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Head-to-Head Comparison

Binghamton University vs University of Michigan-Ann Arbor

Binghamton Wins
12
Tied
14
Michigan-Ann Arbor Wins
22

Direct Answer

For overall financial value, University of Michigan-Ann Arbor offers a significantly safer investment tier. With an annual cost of $13,138 vs Binghamton University's $21,620, University of Michigan-Ann Arbor delivers strong outcomes at a fraction of the price. Students who choose University of Michigan-Ann Arbor benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $83,648 at ten years.

48 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Binghamton

  • Less debt: Median debt of $18,500, the lower of the two

Michigan-Ann Arbor

  • Higher earnings: Median earnings of $83,648 ten years after enrollment, 4% more than Binghamton University
  • Lower cost: Average net price of $13,138, roughly $8,482 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • More selective: Admits 16% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Binghamton graduates concentrate in Biology & Biomedical (21% of degrees); Michigan-Ann Arbor in Computer Science & IT (16%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Pre-med & health Binghamton
Computer science & AI Michigan-Ann Arbor
Lab & physical sciences Binghamton
Business & entrepreneurship Binghamton
Engineering Michigan-Ann Arbor
Economics & public policy Either
Arts & design Either
Psychology Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of Michigan

Pick University of Michigan over Binghamton University. Median earnings of $83,648 ten years after enrollment vs $80,596.

Keeping costs down → University of Michigan

Pick University of Michigan over Binghamton University. Net price $13,138 vs $21,620.

Graduation certainty → University of Michigan

Pick University of Michigan over Binghamton University. 93% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

83%
Binghamton
vs
93%
Michigan-Ann Arbor

Earnings (10yr)

$80,596
Binghamton
vs
$83,648
Michigan-Ann Arbor

Avg Net Price

$21,620
Binghamton
vs
$13,138
Michigan-Ann Arbor

Median Debt

$18,500
Binghamton
vs
$19,500
Michigan-Ann Arbor

The Analysis

Verdict

Binghamton University and University of Michigan are close on paper, but University of Michigan wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Michigan is the harder admit. It takes 16% of applicants, while Binghamton University takes 39%. Its entering class also posts the higher average SAT, 1,415 to 1,465.

So what: If test scores and a high-scoring peer group matter to you, University of Michigan sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Michigan comes out ahead. Its average net price after aid is $13,138, about $8,482 a year below Binghamton University's $21,620. Graduates of Binghamton University also borrow less: median debt of $18,500, against $19,500.

So what: Over four years, the gap adds up to about $33,928 before any change in aid. Choosing University of Michigan leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of Michigan graduates report median earnings of $83,648, compared with $80,596 at Binghamton University. That is a 4% advantage.

So what: An earnings gap of 4% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Michigan graduates a larger share of its students, 93% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 11% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Michigan to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. Binghamton University concentrates enrollment in Biology & Biomedical, Business & Marketing, while University of Michigan leans toward Computer Science & IT, Engineering. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Binghamton Not for everyone
  • Cost-conscious students: net price of $21,620 runs well above University of Michigan's $13,138.
  • STEM and CS-focused students: tech programs are a smaller part of Binghamton University's enrollment, and University of Michigan is stronger here.
Michigan-Ann Arbor Not for everyone
  • Business and consulting-track students: University of Michigan has less business program depth, and Binghamton University offers the stronger options.
  • Students who want a smaller campus: University of Michigan's enrollment of 34,177 far exceeds Binghamton University's 14,655.

Full Data Breakdown

Inside the admissions office

Michigan-Ann Arbor holds onto its admits more tightly: 46% of admitted students enroll, versus 15% at Binghamton — a sign of how often it wins head-to-head choices. Binghamton offers a binding Early Decision round that can lift your odds; Michigan-Ann Arbor does not, so there is no early-commitment lever to pull there. Test scores matter less at Binghamton, where only about 53% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Suburban
Setting
Urban
Mid-Atlantic
Region
Great Lakes
14,655
Enrollment
34,177
No
HBCU
No
Admissions
4 metrics
39%
Acceptance Rate
16%
1415
SAT Average
1465
32
ACT Midpoint
1340-1500
SAT Range
1360-1530
Admissions Strategy (Common Data Set)
4 metrics
15%
Yield Rate
46%
44%
SAT Submitted
55%
9%
ACT Submitted
18%
Offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$10,567
In-State Tuition
$17,736
$30,447
Out-of-State Tuition
$60,946
$21,620
Average Net Price
$13,138
$12,171
Net Price ($0-30K income)
$1,043
$15,281
Net Price ($30-48K)
$1,878
$20,347
Net Price ($48-75K)
$4,895
$28,475
Net Price ($110K+)
$26,517
28%
Pell Grant Rate
18%
39%
Federal Loan Rate
24%
Academics
5 metrics
83%
Graduation Rate
93%
89%
Retention Rate
97%
79%
Full-Time Faculty
82%
$11,086
Faculty Salary (monthly)
$13,384
25%
First-Gen Students
21%
Student Body
6 metrics
52%
Female
53%
51%
White
47%
14%
Hispanic
12%
5%
Black
5%
19%
Asian
18%
0.68
Diversity Index
0.72
Outcomes
6 metrics
$61,621
Earnings (6yr)
$73,762
$73,402
Earnings (8yr)
$78,273
$80,596
Earnings (10yr)
$83,648
$18,500
Median Debt
$19,500
0.23x
Debt-to-Earnings
0.23x
75%
Earning Above HS Grad
80%
Social Mobility (Chetty)
4 metrics
5.09%
Mobility Rate
54.0%
Success Rate (bottom 20%)
9.4%
From Bottom 20%
$141,843
Parent Median Income (today's $)
Social Capital
3 metrics
1.78
Economic Connectedness
1.61
0.02
Friending Bias
0.08
7.0%
Volunteering Rate
8.9%
Online Education (IPEDS)
2 metrics
6.6%
% Exclusively Online
3.0%
37.2%
% Any Online
24.4%

The Overviews

Binghamton University

Vestal, NY · Public

39% accept 83% grad $80,596 earnings $21,620 net

With an enrollment of over 14,600 students, Binghamton University in Vestal, New York, caters particularly well to those interested in fields like Biology, Business, Psychology, and Engineering. The acceptance rate of 39% suggests a competitive atmosphere, but for many students, the supportive environment and high graduation rate of 83% make it an appealing choice. It's a place where driven individuals can find their path and thrive academically.

Looking ahead to life after graduation, Binghamton graduates earn an impressive average of $80,596 within ten years of leaving school. This strong earning potential reflects the value of the education here, especially in high-demand fields. The affordability also stands out, with a net price of $21,620 and a median debt of $18,500, which is manageable for many students. About 28% of the student body receives Pell Grants, indicating that support is available for those who need it.

When considering the overall financial picture, Binghamton University positions itself as a reasonable option for students seeking a solid education without overwhelming debt. The combination of an affordable net price and a relatively low median debt means that graduates can focus on their careers rather than struggling with loans. Students who tend to thrive here are often those who value academic rigor and are motivated to make the most of their college experience, setting themselves up for success in their future endeavors.

University of Michigan-Ann Arbor

Ann Arbor, MI · Public

16% accept 93% grad $83,648 earnings $13,138 net

With an enrollment of nearly 34,200 students, the University of Michigan-Ann Arbor is a vibrant and competitive environment suited for those who thrive in large, diverse settings. The acceptance rate of just 16% means that the university attracts a motivated student body. Here, students dive into popular programs like Computer Science & IT, Engineering, and Business & Marketing, allowing them to engage deeply with their fields while also enjoying the resources of a large public university.

Looking at life after graduation, graduates from Michigan can expect to earn about $83,648 within ten years of completing their degrees. This level of earnings reflects the strong career support and alumni network that helps many students advance in their careers. The university’s high graduation rate of 93% speaks to the commitment of faculty and students alike, ensuring that most make it through to graduation, which is a key factor in securing better job opportunities.

When considering the financial aspect, the net price for students after financial aid is around $13,138, making it a reasonably affordable choice given the quality of education received. With a median debt of $19,500, most graduates leave with manageable loans, especially in light of their earning potential. Students who excel here often share a drive to succeed and a passion for their chosen fields, making Michigan a great fit for those eager to make an impact in their careers.

Rankings They Appear On

Binghamton University is featured on the Best Biology Colleges in New York ranking.

Explore all rankings →

Top Degree Programs

Binghamton's top program is Biology (21% of enrollment), while Michigan-Ann Arbor leads with Computer Science (16%).

Career Pathways

Program strengths at these schools feed into careers like Financial Analyst, Management Consultant, Accountant (for Binghamton) and Software Developer, Data Scientist, Cybersecurity Analyst (for Michigan-Ann Arbor).

The two schools feed different job markets. Binghamton University is strongest in Business & Marketing, Psychology, while University of Michigan concentrates in Computer Science & IT, Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Binghamton University or University of Michigan?

University of Michigan is harder to get into, admitting 16% of applicants compared with 39% at Binghamton University.

Which is more affordable, Binghamton University or University of Michigan?

University of Michigan is more affordable, with an average net price of $13,138 after aid versus $21,620 at Binghamton University.

Do Binghamton University or University of Michigan graduates earn more?

University of Michigan graduates earn more: median earnings of $83,648 ten years after enrollment, versus $80,596 at Binghamton University.

Which has a better graduation rate, Binghamton University or University of Michigan?

University of Michigan has the higher graduation rate, 93% versus 83%.

Should you choose Binghamton University or University of Michigan?

It depends on what you weigh most. Choose University of Michigan if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Binghamton and Michigan-Ann Arbor stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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