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Head-to-Head Comparison

California Polytechnic State University-San Luis Obispo vs Saint Joseph's University - Philadelphia

California Polytechnic Wins
23
Tied
14
Saint Joseph's Wins
7

Direct Answer

For overall financial value, California Polytechnic State University-San Luis Obispo offers a significantly safer investment tier. With an annual cost of $16,665 vs Saint Joseph's University - Philadelphia's $29,689, California Polytechnic State University-San Luis Obispo delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, California Polytechnic State University-San Luis Obispo's lower price point delivers a highly efficient debt-to-earnings path.

44 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

California Polytechnic

  • Higher earnings: Median earnings of $90,768 ten years after enrollment, 4% more than Saint Joseph's University - Philadelphia
  • Lower cost: Average net price of $16,665, roughly $13,024 a year less
  • Higher grad rate: 86% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $18,500, the lower of the two
  • More selective: Admits 31% of applicants, which makes for a more competitive peer group

Saint Joseph's

No clear advantage detected in core metrics.

The Actual Decision

What are you really choosing between?

California Polytechnic graduates concentrate in Engineering (23% of degrees); Saint Joseph's in Business & Marketing (39%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Pre-med & health Saint Joseph's
Engineering California Polytechnic
Business & entrepreneurship Saint Joseph's
Lab & physical sciences Saint Joseph's
Education & teaching Saint Joseph's
Psychology Saint Joseph's
Computer science & AI California Polytechnic
Economics & public policy Either
Communications & media Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over Saint Joseph's University - Philadelphia. Median earnings of $90,768 ten years after enrollment vs $86,881.

Keeping costs down → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over Saint Joseph's University - Philadelphia. Net price $16,665 vs $29,689.

Graduation certainty → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over Saint Joseph's University - Philadelphia. 86% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

86%
California Polytechnic
vs
79%
Saint Joseph's

Earnings (10yr)

$90,768
California Polytechnic
vs
$86,881
Saint Joseph's

Avg Net Price

$16,665
California Polytechnic
vs
$29,689
Saint Joseph's

Median Debt

$18,500
California Polytechnic
vs
$25,500
Saint Joseph's

The Analysis

Verdict

California Polytechnic State University-San Luis Obispo and Saint Joseph's University - Philadelphia are close on paper, but California Polytechnic State University-San Luis Obispo wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

California Polytechnic State University-San Luis Obispo is the harder admit. It takes 31% of applicants, while Saint Joseph's University - Philadelphia takes 89%.

So what: If test scores and a high-scoring peer group matter to you, California Polytechnic State University-San Luis Obispo sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, California Polytechnic State University-San Luis Obispo comes out ahead. Its average net price after aid is $16,665, about $13,024 a year below Saint Joseph's University - Philadelphia's $29,689. Graduates of California Polytechnic State University-San Luis Obispo also borrow less: median debt of $18,500, against $25,500.

So what: Over four years, the gap adds up to about $52,096 before any change in aid. Choosing California Polytechnic State University-San Luis Obispo leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, California Polytechnic State University-San Luis Obispo graduates report median earnings of $90,768, compared with $86,881 at Saint Joseph's University - Philadelphia. That is a 4% advantage. Set against borrowing, California Polytechnic State University-San Luis Obispo has the lower debt-to-earnings ratio, 0.2x to 0.29x.

So what: An earnings gap of 4% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

California Polytechnic State University-San Luis Obispo graduates a larger share of its students, 86% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 6% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick California Polytechnic State University-San Luis Obispo to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. California Polytechnic State University-San Luis Obispo concentrates enrollment in Engineering, Computer Science & IT, while Saint Joseph's University - Philadelphia leans toward Health Professions, Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

California Polytechnic Not for everyone
  • Students who want a smaller campus: California Polytechnic State University-San Luis Obispo's enrollment of 21,996 far exceeds Saint Joseph's University - Philadelphia's 4,948.
Saint Joseph's Not for everyone
  • Cost-conscious students: net price of $29,689 runs well above California Polytechnic State University-San Luis Obispo's $16,665.
  • Students minimizing debt: median debt is $25,500, against $18,500 at California Polytechnic State University-San Luis Obispo.
  • Engineering-focused students: California Polytechnic State University-San Luis Obispo has the stronger engineering programs.

Full Data Breakdown

Overview
5 metrics
Public
Type
Private nonprofit
Suburban
Setting
Urban
Far West
Region
Mid-Atlantic
21,996
Enrollment
4,948
No
HBCU
No
Admissions
4 metrics
31%
Acceptance Rate
89%
SAT Average
1258
ACT Midpoint
28
SAT Range
1170-1350
Admissions Strategy (Common Data Set)
4 metrics
26%
Yield Rate
18%
SAT Submitted
5%
ACT Submitted
Not offered
Early Decision
Cost & Financial Aid
9 metrics
$13,596
In-State Tuition
$53,260
$34,665
Out-of-State Tuition
$53,260
$16,665
Average Net Price
$29,689
$7,529
Net Price ($0-30K income)
$22,570
$7,253
Net Price ($30-48K)
$23,022
$9,896
Net Price ($48-75K)
$24,297
$27,772
Net Price ($110K+)
$33,222
19%
Pell Grant Rate
20%
25%
Federal Loan Rate
56%
Academics
5 metrics
86%
Graduation Rate
79%
96%
Retention Rate
89%
69%
Full-Time Faculty
100%
$12,673
Faculty Salary (monthly)
$11,284
25%
First-Gen Students
18%
Student Body
6 metrics
50%
Female
59%
48%
White
68%
25%
Hispanic
9%
1%
Black
7%
14%
Asian
9%
0.68
Diversity Index
0.51
Outcomes
6 metrics
$72,358
Earnings (6yr)
$66,438
$82,835
Earnings (8yr)
$76,633
$90,768
Earnings (10yr)
$86,881
$18,500
Median Debt
$25,500
0.2x
Debt-to-Earnings
0.29x
79%
Earning Above HS Grad
85%
Social Capital
3 metrics
1.85
Economic Connectedness
-0.01
Friending Bias
7.0%
Volunteering Rate
Online Education (IPEDS)
2 metrics
1.1%
% Exclusively Online
21.9%
74.9%
% Any Online
53.0%

The Overviews

California Polytechnic State University-San Luis Obispo

San Luis Obispo, CA · Public

31% accept 86% grad $90,768 earnings $16,665 net

California Polytechnic State University-San Luis Obispo has an impressive graduation rate of 86%. This high rate indicates strong student support and engagement, contributing to a successful academic environment. With nearly 22,000 students, Cal Poly combines a vibrant campus life with a commitment to academic excellence.

Graduates from Cal Poly earn a median salary of $90,768 ten years post-graduation. This figure reflects the effectiveness of the university's programs in preparing students for the workforce. Although the Pell Grant rate is 19%, the university's focus on practical, career-oriented education significantly enhances economic mobility for many students.

The cost of attendance is relatively affordable, with a net price of $16,665 and a median debt of $18,500. This financial structure positions Cal Poly as a viable option for students seeking quality education without overwhelming debt. Students who thrive here are often those interested in fields like engineering, business, and computer science, where hands-on experience and industry connections are paramount.

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

Rankings They Appear On

Saint Joseph's University - Philadelphia is featured on the Highest-Paying Colleges for Education ranking.

Explore all rankings →

Top Degree Programs

California Polytechnic's top program is Mechanical Engineering (23% of enrollment), while Saint Joseph's leads with Business Administration (39%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for California Polytechnic) and Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's).

The two schools feed different job markets. California Polytechnic State University-San Luis Obispo is strongest in Engineering, Computer Science & IT, while Saint Joseph's University - Philadelphia concentrates in Health Professions, Psychology. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into California Polytechnic State University-San Luis Obispo or Saint Joseph's University - Philadelphia?

California Polytechnic State University-San Luis Obispo is harder to get into, admitting 31% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, California Polytechnic State University-San Luis Obispo or Saint Joseph's University - Philadelphia?

California Polytechnic State University-San Luis Obispo is more affordable, with an average net price of $16,665 after aid versus $29,689 at Saint Joseph's University - Philadelphia.

Do California Polytechnic State University-San Luis Obispo or Saint Joseph's University - Philadelphia graduates earn more?

California Polytechnic State University-San Luis Obispo graduates earn more: median earnings of $90,768 ten years after enrollment, versus $86,881 at Saint Joseph's University - Philadelphia.

Which has a better graduation rate, California Polytechnic State University-San Luis Obispo or Saint Joseph's University - Philadelphia?

California Polytechnic State University-San Luis Obispo has the higher graduation rate, 86% versus 79%.

Should you choose California Polytechnic State University-San Luis Obispo or Saint Joseph's University - Philadelphia?

It depends on what you weigh most. Choose California Polytechnic State University-San Luis Obispo if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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