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Indiana University-South Bend

#6 Most Affordable Colleges in Indiana
Public South Bend, IN · Urban · Great Lakes · 100% data
B+ Value B+ Affordability C+ Earnings
Graduation Rate
38% D
Lower completion rate than most colleges
Earnings (10yr)
$44,947 C+
Roughly in line with national averages
Net Price
$8,653 B+
50% less than the typical college
Acceptance Rate
84% C-
Accessible to most qualified applicants
Earnings +10% vs avg
Graduation -34% vs avg
Net Price +-50% vs avg

Bottom line: A C+ overall grade — average outcomes for a U.S. college. 28.5× return on investment — every $1 spent returns $28.5 over 20 years. Ranked #6 in Most Affordable Colleges in Indiana.

28.5× return on investment

Every $1 spent returns $28.5 over 20 years — debt pays back in ~under a year. Net gain: $950,776.

What The Data Says

  1. A C+ overall — outcomes above the typical U.S. college.

  2. Graduation of 38% — 34% below the national average.

  3. Every $1 invested returns $28.5 over 20 years — an exceptional return.

Why Indiana University-South Bend Matters

Indiana University-South Bend is a public university in South Bend, IN and its outcomes are not an accident. They are driven by a well-connected, high-opportunity alumni network. The result: graduate earnings well above the typical college.

Interpretation generated from this school's federal outcomes, research, and mobility data.

Institutional Profile

Institution Type
Public University
Carnegie Class
Master's University
Enrollment
3,933
Setting
Urban
Primary Strengths
Health Professions, Business & Marketing, Humanities, Education

Why students choose Indiana University-South Bend

Influential alumni network
High cross-class social capital and reach
Outstanding value
Low net price against strong graduate earnings
Strength in Health Professions
Its most-awarded field of study

CollegeRanker Report Card

Graded on outcomes, against every U.S. college.

C+
Top 40% overall
C+
Earnings
$44,947 median
B+
Value
5.2× net price
B+
Affordability
$8,653/yr net
D
Graduation
38% graduate
C-
Selectivity
84% admit rate
C
Diversity
0.60 index

Each grade is this school's national percentile on a real outcome — earnings, value, mobility, and more.

How we grade →

Overview

Indiana University-South Bend has an acceptance rate of 84%, making it accessible for a wide range of students. With an enrollment of 3,933, it strikes a balance between a larger university experience and a more intimate campus environment. This open-door policy allows many students to pursue their educational goals without the pressure of highly competitive admissions.

The Chetty/Opportunity Insights data highlights the economic mobility of graduates. While specific mobility metrics for IU-South Bend are not available, students often come from diverse socioeconomic backgrounds. Approximately 43% of students receive Pell Grants, indicating a significant portion of the student body comes from low-income families. This suggests a commitment to serving those who need it most and improving their long-term outcomes.

From a practical perspective, the net price for attending is $8,653, which is relatively affordable. Graduates can expect to earn around $44,947 ten years after enrollment, which may help offset the median debt of $21,355. Students who thrive here typically pursue programs in health professions, business, education, humanities, and psychology, aligning with regional job markets and community needs.

Rankings

Can I Get In?

How selective Indiana University-South Bend is — and how your numbers stack up.

Tool

Will I Be Accepted?

Enter your credentials to see your chances at this school.

3.0
Test Score
1050
21

Academics & Admissions

Is It Hard to Get Into Indiana University-South Bend? Acceptance Rate & Requirements

Based in South Bend, Indiana, Indiana University-South Bend admits most of the students who apply; the acceptance rate is roughly 84%. Admitted students typically arrive with an average SAT score near 1,081. The graduation rate is roughly 38%.

Acceptance Rate
84%
Retention Rate
65%
SAT Average
1081
ACT Midpoint
21
SAT Range
950–1190
ACT Range
21–23
Full-Time Faculty
60%
Faculty Salary (mo)
$7,053
Student–Faculty Ratio
12:1
Diversity Index
0.60
First-Gen Students
41%
Applicants
2,348
Admitted
2,040

Can I Afford It?

What you'll actually pay after grants and aid — not the sticker price.

Cost & Financial Aid

How Much Does It Cost to Attend Indiana University-South Bend? Tuition, Net Price & Aid

Published tuition at Indiana University-South Bend is $22,811, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $8,653. Students from families earning under $30,000 typically pay closer to $4,637 after need-based grants. The median graduate leaves with about $21,355 in federal student loans.

In-State Tuition
$8,424
Out-of-State
$22,811
Avg Net Price
$8,653
Median Debt
$21,355
Pell Grant Rate
43%
Federal Loan Rate
35%

What Families Actually Pay

Family Income $0–$30K
$4,637
Family Income $30K–$48K
$4,926
Family Income $48K–$75K
$8,195
Family Income $110K+
$15,825

What Happens After?

Earnings, debt, and where graduates actually land.

Students Like You

Tell us a little about yourself to see what students like you have typically experienced at Indiana University-South Bend — the net price for your income, your admission odds, and the outcomes that follow. These are patterns from federal data, not predictions.

Compare schools in the full simulator →Sources: College Scorecard, Common Data Set, Opportunity Insights · today's dollars (CPI-adjusted) · descriptive, not predictive

Graduate Outcomes

Is Indiana University-South Bend Worth It? Graduate Earnings & ROI

Ten years out, alumni of Indiana University-South Bend report median earnings of $44,947, a figure worth comparing against the cost of attendance before enrolling.

6 Years After Entry
$41,388
8 Years
$42,843
10 Years
$44,947
Debt-to-Earnings
0.48x
Earning > $25K
58%

Earnings Trajectory

$41,388 6yr $42,843 8yr $44,947 10yr

Graduation by Timeframe

100% (120)
15%
100% (120)
15%
100% (120)
15%
100% (120)
15%

How Indiana Compares

Dot right of center = above national average.

NATIONAL AVGGraduation38%Earnings 10yr$45KNet Price$9KRetention65%Median Debt$21KPell Grant Rate43%

Net Price by Family Income

What families actually pay after aid, by income bracket.

$5K$0-30K$5K$30-48K$8K$48-75K$16K$110K+

College ROI Calculator

Is Indiana University-South Bend Worth It?

A data-driven look at the return on your educational investment — using real federal data.

Yes — for most students, Indiana University-South Bend delivers a positive return. Over four years, the typical net price is $8,653/year ($34,612 total). Graduates earn $44,947 at ten years, and over a 20-year career we project $985,388 in total earnings — a net gain of $950,776 (28.5× your investment). The median debt is $21,355, which takes less than a year to pay back at typical earnings. With a 38% graduation rate, the path to that return is well-tested. This is a exceptional ROI compared to national averages.

Total Cost (4yr)
$34,612
Projected 20yr Earnings
$985,388
Net Return
$950,776
ROI Multiple
28.5×
Cost Per Year
$8,653
Median Debt
$21,355
Debt Payback
Less than 1 yr
Graduation Rate
38%

Does It Change Lives?

Mobility, social capital, and innovation — does it move people up?

Social Capital

Data: Opportunity Insights Social Capital Atlas

How Connected Is Indiana University-South Bend? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at Indiana University-South Bend. Its economic connectedness score is 1.32, where about 1.0 is the national norm. Its friending bias is low (0.00), a sign that students from different economic backgrounds actually mix rather than self-segregate. Around 7% of students take part in civic and volunteering activity.

Economic Connectedness
1.32
Cross-class friendships
Friending Bias
0.00
Lower = more inclusive
Volunteering Rate
7.1%
Support Ratio
0.97
Community support

Research Note

267%
Low-income students at colleges in the top quartile of economic connectedness are 267% more likely to reach the top income quintile than peers at the least-connected schools.
Data from CollegeRanker’s review of 5,745 U.S. colleges (n=1,503). Quartile comparison of mean bottom-quintile success rate, split by economic connectedness (Opportunity Insights Social Capital Atlas × Mobility Report Card).

Institutional Finances

Data: NCES IPEDS

Federal Grants
$927,167
Investment Income
$-3,330,804

Top Programs

The fields Indiana University-South Bend awards the most degrees in, by share of completions. Where federal field-of-study data exists, we show what graduates in that major earned early in their careers. Each links to its degree guide — or see what someone with your income, scores, and major would pay and earn here in the Students Like You simulator.

Early-career median earnings by major (typically 1–2 years after completion, bachelor's level where available), in today's dollars (CPI-adjusted). Source: U.S. Dept. of Education College Scorecard field of study. Distinct from the school-wide 10-year median; suppressed for small programs.

Frequently Asked Questions

Is It Hard to Get Into Indiana University-South Bend? Acceptance Rate & Requirements

Based in South Bend, Indiana, Indiana University-South Bend admits most of the students who apply; the acceptance rate is roughly 84%. Admitted students typically arrive with an average SAT score near 1,081. The graduation rate is roughly 38%.

How Much Does It Cost to Attend Indiana University-South Bend? Tuition, Net Price & Aid

Published tuition at Indiana University-South Bend is $22,811, but few families pay that. The number to watch is net price, what students actually pay each year after federal grants and institutional scholarships. Here it averages about $8,653. Students from families earning under $30,000 typically pay closer to $4,637 after need-based grants. The median graduate leaves with about $21,355 in federal student loans.

Is Indiana University-South Bend Worth It? Graduate Earnings & ROI

Ten years out, alumni of Indiana University-South Bend report median earnings of $44,947, a figure worth comparing against the cost of attendance before enrolling.

How Connected Is Indiana University-South Bend? Social Capital & Cross-Class Networks

Social capital, the web of cross-class friendships that researchers link to long-run upward mobility, runs high at Indiana University-South Bend. Its economic connectedness score is 1.32, where about 1.0 is the national norm. Its friending bias is low (0.00), a sign that students from different economic backgrounds actually mix rather than self-segregate. Around 7% of students take part in civic and volunteering activity.

Similar Schools

Schools with similar outcomes, selectivity, and student profiles to Indiana University-South Bend.

The State of American Higher Education Outcomes for 2026 — report cover Download PDF

The 2026 Annual Report

The State of American Higher Education Outcomes

Every state graded on what graduates earn, how far they climb, and what college really costs — the hidden geography of economic mobility, in one report.

Free · 21 pages · 5,745 institutions · 100% federal data, no surveys