessee College of Applied Technology-Murfreesboro is committed to helping students turn their aspirations into reality. The school has a strong focus on practical skills, preparing graduates for careers with median earnings of $40,869 after ten years. This emphasis on hands-on learning is appealing for those looking to enter the workforce directly after completing their programs.

75% graduate $40,869 earnings

Tennessee's full profile

#29

Tennessee State University

Nashville, TN · 4,848 students · Public

Located in the vibrant city of Nashville, Tennessee State University has a diverse student body of nearly 5,000. This public institution emphasizes accessibility and offers a supportive environment, especially for first-generation college students, with 51% of its students receiving Pell Grants.

70% accepted 33% graduate $42,730 earnings

Tennessee's full profile

#30

East Tennessee State University

Johnson City, TN · 10,004 students · Public

With over 10,000 students, East Tennessee State University in Johnson City, TN cultivates a vibrant campus community. The school's acceptance rate of 86% reflects its commitment to accessibility, making it a welcoming choice for a diverse group of students pursuing various paths.

86% accepted 52% graduate $44,859 earnings

Tennessee College of Applied Technology-Hartsville

Hartsville, TN · 247 students · Public

Tennessee College of Applied Technology-Hartsville has an impressive graduation rate of 79%, signaling a supportive environment for its students. With a small student body of 247, this school offers a tight-knit community that fosters personalized attention and tailored educational experiences. Graduates can look forward to median earnings of $40,469 in their careers after ten years, which reflects the practical training they receive.

79% graduate $40,469 earnings

Tennessee's full profile

#32

Tennessee College of Applied Technology-Jackson

Jackson, TN · 563 students · Public

Tennessee College of Applied Technology-Jackson serves a smaller student body of 563, focusing on practical skills and job readiness. With a graduation rate of 77%, this institution is committed to helping students complete their programs and enter the workforce equipped with in-demand skills.

77% graduate $38,383 earnings

Tennessee's full profile

#33

Trevecca Nazarene University

Nashville, TN · 1,737 students · Private nonprofit

Trevecca Nazarene University, nestled in Nashville, TN, offers a unique blend of faith-based education and academic rigor. With a graduation rate of 54%, students find a supportive community that fosters both personal and professional growth, preparing them for various careers.

69% accepted 54% graduate $49,378 earnings

Trevecca's full profile

#34

Tennessee College of Applied Technology-Elizabethton

Elizabethton, TN · 546 students · Public

Tennessee College of Applied Technology-Elizabethton is dedicated to providing hands-on training in a supportive, community-oriented environment. With an impressive graduation rate of 80%, this institution focuses on ensuring that students acquire the skills they need to succeed in their careers upon completion.

80% graduate $35,069 earnings

Tennessee's full profile

#35

Tennessee College of Applied Technology Northwest

Newbern, TN · 717 students · Public

Located in Newbern, TN, the Tennessee College of Applied Technology Northwest focuses on practical skills and hands-on learning. With a graduation rate of 67%, this college prepares students for immediate entry into the workforce through its targeted programs.

67% graduate $38,514 earnings

Tennessee's full profile

#36

Tennessee College of Applied Technology-Upper Cumberland

Crossville, TN · 360 students · Public

At Tennessee College of Applied Technology-Upper Cumberland in Crossville, TN, students experience a strong emphasis on technical training, leading to an impressive graduation rate of 83%. This focus on practical skills helps students transition smoothly into the workforce, making it an attractive option for those looking for direct pathways to employment.

83% graduate $35,551 earnings

Tennessee's full profile

#37

Lee University

Cleveland, TN · 2,617 students · Private nonprofit

Lee University is a vibrant, private nonprofit institution located in Cleveland, TN, with an enrollment of over 2,600 students. Graduating 62% of its students, Lee fosters a community-oriented environment that balances academic rigor with personal growth, making it a strong choice for those seeking a well-rounded college experience.

71% accepted 62% graduate $43,222 earnings

Motlow State Community College

Tullahoma, TN · 3,962 students · Public

Motlow State Community College, located in Tullahoma, offers a supportive environment for students seeking an affordable pathway to higher education. Although the graduation rate is 31%, the college provides resources to help students navigate their academic journeys, with median earnings reaching $40,397 ten years post-graduation, which highlights the potential for good returns on their investment.

31% graduate $40,397 earnings

Motlow's full profile

#39

Tennessee College of Applied Technology-Harriman

Harriman, TN · 246 students · Public

With a graduation rate of 70%, Tennessee College of Applied Technology-Harriman is a solid option for students looking to enter the workforce quickly. The school focuses on practical skills and hands-on training, equipping students for careers that are in demand locally and beyond.

70% graduate $31,591 earnings

Tennessee's full profile

#40

Tennessee College of Applied Technology-McMinnville

McMinnville, TN · 302 students · Public

Tennessee College of Applied Technology-McMinnville has a welcoming atmosphere with a student body of 302. With a graduation rate of 67%, the college emphasizes equipping students with skills that align with local job markets, particularly in trades and technical professions.

67% graduate $40,322 earnings

Tennessee's full profile

#41

Maryville College

Maryville, TN · 1,005 students · Private nonprofit

Maryville College is a private institution that, while having a lower graduation rate of 49%, offers unique opportunities for personal and academic growth. Graduates earn a median of $49,279 within a decade, showcasing the potential for a rewarding career despite the challenges some face in completing their degrees.

61% accepted 49% graduate $49,279 earnings

Maryville's full profile

#42

Cumberland University

Lebanon, TN · 2,104 students · Private nonprofit

Cumberland University serves a larger student body of over 2,100, yet it faces a graduation rate of only 46%. However, it offers higher earnings potential, with graduates making a median of $57,687 at the 10-year mark, appealing to those focused on financial outcomes post-college.

67% accepted 46% graduate $57,687 earnings

Cumberland's full profile

#43

The University of Tennessee-Knoxville

Knoxville, TN · 30,418 students · Public

With a vibrant campus nestled in the scenic city of Knoxville, the University of Tennessee-Knoxville serves more than 30,000 students who seek a comprehensive educational experience. The strong graduation rate of 74% indicates that many students find the support they need to succeed, and the median earnings of $60,249 a decade after graduation suggest that a degree from this university can lead to solid financial returns.

42% accepted 74% graduate $60,249 earnings

Tennessee College of Applied Technology-Hohenwald

Hohenwald, TN · 346 students · Public

At Tennessee College of Applied Technology-Hohenwald, the focus is on practical skills and immediate career readiness. With a graduation rate of 57%, this college offers a supportive environment for students pursuing technical training in various fields.

57% graduate $36,106 earnings

Tennessee's full profile

#45

Tennessee College of Applied Technology-Livingston

Livingston, TN · 340 students · Public

Tennessee College of Applied Technology-Livingston focuses on practical skills and hands-on learning, preparing students for immediate employment. With a graduation rate of 76%, this institution demonstrates its commitment to helping students complete their programs successfully, leading to median earnings of $33,497 just ten years after starting their education.

76% graduate $33,497 earnings

Tennessee's full profile

#46

William R Moore College of Technology

Memphis, TN · 366 students · Private nonprofit

William R Moore College of Technology in Memphis is an institution that emphasizes practical training for careers in technology. With a graduation rate of 49%, it supports students in acquiring valuable skills, resulting in median earnings of $32,194 a decade after graduation, which can be a solid start in the tech field.

49% graduate $32,194 earnings

William's full profile

#47

Tennessee College of Applied Technology-Jacksboro

Jacksboro, TN · 231 students · Public

With a graduation rate of 82%, Tennessee College of Applied Technology-Jacksboro focuses on equipping students with practical skills that translate directly into the workforce. The median earnings of $36,449 a decade after graduation suggest that graduates are finding solid job opportunities in their fields.

82% graduate $36,449 earnings

Tennessee's full profile

#48

TCAT Athens

Athens, TN · 205 students · Public

TCAT Athens offers a focused education with a graduation rate of 76%, emphasizing practical skills for immediate application in various industries. The median earnings of $40,540 after 10 years highlight the potential for a rewarding return on investment for graduates.

76% graduate $40,540 earnings

Lincoln Memorial University

Harrogate, TN · 1,572 students · Private nonprofit

Lincoln Memorial University, nestled in the scenic town of Harrogate, offers a unique blend of academic rigor and Southern charm. Graduates can expect to earn a median income of $49,956 ten years after they leave, reflecting the university’s commitment to equipping students for success across various professions, particularly in healthcare and education.

63% accepted 52% graduate $49,956 earnings

Lincoln's full profile

#50

Tennessee College of Applied Technology-Memphis

Memphis, TN · 1,391 students · Public

47% graduate $31,192 earnings

Tennessee's full profile

The data reveals an interesting trend when comparing Roane State Community College and Le Moyne-Owen College. While Roane State has a lower net price of $4,270 and higher earnings at $39,407, Le Moyne-Owen’s net price is $7,099, but its graduates earn less on average at $35,594. This highlights how cost and outcomes can diverge significantly between institutions, making careful consideration essential.

As you sift through this list of 50 schools, think about what matters most for you or your child. Consider factors like location, available programs, campus atmosphere, and financial situations. A low net price is appealing, but it’s also important to look at how supportive the institution is in helping students graduate and find jobs. Balance these financial metrics with personal priorities to find the right fit.

Ultimately, choosing a college is about more than just numbers. It’s about what that education can lead to in terms of stability and opportunity. A family’s decision today impacts their future, and with affordable options like those on this list, students can pursue degrees that pave the way for a promising life ahead without being weighed down by burdensome debt.

Data Sources

U.S. Dept of Education College Scorecard

Opportunity Insights Mobility Report Card

Social Capital Atlas

Times Higher Education World Rankings

NCES IPEDS

Sources & Citations

[1]

U.S. Department of Education. College Scorecard Data. Federal Student Aid, National Center for Education Statistics. →

[2]

National Center for Education Statistics. Integrated Postsecondary Education Data System (IPEDS). →

David Krug

Co-Founder, CollegeRanker

David Krug is the co-founder of CollegeRanker and a data systems architect focused on making institutional research accessible to families. He builds the data pipelines and ranking algorithms that power CollegeRanker, drawing from federal datasets and Raj Chetty's Opportunity Insights research to measure what traditional rankings ignore: whether a college actually changes a family's economic trajectory.

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