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The University of Tennessee-Martin

Public Martin, TN · Town · Southeast · 100% data
B Value B Affordability C+ Earnings
Graduation Rate
54% C-
About half of students who start complete their degree
Earnings (10yr)
$44,213 C+
Roughly in line with national averages
Net Price
$10,701 B
38% less than the typical college
Acceptance Rate
88% D+
Accessible to most qualified applicants
Earnings +8% vs avg
Graduation -6% vs avg
Net Price +-38% vs avg

Bottom line: A C+ overall grade — average outcomes for a U.S. college. 24.0× return on investment — every $1 spent returns $24.0 over 20 years.

24.0× return on investment

Every $1 spent returns $24.0 over 20 years — debt pays back in ~under a year. Net gain: $985,372.

What The Data Says

  1. A C+ overall — outcomes trail most U.S. colleges on measured metrics.

  2. Every $1 invested returns $24.0 over 20 years — an exceptional return.

Why The University of Tennessee-Martin Matters

The University of Tennessee-Martin is a public university in Martin, TN and its outcomes are not an accident. They are driven by a well-connected, high-opportunity alumni network. The result: measurable returns for the students it serves.

Interpretation generated from this school's federal outcomes, research, and mobility data.

Institutional Profile

Institution Type
Public University
Carnegie Class
Master's University
Enrollment
4,866
Setting
Town
Primary Strengths
Business & Marketing, Education, Health Professions, Psychology

Why students choose The University of Tennessee-Martin

Influential alumni network
High cross-class social capital and reach
Outstanding value
Low net price against strong graduate earnings
Strength in Business & Marketing
Its most-awarded field of study

CollegeRanker Report Card

Graded on outcomes, against every U.S. college.

C+
Top 44% overall
C+
Earnings
$44,213 median
B
Value
4.1× net price
B
Affordability
$10,701/yr net
C-
Graduation
54% graduate
D+
Selectivity
88% admit rate
D
Diversity
0.41 index

Each grade is this school's national percentile on a real outcome — earnings, value, mobility, and more.

How we grade →

Overview

With an enrollment of around 4,866 students and an acceptance rate of 88%, the University of Tennessee-Martin is an accessible choice for many. This school suits those looking for a supportive community where they can dive into popular fields like Business and Marketing, Education, Health Professions, Criminal Justice, and Visual & Performing Arts. The focus here is on practical, career-oriented programs, allowing students to gain skills that align with the job market.

After graduation, students can expect to earn about $44,213 in their first ten years. This figure reflects a solid return on investment, especially when you consider the net price of attending is around $10,701 after financial aid. While the graduation rate stands at 54%, the affordability of this institution and the potential for decent earnings make it a viable option for many. It’s about finding the right fit and making the most of what’s offered.

When it comes to the financial side, students leave with a median debt of $21,024. This is manageable, especially for those who take advantage of the 34% who receive Pell Grants. UT-Martin tends to attract students who appreciate a more personalized educational experience and who might thrive in a setting that emphasizes both academic and personal growth. If you're looking for a place that balances cost with opportunity, this could be a good match.

Rankings

Can I Get In?

How selective The University of Tennessee-Martin is — and how your numbers stack up.

Tool

Will I Be Accepted?

Enter your credentials to see your chances at this school.

3.0
Test Score
1050
21

Academics & Admissions

Is It Hard to Get Into The University of Tennessee-Martin? Acceptance Rate & Requirements

Based in Martin, Tennessee, The University of Tennessee-Martin admits most of the students who apply; the acceptance rate is roughly 88%. Admitted students typically arrive with an average SAT score near 1,120. The graduation rate is roughly 54%.

Acceptance Rate
88%
Retention Rate
77%
SAT Average
1120
ACT Midpoint
22
SAT Range
970–1210
ACT Range
19–25
Full-Time Faculty
68%
Faculty Salary (mo)
$8,367
Student–Faculty Ratio
15:1
Diversity Index
0.41
First-Gen Students
39%
Applicants
5,502
Admitted
4,866

Can I Afford It?

What you'll actually pay after grants and aid — not the sticker price.

Cost & Financial Aid

How Much Does It Cost to Attend The University of Tennessee-Martin? Tuition, Net Price & Aid

Published tuition at The University of Tennessee-Martin is $16,600, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $10,701. Students from families earning under $30,000 typically pay closer to $7,151 after need-based grants. The median graduate leaves with about $21,024 in federal student loans.

In-State Tuition
$10,560
Out-of-State
$16,600
Avg Net Price
$10,701
Median Debt
$21,024
Pell Grant Rate
34%
Federal Loan Rate
31%

What Families Actually Pay

Family Income $0–$30K
$7,151
Family Income $30K–$48K
$8,961
Family Income $48K–$75K
$11,640
Family Income $110K+
$15,827

What Happens After?

Earnings, debt, and where graduates actually land.

Students Like You

Tell us a little about yourself to see what students like you have typically experienced at The University of Tennessee-Martin — the net price for your income, your admission odds, and the outcomes that follow. These are patterns from federal data, not predictions.

Compare schools in the full simulator →Sources: College Scorecard, Common Data Set, Opportunity Insights · today's dollars (CPI-adjusted) · descriptive, not predictive

Graduate Outcomes

Is The University of Tennessee-Martin Worth It? Graduate Earnings & ROI

Ten years out, alumni of The University of Tennessee-Martin report median earnings of $44,213, a figure worth comparing against the cost of attendance before enrolling.

6 Years After Entry
$38,863
8 Years
$41,809
10 Years
$44,213
Debt-to-Earnings
0.48x
Earning > $25K
57%

Earnings Trajectory

$38,863 6yr $41,809 8yr $44,213 10yr

Graduation by Timeframe

100% (405)
35%
100% (405)
35%
100% (405)
35%
100% (405)
35%

How The Compares

Dot right of center = above national average.

NATIONAL AVGGraduation54%Earnings 10yr$44KNet Price$11KRetention77%Median Debt$21KPell Grant Rate34%

Net Price by Family Income

What families actually pay after aid, by income bracket.

$7K$0-30K$9K$30-48K$12K$48-75K$16K$110K+

College ROI Calculator

Is The University of Tennessee-Martin Worth It?

A data-driven look at the return on your educational investment — using real federal data.

Yes — for most students, The University of Tennessee-Martin delivers a positive return. Over four years, the typical net price is $10,701/year ($42,804 total). Graduates earn $44,213 at ten years, and over a 20-year career we project $1,028,176 in total earnings — a net gain of $985,372 (24.0× your investment). The median debt is $21,024, which takes less than a year to pay back at typical earnings. With a 54% graduation rate, the path to that return is well-tested. This is a exceptional ROI compared to national averages.

Total Cost (4yr)
$42,804
Projected 20yr Earnings
$1,028,176
Net Return
$985,372
ROI Multiple
24.0×
Cost Per Year
$10,701
Median Debt
$21,024
Debt Payback
Less than 1 yr
Graduation Rate
54%

Does It Change Lives?

Mobility, social capital, and innovation — does it move people up?

Social Capital

Data: Opportunity Insights Social Capital Atlas

How Connected Is The University of Tennessee-Martin? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at The University of Tennessee-Martin. Its economic connectedness score is 1.41, where about 1.0 is the national norm. Its friending bias is low (-0.00), a sign that students from different economic backgrounds actually mix rather than self-segregate. Around 6% of students take part in civic and volunteering activity.

Economic Connectedness
1.41
Cross-class friendships
Friending Bias
-0.00
Lower = more inclusive
Volunteering Rate
6.4%
Support Ratio
1.00
Community support

Research Note

267%
Low-income students at colleges in the top quartile of economic connectedness are 267% more likely to reach the top income quintile than peers at the least-connected schools.
Data from CollegeRanker’s review of 5,745 U.S. colleges (n=1,503). Quartile comparison of mean bottom-quintile success rate, split by economic connectedness (Opportunity Insights Social Capital Atlas × Mobility Report Card).

Institutional Finances

Data: NCES IPEDS

Federal Grants
$1,174,884
Investment Income
$-1,559,971

Top Programs

The fields The University of Tennessee-Martin awards the most degrees in, by share of completions. Where federal field-of-study data exists, we show what graduates in that major earned early in their careers. Each links to its degree guide — or see what someone with your income, scores, and major would pay and earn here in the Students Like You simulator.

Early-career median earnings by major (typically 1–2 years after completion, bachelor's level where available), in today's dollars (CPI-adjusted). Source: U.S. Dept. of Education College Scorecard field of study. Distinct from the school-wide 10-year median; suppressed for small programs.

Frequently Asked Questions

Is It Hard to Get Into The University of Tennessee-Martin? Acceptance Rate & Requirements

Based in Martin, Tennessee, The University of Tennessee-Martin admits most of the students who apply; the acceptance rate is roughly 88%. Admitted students typically arrive with an average SAT score near 1,120. The graduation rate is roughly 54%.

How Much Does It Cost to Attend The University of Tennessee-Martin? Tuition, Net Price & Aid

Published tuition at The University of Tennessee-Martin is $16,600, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $10,701. Students from families earning under $30,000 typically pay closer to $7,151 after need-based grants. The median graduate leaves with about $21,024 in federal student loans.

Is The University of Tennessee-Martin Worth It? Graduate Earnings & ROI

Ten years out, alumni of The University of Tennessee-Martin report median earnings of $44,213, a figure worth comparing against the cost of attendance before enrolling.

How Connected Is The University of Tennessee-Martin? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at The University of Tennessee-Martin. Its economic connectedness score is 1.41, where about 1.0 is the national norm. Its friending bias is low (-0.00), a sign that students from different economic backgrounds actually mix rather than self-segregate. Around 6% of students take part in civic and volunteering activity.

Similar Schools

Schools with similar outcomes, selectivity, and student profiles to The University of Tennessee-Martin.

The State of American Higher Education Outcomes for 2026 — report cover Download PDF

The 2026 Annual Report

The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

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