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Head-to-Head Comparison

Saint Joseph's University - Philadelphia vs University of Minnesota-Twin Cities

Saint Joseph's Wins
11
Tied
10
Minnesota-Twin Cities Wins
22

Direct Answer

For overall financial value, University of Minnesota-Twin Cities offers a significantly safer investment tier. With an annual cost of $16,778 vs Saint Joseph's University - Philadelphia's $29,689, University of Minnesota-Twin Cities delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Minnesota-Twin Cities's lower price point delivers a highly efficient debt-to-earnings path.

43 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Saint Joseph's

  • Higher earnings: Median earnings of $86,881 ten years after enrollment, 26% more than University of Minnesota-Twin Cities

Minnesota-Twin Cities

  • Lower cost: Average net price of $16,778, roughly $12,911 a year less
  • Higher grad rate: 85% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $19,500, the lower of the two
  • More selective: Admits 80% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Saint Joseph's graduates concentrate in Business & Marketing (39% of degrees); Minnesota-Twin Cities in Biology & Biomedical (12%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Saint Joseph's
Pre-med & health Saint Joseph's
Engineering Minnesota-Twin Cities
Computer science & AI Minnesota-Twin Cities
Communications & media Saint Joseph's
Economics & public policy Minnesota-Twin Cities
Psychology Either
Education & teaching Either
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Saint Joseph's University - Philadelphia

Pick Saint Joseph's University - Philadelphia over University of Minnesota-Twin Cities. Median earnings of $86,881 ten years after enrollment vs $69,020.

Keeping costs down → University of Minnesota-Twin Cities

Pick University of Minnesota-Twin Cities over Saint Joseph's University - Philadelphia. Net price $16,778 vs $29,689.

Graduation certainty → University of Minnesota-Twin Cities

Pick University of Minnesota-Twin Cities over Saint Joseph's University - Philadelphia. 85% completion rate vs 79%.

Key Metrics at a Glance

Graduation Rate

79%
Saint Joseph's
vs
85%
Minnesota-Twin Cities

Earnings (10yr)

$86,881
Saint Joseph's
vs
$69,020
Minnesota-Twin Cities

Avg Net Price

$29,689
Saint Joseph's
vs
$16,778
Minnesota-Twin Cities

Median Debt

$25,500
Saint Joseph's
vs
$19,500
Minnesota-Twin Cities

The Analysis

Verdict

Saint Joseph's University - Philadelphia and University of Minnesota-Twin Cities are close on paper, but University of Minnesota-Twin Cities wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Minnesota-Twin Cities is the harder admit. It takes 80% of applicants, while Saint Joseph's University - Philadelphia takes 89%. Its entering class also posts the higher average SAT, 1,258 to 1,362.

So what: If test scores and a high-scoring peer group matter to you, University of Minnesota-Twin Cities sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Minnesota-Twin Cities comes out ahead. Its average net price after aid is $16,778, about $12,911 a year below Saint Joseph's University - Philadelphia's $29,689. Graduates of University of Minnesota-Twin Cities also borrow less: median debt of $19,500, against $25,500.

So what: Over four years, the gap adds up to about $51,644 before any change in aid. Choosing University of Minnesota-Twin Cities leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Saint Joseph's University - Philadelphia graduates report median earnings of $86,881, compared with $69,020 at University of Minnesota-Twin Cities. That is a 26% advantage. Set against borrowing, University of Minnesota-Twin Cities has the lower debt-to-earnings ratio, 0.28x to 0.29x.

So what: An earnings gap of 26% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Minnesota-Twin Cities graduates a larger share of its students, 85% versus 79%. More of its students stay on track to a degree.

So what: A completion gap of 6% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Minnesota-Twin Cities to keep costs and debt down; pick Saint Joseph's University - Philadelphia for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Minnesota-Twin Cities saves about $12,911 a year, yet Saint Joseph's University - Philadelphia graduates earn $17,861 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Saint Joseph's University - Philadelphia concentrates enrollment in Health Professions, while University of Minnesota-Twin Cities leans toward Computer Science & IT. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Saint Joseph's Not for everyone
  • Cost-conscious students: net price of $29,689 runs well above University of Minnesota-Twin Cities's $16,778.
  • Students minimizing debt: median debt is $25,500, against $19,500 at University of Minnesota-Twin Cities.
Minnesota-Twin Cities Not for everyone
  • Students who want a smaller campus: University of Minnesota-Twin Cities's enrollment of 31,855 far exceeds Saint Joseph's University - Philadelphia's 4,948.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
Mid-Atlantic
Region
Plains
4,948
Enrollment
31,855
No
HBCU
No
Admissions
4 metrics
89%
Acceptance Rate
80%
1258
SAT Average
1362
28
ACT Midpoint
30
1170-1350
SAT Range
1300-1500
Admissions Strategy (Common Data Set)
3 metrics
SAT Submitted
8%
ACT Submitted
33%
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$53,260
In-State Tuition
$17,214
$53,260
Out-of-State Tuition
$38,362
$29,689
Average Net Price
$16,778
$22,570
Net Price ($0-30K income)
$6,642
$23,022
Net Price ($30-48K)
$7,283
$24,297
Net Price ($48-75K)
$9,931
$33,222
Net Price ($110K+)
$27,008
20%
Pell Grant Rate
18%
56%
Federal Loan Rate
28%
Academics
5 metrics
79%
Graduation Rate
85%
89%
Retention Rate
91%
100%
Full-Time Faculty
81%
$11,284
Faculty Salary (monthly)
$13,662
18%
First-Gen Students
19%
Student Body
6 metrics
59%
Female
56%
68%
White
57%
9%
Hispanic
7%
7%
Black
10%
9%
Asian
13%
0.51
Diversity Index
0.64
Outcomes
6 metrics
$66,438
Earnings (6yr)
$57,984
$76,633
Earnings (8yr)
$63,477
$86,881
Earnings (10yr)
$69,020
$25,500
Median Debt
$19,500
0.29x
Debt-to-Earnings
0.28x
85%
Earning Above HS Grad
78%
Social Capital
3 metrics
Economic Connectedness
1.65
Friending Bias
0.03
Volunteering Rate
8.3%
Online Education (IPEDS)
2 metrics
21.9%
% Exclusively Online
4.0%
53.0%
% Any Online
50.1%

The Overviews

Saint Joseph's University - Philadelphia

Philadelphia, PA · Private nonprofit

89% accept 79% grad $86,881 earnings $29,689 net

With an enrollment of nearly 5,000 students, Saint Joseph's University in Philadelphia is a welcoming space for those looking to balance solid academics with a vibrant campus life. The acceptance rate of 89% suggests that we can expect a diverse group of students, many of whom are drawn to popular programs in Business and Marketing, Health Professions, Biology, Education, and Social Sciences. This mix means you'll find a community where collaboration and support thrive, making it a good fit if you're looking to dive deep into any of these fields.

Looking ahead, graduates from Saint Joseph's can anticipate a promising financial future. On average, alumni earn about $86,881 a decade after completing their studies, which is a solid return on investment considering the cost of education. Affordability is also a key factor here; the net price after aid stands at $29,689, and while some students do take on debt, with a median of $25,500, the earnings potential can help ease that burden for many.

In practical terms, students who tend to thrive at Saint Joseph's often embrace the collaborative atmosphere and are eager to engage with the community. The university supports a range of financial aid options, though it's worth noting that only 20% of students receive Pell Grants, meaning there’s a diverse economic mix on campus. This environment can be especially beneficial for those who are proactive about their education and seek to leverage the school's resources to create their own opportunities.

University of Minnesota-Twin Cities

Minneapolis, MN · Public

80% accept 85% grad $69,020 earnings $16,778 net

With an enrollment of over 31,000 students, the University of Minnesota-Twin Cities stands out as a vibrant public university where a diverse array of students can thrive. If you're interested in business, biology, computer science, engineering, or psychology, you're likely to find a strong community here. The 80% acceptance rate shows that the university is accessible to many, making it an attractive option for students from various backgrounds seeking to gain a solid education in these fields.

After graduation, students can expect a median earning of around $69,020 within ten years, which is a promising number that speaks to the value of a degree from this university. While the data on mobility rates isn't available, the strong graduation rate of 85% suggests that most students are completing their programs and moving into the workforce with a competitive edge. This financial outlook is further enhanced by the affordability of the education, allowing graduates to step into their careers without overwhelming debt.

Speaking of costs, the net price after financial aid stands at approximately $16,778, which is quite manageable compared to many other institutions. With a median debt of $19,500, students here tend to leave with a reasonable financial burden. The university attracts those who are motivated and ready to invest in their futures, and it seems well-suited for individuals who are driven and eager to engage in a collaborative learning environment.

Rankings They Appear On

University of Minnesota-Twin Cities is featured on the Best Engineering Colleges in Minnesota ranking.

Explore all rankings →

Top Degree Programs

Saint Joseph's's top program is Business Administration (39% of enrollment), while Minnesota-Twin Cities leads with Biology (12%).

Career Pathways

Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for Saint Joseph's) and Software Developer, Data Scientist, Cybersecurity Analyst (for Minnesota-Twin Cities).

The two schools feed different job markets. Saint Joseph's University - Philadelphia is strongest in Health Professions, Psychology, while University of Minnesota-Twin Cities concentrates in Computer Science & IT, Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Saint Joseph's University - Philadelphia or University of Minnesota-Twin Cities?

University of Minnesota-Twin Cities is harder to get into, admitting 80% of applicants compared with 89% at Saint Joseph's University - Philadelphia.

Which is more affordable, Saint Joseph's University - Philadelphia or University of Minnesota-Twin Cities?

University of Minnesota-Twin Cities is more affordable, with an average net price of $16,778 after aid versus $29,689 at Saint Joseph's University - Philadelphia.

Do Saint Joseph's University - Philadelphia or University of Minnesota-Twin Cities graduates earn more?

Saint Joseph's University - Philadelphia graduates earn more: median earnings of $86,881 ten years after enrollment, versus $69,020 at University of Minnesota-Twin Cities.

Which has a better graduation rate, Saint Joseph's University - Philadelphia or University of Minnesota-Twin Cities?

University of Minnesota-Twin Cities has the higher graduation rate, 85% versus 79%.

Should you choose Saint Joseph's University - Philadelphia or University of Minnesota-Twin Cities?

It depends on what you weigh most. Choose University of Minnesota-Twin Cities if affordability and lower debt come first; choose Saint Joseph's University - Philadelphia if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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How do Saint Joseph's and Minnesota-Twin Cities stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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